Latest news with #AIA
Fast Company
3 days ago
- General
- Fast Company
The power of circular philanthropy
In 2018, Sharon Prince served on the jury of the American Institute of Architects' Honor Awards. Among the winning projects was the Gohar Khatoon Girls' School in Mazar-i-Sharif, Afghanistan, which earned plaudits for its design aesthetic and social impact. During the selection process, Prince posed a simple yet provocative question: Were any of the building's bricks made by children? It was a question the jury members hadn't considered. In fact, it even took Prince by surprise. 'All of a sudden, the light bulb went on for me, too,' she says. 'I thought, Wait a minute, I don't know where all of my own building materials come from.' Prince is the CEO and founder of Grace Farms Foundation, a nonprofit that operates an 80-acre cultural and humanitarian center in New Canaan, Connecticut. The previous year, Grace Farms had won an American Institute of Architects (AIA) Honor Award for its striking River building, a winding, multipurpose structure that world-renowned architecture firm SANAA gently wove into the property's natural landscape. Prince's question to the AIA jury sparked more questions, this time for her partners on the River building, as well as the AIA's president and several other leaders in the building materials industry. None had ever questioned how the copper, concrete, lumber, and other products they used were made—or who was making them. These conversations were the genesis of Design for Freedom, an initiative launched by Grace Farms in 2020 that aims to eliminate forced labor in the building materials supply chain. The movement engages industry stakeholders—from architects and engineers to manufacturers and contractors—to more closely scrutinize their supply chains. 'Until we can actually have transparency and know whether or not there is forced labor subsidizing our buildings, then there is a high risk that it is,' Prince says. BRINGING COMMUNITY TOGETHER At Grace Farms, which is celebrating its 10th anniversary in 2025, thoughtful design and humanitarian work have always been at the center of its operating philosophy. The center in New Canaan gives the public opportunities to experience nature, admire the architecture of the River building, and enjoy the ever-changing public programs. They can visit the center to attend a workshop on starting a beehive, listen to a celebrated jazz musician, or simply join in a community gathering. Grace Farms' work doesn't stop at the borders of its 80-acre property. In 2021, the organization launched Grace Farms Tea & Coffee, a Certified B Corp that gives 100% of its profits to support the work of Design for Freedom. The company grew out of the tea and coffee that Grace Farms served to its visitors, which was all ethically sourced from sustainable growers around the world. Grace Farms started getting calls from out-of-towners who had visited and wanted to know where they could buy the beverages they'd tasted. Then, the pandemic hit, and Grace Farms saw an opportunity. 'When Grace Farms couldn't be open to the public, we were doing other humanitarian work in the community,' says Adam Thatcher, cofounder and CEO of Grace Farms Tea & Coffee. 'But a big part of [our mission] is bringing community together. So, we said, 'What if we bring this to the community?' ' The tea and coffee sourced by Grace Farms is certified organic. The company is the only U.S.-based tea company to partner with Fairtrade International, a nonprofit that aims to support farmers and growers worldwide through fair-trade practices. Meanwhile, Grace Farms' coffee comes from women-led growing co-ops based in Ethiopia, Colombia, and Indonesia. That was an important criterion for Prince and Thatcher, in large part because their research showed that women are disproportionately represented among ownership or management positions in the global coffee supply chain. 'One of our goals was to not only make a delicious product but also make a product that aligns with our values and can demonstrate ethical and sustainable supply chains,' Thatcher says. A CIRCLE FOR GOOD None of Grace Farms' initiatives exist in a vacuum. At the New Canaan property, visitors might sip a cup of tea while learning about fair-trade practices and directly supporting the work of Design for Freedom. 'This is an illustration of circular philanthropy,' Prince says. 'We are creating a link between a non-profit organization and a for-profit Certified B Corp that is an engine for good. This connection creates impacts on the entire supply chain—from the farmers to the manufacturers to the public—and supports the foundation's work to eliminate forced labor from the building materials supply chain.' Even thoughtful design plays a role in Grace Farms' approach to circular philanthropy. Whether it's the River building or the Design for Freedom pilot projects—which range from a public library in Montana to a monument to Harriet Tubman in Newark, New Jersey—good design draws more people to hear the movement's message. 'Beauty becomes an invitation for people,' Thatcher says. 'It's like a flower: Flowers are beautiful, but their real purpose is to attract bees and pollinators that then go out into the world and continue pollinating and making the world a more green, beautiful place.'
Zawya
4 days ago
- Business
- Zawya
AIA Hong Kong Achieves Four No. 1 Global Rankings in MDRT Once Again Leading Worldwide in MDRT and TOT Memberships
Female MDRT Continues to be Market No. 1 AIA Macau MDRT Market No. 1 for 7 Years HONG KONG SAR - Media OutReach Newswire - 9 July 2025 - AIA Hong Kong & Macau have once again led the industry in the latest Million Dollar Round Table (MDRT) membership rankings. AIA Hong Kong continues to lead globally, securing four No. 1 positions, including top rankings in both MDRT and Top of the Table (TOT) memberships. AIA Hong Kong MDRT Membership - No. 1 globally again, and No. 1 in Hong Kong for the 23rd year, with a total of 4,110 MDRT members TOT Membership (Top of the Table, representing production six times that of MDRT) – No. 1 both globally and in Hong Kong again Number of Qualifying and Life Members * - No. 1 globally Number of MDRT Members Retained - No. 1 globally Female MDRT Membership – No. 1 in Hong Kong again COT Membership (Court of the Table, representing production three times that of MDRT) –No. 1 in Hong Kong again AIA Macau MDRT membership - No. 1 for seven consecutive years since AIA Macau's independent reporting commenced in 2019, with a total of 523 MDRT members Percentage of Qualifying and Life Members * - No. 1 in Macau MDRT membership is recognised internationally as the standard of excellence in the life insurance and financial services business. In addition to the production requirement, MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. Mr Alger Fung, Chief Executive Officer of AIA Hong Kong & Macau, said, "AIA Hong Kong & Macau's consistent leadership in the prestigious MDRT rankings — including multiple occasions as the global No. 1 — stands as a testament to the unwavering dedication of our financial planners and their persistence in customer centricity. It also reflects the enduring trust and support we have earned from our customers over the years. We remain steadfast in advancing our Premier Agency strategy through continuous investment. By introducing innovative digital platforms that harness big data analytics and AI technology, we enable our financial planners to evolve into Premier Advisors—delivering personalised health protection and wealth planning solutions to our customers. Earlier this year, we further strengthened our training and recruitment capabilities with the opening of a new training centre for the AIA Premier Academy at AIRSIDE in Kai Tak. This initiative has attracted a growing number of high-calibre young professionals and reinforced the Academy's position as a cornerstone in shaping the future leaders of our industry." He added: "Looking ahead, we remain committed to nurturing industry elites and upholding customer centricity by delivering innovative products and personalised services that meet our customers' evolving needs at every stage of life, helping them live Healthier, Longer, Better Lives." At the Group level, AIA Group Limited has set a new record for being recognised as the number one MDRT multinational company globally for 11 consecutive years. Source: (as of 9 July 2025) *Qualifying & Life Member: An individual becomes a Qualifying & Life (QL) member when approved for the tenth year of membership. Qualifying & Life status is maintained in future years by submitting an application each year, including certifying letter(s) demonstrating qualifying production or by attesting to having met current minimum production levels, and by paying the required dues. Hashtag: #AIA #友邦 The issuer is solely responsible for the content of this announcement. About AIA Hong Kong & Macau AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have over 18,000 financial planners 1, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers 2, offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers. 1 As at 31 March 2025 2 Including AIA Hong Kong and AIA Macau's individual life, group insurance and pension customers (as at 31 March 2025) AIA Hong Kong
Malay Mail
4 days ago
- Business
- Malay Mail
AIA Hong Kong Achieves Four No. 1 Global Rankings in MDRT Once Again Leading Worldwide in MDRT and TOT Memberships
Female MDRT Continues to be Market No. 1 AIA Macau MDRT Market No. 1 for 7 Years Mr Alger Fung, Chief Executive Officer of AIA Hong Kong & Macau AIA Hong Kong MDRT Membership - No. 1 globally again, and No. 1 in Hong Kong for the 23rd year, with a total of 4,110 MDRT members TOT Membership (Top of the Table, representing production six times that of MDRT) – No. 1 both globally and in Hong Kong again Number of Qualifying and Life Members * - No. 1 globally - No. 1 globally Number of MDRT Members Retained - No. 1 globally Female MDRT Membership – No. 1 in Hong Kong again COT Membership (Court of the Table, representing production three times that of MDRT) –No. 1 in Hong Kong again AIA Macau MDRT membership - No. 1 for seven consecutive years since AIA Macau's independent reporting commenced in 2019, with a total of 523 MDRT members Percentage of Qualifying and Life Members* - No. 1 in Macau HONG KONG SAR - Media OutReach Newswire - 9 July 2025 - AIA Hong Kong & Macau have once again led the industry in the latest Million Dollar Round Table (MDRT) membership rankings. AIA Hong Kong continues to lead globally, securing four No. 1 positions, including top rankings in both MDRT and Top of the Table (TOT) membership is recognised internationally as the standard of excellence in the life insurance and financial services business. In addition to the production requirement, MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service., said, "AIA Hong Kong & Macau's consistent leadership in the prestigious MDRT rankings — including multiple occasions as the global No. 1 — stands as a testament to the unwavering dedication of our financial planners and their persistence in customer centricity. It also reflects the enduring trust and support we have earned from our customers over the remain steadfast in advancing our Premier Agency strategy through continuous investment. By introducing innovative digital platforms that harness big data analytics and AI technology, we enable our financial planners to evolve into Premier Advisors—delivering personalised health protection and wealth planning solutions to our customers. Earlier this year, we further strengthened our training and recruitment capabilities with the opening of a new training centre for the AIA Premier Academy at AIRSIDE in Kai Tak. This initiative has attracted a growing number of high-calibre young professionals and reinforced the Academy's position as a cornerstone in shaping the future leaders of our industry."He added: "Looking ahead, we remain committed to nurturing industry elites and upholding customer centricity by delivering innovative products and personalised services that meet our customers' evolving needs at every stage of life, helping them live Healthier, Longer, Better Lives."At the Group level, AIA Group Limited has set a new record for being recognised as the number one MDRT multinational company globally for 11 consecutive (as of 9 July 2025)*Qualifying & Life Member: An individual becomes a Qualifying & Life (QL) member when approved for the tenth year of membership. Qualifying & Life status is maintained in future years by submitting an application each year, including certifying letter(s) demonstrating qualifying production or by attesting to having met current minimum production levels, and by paying the required #AIA #友邦 The issuer is solely responsible for the content of this announcement. About AIA Hong Kong & Macau AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have over 18,000 financial planners1, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers2, offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers. 1 As at 31 March 2025 2 Including AIA Hong Kong and AIA Macau's individual life, group insurance and pension customers (as at 31 March 2025)
The Sun
5 days ago
- Business
- The Sun
AIA Launches GlobalFlexi Savings Insurance Plan Combining Flexibility and Potential Wealth Accumulation to Empower Customers to Achieve Their Aspirations
HONG KONG SAR - Media OutReach Newswire - 8 July 2025 - AIA Hong Kong announces the launch of the GlobalFlexi Savings Insurance Plan (the Plan). Designed to meet the needs of customers seeking financial flexibility and long-term wealth accumulation, the Plan offers a projected total internal rate of return (IRR) of up to 6.5%# by the end of the 30th policy year. It introduces rare-in-market* features, including Flexi Withdrawal Option and Value Safeguard Option, which enable flexible cash withdrawals to enhance liquidity while accumulating wealth. Additionally, the Plan includes the market-first^ Health Impairment Option, providing added security for the loved ones during times of uncertainty. Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, said, 'At every stage of life, financial resilience is key to empowering individuals to pursue their aspirations and confidently navigate unforeseen challenges. For example, many parents aspire to support their children in studying abroad at prestigious universities – a goal that often involves significant financial commitments and uncertainties, such as exchange rate fluctuations. Prudent planning and choosing a flexible wealth solution are therefore essential. AIA understands these evolving needs, which is why we have introduced the new GlobalFlexi Savings Insurance Plan. Thoughtfully designed, it empowers customers with financial clarity and provides peace of mind for their loved ones.' She added: 'Rooted in Asia for over a century, AIA remains committed to its customer-centric approach, offering innovative and reliable propositions that support individuals through every life stage and aspiration. We are dedicated to helping our customers live Healthier, Longer, Better Lives, enabling them and their loved ones to accomplish their dreams.' Key features of the GlobalFlexi Savings Insurance Plan: Wealth Accumulation & Liquidity --> Projected break-even period as short as seven years%, with a competitive projected IRR of up to 6.5% by the end of the 30th policy year#. --> Rare-in-market Flexi Withdrawal Option* enables customers to withdraw policy values regularly as needed and designate a loved one as the recipient. --> Rare-in-market Value Safeguard Option* allows customers to withdraw and transfer cash value while earning non-guaranteed interest, providing liquidity for near-term life goals. --> Market-first Currency Exchange Option^ enables policyholders to switch among nine different currencies&, facilitating diversified asset allocation. Addressing Health & Future Challenges --> Market-first Health Impairment Option^ provides financial protection and policy ownership transfer arrangements if the policyholder loses capacity due to a mental issue or a specified illness including Apallic Syndrome and Coma, ensuring financial stability for the family. To further support customers in preparing their children for a successful future, AIA has partnered with a professional education consulting institution from 1 July to 31 December 2025 to provide GlobalFlexi Savings Insurance Plan customers with exclusive privileges. These include overseas education strategy seminars, consultancy on further studies, personalised education roadmap, tutoring and interview coaching. This partnership equips parents and students with the tools to navigate global education trends confidently and plan ahead. As part of its latest campaign for the GlobalFlexi Savings Insurance Plan, AIA has enlisted Michelle Wai, one of its Rethink Healthy Ambassadors and a seven-time award-winning actress, to embody the product spirit. In the advertising video, Michelle reflects on her acting career, highlighting perseverance and resilient — values that align with AIA's enduring commitment to its customers. The campaign debuted on 8 July 2025 across major promotional platforms in Hong Kong, including the latest prime locations such as MTR Kai Tak Station and Sung Wong Toi Station. AIA Group is the largest independent publicly listed pan-Asian life insurance group, with over 600 investment employees1 across the Asia Pacific. AIA Hong Kong has ranked No. 1 in the number of new business policies in Hong Kong for 11 consecutive years2 and has been named Hong Kong's Most Popular Insurance Brand for nine straight years3, a testament to the trust and support of its customers. All information above is for reference only and does not constitute any offer and/or insurance product recommendation. The product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, please refer to the product brochure and policy contract of relevant products or visit the AIA Hong Kong's website. Remarks * Multiple rare-in-market features --> Flexi Withdrawal Option: Compared with the savings insurance products provided by Hong Kong major insurance companies as of 23 June 2025. --> Velue Safeguard Option: Compared with the savings insurance products provided by Hong Kong major insurance companies as of 23 June 2025. ^ Multiple market-first features --> Currency Exchange Option: Pioneered by AIA in the Global Power Multi-Currency Plan on 1 June 2021. --> Health Impairment Option: This option allows the policy owner to designate up to 2 different designated recipients and elect for both benefit payment and transfer of ownership at the same time. This feature is first-in-market when compared with the savings insurance products provided by Hong Kong major insurance companies, pioneered by AIA with the Wealth Generation life insurance plan on 23 June 2025. # Illustrative case example: assuming a policyholder purchases the GlobalFlexi Savings Insurance Plan with a 5-year premium payment, annual premium of US$100,000, total premiums of US$500,000. This is a hypothetical example for illustrative purposes only. Actual bonuses and dividends are not guaranteed and determined solely at AIA's discretion. The total IRR does not represent future performance and is non-guaranteed. In the worst-case scenario, the actual total IRR by the end of the 30th policy year may be equal to the guaranteed IRR of 3.48%. % 'Projected total breakeven period' is the policy year at the end of which the projected total surrender value is greater than or equal to the single premium paid for the first time. Illustrative case example: assuming a policyholder purchases the GlobalFlexi Savings Insurance Plan with a 5-year premium payment, annual premium of US$100,000, total premiums of US$500,000. In the worst-case scenario, the projected break-even period is by the end of the 18th policy year. Expected breakeven periods and total IRR vary by premium payment method. Single premium payments may achieve an expected breakeven period as short as 5 years. Expected breakeven periods are not guaranteed. Single premiums are invested once across diversified assets per strategy, while 5-year premium plans invest in five tranches any may benefit from dollar-cost averaging. In comparison, single premium payment policies may experience greater investment volatility with wider fluctuations in projected bonuses and dividends. In the worst-case scenario, the actual total IRR may be equal to the guaranteed rate. & Starting from the end of the 2nd policy year and within 30 days after the end of a policy year, you may apply once per policy year to switch your policy currency to one of the following 9 different currencies, including Renminbi (RMB), British pound sterling (GBP), US dollar (US$), Australian dollar (AUD), Canadian dollar (CAD), HK dollar (HK$), Macau pataca (MOP; only for policies issued in Macau), Euro (EUR) and Singapore dollar (SGD), by exchanging your GlobalFlexi Savings Insurance Plan policy for the latest plan under the GlobalFlexi Series which we offer in the new policy currency at the time of currency exchange. The approval of Currency Exchange Option's application and the availability of currency for selection at the time of exercising the Currency Exchange Option will be subject to the prevailing laws and regulations, and our prevailing rules and conditions. 1. As of 31 December 2024 2. Based on statistics from Insurance Authority released since 2014 - Provisional statistics of the Insurance Authority on Hong Kong long-term insurance business for full year 2014-2024. 3. According to YouGov, an international research and data analytics company, Hong Kong BrandIndex 2016-2024. AIA has been the Top Insurance Brand in Brand Consideration and Most Likely to Purchase in Hong Kong for nine consecutive years since 2016. About AIA Hong Kong & Macau AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have over 18,000 financial planners1, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers2, offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers. 1 As of 31 March 2025 2 Including AIA Hong Kong and AIA Macau's individual life, group insurance and pension customers (as of 31 March 2025) AIA Rethink Healthy Ambassador and 7-time award-winning actress Michelle Wai stars in the new GlobalFlexi Savings Insurance Plan campaign
Zawya
5 days ago
- Business
- Zawya
AIA Launches GlobalFlexi Savings Insurance Plan Combining Flexibility and Potential Wealth Accumulation to Empower Customers to Achieve Their Aspirations
Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau Projected break-even period as short as seven years % , with a competitive projected IRR of up to 6.5% by the end of the 30 th policy year # . with a competitive projected IRR of up to 6.5% by the end of the 30 policy year . Rare-in-market Flexi Withdrawal Option* enables customers to withdraw policy values regularly as needed and designate a loved one as the recipient. enables customers to withdraw policy values regularly as needed and designate a loved one as the recipient. Rare-in-market Value Safeguard Option* allows customers to withdraw and transfer cash value while earning non-guaranteed interest, providing liquidity for near-term life goals. allows customers to withdraw and transfer cash value while earning non-guaranteed interest, providing liquidity for near-term life goals. Market-first Currency Exchange Option^ enables policyholders to switch among nine different currencies&, facilitating diversified asset allocation. Market-first Health Impairment Option^ provides financial protection and policy ownership transfer arrangements if the policyholder loses capacity due to a mental issue or a specified illness including Apallic Syndrome and Coma, ensuring financial stability for the family. AIA Rethink Healthy Ambassador and 7-time award-winning actress Michelle Wai stars in the new GlobalFlexi Savings Insurance Plan campaign [Watch the campaign video by clicking here] Remarks Flexi Withdrawal Option: Compared with the savings insurance products provided by Hong Kong major insurance companies as of 23 June 2025. Velue Safeguard Option: Compared with the savings insurance products provided by Hong Kong major insurance companies as of 23 June 2025. Currency Exchange Option: Pioneered by AIA in the Global Power Multi-Currency Plan on 1 June 2021. Health Impairment Option: This option allows the policy owner to designate up to 2 different designated recipients and elect for both benefit payment and transfer of ownership at the same time. This feature is first-in-market when compared with the savings insurance products provided by Hong Kong major insurance companies, pioneered by AIA with the Wealth Generation life insurance plan on 23 June 2025. HONG KONG SAR - Media OutReach Newswire - 8 July 2025 -AIA Hong Kong announces the launch of the GlobalFlexi Savings Insurance Plan (the Plan). Designed to meet the needs of customers seeking financial flexibility and long-term wealth accumulation, the Plan offers a projected total internal rate of return (IRR) of up to 6.5%by the end of the 30policy year. It introduces rare-in-market* features, including Flexi Withdrawal Option and Value Safeguard Option, which enable flexible cash withdrawals to enhance liquidity while accumulating wealth. Additionally, the Plan includes the market-first^ Health Impairment Option, providing added security for the loved ones during times of uncertainty., said, "At every stage of life, financial resilience is key to empowering individuals to pursue their aspirations and confidently navigate unforeseen challenges. For example, many parents aspire to support their children in studying abroad at prestigious universities – a goal that often involves significant financial commitments and uncertainties, such as exchange rate fluctuations. Prudent planning and choosing a flexible wealth solution are therefore essential. AIA understands these evolving needs, which is why we have introduced the new GlobalFlexi Savings Insurance Plan. Thoughtfully designed, it empowers customers with financial clarity and provides peace of mind for their loved ones."She added: "Rooted in Asia for over a century, AIA remains committed to its customer-centric approach, offering innovative and reliable propositions that support individuals through every life stage and aspiration. We are dedicated to helping our customers live Healthier, Longer, Better Lives, enabling them and their loved ones to accomplish their dreams."Key features of the GlobalFlexi Savings Insurance Plan:Wealth Accumulation & LiquidityAddressing Health & Future ChallengesTo further support customers in preparing their children for a successful future, AIA has partnered with a professional education consulting institution from 1 July to 31 December 2025 to provide GlobalFlexi Savings Insurance Plan customers with exclusive privileges. These include overseas education strategy seminars, consultancy on further studies, personalised education roadmap, tutoring and interview coaching. This partnership equips parents and students with the tools to navigate global education trends confidently and plan part of its latest campaign for the GlobalFlexi Savings Insurance Plan, AIA has enlisted Michelle Wai, one of its Rethink Healthy Ambassadors and a seven-time award-winning actress, to embody the product spirit. In the advertising video, Michelle reflects on her acting career, highlighting perseverance and resilient — values that align with AIA's enduring commitment to its customers. The campaign debuted on 8 July 2025 across major promotional platforms in Hong Kong, including the latest prime locations such as MTR Kai Tak Station and Sung Wong Toi Group is the largest independent publicly listed pan-Asian life insurance group, with over 600 investment employeesacross the Asia Pacific. AIA Hong Kong has ranked No. 1 in the number of new business policies in Hong Kong for 11 consecutive yearsand has been named Hong Kong's Most Popular Insurance Brand for nine straight years, a testament to the trust and support of its information above is for reference only and does not constitute any offer and/or insurance product recommendation. The product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, please refer to the product brochure and policy contract of relevant products or visit the AIA Hong Kong's website.* Multiple rare-in-market features^ Multiple market-first features# Illustrative case example: assuming a policyholder purchases the GlobalFlexi Savings Insurance Plan with a 5-year premium payment, annual premium of US$100,000, total premiums of US$500,000. This is a hypothetical example for illustrative purposes only. Actual bonuses and dividends are not guaranteed and determined solely at AIA's discretion. The total IRR does not represent future performance and is non-guaranteed. In the worst-case scenario, the actual total IRR by the end of the 30th policy year may be equal to the guaranteed IRR of 3.48%.% 'Projected total breakeven period' is the policy year at the end of which the projected total surrender value is greater than or equal to the single premium paid for the first time. Illustrative case example: assuming a policyholder purchases the GlobalFlexi Savings Insurance Plan with a 5-year premium payment, annual premium of US$100,000, total premiums of US$500,000. In the worst-case scenario, the projected break-even period is by the end of the 18th policy year. Expected breakeven periods and total IRR vary by premium payment method. Single premium payments may achieve an expected breakeven period as short as 5 years. Expected breakeven periods are not guaranteed. Single premiums are invested once across diversified assets per strategy, while 5-year premium plans invest in five tranches any may benefit from dollar-cost averaging. In comparison, single premium payment policies may experience greater investment volatility with wider fluctuations in projected bonuses and dividends. In the worst-case scenario, the actual total IRR may be equal to the guaranteed rate.& Starting from the end of the 2nd policy year and within 30 days after the end of a policy year, you may apply once per policy year to switch your policy currency to one of the following 9 different currencies, including Renminbi (RMB), British pound sterling (GBP), US dollar (US$), Australian dollar (AUD), Canadian dollar (CAD), HK dollar (HK$), Macau pataca (MOP; only for policies issued in Macau), Euro (EUR) and Singapore dollar (SGD), by exchanging your GlobalFlexi Savings Insurance Plan policy for the latest plan under the GlobalFlexi Series which we offer in the new policy currency at the time of currency exchange. The approval of Currency Exchange Option's application and the availability of currency for selection at the time of exercising the Currency Exchange Option will be subject to the prevailing laws and regulations, and our prevailing rules and conditions.1. As of 31 December 20242. Based on statistics from Insurance Authority released since 2014 - Provisional statistics of the Insurance Authority on Hong Kong long-term insurance business for full year 2014-2024.3. According to YouGov, an international research and data analytics company, Hong Kong BrandIndex 2016-2024. AIA has been the Top Insurance Brand in Brand Consideration and Most Likely to Purchase in Hong Kong for nine consecutive years since #AIA #友邦 The issuer is solely responsible for the content of this announcement. About AIA Hong Kong & Macau AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have over 18,000 financial planners1, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers2, offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers. 1 As of 31 March 2025 2 Including AIA Hong Kong and AIA Macau's individual life, group insurance and pension customers (as of 31 March 2025) AIA Hong Kong
