Latest news with #El
Yahoo
4 days ago
- Business
- Yahoo
3 Software Stocks Walking a Fine Line
Software is eating the world, and virtually no business is left untouched by it. Companies bringing it to life have been rewarded with high valuation multiples that make fundraising easier, but they have weighed on the returns lately as the industry has pulled back by 10.3% over the past six months. This drop was worse than the S&P 500's 2.4% loss. A cautious approach is imperative when dabbling in these businesses as their valuations could plummet if AI disrupts their earnings potential. Taking that into account, here are three software stocks best left ignored. Market Cap: $258 million Created from the merger of two small workforce management companies in 2007, Asure (NASDAQ:ASUR) provides cloud based payroll and HR software for small and medium-sized businesses (SMBs). Why Do We Think Twice About ASUR? Annual revenue growth of 15.1% over the last three years was below our standards for the software sector Customers had second thoughts about committing to its platform over the last year as its average billings growth of 7.9% underwhelmed Expenses have increased as a percentage of revenue over the last year as its operating margin fell by 5.4 percentage points At $9.50 per share, Asure trades at 1.9x forward price-to-sales. Check out our free in-depth research report to learn more about why ASUR doesn't pass our bar. Market Cap: $11.38 billion Boasting major consumer staples and pharmaceutical companies as clients, Manhattan Associates (NASDAQ:MANH) offers a software-as-service platform that helps customers manage their supply chains. Why Do We Pass on MANH? Offerings struggled to generate meaningful interest as its average billings growth of 3.6% over the last year did not impress Estimated sales growth of 1.9% for the next 12 months implies demand will slow from its three-year trend Gross margin of 55.6% is way below its competitors, leaving less money to invest in areas like marketing and R&D Manhattan Associates is trading at $188.50 per share, or 10.8x forward price-to-sales. If you're considering MANH for your portfolio, see our FREE research report to learn more. Market Cap: $17.45 billion Founded by two individuals involved in the development of leading procurement software Ariba, Guidewire (NYSE:GWRE) offers insurance companies a software-as-a-service platform to help sell their products and manage their workflows. Why Are We Cautious About GWRE? Annual revenue growth of 12.4% over the last three years was below our standards for the software sector High servicing costs result in a relatively inferior gross margin of 61.4% that must be offset through increased usage Long payback periods on sales and marketing expenses limit customer growth and signal the company operates in a highly competitive environment Guidewire's stock price of $208 implies a valuation ratio of 13.9x forward price-to-sales. Dive into our free research report to see why there are better opportunities than GWRE. Donald Trump's victory in the 2024 U.S. Presidential Election sent major indices to all-time highs, but stocks have retraced as investors debate the health of the economy and the potential impact of tariffs. While this leaves much uncertainty around 2025, a few companies are poised for long-term gains regardless of the political or macroeconomic climate, like our Top 5 Strong Momentum Stocks for this week. This is a curated list of our High Quality stocks that have generated a market-beating return of 176% over the last five years. Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,545% between March 2020 and March 2025) as well as under-the-radar businesses like the once-small-cap company Comfort Systems (+782% five-year return). Find your next big winner with StockStory today for free.
Yahoo
09-05-2025
- Yahoo
Homeless man arrested in El Cerrito stabbing
(KRON) — A homeless man was arrested in connection to a stabbing in El Cerrito at 11:24 a.m. Thursday morning. According to the El Cerrito Police Department, officers responded to a battery in the 10300 block of San Pablo Avenue. At the scene, officers encountered the victim, a 55-year-old man suffering from a stab wound to the abdomen. The victim was taken to John Muir Hospital in Walnut Creek and is expected to recover. Daughter of Bay Area radio figure faces felony charges for alleged 'Bachelor' paternity scheme Patrol units canvassed the area and arrested Devin Gonzales, described as a 41-year-old homeless man. Gonzales, police said, was positively identified during an in-field show up. He was booked at the El Cerrito Police Department and transported to the Martinez Detention Center. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Wales Online
07-05-2025
- Lifestyle
- Wales Online
Young woman turning £15,000 'sunk' narrowboat into dream home to avoid 'mad' housing market
Young woman turning £15,000 'sunk' narrowboat into dream home to avoid 'mad' housing market El Sutcliffe, a 27-year-old firefighter, was left with £15,000 after selling the home she bought with her ex-partner - but instead of buying a flat, she decided to buy a narrowboat El has spent the best part of a year renovating her narrowboat home (Image: Collect/PA Real Life ) A young woman opted to purchase and refurbish a previously sunken 49ft narrowboat for £15,000, instead of dealing with the 'mad' housing market. El Sutcliffe, a 27-year-old firefighter from Burton-on-Trent, East Staffordshire, bought her first house with her ex-partner in Birmingham in 2022. However, after their relationship ended and they sold the property, she found herself with £15,000. Rather than buying a one-bedroom flat in a 'rough' part of the area, El decided to buy a narrowboat for £15,750 in May, 2024. The boat, which had less than 20 square metres of living space, needed complete gutting as it had previously sunk and had no flooring. For money-saving tips, sign up to our Money newsletter here Despite the extensive work required, for which El budgeted £10,000 just for the interior, she has spent nearly a year fitting out the space. She has installed a log burner and a fully-functioning kitchen with a fridge, sink and gas cooker. Only the bathroom and a few finishing touches remain to be completed, reports the Manchester Evening News. El has been documenting her renovation journey on TikTok to show the reality of living on a narrowboat. Article continues below While she admitted she would be "heartbroken" to leave the home she has created, she believes that videos showing "gorgeous boats going through stunning parts of the British countryside" don't paint the full picture. "It just seemed like a no-brainer and I don't have any regrets, I think the housing market is all a bit mad," El shared with PA Real Life. "I could never afford to live where I do if I didn't live on a boat. Things can change and your work can move – with a house, that's a lot of paperwork and a lot of stress. "With the boat, I can up and move it, and I can access a lot of the waterways here in the UK, it can come with me wherever I end up." Reflecting on the aftermath of her relationship ending, El shared: "I came out of that with about £15,000 and I was looking at what I could afford. Certain options like a one-bed flat in a rough part of Birmingham were unappealing due to additional costs such as ground rent and maintenance fees." Boat living had long resonated with El, and under pressure to choose a new path, she found herself drawn to it once again. Through a colleague, El discovered a narrowboat for sale that called for substantial refurbishment – an opportunity that arose because the vessel had unfortunately taken on water and sunk. Despite the clear risks, including a lack of flooring and its dubious past, El pondered her situation - "It had no flooring, it had sunk previously, it was all very questionable – but I thought, 'what have I got to lose?'". Taking a leap of faith, she acquired the 49ft narrowboat at the incredible price of £15,750 in May, 2024, despite its daunting state. Dedicated to transforming her new abode, El budgeted £10,000 for internal changes, leveraging her salary for funding. Her parents, Helen and Haydn, 58 and 61 respectively, provided invaluable support, helping her to install a log burner complete with a chimney, fit out a functional kitchen and erect walls to demarcate a bedroom area. The whole boat needed gutting (Image: PA ) "Everything had to come out, we had to take it back to bare metal, rust-treat it all, it had to be fully insulated, we put in new ceilings, new flooring," said El, describing her renovation process. She is now turning her attention to constructing an additional internal wall for a bathroom compartment that will include a toilet, shower, and sink. Additionally, she's progressing with the painting and decorating work. Facing the task of stripping the old paint from the boat's exterior, El received professional quotes up to £12,500; determined, she's preparing to undertake this substantial job herself. "I can't see myself getting rid of it – it would absolutely break my heart because we've built it from the ground up," El said, sharing the depth of her connection to the project. "It's not been all sunshine and roses, I've banged my head against walls, I've stormed off crying and sat in my car going 'is this a terrible idea?'", El revealed as she spoke about the difficulties she had encountered. "But now it's nearly done, I love it." El said she and her parents had built the narrowboat 'from the ground up' (Image: PA ) El calculated that when her boat restoration was complete, she would be spending around £550 a month on mooring and maintenance, excluding major repairs. "They require maintenance work which can be expensive, like taking them out of the water and blackening the hull to protect it, repainting, getting the engine serviced, things like that." Despite the possibility of reduced living costs, El highlighted that living on a narrowboat posed a unique set of hurdles. "I'm moored in a stunning spot, I've got amazing neighbours and the boating community is fantastic," she enthused. "There are some parts which are hard, it's such a small living space, it works out less than 20 square metres, so the storage is a nightmare. El has installed a log burner with a chimney and a fully functioning kitchen (Image: PA ) "I had to get rid of a lot of clothes but I seem to have settled into it really well." "People will comment 'oh my god, this is my dream lifestyle' and TikTok videos will show gorgeous boats going through stunning parts of the British countryside," she observed. "It's like that about 10% of the time and I think that needs to be spoken about more. Article continues below "Especially now when people are looking for cheaper ways of living and it's becoming all the more popular, people need to make informed decisions."
Times
05-05-2025
- Times
‘Sabotage' hits Spanish trains a week after power cuts
High-speed trains between Madrid and the southern Spanish region of Andalusia have resumed running after the theft of copper cables brought the line to a standstill on Sunday evening. The 'act of sabotage' on the rail network led to delays affecting more than 10,000 passengers. Copper cable used in the signalling system of the high-speed line between Madrid and Seville was stolen at four locations last night, according to Óscar Puente, the transport minister. Calling the theft 'a serious act of sabotage', Puente said: 'It's quite a co-ordinated action. Whoever did it knew what they were doing.' The theft left some passengers trapped in trains overnight and thousands stranded at stations. One passenger who was stuck for ten hours overnight on a train told El
Newsweek
29-04-2025
- Newsweek
ICE Thwarts Major Nationwide Marriage Fraud Operation
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Federal immigration authorities have dismantled a large-scale, nationwide marriage fraud scheme, charging four individuals involved in orchestrating sham marriages to gain immigration benefits. The Context Four individuals have been indicted following an investigation by U.S. Immigration and Customs Enforcement (ICE), which uncovered a network involving fraudulent marriages and visa applications. Ella Zuran, 65; Tatiana Sigal, 74; and Alexandra Tkach, 41, all of New York City, along with Shawnta Hopper, 33, of New Jersey, have been charged with conspiracy to commit marriage fraud. What To Know With support from U.S. Citizenship and Immigration Services (USCIS), the Department of State's Diplomatic Security Service (DSS), and the U.S. Attorney's Office for Maryland, the investigation led to the administrative arrest of 10 individuals on April 24. As a result of the operation, immigration benefits previously granted to those involved have been revoked. "Marriage fraud is not a victimless crime — it compromises the integrity of our immigration system, diverts critical resources, and erodes public trust in a process that countless individuals follow legally and in good faith," said ICE HSI Maryland Special Agent in Charge Michael McCarthy. A U.S. Immigration and Customs Enforcement officer listens during a briefing on January 27, 2025, in Silver Spring, Maryland. A U.S. Immigration and Customs Enforcement officer listens during a briefing on January 27, 2025, in Silver Spring, Maryland. Alex Brandon/AP The investigation was launched in April 2022 under the Document and Benefit Fraud/El Dorado Task Force. U.S. citizen petitioners admitted during interviews that they were paid to marry foreign nationals in exchange for immigration benefits, according to an ICE press release. Zuran, Sigal, and Tkach were arrested by HSI Maryland in March 2025. The three individuals are accused of orchestrating sham weddings, connecting foreign nationals with U.S. citizens, and falsifying immigration documents, including fake health attestations. The suspects allegedly received thousands of dollars for arranging these fraudulent marriages. Hopper, who has also been charged, is accused of recruiting women from Baltimore and the surrounding areas to marry foreign nationals for payment. She allegedly received compensation for her involvement in persuading U.S. citizens to participate in the scheme. Sham marriages, also known as fraudulent marriages, involve U.S. citizens marrying foreign nationals solely for the purpose of securing immigration benefits, such as permanent residency." What People Are Saying U.S. Attorney Kelly Hayes said: "The defendants' greed led them to concoct an illegal-marriage scheme that compromises the integrity of our immigration system." "This indictment sends a clear message: the U.S. Attorney's Office, along with our law enforcement partners, will relentlessly pursue and hold accountable those who try to exploit our immigration system through fraud and deception." ICE HSI Maryland Special Agent in Charge Michael McCarthy said: "These arrests mark a critical milestone in our broader effort to dismantle a criminal network that has sought to undermine our nations immigration laws. HSI remains committed to safeguarding the lawful immigration process and holding accountable those who seek to exploit it." USCIS Spokesperson Matthew Tragesser said: "Some marriages are made in heaven. Some are just made up." "Our work with ICE crushed a marriage fraud ring where U.S. citizens were paid to marry aliens. Under Secretary Noem, fraudsters are walking out in handcuffs. Buying a spouse doesn't make you a citizen." Diplomatic Security Service Washington Field Office Special Agent in Charge David Richeson said: "The Diplomatic Security Service is a key partner in the United States' work to reduce illegal immigration and root out those who endeavor to exploit the U.S. travel system." "DSS proudly coordinates with our U.S. and international law enforcement partners to investigate transnational crimes and apprehend fugitives who commit fraud and violate U.S. law." What Happens Next Trial dates have not been scheduled yet. If convicted, the defendants could face a maximum sentence of five years in federal prison.
