Latest news with #Investopedia
Yahoo
2 days ago
- Business
- Yahoo
Retail trading trends: Top names investors are buying
Retail traders, like their institutional counterparts, are feeling bullish as the market trades near record highs. Investopedia editor in chief Caleb Silver shares the findings of Investopedia's recent investor survey, including some of the top names retail investors are trading and where they should invest extra cash. To watch more expert insights and analysis on the latest market action, check out more Asking for a Trend. Well, American workers are increasingly investing stocks. We know that in their retirement funds. Vanguard Group found workers in their late 30s at 88% of their 401Ks in stocks last year. That's versus 82% a decade earlier. And a new sentiment survey from Investopedia shows retail traders, they're more interested in individual names than ETFs with the data showing, if folks had 10,000, 22% of respondents would put that money into individual names. Caleb Silver, Investopedia editor-in-chief, he's with me now. Caleb, let's start. I wanna know how Investopedia fans, how are they feeling? What's the vibe there? The vibes are strong. The vibes are immaculate. Record highs will do that to you, right? And we've had a lot of them lately, and they see this deregulatory environment. They see the fact that rates are coming down, and they've seen some outperformance not just in their favorite stocks, which look a lot like the top of the S&P 500, but in a lot of smaller stocks as well. So, they've been paid for their patience. They've been paid for hanging in there, and they've been more aggressive, by and large, than a lot of institutional investors. PS, institutional investors, according to Bank of America's most recent fund manager survey, also as optimistic as they've been in six months, but again, higher highs will make you feel pretty good. So good vibes. What do they do with those vibes? What are the names they wanna own? Yeah, they own their home cooking. They own the stocks that they've owned ever since they probably got in this game, and that is the top of the S&P 500. Nvidia tops that list. Palantir new, but rising onto that list. Microsoft, Apple, Amazon, of course. You see some Berkshire Hathaway in there. You see a little Costco sprinkled in there and some banks like JP Morgan, but by and large, mega cap tech, anything AI related of size, they stick with them. They've been paid well and handsomely for sticking with their bets. Now another question you ask, which I always think is interesting. You also ask, "Hey, what do you wanna own 10 years from now?" What was their answer? Yeah. Well, a lot of the same stocks. Nvidia's on the top of that list as well. Palantir, one of the top stocks on that list as well. Microsoft, I see there as well. Even Alphabet. So, not a lot of change, because why change when we are really in the land of the giants. The big stocks move the market. We were talking with a guest earlier that says, "They are the market." If you're not in these big stocks, you're not just moving, you're not having that outperformance. So, they have to be in them. And they've been rewarded, again, for holding these stocks. You don't see a lot of them exploring a lot into other sectors beyond big tech right now, and uh beyond in smaller stocks. But you do see them globbing onto the same things that have delivered the performance that look like the QQQs, that look like the SPY's. That's where they stuck their money. That's where they intend to stick their money, and as the market has been rising for the past couple months, that's where they put even more of their money. And you also ask them, I like this part of the survey. You ask them, "Listen, if you had an extra 10 large, an extra $10,000, where would you put it to work? Where would you commit capital?" What was their answer? Yeah. This is the ultimate discretionary question. What would you do with an extra 10,000 assuming you could invest it? And individual stocks top that list. And when you have this rising bull market and records after records coming in day after day, that's what you get. They want to own the individual names because that's where the performance has been. Second on that list is ETF. They want some diversification there. That makes a lot of sense as well. But basically, keep buying the same stocks that have delivered the returns, and that have made them 401K millionaires. And when you look at survey after survey, we have more than ever right now, as you mentioned Vanguard saying more and more people contributing stocks to their 401K plans. We are a stock heavy nation. If you ask them some of these questions, you know, let's say six months ago or 12 months ago, has there been a big difference? I mean, has it evolved a lot? Absolutely. And they went from trying to be safe with CDs and high-yield savings to back to stocks, back to ETFs. So, you see that seesaw depending on behavior and depending on how the market's doing right now. When we had the big sell-off, everyone was running for cover. There was gold was topping that list as well. But they were looking for places to be safe. ETFs were a little bit stronger than individual stocks because of the diversification. They'd seen some big tumbles in some of their favorite stocks. But when you get a bull market like this, when you get records after records, people want to own individual stocks. Again, biggest stocks in the market just keep getting bigger. And when we talk about the folks you're surveying here, remind me, Caleb, the Investopedia fan, who is that fan? What's the demo? Yeah, the Investopedia reader is right here. You and me, right? 18 to 80, self-directed, educated investors who like to invest their own money. Maybe they also get professional advice to do it as well, but they're interested in learning how this works, and they come to us to get smarter about it. But we're talking about, you know, adults, average age in their 40s or so, but we do have this big range of people who are just starting to learn to people who are kind of nearing the end of their investing journey, but still want to stay smart. So, this is kind of everybody, and it's a pretty good representation when you think about the size of our reader base. Related Videos 3 reasons the Fed hasn't cut rates yet this year How Trump's pressure on Fed Chair Powell could backfire Stocks close mixed, the Dow ends the week higher Applied Materials' Forecast Rattles Investors Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
3 days ago
- Business
- Yahoo
How some retail investors view crypto now
Nearly half of the respondents to Investopedia's latest investor survey said crypto is overvalued. Investopedia editor in chief Caleb Silver sits down with Josh Lipton to discuss what this sentiment signals about the crypto trade. To watch more expert insights and analysis on the latest market action, check out more Market Domination. Bitcoin touching a record earlier today, popping over a hundred and twenty-four thousand two ten before trending lower, cryptocurrencies have been on a tear of late, benefiting from policies out of the Trump administration and more mainstream adoption. Soon, Americans may even find crypto in their 401Ks, but 48% of Investopedia readers say crypto may be overvalued here, the asset ranking just below AI stocks in a new sentiment survey. Caleb Silver, still with me here, Caleb. Let's start there. Investopedia fans, how do they feel about crypto? Yeah, still skeptical. That said, more readers than ever own it than used to. We have about 27% of our survey respondents saying they now own cryptocurrency, most of that is in Bitcoin and it seems kind of irresistible when you look at the price trends. I just did a thing looking at the 10-year track record, it's up 44,400%. How are you doing? Are you not entertained? But the streets are paved with crypto in Washington D.C. This is what the administration wants, even though Treasury Secretary Bethan saying they don't intend to buy Bitcoin for the strategic reserve. But on that Bethan headline, in your opinion, big deal, no deal, were you surprised by that? I was happy by that. I really don't want our treasury buying Bitcoin out on the open market. That said, he did say that the US has some $19 to $20 billion worth of Bitcoin from all those asset seizures. So we don't necessarily want that in as a growing part of our reserves, especially if we're going to be dollar denominated going forward. And I think when you think about who owns Bitcoin, most of the Bitcoin is owned by about 50 whales out there and having the US insert itself into that conversation in a bigger way, probably not a great strategic policy move. That said, we are going to see Bitcoin in our 401Ks. You can already buy it tangentially through the spot Bitcoin ETFs or by investing in a microstrategy. Is that a good thing? More options, more choices for people? In a way, you get more diversification in your portfolio and the potential for more upside. You also get some potential hand grenades in there that could blow up and you have to have a very strong stomach for investing in Bitcoin, especially for the long term and be ready to deal with the dips. But if you've had it in there even as a 5% allocation in your portfolio over the last 5 years, it's helped quite a bit even though it's put you through some nauseating moments. And the fact that we're also going to get private equity in there, also another risky asset by definition with less transparency. This is a time more than ever that investors, long term and retirement investors need education because a lot of people still don't understand these asset classes and what they can do inside a portfolio. The recent move higher in Bitcoin, what would you chalk that up to Caleb? Would you say that's the regulatory backdrop getting friendlier? Is it institutional demand? What is it? Yeah, all of the above. And the fact that institutions really haven't totally embraced yet outside of the Black Rocks of the world that have some $75 billion with the Bitcoin. Fidelity, we know, has been deep into Bitcoin for a very long time, but you're going to start to see the traditional asset managers start to offer it more, start to offer more options in investing in cryptocurrency, particularly Bitcoin. There's that. There's the fact that if you're looking at the regulatory highway, all you see is green lights from this administration. They want to be in it, they're in it themselves and we know it's going to be a broader part of the capital market. So people need to understand that this is where it's going to go, whether or not it's backed by anything or what happens if you lose your crypto. All those questions about the security of crypto and Bitcoin itself still remain in question, which is why more than half the country still is very skeptical about it, if you look at the results. And you own Bitcoin, be clear. Of course. I've been buying it and I've been buying it for years. I wish I would have bought more of it for years, like a lot of other people. But I want to understand the asset class. I want to understand the way it works. I want to understand how it actually fits into my portfolio and what happens when we get a big surge like the one we did? How does that change my risk profile when I'm looking at my retirement portfolio? One question for you, in terms of the role Bitcoin plays in a portfolio, Mike Novogratz puts it like this. He says it's digital gold. I've heard Novogratz say that it's digital gold. Don't overthink it. It is simply, Novogratz argues, it's a hedge against irresponsible fiscal policy the world over. Is that how you see it? That's one of the ways that I see it. I also see it as a potential upside trampoline when I, you know, when they need better performance. Sometimes it's coming out of cryptocurrency, but it is a small percentage of my portfolio. I've made a rule to never make it over a certain amount in terms of percentage, uh, in terms of its weight in my portfolio because I have other things that I need to worry about here. And it's still being developed, it's still mysterious. But it is one of those scarce assets. It is the OG of cryptocurrencies. It's not like it just got here. It's just going to get a much more hospitable environment in this country to be a part of our capital markets one way or the other. Digital gold, upside trampoline. Related Videos The 'one' reason this strategist is nervous about the economy How markets could have a 'déjà vu' moment with Sept. rate cut Intel stock jumps on report Trump admin. is considering stake PPI comes in hot: When will wholesale inflation hit consumers? Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
USA Today
5 days ago
- Health
- USA Today
Social Security Administration adds 13 more conditions to expedited benefits list
The Social Security Administration has added 13 new diseases and conditions to its list of disabilities, which earn those suffering serious medical issues a faster benefits application process. Those applying for Social Security Disability Insurance or Supplemental Security Income who have conditions on the Compassionate Allowances list, or CAL, have their applications processed more quickly, the agency says. Since the program started in 2008, more than 1.1 million people with severe disabilities have been approved via the expedited process, the SSA said in a news release dated Aug. 11. 'We are constantly looking for ways to improve our disability programs and serve the public more effectively,' said SSA Commissioner Frank Bisignano in the news release. "This is part of our broader commitment to making the disability determination process as responsive and compassionate as possible.' Social Security: 2026 COLA estimated at 2.7%. Why seniors still fall behind. Social Security Administration's list of conditions for expedited benefits applications The addition of the 13 conditions brings the Compassionate Allowances list to 300 serious diseases and conditions that warrant an expedited benefits process. Here are the new conditions added: "By adding these 13 conditions to the Compassionate Allowances list, we are helping more people with devastating diagnoses to quickly receive the support they need," Bisignano said. Who can apply for Social Security disability benefits? People who have been unable to work for a year (12 consecutive months) or more because of a disability can apply for Social Security Disability Insurance, the SSA says. Those whose disabilities are on the Compassionate Allowances list, will have their applications processed more quickly. Typically, SSDI applicants have a 5-month waiting period before payments begin in the sixth month after the agency approved an applicant's disability. Supplemental Security Income provides benefits for those with limited income or resources, those aged 65 or older and those who are blind or have a qualifying disability. Children with a qualifying disability can also get SSI, according to the agency's website. Applicants typically wait six to eight months for an initial decision after submitting their application, federal officials says. During the process of determining whether to approve benefits, the SSA must get applicants' medical records. In the case of CAL applicants, the agency will attempt to use technological means including electronic medical records to more quickly process the claim. "The CAL initiative acts as a fast-track to those benefits for individuals who need them most," reported financial news site Investopedia. Mike Snider is a national trending news reporter for USA TODAY. You can follow him on Threads, Bluesky, X, and email him at mikegsnider & @ & @mikesnider & msnider@ What's everyone talking about? Sign up for our trending newsletter to get the latest news of the day
Yahoo
5 days ago
- Business
- Yahoo
Zacks.com featured highlights include Kontoor Brands, Envista, Western Digital and LATAM Airlines
For Immediate Release Chicago, IL – August 13, 2025 – Stocks in this week's article are Kontoor Brands KTB, Envista NVST, Western Digital WDC and LATAM Airlines Group the equity market, investments need to be prudently hedged to overcome uncertainties and limit losses related to external shocks. A question that arises often is whether one should resort to a value strategy that seeks discounted stocks or opt for growth investing in times of extreme market instability. The investing track of the Oracle of Omaha over the past few decades and his gradual shift from being a pure-play value investor to a GARP (growth at a reasonable price) investor might give us all the answers. Per the GARP theory, the strategic mingling of growth and value-investing principles gives us a hybrid strategy, offering an ideal investment by utilizing the best features of both. What GARPers look for is whether or not the stocks are somewhat undervalued and have solid, sustainable growth potential (Investopedia). Several stocks that have surged significantly in recent years have demonstrated the overwhelming success of this hybrid investing strategy over pure-play value and growth investments. Here, we will discuss the success of four such stocks. These include Kontoor Brands, Envista, Western Digital and LATAM Airlines Group. A Few More Words on GARP GARP investing gives priority to one of the popular value metrics — the price/earnings growth (PEG) ratio. Although it is categorized under value investing, this strategy follows the principles of both growth and value investing. The PEG ratio is defined as (Price/ Earnings)/Earnings Growth Rate It relates the stocks' P/E ratio with the future earnings growth rates. While P/E alone gives an idea of stocks that are trading at a discount, PEG, while adding the growth element to it, helps identify stocks with solid future potential. A lower PEG ratio, preferably less than 1, is always better for GARP investors. Say, for example, if a stock's P/E ratio is 10 and the expected long-term growth rate is 15%, the company's PEG will come down to 0.66, a ratio indicating both undervaluation and future growth potential. Unfortunately, this ratio is often neglected due to investors' limitations in calculating the future earnings growth rate of a stock. There are some drawbacks to using the PEG ratio though. It does not consider the very common situation of changing growth rates, such as the forecast of the first three years at a very high growth rate, followed by a sustainable but lower growth rate over the long term. Hence, PEG-based investing can be even more rewarding if some other relevant parameters are also taken into consideration. Here are four out of the 14 stocks that qualified the screening: Kontoor Brands: headquartered in Greensboro, NC, this is a lifestyle apparel company that designs, produces, markets, and distributes denim, apparel, footwear, and accessories under brands such as Wrangler, Lee, and Rock & Republic. Operating through its Wrangler and Lee segments, Kontoor Brands serves customers worldwide across retail, specialty, department store, and online channels in the Americas, Europe, the Middle East, Africa and the Asia-Pacific. Kontoor Brands can also be an impressive GARP investment pick with its Zacks Rank #2 and a Value Score of B. Apart from a discounted PEG and P/E, the stock has an impressive long-term expected growth rate of 8%. You can see the complete list of today's Zacks #1 Rank stocks here. Envista: Headquartered in Brea, CA, Envista is a global family of more than 30 dental brands, including Nobel Biocare, Ormco, DEXIS and Kerr, built through the acquisition and integration of over 25 leading dental businesses. Envista's diversified portfolio spans implant-based tooth replacements, orthodontics, digital imaging, diagnostics, restoratives, endodontics, infection prevention, rotary instruments and loupes, serving a wide range of clinical needs for dental professionals worldwide. NVST stock can also be an impressive GARP investment pick with its Zacks Rank #1 and a Value Score of B. Apart from a discounted PEG and P/E, Envista has a solid long-term expected growth rate of 16.8%. Western Digital: Headquartered in San Jose, CA, Western Digital is a developer and manufacturer of data storage devices and solutions based on NAND flash and hard disk drive technologies, serving Cloud, Client, and Consumer end markets with products used in PCs, servers, NAS devices, gaming consoles, DVRs and other electronics. The company reported fiscal 2025 revenues of $9.5 billion and competes with major players such as Intel, Micron, Samsung Electronics, Seagate Technology and Toshiba Corporation. Western Digital stock can be an impressive value investment pick with its Zacks Rank #1 and a Value Score of B. Apart from a discounted PEG and P/E, WDC also has an impressive long-term expected growth rate of 13.8%. LATAM Airlines: Headquartered in Santiago, Chile, LATAM Airlines is Latin America's leading airline, operating domestic services across Brazil, Chile, Peru, Colombia, and Ecuador, as well as regional and long-haul flights, supported by cargo operations through belly space and dedicated freighters. LATAM's focus on premium traffic presents significant opportunities for revenue growth and margin expansion. LATAM can also be an impressive value investment pick with its Zacks Rank #1 and a Value Score of A. Apart from a discounted PEG and P/E, the stock also has a solid long-term expected growth rate of 22%. You can get the rest of the stocks on this list by signing up now for your 2-week free trial to the Research Wizard and start using this screen in your own trading. Further, you can also create your own strategies and test them first before taking the investment plunge. The Research Wizard is a great place to begin. It's easy to use. Everything is in plain language. And it's very intuitive. Start your Research Wizard trial today. And the next time you read an economic report, open up the Research Wizard, plug your finds in, and see what gems come out. Click here to sign up for a free trial to the Research Wizard today. For the rest of this Screen of the Week article please visit at: Disclosure: Officers, directors and/or employees of Zacks Investment Research may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. An affiliated investment advisory firm may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. About Screen of the Week created the first and best screening system on the web earning the distinction as the "#1 site for screening stocks" by Money Magazine. But powerful screening tools is just the start. That is why Zacks created the Screen of the Week to highlight profitable stock picking strategies that investors can actively use. Strong Stocks that Should Be in the News Many are little publicized and fly under the Wall Street radar. They're virtually unknown to the general public. Yet today's 220 Zacks Rank #1 "Strong Buys" were generated by the stock-picking system that has more than doubled the market from 1988 through 2016. Its average gain has been a stellar +25% per year. See these high-potential stocks free >>. Follow us on Twitter: Join us on Facebook: Zacks Investment Research is under common control with affiliated entities (including a broker-dealer and an investment adviser), which may engage in transactions involving the foregoing securities for the clients of such affiliates. Contact: Jim Giaquinto Company: Phone: 312-265-9268 Email: pr@ Visit: provides investment resources and informs you of these resources, which you may choose to use in making your own investment decisions. Zacks is providing information on this resource to you subject to the Zacks "Terms and Conditions of Service" disclaimer. Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit information about the performance numbers displayed in this press release. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Western Digital Corporation (WDC) : Free Stock Analysis Report LATAM Airlines Group S.A. (LTM) : Free Stock Analysis Report Kontoor Brands, Inc. (KTB) : Free Stock Analysis Report Envista Holdings Corporation (NVST) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Mint
5 days ago
- Business
- Mint
How much time does it take to double your money? Rule of 72 explains…
For most investors, amassing wealth to meet their goals is important, be it increasing your net worth, creating a good retirement fund, funding your or your children's education, building a wedding fund, and more. However, most may not know where to begin, or how. To guide in this, we bring you a simple do-it-yourself (DIY) rule of thumb known as the 'Rule of 72'. The 'Rule of 72' provides investors a basic calculated estimate of how many years it would take to double your money in any particular investment tool. The maths is simple: Divide the rate of returns by 72, the answer is the number of years it would take you to to double your investment in that particular instrument. According to Investopedia, The Rule of 72 is 'handy' for a quick mental guage of the approximate value of an investment. Key highlights: A simplified formula, it calculates how long it'll take for an investment to double in value, based on its rate of return. It applies to compounded interest rates and is 'reasonably accurate' for interest rates that fall in the range of 6-10 per cent. Besides investment, it can be applied all exponential increases such as inflation and GDP. Fixed deposits (FDs): Most bank FDs range from 7 days to 10 years, with varying interest rates. For banks such as State Bank of India and ICICI Bank, you can get anything between 3-7 per cent on FDs. Thus, if you intend to invest ₹ 1 lakh in a bank FD with an interest rate of 7 per cent per annum, let's calculate how long it would take to double your money using Rule of 72: 72/7 = 10.28 years. Most bank FDs range from 7 days to 10 years, with varying interest rates. For banks such as State Bank of India and ICICI Bank, you can get anything between 3-7 per cent on FDs. Thus, if you intend to invest 1 lakh in a bank FD with an interest rate of 7 per cent per annum, let's calculate how long it would take to double your money using Rule of 72: 72/7 = 10.28 years. Public Public Provident Fund (PPF): For the current financial year, the interest on PPF is 7.1 per cent, which using the Rule of 72, will also take you around 10 years to double investment: 72/7.1 = 10.14 years. For the current financial year, the interest on PPF is 7.1 per cent, which using the Rule of 72, will also take you around 10 years to double investment: 72/7.1 = 10.14 years. What about equities? If we consider Nifty50, it has given a 13.5 per cent return in 2024, and 80 per cent in five years. So, an investment of ₹ 1 lakh in equities will double ( ₹ 2 lakh) in five years assuming a 5.33 per cent interest rate. The formula is applied as below: 72/13.5 = 5.33 years. If we consider Nifty50, it has given a 13.5 per cent return in 2024, and 80 per cent in five years. So, an investment of 1 lakh in equities will double ( 2 lakh) in five years assuming a 5.33 per cent interest rate. The formula is applied as below: 72/13.5 = 5.33 years. Mutual funds: Disciplined investment in mutual funds are expected to give around 12-15 per cent means that an investment of ₹ 1 lakh in MFs will double ( ₹ 2 lakh) in six years assuming a 12 per cent interest rate: 72/12 = 6 years Disclaimer: We advise investors to check with certified experts before making any investment decisions.
