logo
The Irish Times view on the Small Claims Court: relevance must be protected

The Irish Times view on the Small Claims Court: relevance must be protected

Irish Timesa day ago
The Small Claims Court would appear to be a victim of its own success. Established in 1996 as an arm of the District Court, it has helped many consumers to resolve small disputes without going to the expense of hiring a solicitor. It costs €25 to bring a claim but only actions involving goods, services, damage to property or non-return of key money are admissible.
However,
the use of the court is declining
according to the Courts Service with only 2,081 cases lodged with it last year, a fall of 55 per cent on the previous year. Amongst the possible explanations for the decline advanced by the Courts Service is the intriguing notion that a greater awareness among goods and service providers of the small claims process – and the likelihood that they will lose if they end up in the court – has brought about a more conciliatory attitude when it comes to dealing with consumer complaints.
There is no doubt that the court does seem to look kindly on plaintiffs. Last year 70 per cent of the 478 small claims cases which went ahead with a hearing were successful, according to the Courts Service. Many others were settled, usually following mediation led by court officials.
The Competition and Consumer Protection Commission (CCPC) has put forward another somewhat more prosaic explanation for the decline in use of the court. The €2,000 limit on cases that can be brought before the court 'is out of step with many of the most basic and unavoidable expenses faced by consumers today,' according to the watchdog.
READ MORE
The CCPC – which refers a significant number of complaints to the court each year – points out that many of them are about issues such as car purchases or home improvements. These fall within its remit and are well suited to its procedures but are generally excluded from its jurisdiction by virtue of the €2,000 limit.
The limit was last raised – from €1,000 – in 2006. Cumulative inflation since then has been close to 30 per cent, meaning a review of the limit is warranted. The court's success in settling disputes suggests that the adjustment should be even greater than this.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Irish agricultural prices soar by almost 19%
Irish agricultural prices soar by almost 19%

Irish Times

time8 minutes ago

  • Irish Times

Irish agricultural prices soar by almost 19%

Agricultural prices , often seen as a proxy for food prices, jumped by almost 19 per cent in the 12 months to June, according to the Central Statistics Office (CSO) . However, the figures marked a second modest monthly retreat. The agency's agricultural output price index, which monitors trends in prices paid to farmers for their produce, increased by 18.9 per cent on an annual basis in June. The surge in output prices was driven mainly by a dramatic increase in the price of cattle, which was 43.6 per cent ahead of the same time last year, even though prices dipped almost 2 per cent on May. Other meats saw much more modest increases with poultry prices 2.8 per cent up on June 2024, and the price of sheep and pigs effectively the same as a year ago. READ MORE Notable increases in output prices outside meat included milk – up 11.9 per cent over the past 12 months – and wool, which was almost a third higher. Eggs prices were 4.2 per cent up on June last year. [ Grocery price inflation jumps to almost 5% Opens in new window ] However, arable and crop farmers fared less well. The farm gate price paid for potatoes fell by 15.7 per cent compared to a year ago and there was also a marginal fall in cereal prices. On the input side, the costs of producing agricultural produce have risen by a more modest 0.6 per cent over the past year. Most costs are actually down on the same time in 2024, including energy, feed and seeds. However, there have been some notable increases. The cost of fertilisers was up 10.5 per cent year on year while veterinary expenses were up 4.7 per cent. [ Blame farmers not supermarkets for the rising price of food Opens in new window ] The CSO's figures come in the wake of an acceleration in food price inflation for consumers. Grocery price inflation increased to almost 5 per cent in July, nearly three times the rate of overall inflation, according to the CSO's latest consumer price index (CPI). The CPI showed headline inflation in the Irish economy dropped to 1.7 per cent in July, edging down from 1.8 per cent the previous month, as consumers benefited from cheaper clothes, air fares and transport fuels. However, the figures show that food prices rose at a significantly faster pace, up 4.7 per cent year-on-year, as consumers paid more for a range of basic food items.

Global stocks rally fizzles out as US bond yields rise
Global stocks rally fizzles out as US bond yields rise

Irish Times

time38 minutes ago

  • Irish Times

Global stocks rally fizzles out as US bond yields rise

A rally in European stocks slowed while US equities tread water as markets digested stronger-than-expected wholesale price inflation data and US bond yields rose. DUBLIN The Iseq index rose by 1.1 per cent, slightly outperforming its European peers. Cairn Homes jumped 2 per cent after lodging new plans for 236 apartments and 16 houses from Dún Laoghaire-Rathdown County Council for its site at Chesterfield, Cross Avenue, Blackrock, Co Dublin. The Irish banks also moved higher as part of a wider sectoral move across Europe. AIB climbed 3.4 per cent to close at €7.41 per share, while Bank of Ireland jumped 2.1 per cent to €13.22. READ MORE Ryanair also advanced, adding 0.6 per cent to €26.30 per share while other large-caps like Kingspan and Kerry Group were little changed. Adding to Wednesday's 16 per cent surge, Glanbia added another 1.4 per cent to close at €14.32 per share after the nutritionals group raised its earnings forecast earlier in the previous session. EUROPE European shares touched two-week highs as the blue-chip Stoxx 50 added 0.7 per cent and the pan-European Stoxx 600 advanced by 0.5 per cent. Insurers were in the spotlight with the likes of Swiss Re reporting earnings. The firm was down 3.9 per cent on the session, despite reporting better than expected net profits for the first half. Meanwhile, Carlsberg fell 5.5 per cent after the Danish brewer missed half-year profit and volume forecasts, and said it did not expect any improvement in the consumer environment this year. Thyssenkrupp tumbled 8.9 per cent after the German conglomerate cut its full-year outlook for investments and sales, citing disruption from US tariffs. LONDON After three consecutive sessions of gains, British stocks were little changed, with the benchmark FTSE 100 essentially flat on the session and the mid-cap FTSE 250 index down by 0.2 per cent. Insurers led sectoral gains with Aviva jumping 2.4 per cent after jumping to its highest level since 2007 earlier in the session. The group raised its interim dividend on Thursday after reporting a stronger half-year operating profit. British insurer Admiral hit a record high, rising 5.8 per cent after a strong first-half profit. The energy sector was the main drag on the FTSE 100, down 1.3 per cent Harbour Energy led the losses, falling 4.5 per cent, while oil majors Shell and BP fell by 1.5 per cent and 0.9 per cent. Industrial metal miners also retreated amid weakness in copper and iron ore prices with Rio Tinto down by 4 per cent and Anglo American down by 1.7 per cent. Among individual stocks, British Gas owner Centrica rose 2.5 per cent after announcing it will jointly buy National Grid's Grain LNG terminal with US-based Energy Capital Partners for about £1.5 billion (€1.7 billion). NEW YORK Wall Street's main indices were little changed in early trading on Thursday despite a stronger-than-anticipated inflation reading that spurred a rise in bond yields and the dollar. US wholesale inflation accelerated in July by the most in three years, suggesting companies are passing along higher import costs related to tariffs, raising the spectre of renewed price pressures and causing traders to trim bets on the Federal Reserve cutting interest rates next month. After a recent rocket-fuelled rally, the S&P 500 was flat despite gains in big tech stocks. Cisco Systems lost 1 per cent after the network equipment manufacturer's broadly in-line forecast did little to encourage investors. Deere & Co fell 8 per cent after the farm-equipment maker reported a lower quarterly profit and tightened its annual profit forecast, while Tapestry plunged 17.6 per cent after the Coach handbag maker forecast annual profit below estimates. – Additional reporting: Reuters, Bloomberg

Cash not the issue for Government but how to spend it wisely, Ifac boss briefed ahead of committee
Cash not the issue for Government but how to spend it wisely, Ifac boss briefed ahead of committee

Irish Times

time2 hours ago

  • Irish Times

Cash not the issue for Government but how to spend it wisely, Ifac boss briefed ahead of committee

The Apple tax windfall, the budgetary impact of migration and value for money in the health service were likely questions flagged to Irish Fiscal Advisory Council (Ifac) chairman Seamus Coffey in briefings by his officials in advance of an Oireachtas appearance. Two Q&A documents were prepared for Mr Coffey in advance of the meeting of the committee on budgetary oversight in early July – one highlighting issues likely to be 'pertinent now' while the other looked at questions that arose 'consistently. 'On what to do with the €13.8 billion Apple tax windfall, a suggested answer for Mr Coffey said to remember the Government 'is not stuck for cash.' It said: '[The State] is stuck for its capacity to spend it on things we all want. There are three broad options – spend it, save it, [or] cut debt.' READ MORE The Q&A said spending it on housing was easier said than done as the biggest issues were 'construction sector capacity and planning bottlenecks' not the availability of cash. If asked about the budgetary implications of migration, the briefing noted there had been 'large increases' in numbers coming to Ireland in recent years. 'This has meant the labour force and employment has been able to grow as rapidly as it has in recent years,' it said, before noting that around €2.1 billion 'has been set aside for humanitarian assistance to refugees this year (€800 million of this is for Ukrainian refugees). 'In terms of future costs, these are uncertain,' the briefing note added. The Q&A said that getting migrants integrated into employment and their own homes would reduce costs for the Government. 'An increased supply of housing would mean some of the more expensive means of accommodation [hotels] may be replaced,' it said. On cost-of-living supports, which have been a big feature of recent budgets, the Ifac briefings said these were now 'likely permanent'. 'There is probably less of a case for once-off measures this winter,' the briefing document said. 'Permanent increases in social welfare could be targeted at specific groups. However, the measures have seldom been targeted.' Mr Coffey was also briefed on employment in construction and whether we needed more people working in that sector. 'Just over 6 per cent of all employment is in the construction sector,' his Q&A document noted, adding that between 2005 and 2007, this had reached over 10 per cent. 'This may have been unsustainable, however,' the briefing added, advising Mr Coffey to 'mention productivity, can we get more output from the same workforce?'. A Q&A on broader questions highlighted the challenges in creating a wealth tax that would be fair, not become an administrative burden, and collect enough money to make it worthwhile. On how to fix repeated overruns in health spending, the briefing said that 'poor budgeting' was a problem but that there was also evidence of 'reduced productivity'. It also explained how Ireland's failure to meet its climate targets carried a very real 'fiscal risk'. The Q&A said the State had already forgone €500 million from carbon credits it was entitled to sell and that costs of noncompliance were in the range of €8 billion and €26 billion. 'While several [EU] member states are projected to fall short, the potential costs are significantly higher for Ireland relative to the size of its economy,' the briefing noted. Asked about the records, Ifac said they had no further comment to make.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store