logo
Remembering the 4 NYC shooting victims

Remembering the 4 NYC shooting victims

CNN3 days ago
Remembering the 4 NYC shooting victims
A New York police officer, a 'beloved' security guard, a Rudin Management employee and a senior executive with investment firm Blackstone were among four people killed when a lone gunman stormed a sprawling office tower in Midtown Manhattan and opened fire. CNN's Brynn Gingras remembers the victims of the shooting.
01:15 - Source: CNN
What Maxwell's unusual transfer to a lower security prison camp may mean
Jeffrey Epstein accomplice Ghislaine Maxwell, who had been serving a 20-year prison sentence in Florida, has been moved to a lower-security federal prison camp in Texas.
01:24 - Source: CNN
Sen. Booker says institutions are bending the knee to Trump
Sen. Cory Booker speaks with CNN's Manu Raju on Democrats' future and how they can fight back against President Trump, as well as his stance on the Democratic New York mayoral candidate Zohran Mamdani. For more of the interview, watch "Inside Politics Sunday with Manu Raju" on Sunday at 8a and 11a ET on CNN.
01:52 - Source: CNN
Young Americans flock to the Vatican for the Youth Jubilee
Pope Leo made a surprise appearance during the Vatican's Youth Jubilee event. Young people from around the world showed up to see the Pontiff, including Gen Z'ers from his hometown of Chicago.
02:16 - Source: CNN
US jobs report falls below key benchmark in July
US job growth stalled in July, with just 73,000 jobs added, while May and June totals were revised down by a combined 258,000, according to new data from the Bureau of Labor Statistics.
01:15 - Source: CNN
Mourners honor slain NYPD officer Didarul Islam
Mourners stretch for blocks to honor slain NYPD officer Didarul Islam in Bronx, New York. Islam was fatally shot by an armed 27-year-old man in the lobby of a glossy skyscraper at 345 Park Avenue on Monday. The officer was off-duty at the time but was working security in the building.
00:53 - Source: CNN
Storms drop dangerous, flooding rain
Dangerous torrential rainfall and flash flooding are underway in the mid-Atlantic and Northeast Thursday with millions at risk along the Interstate 95 corridor, with video already showing cars stranded submerged under water along the Clearview Expressway in Queens.
00:37 - Source: CNN
Bombshell admission in helicopter crash investigation
NTSB hearings to figure out what caused a deadly mid-air collision on January 29th between an Army helicopter and a commercial flight are underway. CNN's Pete Muntean reports on one of the significant revelations from the hearing.
00:54 - Source: CNN
Trump's tariff deadline looms over world economy
President Trump's self-imposed midnight deadline is rapidly approaching for countries to strike a trade framework with the United States or face significantly higher tariffs. In a new development today, President Donald Trump announced a 90-day pause on higher tariffs on Mexico.
01:26 - Source: CNN
Dozens injured on Delta flight
Severe turbulence struck a Delta flight from Salt Lake City to Amsterdam Wednesday, causing service carts and unbelted passengers to hit the ceiling and forcing an emergency landing in Minnesota, where 25 people on board were taken to hospitals.
01:01 - Source: CNN
Arrest made in Arkansas hiking murders
A man has been arrested in connection with the deaths of a married couple attacked and killed while hiking with their two young daughters at a state park in the Ozark Mountains, according to the Arkansas State Police.
00:45 - Source: CNN
US diminished a key weapons stockpile fighting Iran
The US used about a quarter of its supply of high-end missile interceptors during the Israel-Iran war, exposing a gap in supplies, and raising concerns about US global security posture. CNN's Tamara Qiblawi reports.
01:35 - Source: CNN
Pilot safe after navy fighter jet crash
A US Navy F-35 fighter jet crashed in central California, according to the Navy. The pilot ejected safely, and the cause of the crash is under investigation.
00:41 - Source: CNN
Carney says Canada will recognize Palestinian state
Canadian Prime Minister Mark Carney has joined France and Britain in announcing plans to recognize a Palestinian state in September at the United Nations, as international pressure builds on Israel over the ongoing war and starvation crisis in Gaza. President Donald Trump reacted to the announcement by threatening to derail trade talks with Canada.
00:30 - Source: CNN
Jury finds James Craig guilty of first-degree murder
A jury has found Colorado dentist James Craig guilty of all charges in the March 2023 death of his wife Angela, including murder in the first degree. He now faces life in prison without the possibility of parole.
02:38 - Source: CNN
How an earthquake causes a tsunami
A massive 8.8 magnitude earthquake that struck off Russia's east coast is tied for the sixth strongest ever recorded. Tsunami warnings were issued across the Pacific. CNN Meteorologist Chris Warren explains how an earthquake turns into a tsunami.
01:16 - Source: CNN
Police release new images of the gun used in the Midtown Manhattan shooting
Photos released by the New York City Police Department show the assault-style rifle 27-year-old Shane Devon Tamura used to fatally shoot four people – including a police officer – and wound one before killing himself in Midtown Manhattan.
00:52 - Source: CNN
8.8 magnitude earthquake has effects across the globe
An 8.8 magnitude earthquake in Russia's Far East raised tsunami alerts in Japan, Alaska, Hawaii and along the US West Coast. The tsunami warning for the state of Hawaii has been downgraded to an advisory. Authorities continue to monitor conditions and urge returning residents to remain vigilant. This quake is tied for the sixth strongest ever recorded.
00:39 - Source: CNN
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Lying on a personal loan application is a bad idea
Lying on a personal loan application is a bad idea

Yahoo

time21 minutes ago

  • Yahoo

Lying on a personal loan application is a bad idea

Key takeaways Providing false information on your personal loan application can lead to serious financial and legal consequences. Fill out your personal loan application with the most accurate and truthful information possible. If you don't qualify for a personal loan without lying, work to improve your finances instead of borrowing. Lying on a loan application is far from harmless and is considered fraud. While it can be tempting to misrepresent your income, employment or assets to seem more appealing to lenders, you could face serious consequences. 'Lenders typically have multiple layers of fraud detection in place to track potential fraud at application, after approval and before funding,' says Denny Ceizyk, former loan originator and senior writer for Bankrate's consumer lending team. 'Many of these processes are automated, but it's not uncommon for humans to add an extra manual check before funding your loan.' Knowing how lenders verify information and how to submit a strong and honest application can ensure a quicker approval process and help you avoid red flags on your profile. Lying on a personal loan may lead to rejection or worse You could face serious consequences if you lie on a loan application. Whether it's providing an incorrect salary or falsifying documents, you could lose your loan, tarnish your financial health and potentially face criminal consequences. Financial consequences Loan cancellation: You could lose your loan if the lender discovers that you falsified the contents of your application. The company may cancel the loan before disbursement, or if you've already received the funds, you may have to repay the full debt immediately. Financial hardship: If you lie to get a loan you ordinarily wouldn't qualify for, you could end up with a debt that you cannot repay. Missing payments will lead to damage to your credit score, loan default. Criminal consequences Fines and legal fees: Your lender may sue you for repayment. Fines and legal fees will be added to the immediate repayment of the funds you borrowed. Jail time: Going to prison for lying on an application is rare, but it does happen. These typically follow larger criminal acts — like identity theft — but you are still putting yourself at risk. Real life consequences for lying on a loan application In 2022, a Buffalo, New York man pleaded guilty to making a false statement to a financial institution. His application for a personal loan from Discover Bank inflated his income and misrepresented his employment. He did the same for a credit card and line of credit application. This led to an investigation by the FBI, and the man faced the maximum penalty of 30 years in prison and a $1 million fine. Months later, the court sentenced him to time served and released him on a three-year supervision. In addition, the court required restitution in the amount of $36,600 and a $100 penalty assessment. The consequences of lying on a loan application for this man were a felony offense, time in prison, three years of supervision and $36,700 in fines. How do lenders find out you lied on your application? 'With personal loans, lenders are mostly focused on employment, earnings and identity fraud,' says Ceizyk. To get a personal loan, you will need to provide personal and financial information with supporting documentation that lenders will check and compare for inconsistencies and inaccuracies. What lenders may verify Why they verify it How they verify it Name and age Lenders want to make sure you are who you say you are and are the eligible age to borrow. Your license, passport or other government-issued photo ID Address To be able to send bills and other communication, lenders make sure they have the correct contact information. Utility bills, mortgage statement or rent agreement Residency status Many lenders will require you or your cosigner to be a U.S. citizen or have additional requirements for non-citizens. Valid government-issued ID, visa or green card, Social Security number or individual tax identification number (ITIN) Employment Proof of employment shows you have a steady income to be able to pay back your loan. Pay stubs, tax returns, W-2s, 1099s and new offer letters Income and assets Lenders want to make sure you have money to pay the loan back, including money from your income, saved money and other assets. Pay stubs, tax returns, bank statements, retirement account information Current debt Knowing how much you already owe helps lenders understand your other financial commitments and whether you can handle another debt. Credit report Credit score and credit history Your credit score and credit history help the lender determine whether you are successful at managing your debts and making on-time payments. Credit report Collateral, for secured loans If you're using collateral to secure a loan, the lender will want to know you legally own the asset and its value will cover the loan balance. Appraisal reports, automated valuation models, deeds, titles and other proof of ownership Ceizyk also notes that you may need to provide additional documents if you're self employed or work for a small, family-owned business. '[Lenders] will look for red flags like employment verifications by family members, or companies without a valid business license or verifiable address,' he says. Loan application fraud also includes altering the documents you provide lenders to help them verify your information. Keep in mind that lenders also have tools for detecting whether a document has been altered, modified or edited. How to ensure accuracy on a loan application All of your must be accurate when you submit a personal loan application. Any error or questionable answer can be a red flag, even if it's unintentional. To ensure your loan application has the most accurate information, keep the following tips in mind. Proofread your application, documents and other information Check your application for misspellings or any other errors that could get flagged. You could even have a trusted loved one review the application as an extra set of eyes. Review the supporting documents you plan to provide for misspellings or outdated information. For example, if you recently moved and never updated your license, make sure you get it updated before applying. Look through your credit report for errors that may negatively impact your credit score or eligibility or, at the very least, slow down the verification process. Consider variable earnings 'Don't pick your best sales month if you're commissioned or self-employed to qualify for a loan. Lenders will almost always average out any variable income over 12 to 24 months,' says Ceizyk. 'However, if your recent earnings are on the rise, you can certainly provide a letter and copies of the recent paychecks to support the idea that your earnings are on the rise. Lenders may be willing to lend you slightly more if your income is rising, not falling.' Contact the lender If you have questions or need clarification, contact the lender. Customer service hours and contact information should be on the lender's website. There may even be a live chat option to help with basic application questions. Additionally, update the lender as soon as possible if there are any changes to your employment, income or contact information. The best personal loan rates of 2025 When your credit profile is in good shape, you're ready to compare Bankrate's picks for the best personal loan lenders. Learn more How to strengthen your loan application without lying There are a few ways you can strengthen your loan application. Some strategies work for current applications while others may require waiting to borrow until you're in a better financial position. For personal loan applications that can't wait For issues that may have been rectified but are harder to verify, Ceizyk recommends including a letter of recommendation backed by supporting documentation. 'If you were out of work due to an accident, or were laid off but have a new full-time job, providing a letter along with proof of the accident, medical bills, lay-off notice or new job offer could improve your approval odds,' he says. You could also apply with a creditworthy co-signer or co-borrower to your application may improve your chances of being approved. However, the other person will need to qualify as well — and should know they can be held responsible for payment. 10 alternatives to personal loans and who they're for If you worry about your ability to qualify for a personal loan, these other products may provide a safer option than lying on an application Explore your options For personal loan application that can wait Credit score is one of the most critical aspects lenders consider. A positive payment history, low credit utilization ratio and a strong credit mix are parts of your credit score you can work to increase. Continue to make on-time payments for at least the minimum amount due to foster a positive payment history — the biggest factor in credit score. You can also pay down your debts to lower your utilization ratio. By increasing your income through a raise or side hustle, you can put more money toward your debt. Earning more and lowering your debt also helps lower your debt-to-income ratio (DTI), which may be another qualification requirement for a loan. Learn more: How to build credit fast Bottom line Honesty is the best policy, especially when it comes to borrowing money. Lying on a loan application has the potential for severe and long-term consequences. A lender's requirements for borrowing money are in place to protect them from losing money and to protect you from landing in a financial situation you can't manage. Sign in to access your portfolio

New chief constable pledges ‘exceptional policing' on first day
New chief constable pledges ‘exceptional policing' on first day

Yahoo

time21 minutes ago

  • Yahoo

New chief constable pledges ‘exceptional policing' on first day

The new chief constable for Hampshire police has pledged to deliver 'exceptional policing' as he starts in the role. Alexis Boon has joined the force from the Metropolitan Police, where he led commands in local policing, specialist crime and counter terrorism. His arrival follows former chief constable Scott Chilton's departure after the Echo revealed he was facing a probe for not disclosing a past relationship with a junior officer. Mr Chilton quit in April after being told he was under investigation by the Independent Office for Police Conduct for gross misconduct. Speaking on his first day in the role, Mr Boon said he is keen for the force to focus on listening to and working with communities in the county. 'Engaging with purpose will help us prevent crime and bring more criminals to justice', he said. He added: 'I joined policing because I firmly believe in public service. 'I know the exceptional officers, staff and volunteers across Hampshire and the Isle of Wight share my commitment to be there for our communities, especially when they need us most.' READ MORE: Dangerous driver ran red lights and drove wrong way on roundabouts during chase Police and crime commissioner (PCC) Donna Jones said she has urged Mr Boon to continue the improvements recently outlined in the PEEL report by His Majesty's Inspectorate of Constabulary and Fire & Rescue Services. She added that his 'wealth of experience' will be a huge advantage to the force. She said: 'We are a large force but we are still under capacity for the amount of officers we have for our communities. 'Recruitment is a major priority and I've urged Alexis to ensure the officers I have already funded are on our streets as quickly as possible. 'We are both clear that our aim, going forward, is to drive up charge rates, protect communities and get more bobbies on the beat. 'Together we want to make Hampshire and the Isle of Wight the safest places to live, work and visit.'

How Texas' redistricting effort is having major implications across the US
How Texas' redistricting effort is having major implications across the US

CNN

time21 minutes ago

  • CNN

How Texas' redistricting effort is having major implications across the US

The outcome of the political battle over Texas' redistricting effort is already having major implications across the country. Other Republican-dominated states are considering following Texas' lead as Democratic governors weigh their options to retaliate with their own mid-decade redistricting efforts. The Texas legislature, meanwhile, is at a standstill after House Democrats fled the state in a bid to block the Republican effort to redraw congressional districts in the GOP's favor. President Donald Trump has pushed the redistricting effort, and Gov. Greg Abbott called the 30-day special session in which the GOP unveiled proposed maps that could shift as many as five US House seats into the Republican column. Abbott is now threatening to remove the Democratic lawmakers who left the state in a bid to block the House from voting on those new maps. Here's a look at what's happening in Texas, and why it matters: Congressional district lines are required to be redrawn once a decade, after the census. But mid-decade maneuvers like the one in Texas are unusual. Texas Republicans want to pad the US House GOP majority ahead of next November's midterm elections by increasing the number of seats Democrats need to flip — currently three — to claim House control. Democrats face a much stiffer challenge in winning back the Senate. But if they win the House majority, it would give the party a foothold for Trump's final two years in office. Democrats could slow or halt the president's legislative agenda and use House committees to investigate his administration's actions, much as they did in the last two years of Trump's first term, from early 2019 to early 2021. The proposed maps unveiled last week by Texas' majority-Republican legislature would aggressively redraw the state's congressional districts to make five seats much more likely to favor GOP candidates. The new Texas map features 30 districts that Trump would have won in 2024 if the map was in place, up from 27 under the current district lines. In total, there are five more seats that Trump won by more than 10 percentage points, according to data from the Texas Legislative Council. The proposed map eliminates the seat of Rep. Greg Casar, who would likely be forced into a primary with another liberal Democrat, Rep. Lloyd Doggett, in the Austin area. Republicans also propose merging the Houston-area seat of Rep. Al Green with a vacant seat held by the late Rep. Sylvester Turner, who died in office earlier this year. Green's district was altered more than any other sitting member in the plan. The map would also make two south Texas seats held by Democratic Reps. Henry Cuellar and Vicente Gonzalez more Republican-leaning. But multiple Democrats view the seats as still in reach for the two centrist members who typically performed ahead of statewide or national Democrats. Democrats are in the minority in the Texas House, but they hold enough seats that they can deprive the chamber of the number of legislators necessary to do business under House rules. That's why many fled the state on Sunday, with most flying to Illinois and others traveling to New York, outside the reach of Texas law enforcement. The departed lawmakers could face $500-a-day fines that can't be paid with campaign funds — though the House Democrats and their supporters are already raising money to help cover those fines. Former US Rep. Beto O'Rourke told CNN his political action committee, Powered By People, which raised more than $700,000 for state House Democrats during a quorum-break in 2021, will 'raise whatever it takes, for as long as it takes, to help these Texas Democrats with their lodging, with being able to feed themselves, supporting them with these $500-a-day fines.' 'We have their backs all the way,' he said. Meanwhile, Democratic governors in deep-blue states are plotting retribution. The governors of California, Illinois, Maryland New Jersey and New York have suggested they will explore redrawing their own congressional district maps to add more Democratic-leaning seats, or left the door open to doing so. 'The gloves are off, and I say, bring it on,' New York Gov. Kathy Hochul said Monday. Once a critical swing state, increasingly red Ohio is required to redraw its congressional districts this fall because the 2022 map was struck down as unconstitutional by the state Supreme Court. The makeup of the Buckeye State's high court has changed since that ruling, and the new court is seen as much more likely to green-light a map that favors Republicans, who hold 10 of the state's 15 congressional seats. Florida Gov. Ron DeSantis recently floated the idea of a mid-cycle redistricting in his state, too. 'I think the state malapportioned,' he told reporters in July, adding it would be 'appropriate to do a redistricting here in the mid-decade.' Punchbowl News reported the White House is pushing Missouri to redraw its districts to target one of just two Democratic-held seats, that of Rep. Emanuel Cleaver, in a state where the GOP holds the other six House seats. The White House has also urged Indiana to redraw districts in which Democrats hold two of nine seats. Democratic Rep. Frank Mrvan's northwest Indiana district would likely be the target if the Hoosier State were to do so. The redistricting battles cannot carry on without deadlines. In many states, including Texas, candidates must file for next year's primary ballots before the end of this year. Abbott on Monday indicated he could seek more extreme measures than daily $500 fines to try to force Democrats' hands or circumvent their quorum-break. He threatened to remove Democrats from the state House if they don't return by 4 p.m. ET, when the legislature is scheduled to convene in Austin. Abbott told Fox News that the Democratic lawmakers had 'absconded' from their responsibilities. 'I believe they have forfeited their seats in the state legislature because they're not doing the job they were elected to do,' he said. CNN's David Wright, Kaanita Iyer, Sarah Ferris and Ethan Cohen contributed to this report.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store