Not Just SIPs, Edelweiss' Radhika Gupta Advises What You Should Spend On
Ms Gupta began her post with a poetic note in Hindi. When translated into English, it reflected on how a dream set her journey in motion and how even a small moment of joy can feel deeply fulfilling. She added that the satisfaction earned through hard work carries a special kind of happiness.
Her message offers a reminder that personal finance is not just about saving and investing, but can also include making room for joy and fulfilment along the way.
'My job is to sell SIPs,' Gupta wrote, referring to systematic investment plans, 'but I always tell everyone – young and old – to take the time to enjoy the fruits of your hard work.'
She continued by advocating a balanced approach to money. 'Save, but also spend, on things that give you joy, because it makes the journey worth it.'
In a world often driven by numbers and net worth, Ms Gupta offered a refreshing perspective. 'At the end of the day, life is not a race of who has the highest NAV or most rupees, but who has lived most joyfully.'
She ended her post saying, 'The middle path exists, and it is a good one,' reinforcing her call for balance between financial prudence and personal enjoyment.
शुरू किया था सफ़र एक ख़्वाब के साथ,
आज एक छोटी सी ख़ुशी से दिल भर आया।
मेहनत की मिठास कुछ और ही होती है।
My job is to sell SIPs, but I always tell everyone - young and old - to take the time to enjoy the fruits of your hardwork. Save, but also spend, on things that give you…
— Radhika Gupta (@iRadhikaGupta) July 23, 2025
A few days ago, Ms Gupta, in another post, clarified a common financial misconception, using a food metaphor to simplify the relationship between SIPs, mutual funds and equities.
'A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP?' she wrote, adding that many still don't fully grasp the difference.
'It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity,' she added.
A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP?
It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity.
I tried to simplify:
1. Mutual funds are a…
— Radhika Gupta (@iRadhikaGupta) July 13, 2025
In April this year, Ms Gupta also had a suggestion to address India's growing Obesity crisis.
In a social media post, she wrote, "I'm glad we're talking openly about obesity-it's an important issue." Her recommendation to eateries: offer half-plate portions across all menu items.
"Many of us eat small portions but end up finishing everything on the plate because, culturally, we don't like wasting food. When dining alone, sharing isn't always possible. Restaurants could price half-plates just above 50% of the full portion if that helps with margins. This would give diners a way to eat less- without wasting food or money," she suggested.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
2 hours ago
- Time of India
Govt announces discount on trade licence renewal for shops using Odia on signboards
Bhubaneswar: To promote use of Odia language in public spaces, the Odisha govt has announced a 5% discount on trade license renewal fees for shops and commercial establishments that use Odia script on their signboards. Tired of too many ads? go ad free now The housing and urban development department issued a notification on Wednesday to ensure compliance with the Orissa Shops and Commercial Establishments Act, 1956, which mandates the use of Odia on signboards. Citing Rule 32 of the 1958 Rules framed under the Act, the govt reiterated that every business outlet must display its name prominently in Odia script. "To promote and protect the rich cultural and linguistic heritage of Odisha, the state govt shows its strong commitment and helps the public who do not understand any other language or script except Odia," read the notification. All municipal corporations, municipalities, and urban local bodies (ULBs) in the state will ensure that shops and commercial establishments in their areas are using Odia billboards. Official sources said despite repeated directives in the past, many establishments continue to flout the rule by using only English or other scripts. The latest circular warns that strict action will be taken against violators while offering a financial incentive to encourage compliance. "All shop owners and business operators are hereby directed to prominently use Odia in at least 60% of the signages. Non-compliance will attract penal action," the order stated. "To encourage more shops and business establishments to use Odia scripts, the govt has offered a 5% discount on the renewal of their trade licenses. The discount can be availed on the SUJOG and portals," it read. Urban local bodies have been instructed to strictly enforce the rule across their jurisdictions and submit a report about adherence within the next 60 days. The govt's decision has been welcomed by language activists, who have long demanded stricter implementation of the policy to safeguard the identity and dignity of Odia language.
NDTV
5 hours ago
- NDTV
Trump Cracks Down On Foreign Students, College Applications Rise Outside US
LONDON: In China, wait times for US visa interviews are so long that some students have given up. Universities in Hong Kong are fielding transfer inquiries from foreign students in the US, and international applications for British undergraduate programs have surged. President Donald Trump's administration has been pressuring US colleges to reduce their dependence on international enrollment while adding new layers of scrutiny for foreign students as part of its crackdown on immigration. The US government has sought to deport foreign students for participating in pro-Palestinian activism. In the spring, it abruptly revoked the legal status of thousands of international students, including some whose only brush with law enforcement was a traffic ticket. After reversing course, the government paused new appointments for student visas while rolling out a process for screening applicants' social media accounts. The US remains the first choice for many international students, but institutions elsewhere are recognising opportunity in the upheaval, and applicants are considering destinations they might have otherwise overlooked. The impact on US universities - and the nation's economy - may be significant. New international enrollment in the US could drop by 30% to 40% this fall, according to an analysis of visa and enrollment data by NAFSA, an agency that promotes international education. That would deprive the US economy of $7 billion in spending, according to the analysis. Many international students pay full price, so their absence would also hurt college budgets. As the second most popular destination for international students, Britain is positioned to benefit. The country's new Labour government has vowed to cut migration, and officials have imposed time limits on post-study visas, allowing graduates to stay and work. But admissions consultants say the United Kingdom is still seen as the most welcoming of the traditional "big four" English-speaking destinations in higher education - the US, UK, Canada and Australia. After declining last year, the number of international applications for undergraduate study in the UK this fall grew by 2.2%, official figures show. A record number of applications came from China, up 10% compared with the previous year. Applications from the US also reached nearly 8,000 students - an increase of 14% and a 20-year high. Acceptances of international students for graduate programs in the UK grew an estimated 10% from last year, driven by demand for business and management courses in particular, according to data from UniQuest, which works with many British universities on admissions. Data showing the extent of any impact will not be available until fall, said Mike Henniger, CEO of Illume Student Advisory Services, a consultancy that works with colleges in the US, Canada and Europe. "But the American brand has taken a massive hit, and the UK is the one that is benefiting," he said. Demand from Chinese students has risen rapidly for university places in Hong Kong, Singapore and Malaysia, said Will Kwong, managing director of AAS Education, a consultancy in Hong Kong. Many Western universities have offshore campuses there that are more affordable than going to the US or the UK. "Opting for study in Asia has been a trend since the easing of COVID-19," Kwong said. "But it's been exacerbated by the change of administration in the US" Some Asian families have told him the U.S. is no longer their clear first choice because of political turbulence and visa difficulties; many are still waiting for US visa interviews and will likely miss the start of the fall term, Kwong said. Chinese college student Alisa, who is studying data science, plans to attend an exchange program this fall at the University of California, Berkeley. She hopes to pursue a master's degree in the US. But she is also looking into other options, "just so I could still go to school if the extreme scenario occurs," said Alisa, who spoke on condition of partial anonymity out of fear of being targeted. Hong Kong will welcome any students who are denied entry to the US, the city's leader, John Lee, has said. Last year, the Chinese territory decided to allow international students to work part-time. Hong Kong University said it has received over 500 inquiries from students in the US and is processing around 200 applications for transfer. At another school, the Hong Kong University of Science and Technology, international undergraduate applications have surged by 40% from last year, said Alison Lloyd, associate provost for institutional data and research. Countries, including the United Arab Emirates, have invested heavily in attracting international students by partnering with universities elsewhere to host branch campuses. These arrangements could appeal to students who fear being denied access to the US. Dubai, which has designs on becoming a global education hub, hosts dozens of international institutions' satellite campuses. It saw international student numbers grow by a third in 2024-2025. Lisa Johnson, principal of Dubai's private American Academy for Girls, said her mostly Emirati student body is increasingly looking away from the US for college. "Every student wants and dreams to go to Harvard," she said. "But as college options increase in the United Arab Emirates, more and more students are staying." Kazakhstan has similar ambitions, said Daniel Palm, who has helped US universities set up campuses abroad. Illinois Tech and the University of Arizona are among colleges offering degree programs in the Central Asian country, drawing students mostly from China and Russia. "All of a sudden, US colleges are asking how to provide diversity, provide access," Palm said, "because you have students who want to come to the US and can't." (Except for the headline, this story has not been edited by NDTV staff and is published from a syndicated feed.)
Time of India
6 hours ago
- Time of India
Sanskrit University launches employment project for students
Kochi: With the aim of preparing students in a way that ensures employment alongside education, Sree Sankaracharya University of Sanskrit (SSUS), Kalady, has launched Vijnana Employment Project. The project is being implemented in collaboration with Kerala Knowledge Economy Mission. Phase I of the project is designed to benefit final-year students of Kalady main campus and university's various regional centres. The project will be launched within this academic year, with the official inauguration scheduled for Sept. According to SSUS vice-chancellor K K Geethakumari, the initiative will offer students orientation in various sectors, including employment and self-employment ventures. Skill gaps relevant to their educational qualifications will be identified with the help of faculty and employers from the respective fields. All students will be provided with mandatory soft skill training, including interview preparation and English language proficiency. University also plans to secure CSR funding to ensure student access to advanced skill development courses and conduct a placement drive in Dec.
