The Raise Needed To Afford a Home in 50 of America's Most Popular Metros

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A recent Zillow study outlined how much of a raise is needed to afford typical mortgage payments in 50 of the nation's most popular metropolitan areas. Buying a home in 11 major cities, including Miami, Boston and New York, requires receiving a raise of $50,000 or more. Just how much more? Try a six-figure raise, which is required to afford four hot California real estate markets: San Jose, San Francisco, Los Angeles and San Diego.
Take a look at the raise needed, from the highest to lowest amount, to afford a home in 50 of the nation's most popular metros.
1. San Jose, California
Raise needed to afford a typical mortgage payment (20% down): $251,597
Typical home value: $1,649,985
Typical mortgage payment: $8,619
Median income: $162,837
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2. San Francisco
Raise needed to afford a typical mortgage payment (20% down): $165,566
Typical home value: $1,165,757
Typical mortgage payment: $6,090
Median income: $135,311
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3. Los Angeles
Raise needed to afford a typical mortgage payment (20% down): $149,375
Typical home value: $973,190
Typical mortgage payment: $5,084
Median income: $98,204
4. San Diego
Raise needed to afford a typical mortgage payment (20% down): $128,954
Typical home value: $945,140
Typical mortgage payment: $4,937
Median income: $111,160
5. New York City
Raise needed to afford a typical mortgage payment (20% down): $99,343
Typical home value: $705,108
Typical mortgage payment: $3,683
Median income: $102,042
6. Seattle
Raise needed to afford a typical mortgage payment (20% down): $84,356
Typical home value: $767,553
Typical mortgage payment: $4,010
Median income: $118,074
7. Boston
Raise needed to afford a typical mortgage payment (20% down): $78,703
Typical home value: $733,270
Typical mortgage payment: $3,831
Median income: $117,605
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8. Riverside, California
Raise needed to afford a typical mortgage payment (20% down): $60,685
Typical home value: $591,424
Typical mortgage payment: $3,090
Median income: $94,263
9. Miami
Raise needed to afford a typical mortgage payment (20% down): $59,379
Typical home value: $482,204
Typical mortgage payment: $2,519
Median income: $81,901
10. Sacramento, California
Raise needed to afford a typical mortgage payment (20% down): $53,660
Typical home value: $590,697
Typical mortgage payment: $3,086
Median income: $101,854
11. Providence, Rhode Island
Raise needed to afford a typical mortgage payment (20% down): $50,418
Typical home value: $507,954
Typical mortgage payment: $2,654
Median income: $88,937
12. Portland, Oregon
Raise needed to afford a typical mortgage payment (20% down): $48,708
Typical home value: $561,374
Typical mortgage payment: $2,933
Median income: $101,275
13. Denver
Raise needed to afford a typical mortgage payment (20% down): $43,588
Typical home value: $592,884
Typical mortgage payment: $3,097
Median income: $109,707
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14. Salt Lake City
Raise needed to afford a typical mortgage payment (20% down): $40,038
Typical home value: $559,930
Typical mortgage payment: $2,925
Median income: $100,944
15. Milwaukee
Raise needed to afford a typical mortgage payment (20% down): $36,519
Typical home value: $374,133
Typical mortgage payment: $1,954
Median income: $82,182
16. Las Vegas
Raise needed to afford a typical mortgage payment (20% down): $29,140
Typical home value: $440,327
Typical mortgage payment: $2,300
Median income: $80,966
17. Austin, Texas
Raise needed to afford a typical mortgage payment (20% down): $27,545
Typical home value: $451,858
Typical mortgage payment: $2,360
Median income: $104,736
18. Tampa, Florida
Raise needed to afford a typical mortgage payment (20% down): $27,198
Typical home value: $368,374
Typical mortgage payment: $1,924
Median income: $77,567
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19. Washington, D.C.
Raise needed to afford a typical mortgage payment (20% down): $26,513
Typical home value: $587,645
Typical mortgage payment: $3,070
Median income: $129,410
20. Orlando, Florida
Raise needed to afford a typical mortgage payment (20% down): $26,497
Typical home value: $393,884
Typical mortgage payment: $2,058
Median income: $83,211
21. Nashville, Tennessee
Raise needed to afford a typical mortgage payment (20% down): $25,508
Typical home value: $459,668
Typical mortgage payment: $2,401
Median income: $90,907
22. Phoenix
Raise needed to afford a typical mortgage payment (20% down): $22,500
Typical home value: $456,834
Typical mortgage payment: $2,386
Median income: $90,936
23. Jacksonville, Florida
Raise needed to afford a typical mortgage payment (20% down): $19,202
Typical home value: $357,233
Typical mortgage payment: $1,866
Median income: $80,999
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24. Dallas
Raise needed to afford a typical mortgage payment (20% down): $17,448
Typical home value: $377,186
Typical mortgage payment: $1,970
Median income: $92,403
25. Raleigh, North Carolina
Raise needed to afford a typical mortgage payment (20% down): $16,602
Typical home value: $450,409
Typical mortgage payment: $2,353
Median income: $102,629
26. Philadelphia
Raise needed to afford a typical mortgage payment (20% down): $16,344
Typical home value: $382,466
Typical mortgage payment: $1,998
Median income: $91,803
27. Hartford, Connecticut
Raise needed to afford a typical mortgage payment (20% down): $16,104
Typical home value: $384,822
Typical mortgage payment: $2,010
Median income: $98,311
28. Charlotte, North Carolina
Raise needed to afford a typical mortgage payment (20% down): $15,302
Typical home value: $390,896
Typical mortgage payment: $2,042
Median income: $86,836
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29. Atlanta
Raise needed to afford a typical mortgage payment (20% down): $14,735
Typical home value: $389,097
Typical mortgage payment: $2,033
Median income: $92,240
30. Virginia Beach, Virginia
Raise needed to afford a typical mortgage payment (20% down): $13,898
Typical home value: $363,937
Typical mortgage payment: $1,901
Median income: $84,756
31. Richmond, Virginia
Raise needed to afford a typical mortgage payment (20% down): $12,816
Typical home value: $388,273
Typical mortgage payment: $2,028
Median income: $90,355
32. New Orleans
Raise needed to afford a typical mortgage payment (20% down): $10,543
Typical home value: $253,141
Typical mortgage payment: $1,322
Median income: $65,252
33. Minneapolis
Raise needed to afford a typical mortgage payment (20% down): $8,627
Typical home value: $389,105
Typical mortgage payment: $2,033
Median income: $100,980
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34. Baltimore
Raise needed to afford a typical mortgage payment (20% down): $8,104
Typical home value: $402,127
Typical mortgage payment: $2,101
Median income: $100,217
35. San Antonio, Texas
Raise needed to afford a typical mortgage payment (20% down): $8,064
Typical home value: $286,497
Typical mortgage payment: $1,497
Median income: $77,645
36. Kansas City, Missouri
Raise needed to afford a typical mortgage payment (20% down): $7,383
Typical home value: $319,698
Typical mortgage payment: $1,670
Median income: $84,445
37. Houston
Raise needed to afford a typical mortgage payment (20% down): $6,304
Typical home value: $314,262
Typical mortgage payment: $1,642
Median income: $84,254
38. Columbus, Ohio
Raise needed to afford a typical mortgage payment (20% down): $2,561
Typical home value: $330,668
Typical mortgage payment: $1,727
Median income: $82,062
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39. Memphis, Tennessee
Raise needed to afford a typical mortgage payment (20% down): $807
Typical home value: $246,017
Typical mortgage payment: $1,285
Median income: $68,015
40. Chicago
Raise needed to afford a typical mortgage payment (20% down): -$187
Typical home value: $341,695
Typical mortgage payment: $1,785
Median income: $92,838
41. Louisville, Kentucky
Raise needed to afford a typical mortgage payment (20% down): -$855
Typical home value: $271,731
Typical mortgage payment: $1,420
Median income: $73,137
42. Detroit
Raise needed to afford a typical mortgage payment (20% down): -$1,804
Typical home value: $264,707
Typical mortgage payment: $1,383
Median income: $76,598
43. Oklahoma City
Raise needed to afford a typical mortgage payment (20% down): -$2,201
Typical home value: $242,405
Typical mortgage payment: $1,266
Median income: $74,291
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44. Indianapolis
Raise needed to afford a typical mortgage payment (20% down): -$3,052
Typical home value: $291,507
Typical mortgage payment: $1,523
Median income: $83,089
45. Buffalo, New York
Raise needed to afford a typical mortgage payment (20% down): -$3,137
Typical home value: $276,444
Typical mortgage payment: $1,444
Median income: $74,456
46. Birmingham, Alabama
Raise needed to afford a typical mortgage payment (20% down): -$3,933
Typical home value: $257,856
Typical mortgage payment: $1,347
Median income: $73,663
47. Cincinnati
Raise needed to afford a typical mortgage payment (20% down): -$4,396
Typical home value: $301,042
Typical mortgage payment: $1,573
Median income: $82,822
48. St. Louis
Raise needed to afford a typical mortgage payment (20% down): -$4,897
Typical home value: $269,589
Typical mortgage payment: $1,408
Median income: $82,664
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49. Pittsburgh
Raise needed to afford a typical mortgage payment (20% down): -$11,244
Typical home value: $226,889
Typical mortgage payment: $1,185
Median income: $76,870
50. Cleveland
Raise needed to afford a typical mortgage payment (20% down): -$11,588
Typical home value: $243,743
Typical mortgage payment: $1,273
Median income: $72,083
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This article originally appeared on GOBankingRates.com: The Raise Needed To Afford a Home in 50 of America's Most Popular Metros