
UAE Steel Producers Committee inaugurates its new headquarters in Abu Dhabi
The UAE Steel Producers Committee (SPC) celebrated the opening of its new headquarters in the capital, Abu Dhabi, at 'Aldar Building,' with the attendance of Juma Al Kait, Assistant Undersecretary of Foreign affairs, Ministry of Economy.
In attendance also were Eng.Saeed Al Ghafri, Chairman of the SPC, representatives from the Federation of UAE Chambers of Commerce and Industry (UAE Chambers), the Abu Dhabi Chamber of Commerce and Industry, as well as several executive committee members and prominent leaders in the iron and steel sector.
This inauguration reinforces efforts to develop the national iron industry, which is considered one of the key pillars of the UAE's economic growth.
Established in 2020, the Steel Producers Committee is a non-profit entity representing steel producers across the UAE, operating under Federal Law No. 22/2000 issued by the UAE Chambers.
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Gulf Today
27-05-2025
- Gulf Today
Life in jail, Dhs10 million fine for money laundering in UAE
Money laundering crime in the UAE is penalized by life imprisonment, a fine of up to Dhs10 million, and deportation for foreign offenders, according to lawyer and legal consultant Omar Al Awadi who emphasised that the UAE has tightened its measures against such crimes due to their severe impact on the financial and economic systems. Under Federal Law No. 26 of 2021 on Combating Money Laundering and Terrorist Financing, money laundering is treated as a major crime, with stringent penalties for individuals and entities involved. Al Awadi noted that strict administrative sanctions have been adopted for those who neglect or cooperate in such crimes, including the temporary or permanent closure of involved establishments and the cancellation of commercial licences in some cases. The money laundering crimes include depositing illicit funds in banks to disguise them as legitimate, purchasing real estate or vehicles using proceeds from criminal activities, transferring funds abroad to conceal their true source, and financing unauthorised or illegal organisations, according to the law.


Hi Dubai
27-05-2025
- Hi Dubai
Is Franchising Your Business in the UAE Worth It? Opportunities and Risks You Should Know
Franchising in the UAE offers compelling growth opportunities, driven by a thriving economy, diverse consumer base, and supportive government. However, beneath this attractive surface lies a complex reality. While some brands flourish, others struggle with issues of scale, cultural fit, or legal complications. Success hinges on a deep understanding of the local landscape, thorough preparation, and precise timing. The UAE's openness to foreign investment and its economic diversification efforts have undeniably boosted franchising. High consumer interest in international brands, coupled with burgeoning local entrepreneurship, creates a dynamic market. Yet, this also translates to intense competition, evolving customer expectations, and little room for error. A crucial question for any aspiring franchisor is whether their business is truly ready for this demanding environment. Many first-time franchisors underestimate the intricate legal and operational framework. The UAE lacks a specific franchise law; agreements are governed by a patchwork of contract, commercial, and intellectual property regulations. Incorrect agreement structuring or neglecting legal counsel can lead to long-term issues regarding ownership, termination, or brand control. High operating costs, especially for prime locations in major cities like Dubai or Abu Dhabi, can also strain both franchisors and franchisees. Some businesses overextend, creating unsustainable models. When franchisees fail, it impacts not only their bottom line but also the franchisor's reputation. So, how do you assess if your business is genuinely suited for franchising in the UAE? Is your model easily replicable? Can it be profitable for others without your direct involvement? Are you prepared to adapt your brand for a new market while preserving its core identity? More importantly, is franchising the optimal growth strategy, or merely the most tempting? This article delves into the real opportunities and risks of franchising in the UAE, exploring its legal nuances, promising sectors, and potential pitfalls. The Legal and Regulatory Framework for Franchising in the UAE Franchising in the UAE is not governed by a standalone law. Instead, it falls under a combination of federal laws, including the UAE Civil Code (Federal Law No. 5 of 1985) for general contract principles, the UAE Commercial Companies Law (Federal Decree-Law No. 32 of 2021) for business operations, and intellectual property laws for brand protection. Importantly, certain exclusive franchise agreements may fall under the UAE Commercial Agencies Law. The Ministry of Economy offers a sample Restaurant Franchise Agreement, but this is merely a template, not a legal standard. This fragmented legal environment necessitates a strategic decision early on: to register under the Commercial Agencies Law or operate under general contract law. Each choice carries distinct trade-offs in terms of control, legal protection, and operational complexity. The Commercial Agencies Law (Federal Law No. 3 of 2022) This law governs relationships between principals and commercial agents. While not explicitly defining franchising, agreements granting territorial exclusivity can fall under its scope. Registering a franchise agreement with the Ministry of Economy offers significant protection to the agent, including exclusive territorial rights and the ability to block imports. However, registration has conditions. Only UAE nationals or companies with at least 51% local ownership are eligible as registered agents. Furthermore, termination rights are restricted. Agents with long-term agreements or substantial investments receive extended protection from unilateral termination. Many foreign franchisors opt to structure agreements outside this law to avoid these constraints. Foreign Ownership Reforms Recent reforms, notably Federal Decree-Law No. 26 of 2020 and Federal Decree-Law No. 32 of 2021, have removed the 51% UAE national ownership requirement in many onshore sectors, allowing 100% foreign ownership. This grants franchisors greater control. However, the Commercial Agencies Law still requires local ownership for registered agents, necessitating a careful balance between control and legal protection. Mainland vs. Free Zone Setups The choice between a mainland or free zone setup is crucial. Mainland allows unrestricted operations throughout the UAE, offering a broad customer base. Free zones provide benefits like 100% foreign ownership, tax exemptions, and simplified regulations, appealing to businesses focused on e-commerce or regional services. However, free zones often restrict direct trade with the mainland without a local distributor. Intellectual Property Protection Trademark registration with the Ministry of Economy is mandatory for brand protection in the UAE, valid for ten years and renewable. Delaying this step is a critical mistake, as it leaves a brand vulnerable to misuse or imitation. Beyond compliance, robust IP management, including defined usage rights and confidentiality clauses, can significantly increase a franchise's resale value, acting as a strategic asset for long-term growth and consistency. Franchise Agreement Essentials A well-structured franchise agreement is fundamental. It outlines rights and responsibilities, agreement duration (typically 5-20 years), and territorial rights (exclusive or non-exclusive). Key financial terms include initial fees, royalties (usually 5-10% of net sales), and marketing contributions. The agreement also details franchisor support (training, operational guidance) and performance expectations. Clear terms for renewal, termination, and dispute resolution (e.g., arbitration) are essential. Given the UAE's unique legal environment, consulting local legal professionals experienced in commercial, civil, and intellectual property law is crucial to ensure compliance and fair protections. Role of the Ministry of Economy The Ministry of Economy is central to franchising operations, responsible for trademark registration and Commercial Agencies Law registrations. It also supports business development by providing contract templates and leading initiatives like "ScaleUp Franchise." This dual role as regulator and facilitator makes the Ministry a key player in the UAE's franchise ecosystem. Opportunities: Why Franchise in the UAE? The UAE offers a compelling environment for franchising, driven by strong economic foundations, a diverse consumer base, and supportive government policies. With one of the highest GDP per capita globally and over 80% urbanized population, it presents a concentrated market with high disposable income. Dubai alone houses millions, and over 200 nationalities contribute to varied consumer preferences. In 2023, consumer spending surged by 13%, with retail spending up 14%, highlighting a willingness to spend on lifestyle and convenience ( Majid Al Futtaim's 'State of the UAE Retail Economy' Report ). Government initiatives like Vision 2030 and Dubai's Economic Agenda D33 foster economic diversification, promoting growth in health, wellness, tourism, and retail. The Emirates Franchise initiative further boosts innovation and sustainable growth for franchisors, creating a welcoming business climate for both international and local brands. Franchising opportunities are particularly promising in high-growth sectors. The Food and Beverage (F&B) industry is booming, projected to reach nearly USD 44 billion by 2029 (17.09% CAGR) according to Mordor Intelligence forecasts . Dubai issued almost 1,200 new restaurant licenses in 2024, with Quick Service Restaurants (QSRs) showing 18–20% annual growth ( Dubai Gastronomy Industry Report ). Consumers increasingly seek premium dining and healthy options. The retail sector is another major driver, valued at USD 145.3 billion in 2024 ( UAE Retail Market Report ) and expected to grow to USD 227.1 billion by 2033 (5.1% CAGR). Growth is fueled by demand for luxury goods, e-commerce, and urbanization. Retail franchises show 15-17% annual growth. The fitness and wellness industry is also rapidly expanding, with franchises growing at 25–30% annually, indicating significant untapped potential. Other sectors like education, healthcare, personal services, and IT services also show strong prospects, driven by the needs of a high-income, expatriate population. Consumer behavior is shifting towards the experience economy, where people seek memorable and value-added interactions. This translates to opportunities for franchises offering innovative retail, boutique fitness, and differentiated dining experiences. Replicating a consistent and engaging experience is paramount. The UAE's strategic location between Europe, Asia, and Africa enhances its appeal as a regional hub for MENA expansion, with access to over 500 million consumers ( FranArabia ). World-class infrastructure, efficient logistics, and globally connected cities like Dubai and Abu Dhabi facilitate easy operations and rapid scalability. The country's reputation for ease of doing business and its tech-savvy, youthful population provide a strong foundation for long-term franchise success, further bolstered by demand for international brands from both tourists and residents. Despite its advantages, franchising in the UAE carries unique risks, including legal complexities, market saturation, and the need for cultural/operational adaptation. A critical mistake is assuming a successful model elsewhere will automatically succeed here. Without a strong foundation, poor replication and weak local adaptation can lead to significant losses. The key question is: Is the model truly replicable and profitable in this specific environment? A major concern is the legal framework. The Commercial Agencies Law, while offering protections, can be highly restrictive, particularly regarding termination and local ownership requirements. Misjudging its applicability or failing to account for it in contract structuring can lead to severe disputes. Legal experts emphasize that a poorly drafted agreement increases legal entanglements and brand damage. Another challenge is the absence of statutory pre-contractual disclosure. Unlike many markets, the UAE doesn't legally require franchisors to share detailed financial or operational data. While voluntary disclosure is recommended, the UAE Civil Code still holds franchisors liable for misrepresentation. This shifts the burden of due diligence onto the franchisee. Franchisors must prioritize transparency to avoid long-term conflict. Market competition and saturation pose significant challenges. The F&B and retail sectors are particularly crowded, leading to intense competition for high-value consumers. Cities like Dubai and Abu Dhabi are often oversaturated with retail outlets, increasing market entry difficulty and eroding profitability due to rising prime location rents. Rent remains a top expense, making it challenging to secure suitable locations without compromising margins. Operational risks include balancing brand consistency with local adaptation. Inadequate training or weak support can undermine quality. Poor franchisee selection, where investors view franchising as a status investment rather than an active business, also poses a risk. Additionally, franchises must comply with UAE labor laws, adding complexity to operations and hiring. Some businesses are adapting with smaller storefronts or mobile formats to reduce overhead, but these still require careful brand adaptation and cost control. The UAE's high growth fuels opportunity but also amplifies pressure, demanding clear brand differentiation and strategies to maintain margins in a high-cost, competitive market. Financial Viability Understanding financial viability in UAE franchising requires a detailed view of startup costs, ongoing expenses, and ROI. Initial franchise fees range from AED 50,000 to AED 500,000+, plus trade licenses (AED 10,000–15,000) and business registration (AED 5,000–10,000). High rental costs, especially in prime areas (AED 350–500 per sq ft annually), and fit-out expenses (AED 1,000–4,000 per sq ft) are significant. Other major costs include equipment, initial inventory, and employee visas, with a recommended 25–30% reserve for unexpected expenses. Ongoing costs include royalties (5–10% of net sales), marketing contributions, and service fees for franchisors. For franchisees, monthly obligations cover staff salaries (18–30% of revenue), utilities, and technology systems (AED 50,000–100,000 upfront plus ongoing fees). Accurate cost forecasting is crucial for long-term profitability. ROI potential is promising, with franchise models reporting 25–30% higher success rates and 40% faster profitability (18–24 months break-even). ROI timelines vary: QSRs (24–36 months, 15–20% margins), retail (36–48 months, 25–30% long-term margins), and service-based franchises (18–24 months, over 35% margins). An investment range of AED 1–2 million is often optimal for scale without overcomplexity. Multi-unit operators can see 30–40% higher profits due to economies of scale. While US franchisee earnings average around $80,000 annually, many earn less initially. A practical benchmark for high-risk ventures like franchising is an annual ROI of at least 15%. Success and Failure Rates Franchising is often seen as a safer entrepreneurial route, with many sources citing higher success rates than independent businesses due to proven models and support. However, this view isn't universal; The Franchizery reports over 70% failure for UAE franchise opportunities, despite market potential. While foreign ownership reforms have increased accessibility, success still depends on model viability and execution. OECD data shows UAE SME survival rates at 83% after one year (manufacturing) dropping to 55% after three years. Service-based SMEs show similar trends (80% first year, 50% by year three). These figures highlight that even with structural advantages, franchises are not immune to failure. Franchisors must focus on sustainability, adaptability, and selecting the right partners. The data discrepancy reinforces that franchising is a solid model, but not a guarantee of success. Metrics for Financial Performance and Scalability Successful franchises monitor gross revenue, net profit margin (industry average 8.54%), same-store sales growth, and ROI to gauge profitability. Operational metrics like inventory turnover and average transaction value provide efficiency insights. Scalability also relies on growth metrics: unit closure rates, net unit growth, territory penetration, and franchise lead conversion. Consistent quality across locations requires standardized procedures, strong training, and technology platforms for seamless management and communication, forming the backbone of resilient franchise networks. Conclusion and Recommendations Franchising in the UAE offers significant opportunities for brands seeking growth in a dynamic market with high consumer spending and a supportive environment. Government initiatives enabling 100% foreign ownership and economic diversification make sectors like F&B, retail, fitness, and specialized services particularly promising. However, success demands more than a strong brand. The absence of a dedicated franchise law necessitates navigating a complex legal framework, including the Commercial Agencies Law, which can impose local ownership and strict termination rules. Franchisors must carefully weigh control against legal protections, making early legal structuring crucial. The competitive market also demands cultural adaptation, unique positioning, and operational sophistication. To succeed, franchors should prioritize strategic legal structuring with UAE-based experts to assess agency laws and corporate frameworks. Trademark registration and robust IP protection are vital for brand integrity. Businesses must differentiate themselves with tailored products and services for the diverse UAE consumer base. A flexible operational model that balances cultural nuance with brand consistency is key, alongside comprehensive training and franchisee support. Choosing the right partners is equally critical. Franchisors must conduct rigorous due diligence to ensure franchisees share brand values, understand the local market, and can deliver operational excellence. They must also be realistic about their business model's financial viability and replicability in the UAE. For prospective franchisees, the path is equally demanding. Without legal pre-contractual disclosure obligations, the responsibility for researching the franchisor's financial health and business model lies solely with the investor. All agreements should be reviewed by independent UAE-savvy legal professionals. Financially, franchisees must prepare for substantial startup costs, include a buffer for unexpected expenses, and base projections on local market data. A deep cultural understanding—including consumer behavior, customs, and religious considerations—is essential for meaningful engagement and long-term sustainability. In conclusion, franchising in the UAE offers a gateway to one of the world's most dynamic markets. But it is not a shortcut to success. It demands meticulous preparation, strategic decision-making, and a deep commitment to operational and cultural alignment. For those willing to navigate these complexities, the UAE presents a long-term opportunity to build something truly lasting. Also read: UAE Launches Digital System to Verify Academic Qualifications for Employment The UAE has unveiled a new digital system to verify academic qualifications, aiming to streamline employment procedures and enhance labour market integrity. Best Digital Tools for Small Businesses in the UAE Discover essential digital tools every small business in the UAE needs to thrive—plus government support that helps them grow smarter and faster. UAE Launches Startup Global Exchange Program to Boost International Collaboration The UAE has unveiled the Startup Global Exchange Program 2025, a major new initiative aimed at connecting local and international startups with global markets, mentors, investors, and innovation hubs. Government Support for Startups in Dubai: Grants & Incentives Explore government grants and incentives for startups in Dubai. Learn about funding, tax benefits, and support programs to grow your business in the UAE.


Hi Dubai
23-05-2025
- Hi Dubai
Who Gets What? A Guide to UAE Inheritance Laws for Expats
What really happens to your assets in the UAE after you're gone? And will the law honor your wishes? It's a question many expats in Dubai never think to ask until it's too late. With bank accounts, property and family all tied to your life here, inheritance isn't just a legal technicality. It's a crucial part of financial and family planning. And in the UAE, the rules don't always work the way you might expect. The UAE has a dual legal system when it comes to inheritance. For Muslims, Shariah law applies by default, with a fixed formula for distributing assets among relatives. For non-Muslims, recent legal reforms have opened the door to more flexible options allowing expats to choose their home country's laws or a civil legal system instead. But here's the catch: if you don't make that choice official, the courts may still apply Shariah by default, even if it goes against your intentions. And that's not just about who inherits what; it affects everything from guardianship of your children to what happens to jointly owned property or frozen bank accounts. A valid will, registered in the right UAE jurisdiction, can make the difference between a smooth process and a legal maze. Here's a guide breaking down what every expat needs to know about inheritance laws in the UAE, from the legal framework and recent reforms to practical steps you should take now. The Legal Framework The UAE's inheritance laws are a blend of tradition and modernization, with Shariah law forming the backbone for Muslims. Under Shariah, inheritance follows a fixed distribution system outlined in the Quran, where specific shares of an estate are allocated to family members based on their relationship to the deceased. For instance, a spouse or child receives a predetermined portion, ensuring a structured division of assets. This system, codified in Federal Law No. 28 of 2005 (Personal Status Law), applies automatically to Muslims unless otherwise specified. For non-Muslims, the landscape shifted with Federal Decree Law No. 41 of 2022, which introduced a civil law option for inheritance. This law allows non-Muslims to opt out of Shariah-based inheritance and choose either their home country's laws or a civil law framework, particularly in emirates like Dubai and Abu Dhabi. In Dubai, this means expats can now align their estate planning more closely with their personal preferences, bypassing Shariah's fixed shares. However, without a registered will specifying your choice, Shariah law may still apply by default, especially for UAE-based assets. The key difference between Islamic and non-Islamic systems lies in flexibility. Shariah mandates specific heirs and shares, while civil law allows you to designate beneficiaries freely, much like in Western jurisdictions. For expats, this distinction is critical, as it affects everything from property to bank accounts. Inheritance for Expats Under Sharia Law Before legal reforms, Sharia law applied by default to inheritance cases in the UAE, even for many non-Muslim expats who hadn't registered a will. This meant that the local courts controlled the distribution of assets, often freezing bank accounts and delaying access to funds until debts were settled. The surviving spouse could end up with only a fraction of the estate and guardianship of children was typically handed to the closest male relative. The process was not only time-consuming but also emotionally and financially draining for families during an already difficult time. The New Inheritance Law for Expats in the UAE The UAE has made significant strides in modernizing its inheritance laws, particularly for non-Muslims. In 2020, the UAE introduced sweeping reforms to its personal status laws, enhancing flexibility for expats. The most notable change came with Federal Decree Law No. 41 of 2022, which established a civil law system for non-Muslims. This allows expats in Dubai to opt for inheritance rules aligned with their home country or a civil law framework, bypassing Shariah's fixed distribution. In Abu Dhabi, the Civil Family Court has further expanded options, offering non-Muslims a dedicated system for wills and family matters. Dubai has followed suit, with the DIFC Wills Service Centre (formerly DIFC Wills and Probate Registry) gaining popularity for its clarity and enforceability. These reforms reflect the UAE's push to attract and retain expat talent by aligning legal frameworks with international norms. Importance of a Will A will is your strongest tool for controlling how your estate is handled in Dubai. Without one, Shariah law may dictate the distribution of your assets, potentially conflicting with your wishes. For expats, registering a will in the UAE ensures clarity and legal enforceability. Dubai offers several options for non-Muslims to create wills tailored to their needs. The DIFC Wills Service Centre, established in 2015, is a popular choice for non-Muslims. It allows you to register a will that covers assets like property, bank accounts and even guardianship of children. These wills follow a common-law framework, making them familiar to expats from countries like the UK or US. In Dubai, you can also register an Arabic will through the Dubai Courts, though this is less common for non-Muslims due to its alignment with Shariah. A will's scope is broad. It can dictate who inherits your villa in Jumeirah, your savings in Emirates NBD or even your shares in a Dubai-based business. It also allows you to appoint guardians for your children, ensuring their care aligns with your values. Without a will, courts may distribute assets in ways you didn't intend, and guardianship decisions could fall to judicial discretion. Registering a will in Dubai provides peace of mind, ensuring your wishes are legally binding and reducing the risk of disputes. Practical Steps Expats Should Take Securing your legacy in Dubai requires proactive planning. Here are eight essential steps to ensure your assets and family are protected under UAE inheritance laws: Draft a Will : Create a clear, legally binding will that outlines how your assets, property, bank accounts and investments, should be distributed. Specify your preferences for guardianship if you have children. A well-drafted will prevents Shariah law from automatically applying to non-Muslims. : Create a clear, legally binding will that outlines how your assets, property, bank accounts and investments, should be distributed. Specify your preferences for guardianship if you have children. A well-drafted will prevents Shariah law from automatically applying to non-Muslims. Register Your Will : File your will with a recognized authority, such as the DIFC Wills Service Centre or Dubai Courts. Registration ensures enforceability and reduces the risk of disputes or delays in asset distribution. : File your will with a recognized authority, such as the DIFC Wills Service Centre or Dubai Courts. Registration ensures enforceability and reduces the risk of disputes or delays in asset distribution. Appoint Guardians for Children : Designate trusted guardians for your minor children in your will. Confirm that they are willing to take on the role and can relocate to Dubai or take the children elsewhere if needed. : Designate trusted guardians for your minor children in your will. Confirm that they are willing to take on the role and can relocate to Dubai or take the children elsewhere if needed. Notify Your Bank : Inform your bank about your will and update beneficiary details for your accounts. This helps prevent accounts from being frozen for extended periods after your passing, ensuring smoother access for your heirs. : Inform your bank about your will and update beneficiary details for your accounts. This helps prevent accounts from being frozen for extended periods after your passing, ensuring smoother access for your heirs. Consult a Legal Advisor : Work with a UAE-based lawyer specializing in inheritance laws. They can guide you through drafting, registering and ensuring compliance with local regulations, especially if you want to apply your home country's laws. : Work with a UAE-based lawyer specializing in inheritance laws. They can guide you through drafting, registering and ensuring compliance with local regulations, especially if you want to apply your home country's laws. Update Asset Records : Keep records of all your assets, real estate, bank accounts and investments, current and accurate. Share these details with your lawyer or a trusted family member to streamline the inheritance process. : Keep records of all your assets, real estate, bank accounts and investments, current and accurate. Share these details with your lawyer or a trusted family member to streamline the inheritance process. Keep Documents Accessible : Store your will, property deeds and other critical documents in a secure but accessible location. Inform a trusted person of their whereabouts to avoid delays during estate settlement. : Store your will, property deeds and other critical documents in a secure but accessible location. Inform a trusted person of their whereabouts to avoid delays during estate settlement. Review Regularly: Revisit your will periodically, especially after major life events like marriage, divorce or acquiring new assets. Updating your will ensures it reflects your current wishes and circumstances. These steps empower you to take control of your estate, minimize complications and provide clarity for your loved ones in Dubai. Common Misconceptions Many expats hold mistaken beliefs about UAE inheritance laws. One common myth is that assets automatically go to a spouse. Without a will, Shariah law may divide your estate among multiple heirs, leaving your spouse with only a portion. Another misconception is that a will from your home country is sufficient. While it may apply to overseas assets, UAE courts often require a locally registered will for assets in Dubai. Some believe UAE courts don't accept non-Muslim wills. This is outdated, as reforms like the DIFC Wills Registry and Federal Decree Law No. 41 of 2022 allow non-Muslims to create enforceable wills. Clearing up these myths is vital to avoid surprises and ensure your wishes are followed. Frequently Asked Questions (FAQs) What happens if an expat dies in the UAE without a will? Without a will, Sharia law may apply, even to non-Muslims. Assets are frozen, and the court oversees distribution, which can delay access to funds. The estate may be divided among male relatives, with the spouse receiving a limited share. This often leads to complications for the family. Can a surviving spouse access a joint bank account after death? No. Without a registered will, even joint accounts are frozen upon death. The surviving spouse must wait for court approval and settlement of all debts. Distribution follows Sharia law, meaning the spouse may only receive a portion of the assets. Who becomes the guardian of minor children if a parent dies? Guardianship usually goes to the closest male relative if the father dies. The mother may keep custody if she doesn't remarry. Without a will, local authorities may step in until the court appoints a guardian. Does Sharia law apply to all of an expat's UAE assets? Not if a valid will exists. Non-Muslims can use their home country's laws through a registered will. However, UAE law may still apply to real estate unless explicitly exempted. Proper legal documentation helps avoid Sharia default. How can expats protect their assets and family? Register a will with the DIFC Wills Service Centre. It ensures assets are distributed as per your wishes and guardianship of children is clear. It's a legally recognised way to avoid Sharia-based inheritance. Also Read: UAE Expats Urged to Create Local Wills and Guardianship Documents to Avoid Legal Complications Many expats in the UAE often assume that their home country's inheritance laws or their ability to create wills upon returning home will suffice. UAE Law: What happens if an expat dies outside the UAE without a will? What is the law surrounding one's bank account if an expatriate in the UAE has an untimely death without registering a will in the country? Does the money go to a spouse/family member, or is it seized by the bank? UAE: How Can Expatriates of Non-Muslim Faith Draft a Will in Dubai? The will registered in the city would only be valid outside the country if it complies with the provisions of the UAE Personal Status Law. Creating Wills and Trusts in the UAE: What to Know No matter how much money you have, planning ahead for what happens to your belongings is important for everyone. UAE Introduces Landmark Changes in Personal Status Law for Expats and Emiratis The UAE is set to introduce major reforms with the new Personal Status Law, aimed at modernizing the country's marriage, divorce, and custody regulations while respecting its cultural values.