Investing in JioBlackRock Liquid Fund? Find out 1-month to 1-year return of other liquid funds

Economic Times

09-07-2025

JioBlackRock Liquid Fund, a fund offered by JioBlackRock Mutual Fund, which is a new entrant in the mutual fund industry, is now live for continuous sale and repurchase. The fund is an open-ended liquid scheme with a relatively low interest rate risk and relatively low credit risk. The investment objective of the scheme is to generate regular income through investment in a portfolio comprising of money market and debt instruments with residual maturity up to 91 days.According to the JioBlackRock Mutual Fund, one can put their surplus money to work, disciplined, monitored, and managed with global insight by investing in the JioBlackRock Liquid Fund.
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Being a new entrant in the liquid fund category, investors may be interested in how other liquid funds have performed in the last three months, as these funds typically hold money market and debt instruments with residual maturity of 91 days.
ETMutualFunds looked at the performance of other liquid funds in the last one month to one year horizons.In the last one month, liquid funds gave an average return of 5.95% whereas in the last three months, these funds gave an average return of 6.43%. Liquid funds gave an average return of 7.06% in the last six months, whereas in the last one year, these funds gave an average return of 7.19%.
There were around 37 funds in the category that have marked their presence in the market for the last three months. These funds have offered an average return of 6.43% in the last three months. Out of 37 funds, Nippon India Liquid Fund gave the highest return of 6.56% in the last three months, followed by HSBC Liquid Fund, which gave 6.55% return. Around 12 funds gave returns ranging between 6.50% to 6.54% in the said time period. Bajaj Finserv Liquid Fund and PGIM India Liquid Fund gave 6.49% return in the same time period. Around 11 funds have offered returns ranging between 6.40% to 6.48% in the last three months, next six funds gave returns ranging between 6.30% to 6.39% in the same period. Three funds gave a 6.13% to 6.14% return in the same period. Motilal Oswal Liquid Fund gave the lowest return of 6.06% in the last three months.
Also Read | Jio BlackRock raises more than Rs 17,800 crore through debut new fund offer Around 36 liquid funds have completed one year of existence in the market and have delivered an average return of 7.19%. Around four funds gave a return of 7.30% each.Nearly 13 funds gave returns ranging between 7.25% to 7.29% in the last one year. Nine funds offered returns between 7.20% to 7.24% in the same period. The next six funds in the list gave returns between 7.04% to 7.18%. Parag Parikh Liquid Fund offered a return of 6.89% in the last one year, followed by Quantum Liquid Fund, which gave a 6.84% return in the same period. Navi Liquid Fund and Motilal Oswal Liquid Fund gave 6.83% and 6.78% returns, respectively, in the same period.
Note, we considered all liquid funds. We considered direct and growth plans. We calculated returns of these funds across different horizons. Note, JioBlackRock Liquid Fund offers only the direct plan with a growth option only. The above returns are simple annualized as in the case of debt mutual funds, returns less than one year are simple annualised and more than one year are compounded annulaised. According to the Sebi mandate, liquid funds make investment in debt and money market securities with maturity of upto 91 days only.