logo
McKee outlines his plan to tackle Rhode Island's primary care shortage

McKee outlines his plan to tackle Rhode Island's primary care shortage

Yahoo29-04-2025
Rhode Island Department of Health Director Dr. Jerry Larkin speaks during a press conference at the State House on Tuesday, April 29, 2025. Behind Larkin left to right are Gov. Dan McKee, Rhode Island Executive Office of Health and Human Services Secretary Richard Charest, Rhode Island Medicaid Director Kristin Pono Sousa, and Rhode Island Health Insurance Commissioner Cory King. (Photo by Alexander Castro/Rhode Island Current)
Gov. Dan McKee and top health care officials unveiled a new set of plans to mend Rhode Island's ailing primary care system Tuesday, with strategies like grants for helping clinics serve more patients and asking big commercial insurers to pay more.
The Ocean State's dearth of primary care doctors won't be solved entirely, or even quickly. And the plan announced at a State House news conference by McKee and his Health Care System Planning Cabinet came a day before Anchor Medical Associates closes its Warwick office with two more set to close by June 30.
'We know that fixing these challenges will not happen overnight,' said Richard Charest, secretary of the Rhode Island Executive Office of Health and Human Services (EOHHS). 'These problems have developed over very many years, and we take and it will take time to rectify that.'
The state is short about 300 primary care providers, according to Dr. Elizabeth Lange, a pediatrician at Hasbro who attended the conference.
The all payer claims database shows Rhode Island currently has about 520 primary care providers, said Dr. Jerry Larkin, the state health department's director.
'So right now, we're a little bit short,' Larkin told the crowd.
Solutions offered — like bigger primary care payments from commercial insurers, speeding up the Medicaid rate review process, and $5 million in grants for primary care practices — are all part of what McKee called 'a full deep dive into all factors that are related to primary care delivery.'
'There's still important work ahead, and we remain steadfast in our commitment to identify other strategies to strengthen our primary care system,' McKee said. 'We know that it is alarming when people in the state of Rhode Island are unable to find a primary care doctor, and we're going to do everything we can to connect them with the help that they are looking for.'
Anchor Medical Associates on Wednesday will close its Warwick office — the first of the physician group's three locations which will all be shuttered by June 30. The Anchor closures announced earlier in April will affect about 25,000 patients, mostly children, who now need to find new primary care doctors. Charest told reporters he'd 'rather not get into the specifics of that practice,' but characterized the closure being due to 'internal operational challenges.'
'If we had been notified earlier, we may have been able to help stabilize that practice,' Charest said. 'I think that they were at a position that they had no liquidity at the end.'
McKee's big ideas to tackle primary care crisis
Accelerating Medicaid rate review for primary care.
Requiring commercial health insurers to increase funding for primary care reimbursements
Reducing red tape by easing prior authorization requirements
Providing grants to help primary care practices serve additional patients and hire new providers
Strengthening fiscal oversight of Rhode Island's health care system
Expanding the primary care student loan forgiveness program
Low reimbursement the state's Medicaid program pays providers have frequently been cited as a major contributing factor in the state's primary care troubles. McKee said he is moving to stabilize the state's primary care system by filing a budget amendment that would require the Office of the Health Insurance Commissioner (OHIC) to complete the primary care provider rate review process on an accelerated timeline. The rate review would be completed within a year instead of the usual two afforded to the rate review process for human services.
Cory King, the health insurance commissioner, said the rate review would be completed by September 2026 on the new timeline.
'I don't set rates. I make recommendations after data driven analysis,' King said.
That data and King's recommendations inform EOHHS' annual budget ask of the governor, which is submitted to the General Assembly in January. If the budget passes with the rates intact, it then goes to the federal government, which pays about half of Medicaid rate increases. If approved by the feds, the rate increases would take effect at the start of fiscal year 2028.
'There's some administrative tasks that have to happen before the actual rates are implemented,' Kristin Sousa, the Medicaid program director, told reporters. 'Traditionally, when the legislature passes the budget, it's effective on July 1. In this case, July 1 of 2027, we may not be ready to implement on July 1, but it will retro back to July 1.'
Several studies published on primary care in Rhode Island in recent years, including a 2024 study by the Rhode Island Foundation, have found the Ocean State's reimbursement rates lag far behind Connecticut and Massachusetts. Could that data be used to inform the rate review process?
'I would say, 'Share the data with us.' Cuz I haven't seen it,' McKee said.
King encouraged people to dig into that report's numbers a little more. The Rhode Island Foundation report was not exclusively focused on provider reimbursement, he said, but rather 'hospitals and patient and operation services.' Yes, reimbursement rates in other New England states are higher, King said, but this is consistent with higher health insurance premiums in those states.
We know that it is alarming when people in the state of Rhode Island are unable to find a primary care doctor, and we're going to do everything we can to connect them with the help that they are looking for.
– Gov. Dan McKee
'In Massachusetts, of the 53 hospitals in the inpatient data set, only six hospitals are actually reimbursed at or above the statewide average, And in Connecticut, of the 26 hospitals in the inpatient data set, only eight of those 26 hospitals are reimbursed at or above that statewide average. So there are great variations that we need to consider when looking at reimbursement rates more granularly.'
Still, King cited the importance of primary care investment as a preventative measure for even more health care spending.
'My position has always been that putting money into primary care is a wise investment, as opposed to, say, putting money into emergency department reimbursement,' King said. 'Primary care accounts for approximately 6% of what commercial payers pay for health care business services, but it helps control the other 94%.'
For a more immediate fix, McKee is proposing $5 million in grants to help existing practices serve more patients. Clinics can apply for up to $75,000 to take on new patients or up to $300,000 to hire primary care physicians or 'mid-level' providers such as nurse practitioners or physician assistants.
Applications for grants are available online through May 16.
Separately, the state is imposing new regulations on commercial insurers requiring them to double their primary care spending by 2029. The rules also mandate a 20% reduction in prior authorization requirements to help lower administrative burdens on primary care doctors.
Rhode Island Attorney General Peter F. Neronha blasted McKee's plans in a press release issued about 40 minutes after the press conference ended.
'The Governor's health care announcement today is a slapdash response to political and public pressure because of the dissolution of Anchor Medical, and unfortunately, I expected nothing more,' Neronha said.
Neronha, who has established himself as one of McKee's most vocal critics, said the governor is 'hanging his hat' on conducting future studies and reviews.
'Our PCPs are overworked and overburdened by a state health care system that doesn't support them,' Neronha said. 'Our residents are scrambling to find primary care physicians to care for them through illnesses and fill prescriptions for live-preserving medications. We are in crisis. And some of us have been sounding the alarm for years.'
McKee said at the press event that Rhode Island surpasses many other states for health care access in quality, citing U.S. News and World Report's ranking of Rhode Island as fifth in the nation in health care overall.
Neronha took issue with McKee's rosy outlook, saying McKee was 'once again showing how out of touch this Governor is with the reality of the situation.'
SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Texas AG sues Eli Lilly for allegedly bribing medical providers to prescribe Lilly drugs
Texas AG sues Eli Lilly for allegedly bribing medical providers to prescribe Lilly drugs

Indianapolis Star

time14 hours ago

  • Indianapolis Star

Texas AG sues Eli Lilly for allegedly bribing medical providers to prescribe Lilly drugs

Texas Attorney General Ken Paxton is suing Eli Lilly, alleging the Indianapolis pharmaceutical company offered kickbacks to medical providers in exchange for prescribing more than a dozen of the company's drugs, including blockbuster GLP-1 weight loss drugs Mounjaro and Zepbound. Eli Lilly offered illegal incentives to Texas medical providers, including a "free nurse" program and reimbursement support services, to steer providers to provide the company's drugs, Paxton alleges in a lawsuit filed August 11 in a Texas district court. Lilly, one of the world's largest pharmaceutical companies, denied the allegations in an August 12 statement to IndyStar. The Lilly programs mentioned in the suit offered free trainings for nurses and medical providers, which helped Lilly market their drugs when they launched, the suit says. According to Paxton's office, many Texas residents prescribed these drugs were on state Medicaid, so these actions violated the Texas Health Care Program Fraud Prevention Act. 'Big Pharma compromised medical decision-making by engaging in an illegal kickback scheme,' Paxton said in a news release. 'Eli Lilly fraudulently sought to maximize profits at taxpayer expense and put corporate greed over people's health. I will not stand by while corporations unlawfully manipulate our healthcare system to line their own pockets.' A spokesperson for Eli Lilly said the company denies the allegations and plans to defend against them in court. It's not the first time Paxton has taken a stab at Lilly in the courts. In October, Paxton sued insulin manufacturers and pharmacy benefit managers, including Lilly, Express Scripts and CVS, for allegedly concocting a conspiracy to increase insulin prices. Health Choice Alliance LLC, a New Jersey based company, joined Texas as a plaintiff. Health Choice has sued Lilly in the past, alleging the company engages in kickbacks. 'Multiple courts and the federal government have rejected claims by this same corporate relator against Lilly as meritless," a Lilly spokesperson said in a statement. "In fact, the United States government determined that 'the relators' allegations lack sufficient factual and legal support' in a prior case, explaining that 'federal healthcare programs have a strong interest in ensuring that, after a physician has appropriately prescribed a medication, patients have access to basic product support relating to their medication.' We intend to vigorously defend against these allegations.' At the heart of the Texas lawsuit is a class of drugs named GLP-1s prescribed for diabetes and weight loss. Named for the gut hormone receptor the drug targets, injectable GLP-1s have exploded in popularity since Zepbound hit the market in late 2023. Weight loss drugs: Eli Lilly closer to breakthrough weight loss drug; shares tumble as some question results The kickback lawsuit against Lilly is one way Paxton is protecting Texas patients "from corporate schemes that undermine the integrity of the healthcare system," according to his office.

6 Ways Trump's 'Big Beautiful Bill' Could Limit Healthcare Access
6 Ways Trump's 'Big Beautiful Bill' Could Limit Healthcare Access

Health Line

time15 hours ago

  • Health Line

6 Ways Trump's 'Big Beautiful Bill' Could Limit Healthcare Access

The tax and spending bill approved by Congress last month will cut $1 trillion from health-related programs over the next decade. The 'One Big Beautiful Bill' will hit Medicaid hardest with $790 million chopped from its budget. Experts say these reductions will greatly impact health programs across the country, particularly those serving rural communities, children, and lower-income households. The so-called One Big Beautiful Bill Act (OBBBA), signed by President Donald Trump in early July, will impact virtually every health-related program in the United States. The bill, officially known as House Resolution 1, is expected to reduce federal spending on health-related programs by $1 trillion between now and 2034. It's estimated that those cuts will cause at least 10 million people to lose health insurance coverage during the next nine years. It calls for a reduction in funding for food assistance programs and rural hospitals, as well as reduced funding for Planned Parenthood services, which have been temporarily blocked by a federal judge. Some of these impacts will take years to be felt. Other provisions, however, could directly affect people's lives in the next year or two. 'It is the biggest cut to our social safety net in history,' Liz Fowler, PhD, a distinguished scholar in Health Policy and Management at the Bloomberg School of Public Health at Johns Hopkins University in Maryland, said in a news release from the college. Here's a look at six key areas affected by spending reductions outlined in President Trump's 'Big Beautiful Bill.' Medicaid bears the brunt of the cuts Federal funding for Medicaid is expected to be reduced by more than $790 billion over the next decade. More than 70 million people currently receive Medicaid benefits, but various factors could significantly reduce this estimate. Work requirements will mandate that most 'able-bodied' recipients between the ages of 19 and 64 will be required to work, receive work training, volunteer, or be in school for at least 80 hours per month while receiving benefits. The new work requirements take effect on January 1, 2027. As many as 5 million people could lose health insurance due to this requirement, according to the Kaiser Family Foundation (KFF). More frequent eligibility checks will require states to verify beneficiaries' eligibility for Medicaid more often, causing some recipients to be removed from the program. Immigration restrictions will reduce the number of foreign-born residents receiving benefits. The cuts may also affect hospitals, as Medicaid is responsible for 20% of revenue at these medical facilities nationwide. Experts also point out that people who are no longer on Medicaid will not seek preventive care and end up in hospital emergency rooms due to more serious medical issues. 'Cutting Medicaid means millions lose access to basic care, leading to sicker patients, overwhelmed ERs, and rising costs for everyone,' said Kanwar Kelley, MD, a specialist in otolaryngology, head and neck surgery, obesity medicine, and lifestyle medicine as well as the co-founder and chief executive officer of Side Health. 'Lack of access to preventive care leads to a sicker population, which leads to more medical expenses,' Kelley told Healthline. Impacts to Medicare Medicare is a federal program founded in 1965 that provides health insurance coverage to people 65 years and older. About 66 million Americans are enrolled. Trump's bill does not directly mention Medicare cuts, but there are measures that could impact recipients. Under a 2010 budget mechanism law known as PAYGO, the Congressional Budget Office estimates the Trump bill could trigger more than $500 billion in Medicare cuts between 2026 and 2034, KFF reports. The Center for Medicare Advocacy notes the bill will also reduce the number of people eligible for Medicare. They say some non-citizens who meet Medicare eligibility requirements through work history or residency length will no longer be covered. In addition, the bill imposes a nine-year ban on implementing improvements to Medicare Savings Programs that help lower-income Medicare beneficiaries pay for premiums and out-of-pocket costs. Older adults who are enrolled in both Medicaid and Medicare could hit with a double impact. 'The [bill] will affect this [older] age range by reducing access to care,' Kelley said. 'Creating restrictions based on work requirements and new regulations for exemptions will exclude many in this age group from qualifying. Those in this age range will have a harder time re-entering the workforce to continue their coverage.' Fewer people enrolled in Obamacare The bill will make it more difficult for people to join or remain in programs offered by the Affordable Care Act (ACA), also known as Obamacare. This difficulty will be due to several changes. They include: Requiring enrollees to update their information regularly. This may include updating income, immigration status, and other details each year. Requiring individuals to manually reenroll every year during open enrollment. Last year, 10 million people were automatically reenrolled. Shortening the open enrollment period by a month. That period will now end on December 15 rather than January 15. For the current plan year, 40% of people signed up after December 15. Some immigrants will also no longer be eligible for ACA coverage. In addition, financial assistance that helps people afford insurance in ACA marketplaces will be allowed to expire at the end of this year. The Bloomberg School of Public Health at Johns Hopkins University predicts these changes will cause ACA premiums to rise by 75% next year. Kelley agrees that premiums will likely go up, causing a cascade of events. 'Removing or cutting these subsidies will lead to more expensive plans offered on the marketplace. By raising these prices, many will choose to live without health insurance and risk catastrophic medical debt,' he said. 'Making access to healthcare harder for individuals creates gaps in care for patients, which is crucial in screening for life-altering illnesses.' Strains on rural hospitals The bill does provide rural hospitals with $50 billion over the next five years to help reduce the effects from the cuts in Medicaid spending. However, the Center for American Progress reports that funding will not be nearly enough to make up the difference. The organization states that slightly more than 2,000 rural hospitals receive $12 billion per year in net revenue from Medicaid. At some rural hospitals, Medicaid represents 40–50% of their revenue. The organization added that children, non-elderly adults, and people with disabilities would be the people in rural areas most affected. Kelley agreed that the effects could be far-reaching. 'This loss of funding will hit rural hospitals hard, leading to closures and increasing healthcare disparities in marginalized neighborhoods,' he said. The Center for American Progress also notes that rural hospitals have low operating margins. They project that more than 300 rural hospitals could be at risk of closure. 'Rural communities already face challenges with adequate staffing and medically necessary equipment as they usually operate on tight margins with the subsidies,' Kelley said. 'Reducing the number of providers will lead to closures, which forces those in the community to travel farther for their regular and emergency care.' Fewer families will receive food assistance The bill would cut $120 billion from the Supplemental Nutrition Assistance Program (Supplemental Nutrition Assistance Program (SNAP) over the next decade, according to estimates. About 40 million people currently receive assistance from the SNAP program. The League of Women Voters projects the cuts could impact 22 million families. Kelley said the impact is beyond just food. 'Food insecurity leads to bad health outcomes,' he said. 'Cutting programs directed at addressing hunger will lead to increased rates of obesity, diabetes, and poor nutrition in kids.' 'Hunger in children leads to poor educational outcomes. Cutting SNAP and other food programs will lead to children going to school hungry, seniors skipping meals, and families making decisions between food and other necessities, including health,' Kelley added. Cuts to Planned Parenthood The bill impacts Planned Parenthood operations by banning people from using Medicaid at healthcare non-profit facilities that provide abortion services outside of cases of rape, incest, or when the pregnant person's life is in danger. Planned Parenthood estimates that the new law could close nearly 200 of its facilities. About 60% of those centers are in medically underserved communities. In addition, the organization states that more than 1 million people could lose access to afford healthcare services such as STI testing and birth control. Miller Morris, MA, MPH, is a women's health researcher and founder of Comma, a service focusing on menstrual health. She notes that a court injunction has temporarily blocked the bill's ban on Medicaid use at reproductive health clinics like Planned Parenthood. However, she said if the provisions are eventually upheld, they could have far-ranging effects. 'If the court's injunction were to be lifted, the defunding of Planned Parenthood would mean fewer resources for all the preventative and primary care services they offer, leading to reduced access for millions of women, especially those in low-income and rural communities,' Morris told Healthline. 'This reduction in Medicaid funding will see catastrophic consequences for the millions of women who rely on Planned Parenthood and similar low-cost organizations for vital, life saving care,' she added.

How do you find health insurance when you're turning 26? Here's some advice
How do you find health insurance when you're turning 26? Here's some advice

Miami Herald

time17 hours ago

  • Miami Herald

How do you find health insurance when you're turning 26? Here's some advice

It was supposed to be easier than this. When the Affordable Care Act was passed in March 2010, the goal was to help more Americans get health insurance. And, indeed, the establishment of online marketplaces and a broadening of the eligibility guidelines for Medicaid accomplished that. Fifteen years later, however, that system is anything but user-friendly. MORE: Why young Americans dread turning 26 as they face health insurance chaos Young adults looking for health insurance will likely benefit from talking with so-called navigators who work for the online marketplaces. But if you want to go it alone, here are some tips about shopping for a plan, based on the advice of policy experts and people who have spent hundreds of hours helping others navigate this unwieldy set-up. Buckle up. Begin your search at least two months before your 26th birthday. In some cases, you can sign up for a plan in advance so that it takes effect on your birthday. First, find out if your family plan ends on your birthday or at the end of your birthday month. A few states allow young adults to stay on their family plan until they are 29, with certain conditions and, generally, higher costs. A navigator will know more. You may have the option to stay, for a limited time, on your family's plan under COBRA, a federal program that allows those with group health plans to extend their coverage past age 26. Odds that you will be approved for an extension are even higher if you can claim a disability. Be aware, though, that this option will involve a considerable expense, since you will be required to pay the entire premium (the employer will no longer pay what is usually a substantial share). Those who claim a disability can often stay on the family plan after age 26, depending on the type of insurance the family holds. If you're undergoing medical treatment and can't change hospitals or doctors, paying this premium may be your best course. You don't have this option, however, if your family is insured through an Obamacare plan. Before you start your search, make a list of the medicines and physicians you rely on, and highlight those you can't do without. Rank them, even. It's quite likely that you will have fewer choices on the marketplace than you had on a parent's plan. Be prepared to make some switches and trade-offs. Thirty-two states have adopted the federal marketplace as the place residents can go to compare and buy insurance policies. The rest run their own online marketplaces. You can find out here where to shop for insurance policies in your state. Make sure you land at an official ACA website. There are many look-alikes run by private insurance brokers. The federal marketplace is found at and nowhere else. Note that official state marketplaces sometimes have unusual names. The New York State of Health, Kynect (Kentucky), Covered California, and CoverMe (Maine) are examples. In states that use the federal marketplace, shoppers can find assistance here. On the state-based marketplaces, there is often a 'find local help' button or a tab that directs you to a person who can help you find a good plan. You will generally be asked to choose a broker, who is paid a commission if you sign up, or an 'assister,' who provides the service at no cost. Assisters have received special training in the marketplace they serve, and, because they provide the service free, they have no financial incentive to steer you to a plan that pays a commission to the seller. Assisters are often navigators who are funded by the marketplace, but in some cases they work for hospitals, health plans, or local nonprofits. You'll have to ask. While navigators are generally a surefire option for sound advice, they may become harder to find now that the Trump administration has cut funding for them in states that rely on the federal marketplace. (States that run their own marketplaces are unaffected.) Many nonprofits and states run excellent programs that offer free assistance. And if, for example, you're in the middle of cancer treatment, an assister affiliated with your hospital may offer better advice on picking a plan, since they will know which ones have contracts that may cover more of your expenses. Ideally, these experts will walk you through the process and know which buttons to push to ensure you get the best coverage for your needs at the best rate for which you are eligible. Once you're on an official website that markets plans under the ACA, you will be asked to enter your personal information as well as an estimate of your income. Forty states and the District of Columbia cover single young adults with no children under Medicaid if their income is low enough to qualify. If you're eligible, you should be redirected to the Medicaid website to start the enrollment process, or you may enroll directly on the marketplace site. But be aware that the Republicans' recently passed domestic policy bill has increased the requirements and the paperwork required to get on, and stay on, Medicaid. Medicaid, a joint federal and state program that provides health insurance to low-income Americans, does not charge its members a premium, and it covers medications at a nominal cost or free. The caveat is that those enrolled in the program have a smaller number of in-network doctors and hospitals to choose from. If your income is above the threshold for Medicaid, you will need to shop on the marketplace for a policy. On most sites, a search tool allows you to check whether your doctor or hospital is in a particular plan's network. But beware: The directories on which this search relies are notoriously inaccurate, despite federal laws mandating otherwise. So, before you select a plan, call the doctor or hospital to confirm they accept the insurance plan you're considering purchasing. When it comes to the math, it's better to work on a computer than a phone. Generally, you can compare the costs of, and coverage offered by, only three plans at a time. The following factors include premiums (taking account of any subsidy you get based on your income), as well as other expenses you'll have to pay, called collective cost sharing: The deductible — the amount you generally have to pay out-of-pocket before your insurance kicks in. (You may get a few 'covered' visits with a primary care doctor; these won't count against the deductible.) Copayments — a fixed payment that you owe for any visit to a doctor or emergency room. Coinsurance (this one can break the bank) — a percentage of the total bill, generally applied to hospital bills, that you have to pay. The plan may make it sound small, say, 10% to 30%. But if you have, for example, the common 80-20 split (in which the insurer pays 80% and you pay 20%), that can add up to a substantial sum. A single day in the hospital can cost tens or even hundreds of thousands of dollars, and 20% percent of that is a large amount. The out-of-pocket maximum — the most you'll have to pay out in a year, so long as you stay in network and pay the deductible. Doing the math means looking at this holistically, balancing what you can pay in a premium against what you can afford for the above charges. If the deductible is over $3,000 and the out-of-pocket maximum allowed yearly is $9,200 — do you have that much money on hand? Generally, the lower the monthly premium in a plan, the higher the share of costs you'll have to pay should you need medical care. Note that an insurer may offer very different plans on the same marketplace, with different payment policies and networks. People with incomes up to 2½ times the poverty level may gain some relief from cost-sharing charges, but only if they sign up for silver plans. Plans are typically labeled bronze, silver, gold, and platinum; each tier reflects the percentage of your medical expenses that your plan pays overall. Bronze plans offer the least amount of coverage. Once you've narrowed your choices to a few plans, study each closely. A plan with a low deductible might require a $1,000 daily copayment, or 50% coinsurance (you pay 50%) for hospital stays. A plan that lists your desired hospital system as in-network may include only some of its locations, and not necessarily the ones close to you or that offer the type of care you need. When looking at a plan's details, make sure to scroll down and read its 'summary of benefits and coverage' for examples of the plan's coverage of common medical needs. Pay close attention to which services require preauthorization and, for example, how many physical therapy visits they'll cover each year. Preauthorization can be a long and cumbersome process. Generally, the lower the premium, the more preauthorization will be required and the more limited the coverage will be. And check what drugs the plan covers (called the formulary) to see if yours are included, as well as its network of providers, to see whether your doctors are in it. Marketplace plans tend to have limited offerings compared with job-based insurance; there aren't as many doctors and hospitals to choose from. Click on the 'provider directory' to see if an insurer's network includes doctors and specialists you're most likely to need, and hospitals that are acceptable and accessible to you. Check to see if the policy offers any coverage for out-of-network providers. Some will pay, say, 60% or 70% of approved charges. It's a useful perk if you need to see an out-of-network specialist, or if the wait for an in-network appointment is too long. One study found that patients with marketplace plans have access to only 40% of doctors near their home, on average, and in some areas that figure was as low as 25%. It's quite likely even lower for mental health providers. If you've tried to choose a plan and you're still confused, look for one of the 'easy pricing' or standard plans. These conform to certain basic standards laid out by the federal Centers for Medicare & Medicaid Services, which oversees the marketplaces for the federal government. These plans offer some primary care appointments before you have to start paying the deductible. The government says these plans must carry the label 'easy pricing' on federal marketplace sites. But they may be identified differently on state-run marketplaces. In New York state, for example, they are simply marked with an ST (for standard). Still, funding for premium subsidies is in place for this year at least, and free expert assistance is still out there, so don't delay. There are good deals to be had, if only you put in the work. Good luck. KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store