ET Graphics: Despite MFI pressure, bad loans seen at 15-year low
bad loans
is expected to remain at a 15- year low of around 2.3%– 2.4%, in FY26 as pressure from unsecured personal loans and
microfinance institutions
(MFIs) is offset by
corporate deleveraging
and a continued decline in the gross non-performing assets (
GNPA
), as per a report by
Care Ratings
.
As of the June 2025 quarter, system-level GNPA ratio had declined to 2.3%, compared to 2.7% a year ago. GNPA of the banking system reduced by 9.5% year-on year (y-o-y) to Rs 4.18 lakh crore as of Q1FY26. Though bad loans of private sector banks rose by 7.6% y-o-y, driven by an increase in slippages and stress in the microfinance portfolio.
Saloni Shukla takes a look at the asset quality situation in the banking sector.
by Taboola
by Taboola
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Where permission to fell a tree is granted, the tree officer may do so on the condition that the applicant shall plant another tree of the same or other suitable species, on the same site or other suitable place within 30 days from the date of felling _____________________________ Other Rules - No completion or occupation certificate should be issued for new constructions until compensatory plantation or transplantation conditions have been followed - Punishment for felling a tree without following due process: Rs1,000 per offence - Punishment for felling a tree in public premises without following due process: 3 months imprisonment or a fine Stay updated with the latest local news from your city on Times of India (TOI). Check upcoming bank holidays , public holidays , and current gold rates and silver prices in your area.
