logo
Simple tool reveals exact date thousands of Universal Credit will see big payments boost in weeks

Simple tool reveals exact date thousands of Universal Credit will see big payments boost in weeks

Scottish Sun28-05-2025
Scroll down to find out how much the different elements of Universal Credit have risen by
BENEFITS BOOST Simple tool reveals exact date thousands of Universal Credit will see big payments boost in weeks
A SIMPLE tool reveals the exact date thousands on Universal Credit will receive a pay rise.
Benefit payments rose by 1.7% on April 7 in line with the Consumer Price Index (CPI) level of inflation for September 2024.
This is common governmental practice and ensures people's benefit amounts keep up with the cost of living.
However, while the new rates are already in effect, some on Universal Credit will have to wait longer until they receive new bumper amounts.
This is because the benefit is assessed based on your circumstances each month, known as an "assessment period", but paid in arrears.
This means payments you receive each month are based on your circumstances in your previous assessment period.
The new Universal Credit rates came into effect after the first full one-month assessment period, which started on or after April 7.
For those whose assessment periods started after April 7, their payments rose as early as May 13.
However, anyone whose assessment period started before this date could be waiting until June 12 to get the new higher rate.
Check out our searchable table above which reveals when you will get the higher rate based on your assessment period.
NEW UNIVERSAL CREDIT RATES
Here is a full list of the new benefit rates for 2025-26 to give you a steer as to what you should expect to be paid.
Universal Credit standard allowance (monthly)
Single, under 25: £316.98 (up from £311.68)
Single, 25 or over: £400.14 (up from £393.45)
Joint claimants both under 25: £497.55 (up from £489.23)
Joint claimants, one or both 25+: £628.10 (up from £617.60)
Three key benefits that YOU could be missing out on, and one even gives you a free TV Licence
Extra amounts for children
First child (born before April 6, 2017): £339 (up from £333.33)
Child born after April 6, 2017 or subsequent children: £292.81 (up from £287.92)
Disabled child (lower rate): £158.76 (up from £156.11)
Disabled child (higher rate): £495.87 (up from £487.58)
Extra for limited capability for work
Limited capability: £158.76 (up from £156.11)
Work-related activity: £423.27 (up from £416.19)
Carer's element
Caring for a severely disabled person at least 35 hours a week: £201.68 (up from £198.31)
Work allowance increases
Higher work allowance (no housing): £684 (up from £673)
Lower work allowance (with housing): £411 (up from £404)
OTHER UNIVERSAL CREDIT NEWS
Councils across England have started dishing out help after receiving funding through the Household Support Fund (HSF).
And some are distributing support to those on benefits including Universal Credit.
Middlesbrough Council has started issuing payments worth up to £120 to those in need.
Meanwhile, households in Reading are in line to receive £125 vouchers in the coming weeks if they receive free school meals, which are paid to families on benefits including Universal Credit.
Each council in England decides who is eligible for a portion of funding individually.
However, in most cases you'll qualify for help if you're struggling to cover essential bills like energy and food.
Some local authorities are giving out help to those on benefits like Universal Credit, while others are assessing people's eligibility purely based on income and not factoring in benefits.
Contact your council to find out what help is on offer. You can find what council area you fall under by visiting www.gov.uk/find-local-council.
Are you missing out on benefits?
YOU can use a benefits calculator to help check that you are not missing out on money you are entitled to
Charity Turn2Us' benefits calculator works out what you could get.
Entitledto's free calculator determines whether you qualify for various benefits, tax credit and Universal Credit.
MoneySavingExpert.com and charity StepChange both have benefits tools powered by Entitledto's data.
You can use Policy in Practice's calculator to determine which benefits you could receive and how much cash you'll have left over each month after paying for housing costs.
Your exact entitlement will only be clear when you make a claim, but calculators can indicate what you might be eligible for.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Older workers are being sent to the scrapheap
Older workers are being sent to the scrapheap

Telegraph

time4 hours ago

  • Telegraph

Older workers are being sent to the scrapheap

At long last, Rachel Reeves has an economic success story. One sector in Britain is displaying dizzying growth, with demand soaring year on year: the number of people claiming Universal Credit without work requirements has risen from 2.7 million last July to 3.7 million. While some portion of this growth will be explained by migration between benefits as the Government shifts claimants to Universal Credit, that cannot be seen as exculpatory. Certain claimants moving on to Universal Credit from legacy benefits can do so without a need for any fresh reassessment of their ability to work. While this will help to streamline the transfer and ensure those who need support receive it, it is a missed opportunity to look at the existing group of claimants and to reassess their fitness for work. Such an approach is sorely needed. At the moment, attention is directed towards the flow of new claims for welfare, but relatively little towards tackling the stock of existing claims, and seeing whether some may have left the workforce prematurely. Attention, moreover, does not mean action. The furious row over the relatively minor changes to disability benefits proposed earlier this year resulted in a Government climbdown, and the emboldening of backbench rebels against further potential cuts. As a result, we continue to see the numbers parked on benefits with no requirement to seek work soar, with many older workers now in what appears to be a form of tacit early retirement. This is a waste of their talents and experience that Britain can ill afford, and one which is all the more infuriating given the lay of the land internationally. A little over a year ago, the Minneapolis Federal Reserve Bank published a fascinating analysis on the remarkable shifts in the US workforce, with significant rises in employment rates for the over 55s. Older Americans were better educated and healthier than previous generations, and as a result willing and able to work longer. In Britain, in contrast, we are facing a health and disability benefits bill expected to rise to £100bn a year by the end of the decade, with minimal means of shifting workers off claims once they begin. It would be greatly to the benefit of the nation and the public finances if Westminster could bring itself to learn from Washington in this field.

Scotiabank integrates with Nova Credit
Scotiabank integrates with Nova Credit

Finextra

time5 hours ago

  • Finextra

Scotiabank integrates with Nova Credit

Scotiabank is making it easier for newcomers to Canada to access credit with the launch of digital onboarding experiences that now include seamless integration with Nova Credit into its credit card onboarding journey. 0 This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. Nova Credit, a leading credit infrastructure and analytics company, offers Credit Passport® which allows newcomers – including permanent residents and foreign workers who have been in Canada less than 5 years – to use their international credit history from select countries to receive higher credit limits on Canadian credit cards. Scotiabank was the first Canadian bank to partner with Nova Credit in 2023 and is now the first to embed this capability directly into its digital credit card application process. "Scotiabank is proud to be the first bank in Canada to fully integrate Nova Credit into a digital onboarding experience," said Kingsley Chak, Senior Vice President, Retail Client Value, Deposits and Investments at Scotiabank. "This advancement reflects our commitment to removing barriers and helping newcomers qualify for higher credit limits with greater ease and confidence." As part of this enhanced experience, newcomers can open chequing, savings and credit card accounts online after they arrive, reducing the need for in-branch visits, making it faster and more convenient to access essential financial services from the comfort of home. Newcomers are also able to access Scotiabank's StartRight™ Program, a comprehensive suite of banking products and benefits tailored to their unique needs, through the new digital onboarding flows. With benefits like no monthly account fees on a chequing account for the first year2 and no-fee international money transfers3, the program aims to help newcomers build a strong financial foundation from day one. "We understand that building a new life in a new country comes with challenges," says Chak. "With the added enhancements of the Nova Credit integration and a new digital onboarding experience, Scotiabank is helping remove some of those hurdles, empowering newcomers to begin their financial journey in Canada with confidence." "We're seeing tremendous momentum helping newcomers arrive and thrive in Canada," said Collin Galster, Chief Operating Officer at Nova Credit. "Our collaboration with Scotiabank shows that newcomers can be served at scale by integrating Credit Passport seamlessly into digital banking experiences. This removes a major barrier that has historically forced millions of newcomers to start over upon arrival, despite having established credit history in their home country."

DWP Universal Credit eligibility rules in full as one million more people now claim
DWP Universal Credit eligibility rules in full as one million more people now claim

Daily Mirror

time9 hours ago

  • Daily Mirror

DWP Universal Credit eligibility rules in full as one million more people now claim

The latest figure of eight million for July 2025 is the highest level it has been since the benefit was introduced in 2013, according to official figures published last week. The number of people claiming Universal Credit has skyrocketed to a record-breaking eight million, with claimants increasing by over a million in just one year - from 6.9 million people in July last year. ‌ The latest figure of eight million for July 2025 is the highest it's been since the benefit was introduced in 2013. Universal Credit, administered by the Department for Work and Pensions, is a payment designed to assist with living costs. ‌ It's available for those in work earning low incomes, as well as those who are unemployed or unable to work. In other news, here's a state pension warning for millions of Brits who are between two specific ages. ‌ The sharp increase over the past year has been predominantly driven by individuals not required to work, with 3.7 million in this category in July - a rise of 39% or 1 million since the same time in 2024. This group can include those in full-time education, over the State Pension age, someone with a child aged under one, and those considered to have no prospect of work. This news comes as benefit claimants were reminded that their payments will be received on a different date due to the August Bank Holiday, reports Chronicle Live. The Labour Government has previously stated that it "inherited a broken welfare system and spiralling, unsustainable benefits bill" from the Conservatives, and is working on reforms including tightening rules on who can claim Universal Credit. ‌ The number of working people on Universal Credit rose to 2.2 million in July, up slightly from 2.1 million 12 months previously. Here's a round-up of the rules around who can qualify for the benefit and the criteria you need to meet. More details can be found on the Government website. Who is eligible for Universal Credit? You may be able to get Universal Credit if you're on a low income or need help with your living costs. You could be: out of work working (including self-employed or part time) unable to work (i.e. due to a health condition) ‌ To claim, you must: live in UK resident be aged 18 or over (however, exceptions can be made to those who are 16 or 17) be £16,000 or less in money, savings and investments If you live with your partner Both of you will need to claim Universal Credit. A joint claim for your household must be made, even if your partner is not eligible. The amount you can receive will depend on your partner's income and savings, as well as your own. ‌ If one of you has reached State Pension age Even if only one of you has reached State Pension age, you and your partner can still claim Universal Credit as a couple. Your Universal Credit claim will stop when both of you reach State Pension age. If you're receiving Pension Credit, it will stop if you or your partner make a claim for Universal Credit. You'll usually be better off staying on Pension Credit. You can check using a benefits calculator. If you're studying or in training You can make a claim for Universal Credit if you're in full-time education and any of the following apply: ‌ you live with your parents and they're eligible for Universal Credit you're responsible for a child (whether as a single person or as a couple) you've reached State Pension age and live with a partner who's below State Pension age you've received a letter from Migration Notice telling you to move to Universal Credit You can also apply for Universal Credit if you're 21 or under, studying any qualification up to A level or equivalent and lack parental support. You might be eligible to claim if you are studying part-time or undertaking a course for which no student loan or finance is available. Check the guidance about claiming Universal Credit as a student. Students with disabilities or health conditions You can apply for Universal Credit if you're in full-time education, and have been assessed as having limited capability for work by a Work Capability Assessment before starting your course. You must also be entitled to any of the following: ‌ Personal Independence Payment (PIP) Disability Living Allowance (DLA) Child Disability Payment (CDP) in Scotland Attendance Allowance Armed Forces Independence Payment Adult Disability Payment (ADP) in Scotland Pension Age Disability Payment (PADP) in Scotland Claiming if you're 16 or 17 You can submit a claim for Universal Credit if any of the following apply: you have a health condition or disability and have medical evidence for it, such as a fit note you're caring for someone who gets a health or disability-related benefit a medical professional has said you're nearing the end of life you're responsible for a child you live with your partner, have responsibility for a child and your partner is eligible for Universal Credit you're pregnant and expecting your baby in the next 11 weeks you've had a baby in the last 15 weeks you do not have parental support (i.e. you do not live with your parents and are not under local authority care) ‌ If you have a disability or health condition If you have a health condition that affects your ability to work you might receive extra money for Universal Credit. How your wages affect your payments If you or your partner are working, the amount of Universal Credit you receive will depend on your earnings. There's no limit to how many hours you can work and still receive Universal Credit. If your wages increase, your Universal Credit payment will decrease. If you stop working or your wages decrease, your payment will increase. For every £1 you earn from working, your Universal Credit payment decreases by 55p. Your income will be your wages plus your new Universal Credit payment. Utilise a benefits calculator to understand how an increase in your wages might affect your Universal Credit. In most cases, your employer will report your earnings for you. Typically, only self-employed individuals need to report their monthly earnings.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store