&w=3840&q=100)
BHIM app rolls out the UPI Circle feature with partial delegation
The latest feature on India's real-time payments system, Unified Payments Interface (UPI), enables a primary user, the UPI account holder, to authorise up to five secondary users to transact using UPI from their account.
Transactions initiated by these secondary users will require explicit approval from the primary users via their UPI PIN on the application.
Secondary users' transactions are visible to primary ones in real time.
'UPI Circle on BHIM is more than just a feature; it's a step towards a more inclusive and connected financial ecosystem. By offering a secure and flexible way to delegate financial responsibilities, UPI Circle enhances the way we share and manage our money and supports a more interconnected society,' said Lalitha Nataraj, managing director and CEO, NBSL.
Senior citizens hesitant to use digital payments can be authorised by a family member on UPI Circle to approve payments on their behalf. Parents can allow their children to manage expenses through delegated access.
Business owners can allow their staff to initiate payments such as fuel, tolls, vendor payments, among others.
UPI Circle is available on the latest version of the BHIM app. The app also supports features such as split expenses, family mode, spends dashboard, multilingual support, and a redesigned user experience.
NBSL was spun off as NPCI's wholly owned subsidiary in 2024.
Developed by NPCI, BHIM was launched by Prime Minister Narendra Modi in 2016.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
India.com
an hour ago
- India.com
Trump's Tariffs, Xi's Handshake And Putin's Pipeline – What PM Modi Hopes To Gain At SCO Summit In China
New Delhi: With Washington's tariff hammer falling hard and regional diplomacy entering a turbulent stretch, Prime Minister Narendra Modi is heading to China for the Shanghai Cooperation Organisation (SCO) summit. It will mark his first visit to the country since the deadly 2020 Galwan Valley clash. Scheduled for August 31 to September 1 in the northern port city of Tianjin, the visit comes at a delicate moment. Not only is India navigating fallout from stiff new trade duties imposed by U.S. President Donald Trump, but it is also facing scrutiny over its oil imports from Russia. Modi's presence at the SCO summit is being seen by many as an attempt to recalibrate India's strategic posture, especially as tensions with the West rise and ties with Beijing show signs of cautious repair. This is the prime minister's first trip to China in five years. While he last set foot on Chinese soil in 2019, he did meet President Xi Jinping briefly during the BRICS summit held in Kazan in October 2024. That interaction helped ease the freeze in high-level dialogue and set the stage for ongoing border talks. It also helped the reopening of the Kailash-Mansarovar Yatra, a symbolic step toward thawing relations. But trust remains fragile. India's decision to attend the SCO summit also comes just weeks after Defence Minister Rajnath Singh refused to sign a joint statement at a key SCO defence meet. The reason was omission of any mention of the April 22 terror attack in Jammu and Kashmir's Pahalgam, which left 26 dead, in the statement. Instead, the final document inserted a reference to Balochistan that was widely seen as a move pushed by Pakistan to paint India as a regional destabiliser. The omission did not go unnoticed in New Delhi. According to Indian officials, the document appeared tilted, with no acknowledgment of the human cost of the Pahalgam killings. However, in a surprise move the following month, China issued a strongly worded statement condemning the attack. It came after the United States officially designated The Resistance Front, a Lashkar-e-Taiba offshoot, as a foreign terrorist organisation. Beijing's reaction reflected a shift in tone, even if not in alignment. 'China firmly opposes all forms of terrorism and strongly condemns the terrorist attack that occurred on April 22... China calls on regional countries to enhance counterterrorism cooperation and jointly maintain regional security and stability,' said Foreign Ministry spokesperson Lin Jian in a statement that caught diplomatic watchers off guard. Against this backdrop, PM Modi's China visit could carry more weight than just optics. Talks at the SCO will include 10 member countries: India, China, Russia, Pakistan, Iran, Belarus, Kazakhstan, Kyrgyzstan, Tajikistan and Uzbekistan. The agenda includes counterterrorism, regional security and trade. With the United States hiking tariff pressure, there is growing speculation that New Delhi may be rebalancing (less reliant on the West and more open to multilateral blocs with Beijing and Moscow in the room). There is also the likelihood of side meetings between Modi, Russian President Vladimir Putin and Chinese President Xi Jinping, adding geopolitical heft to the summit. Founded in 2001, the SCO has evolved from a regional security bloc to a broader platform for economic and strategic cooperation. But this year's gathering comes with unusual undertones: a terror attack still unresolved, trade wars intensifying and major powers reshuffling their alliances. For India, more than being a summit, the SCO is a test of how far it can stretch its strategic space between a China that shares a tense border, a Russia that supplies its oil and a United States that is tightening the screws on both.
New Indian Express
2 hours ago
- New Indian Express
'Economic blackmail, unjust': Congress slams Trump's 50 per cent tariff on India
NEW DELHI: After the imposition of an additional 25 per cent tariff on Indian goods entering the US, the Congress on Wednesday called the action "unjust" and "economic blackmail" aimed at bullying India into an unfair trade deal, even as it hit out at Prime Minister Narendra Modi, saying his "personalised" and "headline-grabbing style of huglomacy" has been an "abysmal failure." The opposition party also sought a comprehensive reset of India's foreign policy and administration. The Leader of Opposition in Lok Sabha, Rahul Gandhi, said, "(Donald) Trump's 50 per cent tariff is economic blackmail -- an attempt to bully India into an unfair trade deal." "PM Modi better not let his weakness override the interests of the Indian people," Gandhi said in a post on X.
India Today
3 hours ago
- India Today
Centre spent Rs 1,500 crore on ministry rent, not anymore: PM at Kartavya Bhavan
Prime Minister Narendra Modi on Wednesday inaugurated the Kartavya Bhavan at Kartavya Path in Delhi. PM inaugurated Kartavya Bhavan, calling it the seed of Viksit Bharat Old ministry buildings from 1950s-70s are being replaced due to structural inefficiency Facility includes modern amenities and large conference spaces for government use Prime Minister Narendra Modi on Wednesday inaugurated Kartavya Bhavan at Kartavya Path in New Delhi, pointing out that many central ministries were functioning from different locations across the national capital, with several housed in rented buildings. He revealed that the government was spending Rs 1,500 crore solely on rent. "Many ministries of the Indian government are being run from 50 different locations in Delhi. Most of these ministries are being run from rented buildings, with an annual expenditure of Rs 1.5 thousand crores. This amount is being spent by the central government just to pay rent," he said. PM Modi pointed out that the country's administrative machinery had been operating for decades after Independence from buildings constructed during the British era. He further highlighted the poor working conditions in the existing buildings, stating that they lacked proper lighting, space, and ventilation. "Can you imagine an important ministry like Home Affairs operating out of a building for nearly 100 years with insufficient resources?" the PM asked. He further said that the newly-inaugurated Kartavya Bhavan is not a mere structure or a piece of infrastructure, but that the seed of Viksit Bharat will be sown from this building. "In the coming decades, the direction of the country will be determined from this building," said PM Modi. Quoting from the Bhagavad Gita, PM Modi said that we must focus more on our kartavya (duty) than on the end result while carrying out our tasks. The ambitious project is aimed at bringing ministries and departments under one roof for efficiency. Kartavya Bhavan-03, the first to be inaugurated, will house the Home Affairs, External Affairs, Rural Development, MSME, DoPT, Petroleum & Natural Gas ministries, and the Principal Scientific Adviser's office. Many key ministries currently function from ageing buildings like Shastri Bhawan, Krishi Bhawan, Udyog Bhawan, and Nirman Bhawan, constructed between the 1950s and 1970s, which are now "structurally outdated and inefficient," according to the government. The prime minister, accompanied by Union Housing and Urban Affairs Minister Manohar Lal Khattar and Ministry Secretary HUA Secretary Katikithala Srinivas, took a tour of the newly constructed building. Srinivas briefed PM Modi about the features of Kartavya Bhavan. The HUA Ministry has plans to construct ten buildings as part of the Common Central Secretariat (CCS) under the government's Central Vista redevelopment project. Two CCS buildings, 1 and 2, are scheduled to be completed by next month, while construction work on CCS 10 will be finished by April next year. The project of CCS buildings 6 and 7 will be completed by October 2026. On Tuesday, Khattar said that offices functioning from the four bhawans will shift to four new locations on Kasturba Gandhi Marg, Minto Road, and Netaji Palace temporarily for two years, while the construction is carried out. A few buildings are currently proposed to be retained. These include the National Museum, National Archives, Jawaharlal Nehru Bhawan (External Affairs Ministry), and Dr Ambedkar Auditorium, which are new buildings. Vanijya Bhawan will also be retained. Under the Central Vista redevelopment plan, the government has already constructed a new Parliament building and the Vice President Enclave, and redeveloped the Kartavya Path that spans from Vijay Chowk to India Gate. Besides the Common Central Secretariat, the government will also construct an Executive Enclave that will house a new Prime Minister's Office (PMO), Cabinet Secretariat, India House, and National Security Council Secretariat. Under the second phase of the Executive Enclave, a new prime minister's residence will be constructed. The plinth area of the Kartavya Bhavan-03 is 1.5 lakh square metres with a basement area of 40,000 square metres. Its parking lot can accommodate 600 cars. The HUA ministry said the Kartavya Bhavan-03 has a creche, a yoga room, a medical room, a cafe, a kitchen, and a multipurpose hall. It has 24 main conference rooms, each with a capacity to seat 45 people, 26 small conference rooms, each with a capacity to seat 25 people, 67 meeting rooms, and 27 lifts. Prime Minister Narendra Modi on Wednesday inaugurated Kartavya Bhavan at Kartavya Path in New Delhi, pointing out that many central ministries were functioning from different locations across the national capital, with several housed in rented buildings. He revealed that the government was spending Rs 1,500 crore solely on rent. "Many ministries of the Indian government are being run from 50 different locations in Delhi. Most of these ministries are being run from rented buildings, with an annual expenditure of Rs 1.5 thousand crores. This amount is being spent by the central government just to pay rent," he said. PM Modi pointed out that the country's administrative machinery had been operating for decades after Independence from buildings constructed during the British era. He further highlighted the poor working conditions in the existing buildings, stating that they lacked proper lighting, space, and ventilation. "Can you imagine an important ministry like Home Affairs operating out of a building for nearly 100 years with insufficient resources?" the PM asked. He further said that the newly-inaugurated Kartavya Bhavan is not a mere structure or a piece of infrastructure, but that the seed of Viksit Bharat will be sown from this building. "In the coming decades, the direction of the country will be determined from this building," said PM Modi. Quoting from the Bhagavad Gita, PM Modi said that we must focus more on our kartavya (duty) than on the end result while carrying out our tasks. The ambitious project is aimed at bringing ministries and departments under one roof for efficiency. Kartavya Bhavan-03, the first to be inaugurated, will house the Home Affairs, External Affairs, Rural Development, MSME, DoPT, Petroleum & Natural Gas ministries, and the Principal Scientific Adviser's office. Many key ministries currently function from ageing buildings like Shastri Bhawan, Krishi Bhawan, Udyog Bhawan, and Nirman Bhawan, constructed between the 1950s and 1970s, which are now "structurally outdated and inefficient," according to the government. The prime minister, accompanied by Union Housing and Urban Affairs Minister Manohar Lal Khattar and Ministry Secretary HUA Secretary Katikithala Srinivas, took a tour of the newly constructed building. Srinivas briefed PM Modi about the features of Kartavya Bhavan. The HUA Ministry has plans to construct ten buildings as part of the Common Central Secretariat (CCS) under the government's Central Vista redevelopment project. Two CCS buildings, 1 and 2, are scheduled to be completed by next month, while construction work on CCS 10 will be finished by April next year. The project of CCS buildings 6 and 7 will be completed by October 2026. On Tuesday, Khattar said that offices functioning from the four bhawans will shift to four new locations on Kasturba Gandhi Marg, Minto Road, and Netaji Palace temporarily for two years, while the construction is carried out. A few buildings are currently proposed to be retained. These include the National Museum, National Archives, Jawaharlal Nehru Bhawan (External Affairs Ministry), and Dr Ambedkar Auditorium, which are new buildings. Vanijya Bhawan will also be retained. Under the Central Vista redevelopment plan, the government has already constructed a new Parliament building and the Vice President Enclave, and redeveloped the Kartavya Path that spans from Vijay Chowk to India Gate. Besides the Common Central Secretariat, the government will also construct an Executive Enclave that will house a new Prime Minister's Office (PMO), Cabinet Secretariat, India House, and National Security Council Secretariat. Under the second phase of the Executive Enclave, a new prime minister's residence will be constructed. The plinth area of the Kartavya Bhavan-03 is 1.5 lakh square metres with a basement area of 40,000 square metres. Its parking lot can accommodate 600 cars. The HUA ministry said the Kartavya Bhavan-03 has a creche, a yoga room, a medical room, a cafe, a kitchen, and a multipurpose hall. It has 24 main conference rooms, each with a capacity to seat 45 people, 26 small conference rooms, each with a capacity to seat 25 people, 67 meeting rooms, and 27 lifts. Join our WhatsApp Channel
