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Woman arrested at dealership after two attempts to receive fraudulent vehicle loan in Fairfax County

Woman arrested at dealership after two attempts to receive fraudulent vehicle loan in Fairfax County

Yahoo3 days ago

ALEXANDRIA, Va. (DC News Now) — A Howard County woman was sentenced in Alexandria after being convicted of bank fraud, aggravated identity theft and possession of a firearm by a felon.
36-year-old Loryn Dorsey stole the identity of two victims, identified as K.R. and Z.B, who had high credit scores in order to obtain a loan for a vehicle in November 2022. She also assumed the fake identity of 'Julia Ball' as part of the conspiracy.
On Dec. 6, 2022, Dorsey used K.R.'s information to apply for a loan online in an attempt to purchase a vehicle from a car dealership in Fairfax County.
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The dealership submitted the information to financial institutions to provide the requested credit. Ally Bank was among the banks that received and rejected the application.
Later that day, Dorsey again attempted to apply for a loan to buy a car from the same dealership, this time using Z.B.'s stolen information as the co-purchaser and 'Julia Ball' as the co-owner. Through the dealership's website, Dorsey was granted conditional approval of a loan from Ally Bank based on Z.B.'s good credit rating.
Dorsey asked a male co-conspirator to pretend to be Z.B. and arranged for someone to create a fake document with Z.B.'s information and the co-conspirator's photograph.
The two completed paperwork to purchase a 2015 Cadillac Escalade for $48,629.20, with a $1,000 cash down payment provided by Dorsey. The remaining sum of $47,629.20 was to be financed by Ally Bank.
However, their plans were foiled when the Fairfax County police officers arrived at the dealership after the paperwork was completed.
When Dorsey was arrested, she was in possession of a firearm.
In 2016, Dorsey was convicted of possession with the intent to distribute a controlled substance in Maryland. As a felon, Dorsey cannot legally possess a firearm or ammunition.
Dorsey was sentenced to four years in prison for her charges.
Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

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