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Pope tells crowd of one million young Catholics ‘a different world is possible'

Pope tells crowd of one million young Catholics ‘a different world is possible'

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Pope Leo has told more than a million Catholic youths at a closing Mass for a week-long encounter with the next generation of faithful that they are 'the sign that a different world is possible', where conflicts can be resolved with dialogue, not weapons.
In his closing blessing for the Jubilee of Youth, Leo remembered the young people of Gaza and Ukraine and other countries 'bloodied by war' who could not join the celebration.
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'We are closer than ever to young people who suffer the most serious evils, which are caused by other human beings,' Leo said. 'We are with the young people of Gaza. We are with the young people of Ukraine, with those of every land bloodied by war.
'My young brothers and sisters, you are the sign that a different world is possible. A world of fraternity and friendship, where conflicts are not resolved with weapons, but with dialogue.'
Young people wake up after spending the night at the Tor Vergata field in Rome as part of the event (Andrew Medichini/AP)
The young people camped in sprawling fields south-east of Rome overnight after attending a vigil service for the Jubilee of Youth on Saturday, also presided by Leo – who has been ferried to and from Vatican City by helicopter.
The Vatican said more than one million young people were present, along with 7,000 priests and 450 bishops.
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The special Jubilee celebration is part of the Holy Year that is expected to draw 32 million people to the Vatican for the centuries-old pilgrimage to the seat of Catholicism.
During the Sunday homily, Leo urged participants to 'spread your enthusiasm and the witness of your faith' when they return home to some 150 countries.
'Aspire to great things, to holiness, wherever you are,' Leo urged them. 'Do not settle for less. You will then see the light of the Gospel growing every day, in you and around you.'
Leo led Mass with an estimated one million people (Andrew Medichini/AP)
Leo reminded the crowd their next encounter will be for World Youth Day, set for August 3-8 in 2027, in Seoul, South Korea.
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The week has been a joyous gathering marked by bands of youths singing hymns as they move down cobblestoned streets, praying rosaries in piazzas and standing for hours at the Circus Maximus to confess their sins to priests offering the sacrament in a dozen languages.
Leo also shared tragic news on Saturday. Two young people who had made the pilgrimage to Rome had died, one reportedly of cardiac arrest, while a third was in hospital.
Rain overnight awakened the faithful but did not dampen their spirits.
Soemil Rios, 20, from Puerto Rico, said: 'At least we were a little covered, but we still got a bit wet. We lost our voices a little. It was cold, but we woke up to a beautiful sun and view.
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'Despite the difficulties, it was very nice and very special to have been part of this historic moment.'
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How Gordon Brown's ‘baby bonds' failed to raise a nation of investors
How Gordon Brown's ‘baby bonds' failed to raise a nation of investors

Times

timean hour ago

  • Times

How Gordon Brown's ‘baby bonds' failed to raise a nation of investors

Rachel Reeves wants stubborn savers to embrace investing to earn better returns and boost the economy. The chancellor is looking to rip up red tape to let banks to nudge savers towards the stock market, and is also considering cutting back the cash Isa allowance to ensure more of our savings are invested. However, the New Labour chancellor Gordon Brown also had an ambition to create a healthier savings culture, and it did not exactly turn out as he had hoped. Brown wanted to raise a generation of investors by giving every baby at least £250 to kickstart the habit. When detailing the policy in his 2003 budget, he said: 'The child trust fund symbolises the difference between those who believe in modernising the welfare state and those who wish it to wither away. 'At age 18, on the basis of historic rates of return, the child trust fund will accumulate assets that will enable all young people to have more of the choices that were once available only to some.' The tax-free scheme was designed to encourage parents to invest for their children's future, and all babies born between September 1, 2002 and January 2, 2011 were eligible. In all, 6.3 million accounts were opened, and the government paid £2 billion into the accounts, which could be accessed from 18. Yet child trust funds were scrapped by the coalition government in 2011 and many have since been lost or forgotten. Some investors have even been locked out of their funds. The first children with funds turned 18 in September 2020. The latest available data shows the total value of the funds is about £9 billion. While up to 2.8 million accounts have now matured, of these, about a quarter (670,000) have not been claimed. On average it's estimated that each young person could have an account worth about £2,000. A further study revealed that most of the accounts did not have any money paid into them between April 2023 and April 2024, suggesting they've been abandoned as a savings vehicle. Maike Currie, an investment and savings expert who worked for Hargreaves Lansdown until recently, said: 'Child trust funds were a victim of the age of austerity after the 2008 financial crisis. 'On reflection, they were always doomed to fail — starting with the elaborate name. Many people were put off, thinking these were the preserve of trust fund babies, while others simply did not know about them. 'This simply reiterates the importance of awareness and education if you're to reignite a nation of investors. If the government today fails on getting this right, they will have another flop on their hands with disastrous consequences.' Education about these accounts was lacking — and remains the case, as shown by a trip by Money in April to one school where many pupils had no idea they had a child trust fund. The initial sum of £250 was doubled to £500 for low-income families. Children had a second payment when they reached seven. However, in 2010, the initial payment was reduced to £50, or £100 for lower-income families, and the second payment at seven scrapped. The first payment was abolished entirely in 2011. New parents were also invited to choose a home for the free cash. They could invest it in the stock market (either choosing the investments themselves or selecting a stakeholder version where the investments were chosen by the provider) or choose a savings-style account where interest was paid. If an account was not opened by the child's parent, HM Revenue & Customs set up a stakeholder account on the child's behalf. Many parents never engaged with the scheme. HMRC stepped in on behalf of 1.7 million parents (28 per cent) who failed to find a home for the £250 within the required 12-month period. All HMRC-allocated accounts were investment-based. According to the Share Foundation, a charity that helps to trace unclaimed funds, more than £400 million is sitting unclaimed in HMRC-allocated accounts. More than half of the unclaimed accounts worth £274 million belong to young adults on low incomes. About 55,000 trust funds mature every month and the charity forecasts that nearly £1 billion will be unclaimed for low-income young adults by the end of this parliament. Gavin Oldham from the Share Foundation said: 'Since September 2020, when the first account holders started turning 18, child trust fund owners have been able to withdraw funds or transfer savings into an adult Isa. 'Yet there's an enormous amount of money sitting unclaimed by youngsters, who could use it to go towards tuition fees, a first home or simply to kickstart their own savings for the future.' The charity has matched more than 85,000 young people with their child trust funds, recovering more than £165 million for young adult account owners. The accounts will continue to mature until 2029, when the last children to get a fund will turn 18, but the worry is that many won't be reunited with their money. • NatWest says stolen £8,500 child trust fund is not its problem There were many other criticisms of the scheme. For example, the investment options were limited and expensive. A parliamentary report highlighted that investment charges for managing the funds were 'very high'. Another issue is that no provision was made for children with disabilities who were unable to manage their own finances. A report has previously suggested 80,000 such young people were unable to access their funds without their families going through the Court of Protection — a process that can be costly and time-consuming. If the amount in the fund is relatively small, the legal fees might outweigh claiming the cash. Analysts have looked for positive outcomes. There was some evidence to show that the accounts appeared to have led some parents to open savings accounts for older siblings who did not benefit. However, it found the scheme did not have a statistically significant effect on the rate of savings for children overall. Education is essential when it comes to encouraging people to invest. Many prefer to keep their savings safe in risk-free cash accounts, where they are unlikely to keep pace with inflation. If you have long enough to ride out the ups and downs of the stock market, investing usually results in a much higher return. A £100 monthly investment into the average global equity fund for the past 18 years (£21,600) would today be worth about £52,800, according to analysis by the investment platform AJ Bell. The same £100 a month saved in an average child's savings account over the last 18 years at 2.93 per cent would today be worth about £28,465, according to Moneyfacts. That's 85 per cent less than if the money had been invested. Currie said: 'Education, awareness and ease are the cornerstones to creating a nation of investors or to put it differently: there needs to be a seismic shift in trust, ease and confidence. 'In the UK, investing is still associated with gambling — people must understand that when you're investing you're owning real assets and the potential for future growth. It's also about getting to grips with the concept of risk and understanding different levels of risk — and the hidden risks of holding too much cash against a backdrop of inflation and longer lives. These are big hurdles to overcome to establish a culture of retail investing in the UK.' • How to get a nation of savers investing Laith Khalaf from AJ Bell said that the UK had a long way to go before reaching the investing culture in the US. Khalaf said: 'The US has been a leader in terms of financial products such as unit trust funds, exchange traded funds, trackers and self-invested personal pensions. As a result there is a greater familiarity with investments and probably a greater risk appetite amongst everyday Americans. That's positive for US investors and stocks over the long term, but it's not without its risk.' In the UK there's perhaps not enough risk being taken, with many people holding large sums of cash and never considering the stock market. Khalaf said: 'At least £100 billion is sitting in cash Isa accounts held by savers with £20,000 or more in cash, but no stocks and shares Isa investments. 'The chancellor's efforts to ignite a retail investing revolution are therefore well met. Getting more people to invest in the stock market will be positive for their long-term wealth and for the economy as a whole. In particular a regular investment plan can help reassure those who don't like the full thrills and spills of the stock market because it leads to a smoother journey.' He added that some things needed to be addressed to encourage investing. 'For example, it's nothing short of bizarre that the Treasury wants people to invest in domestic stocks but charges stamp duty of 0.5 per cent on UK share purchases. An investor can buy shares in a US company like Apple with no stamp duty to pay, but if they buy £10,000 of London-listed AstraZeneca shares, they will pay the government £50 for the privilege.' • The Share Foundation is campaigning for the government to start automatically releasing unclaimed CTF funds once account holders turn 21.• You can search for lost CTF funds using a free HMRC-linked search tool. Have your national insurance number to hand. Tayo Olutunde, 22, received a £2,500 windfall last year when he decided to check whether he had a child trust fund account. Tayo, who lives in Leeds and is studying accounting and finance, watched a TikTok video that prompted him to check with his parents about a child trust fund. They remembered setting one up and contributing to it for a time but couldn't remember with which bank. Olutunde said: 'As a family we moved a lot, including abroad. The contributions would have stopped when we went abroad and the paperwork was lost. I came across the Share Foundation who helped me locate where my account was — with NatWest. 'It took a long time to access the money because I didn't know which address was registered with my account, so I kept failing security. Eventually I got through and found I had £2,400. I was shocked.' Olutunder decided to spend about £400 on a holiday to Italy to celebrate his 21st birthday and invested the rest. But he said more needs to be done to educate young people about the world of investing. He said: 'I have a friend who also located his child trust fund recently. He spent most of it on a fast car, which I'm not sure is the best use of the money.' Scott and Julie James were thrilled to receive the £250 from the government for their daughter Holly when she was born in 2009. The couple, who live in Glasgow, decided to invest the sum to start building a nest egg for her future. Scott, 54, who works as a company director, said: 'The government was giving away free money which was great. Sadly the rest of the scheme wasn't quite so impressive. We wanted to invest the money, knowing that stocks and shares perform better than cash over the longer term. 'But at the time we opened the account, there wasn't a huge number of companies to choose from, and those that did offer child trust funds had a limited investment choice and the charges were high.' They opened an account anyway and it was topped up with money from grandparents. But when junior Isas were launched two years later, Scott felt they offered a bigger range of investments and lower charges, so they started saving in one of those accounts instead. Scott says they are still saving for Holly, now aged 16, perhaps to help with a first property purchase or whatever she might need in adulthood. He said: 'The child trust fund was a nice try, but it just didn't work.

Revealed: 200 asylum hotel residents charged with crimes this year
Revealed: 200 asylum hotel residents charged with crimes this year

Telegraph

timean hour ago

  • Telegraph

Revealed: 200 asylum hotel residents charged with crimes this year

At least 200 people living in asylum seeker hotels have been charged with criminal offences this year, without police revealing their immigration status, The Telegraph can disclose. Court records show that 211 people living in the hotels, which are used by the Home Office to house asylum seekers, have been charged with a combined 425 offences. Of these, 109 were violent offences and 44 were sexual offences, including four counts of alleged rape. There were also 63 theft-related offences. The Telegraph analysed court records linked to 50 known asylum hotels. There are more than 200 such sites across the UK used to house those seeking asylum, with still more asylum seekers housed in private rentals. Not every defendant who lists one of these hotels as their place of residence is necessarily an asylum seeker. It has not been possible to establish how many of the alleged offenders identified by The Telegraph are currently applying for asylum in the UK. Nevertheless, The Telegraph's findings offer a sense of the numbers of asylum seekers who may be involved in crime. It came as migrants continued to arrive in the UK after crossing the English Channel on the day a ' one in, one out ' deal with France came into force. Under a pilot scheme that took effect on Wednesday, adults arriving on a small boat can be detained and returned to France for the first time in an effort to limit arrivals. This is in exchange for an approved asylum seeker in France to be brought to the UK under a safe route. On Wednesday, the Conservative Party also set out proposals under which asylum seekers who had been caught working illegally would have their claim automatically rejected and face immediate deportation, either to their country of origin or to a safe third country. All wages gained from the individual working illegally would be seized and used to cover the cost of any asylum support they received. Yvette Cooper, the Home Secretary, said this week that police should reveal more information about suspects, and that guidance to police was already being looked at. But she added it was an 'operational decision' for forces and the Crown Prosecution Service over what information to release. Police are under pressure to routinely disclose the nationality and migration status of suspects to protect community cohesion and to address a perception among some groups that asylum seekers are carrying out a disproportionate number of offences. On Tuesday, Ms Cooper told BBC Radio 4's Today programme that ministers wanted the public to have more detail about those charged, adding: 'We do think the guidance needs to change.' The Law Commission is expected to issue new guidance in the coming months that would allow nationality and asylum status to be disclosed if it is in the public interest to do so. While the majority of hotels had one or two residents charged with criminal offences, there were some with significantly more. Residents at the Holiday Inn, Empire Way, in Wembley were charged with 28 offences in the time period, while those at the Holiday Inn Express in Oxford and the Derby Midland Hotel had been charged with a combined 24 offences. In Epping, protests broke out last month after reports that an Ethiopian asylum seeker, Hadush Kebatu, had been charged with sexually assaulting a schoolgirl eight days after arriving in the UK. He has denied wrongdoing. Mr Kebatu is not the only Bell Hotel resident to face serious criminal charges. In April, another man appeared before Chelmsford magistrates' court charged with two counts of arson with intent to endanger life. The case was sent to Chelmsford Crown Court for a plea hearing on 5 May. In addition to Mr Kebatu, the review of court reports linked to 50 migrant hotels identified seven other individuals charged with a combined further 11 sex offences against children. These included the alleged rape of a girl aged 13 to 15; six counts of making child abuse material; two counts of attempting sexual communication with a child; an attempt to meet a girl under 16 after grooming; and one count of possessing child abuse material. In another case, a warrant was issued in June for a 24-year-old resident of a Liverpool migrant hotel accused of attempting to engage in sexual communication with a child. The man, who had failed to appear at Sefton magistrates' court on June 20 for his trial, allegedly sent numerous WhatsApp messages to a child under 16. According to court records, he arranged to meet the child, told her he loved her, and expressed desires to 'lay down with her and kiss and cuddle her'. He had previously pleaded not guilty to the charge. Sexual crimes against adults made up 32 of the offences reviewed by The Telegraph. The court records suggest that a significant proportion of these offences are alleged to have been perpetrated against other apparent asylum seekers. In some cases, bail conditions stipulate that the defendant cannot enter into another hotel used by the Home Office as this is where the alleged victim lives. In others, there is a marital relationship between the alleged perpetrator and victim. In one case, before a court in the north of England last month, a resident of a hotel housing asylum seekers was accused of strangling and suffocating his wife. A further 49 hotel residents were charged with 109 violent offences, including 40 counts of assault by beating, 19 of assaulting emergency workers, five of actual bodily harm, 10 of common assault and five of intentional strangulation. In one case, a 24-year-old man living in a Bournemouth hotel allegedly threatened another person with a snooker cue. He was granted unconditional bail and is due to appear at Poole magistrates' court on Aug 6 for a plea hearing. A Kurdish interpreter will attend. In another, heard on May 19, a 24-year-old asylum seeker was handed a suspended sentence at Chelmsford magistrates' court after admitting affray. Magistrates cited Sohaib Atem's 'strong personal mitigation' and 'realistic prospect of rehabilitation' in suspending an eight-month prison term for 12 months. A frequent complaint from residents living near asylum hotels is a rise in theft. Of the 63 theft offences residents in the 50 hotels were alleged to have committed, 14 were burglary offences and 37 were thefts from shops. Among them was Mamukr Kvaratskhelia, 39, who also appeared at Chelmsford magistrates' court in March charged with five counts of theft over a three-month period. He is accused of stealing designer sunglasses and fragrance worth more than £2,000, including £299 Ray-Bans from John Lewis and four pairs of glasses worth £1,165 from a local optician. Twelve hotel residents were charged with criminal damage. In one case, Akhmed Mohammad, formerly housed at Wethersfield asylum centre in Essex, was ordered to pay £380 for damaging a lavatory window in a car park. Mohammed was given until Sept 5 to pay the total amount, with magistrates citing his 'good previous character, low means and circumstances' in their decision. 'Police are in invidious position' Philip Seccombe, the Warwickshire police and crime commissioner, has pressed Ms Cooper for an urgent update on what information forces should give to the public after allegations that authorities tried to cover up alleged offences by asylum seekers. Mr Seccombe called for fresh national guidance to be issued after the charging of two men – reported to be Afghan asylum seekers – prompted accusations that the force withheld information about their immigration status. The pair are accused of raping of a 12-year-old girl in Nuneaton. Mr Seccombe said: 'Currently, police forces are in an invidious position when deciding what can and should be disclosed in sensitive cases, given that the national guidance is silent on both the ethnicity and immigration status of suspects. 'It is very easy to criticise and suggest that the balance of disclosure hasn't been correct, but it is much harder to take these decisions on the ground.'

Exclusive: Rubio orders US diplomats to launch lobbying blitz against Europe's tech law
Exclusive: Rubio orders US diplomats to launch lobbying blitz against Europe's tech law

Reuters

timean hour ago

  • Reuters

Exclusive: Rubio orders US diplomats to launch lobbying blitz against Europe's tech law

WASHINGTON, Aug 7 (Reuters) - President Donald Trump's administration has instructed U.S. diplomats in Europe to launch a lobbying campaign to build an opposition to the European Union's Digital Services Act, which Washington says stifles free speech and imposes costs on U.S. tech companies, an internal diplomatic cable seen by Reuters showed. In a State Department cable dated August 4 that was signed by U.S. Secretary of State Marco Rubio, the agency said the EU was pursuing "undue" restrictions on freedom of expression by its efforts to combat hateful speech, misinformation and disinformation and the DSA was further enhancing these curbs. The EU's DSA is a landmark law that is meant to make the online environment safer and fairer by compelling tech giants to do more to tackle illegal content, including hate speech and child sexual abuse material. Trump has made combating censorship - particularly what he sees as the stifling of conservative voices online - a major theme of his administration. Top U.S. officials, including Vice President JD Vance, have focused on European officials and regulations, accusing them of "censoring" Americans, an accusation that the European Union rejects. The cable, whose headline described it as an "action request", tasked American diplomats across U.S. embassies in Europe with regularly engaging with EU governments and digital services authorities to convey U.S. concerns about the DSA and the financial costs for U.S. tech companies. "Posts should focus efforts to build host government and other stakeholder support to repeal and/or amend the DSA or related EU or national laws restricting expression online," the cable said in its "objective" section, referring to U.S. diplomatic missions. It provided specific suggestions to U.S. diplomats on how the EU law may be changed and the talking points to help them make that argument. State Department did not comment for this story. EU tech chief Henna Virkkunen's office did not immediately respond to a request for comment. In March, EU's antitrust and tech chiefs told U.S. lawmakers that the new tech rule aimed to keep digital markets open and is not targeted at U.S. tech giants. The Commission has also pushed back against speculation that the 27-member EU's landmark tech regulatory regime could be included in the EU-U.S. negotiations. "Our legislation will not be changed. The DMA and the DSA are not on the table in the trade negotiations with the U.S.," Commission spokesperson Thomas Regnier told a daily news conference. The order to U.S. diplomats marks an acceleration of the administration's efforts to promote what it calls "America's free-speech tradition," a policy that has added friction to the already fraught U.S. relationship with European allies. That policy came into focus in February, when Vance stunned European leaders by accusing them - at a conference usually known for displays of transatlantic unity - of censoring the speech of groups such as Germany's right-wing AfD party and backsliding on democracy. During his trip, Vance went on to meet with the leaders of AfD — classified by Germany's domestic intelligence service as a suspected extremist group — which became the country's largest opposition party after the February election. Trump and his Republican allies have repeatedly accused the administration of Democratic former President Joe Biden of encouraging suppression of free speech on online platforms, claims that have centered on efforts to stem false claims about vaccines and elections. The U.S. Supreme Court ruled last year that the Biden administration's contacts with social media companies did not violate America's First Amendment protections around free speech. The directive by the State Department ordered U.S. diplomats to investigate any claims of censorship which it described as "any government efforts to suppress protected forms of expression or coerce private companies to do the same", adding that the priority should be given to any incidents that impact U.S. citizens and companies. Examples could include arrests, court cases, property seizures and online suspensions, it said. "Posts should meet with government officials, businesses, civil society, and impacted individuals to report on censorship cases, including but not limited to those related to the DSA," the cable said. In March, the chairman of the U.S. Federal Communications Commission (FCC) specifically criticized DSA saying it was not compatible with America's free speech tradition. In May, Rubio threatened visa bans for people who "censor" speech by Americans, including on social media, and suggested the policy could target foreign officials regulating U.S. tech companies. U.S. tech companies like Facebook and Instagram parent Meta (META.O), opens new tab have weighed in too, saying the DSA amounts to censorship of their platforms. Tesla Chief Executive Elon Musk, who also owns social media company X, was a leading adviser to the U.S. president before the two fell out, while the bosses of Amazon (AMZN.O), opens new tab, Meta and Google-owner Alphabet (GOOGL.O) took prominent spots at Trump's inauguration in January. Rubio's directive takes particular aim at DSA's description of illegal content, saying it was expansive and told U.S. diplomats to advocate to get the definition of "illegal content" narrowed so that it would not curb freedom of expression, including in political and religious discourse. Another suggestion was to withdraw or amend the Code of Conduct on Disinformation, a framework under DSA, which the State Department said was setting "overly broad controls" on content in a way that was undermining freedom of expression. Other talking points included removing or reducing fines for non-compliance to content restrictions and not relying on "trusted flaggers", entities designated by national authorities to report illegal online content to platforms.

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