logo
Forest Park announces data breach, warns of potential for private information being compromised

Forest Park announces data breach, warns of potential for private information being compromised

Yahoo09-04-2025

The City of Forest Park announced Tuesday that they had been hit with a network disruption and unauthorized access to private information back in July 2024.
City officials said they performed a full investigation completed March 10 and learned some personal information 'kept in the normal course of business may have been accessed by an unauthorized third party.' That includes first and last name in combination with Social Security numbers, driver's license information, date of birth, passport number and state ID numbers.
They took steps to secure their network and hired a third-party forensic firm to investigate the incident but said it's possible some of the private information may have been compromised.
[DOWNLOAD: Free WSB-TV News app for alerts as news breaks]
'Although the forensic investigation could not rule out the possibility that an unknown actor may have accessed this information, there is no indication whatsoever that any information has been misused at this time,' city officials said in a statement.
The city said they were notifying people who may be affected by mail, if it has their addresses on file.
TRENDING STORIES:
South Fulton mayor says eviction attempt is politically motivated
Next risk for strong to severe storms moves in Thursday
Clark Howard says leave this sensitive info off medical forms at doctor's appointments
Additionally, Forest Park said officials were providing impacted people with complimentary credit monitoring services and were putting new security measures in place in its network and facilities for data security.
'Although Forest Park has no evidence of actual misuse of information as a result of this incident, individuals are nonetheless encouraged to monitor their account statements and explanation of benefits forms for suspicious activity and to detect errors,' the city said.
For those who may be impacted and want to contact major credit agencies to place a fraud alert on their credit report, the following phone numbers are available:
Equifax: 888-378-4329
TransUnion: 833-395-6938
Experian 888-397-3472
Forest Park has also set up a call center to answer questions about the incident. The center can be called Monday through Friday from 9 a.m. to 9 p.m. at 1-800-939-4170.
In the meantime, city officials are urging residents to be vigilant in case of identity theft and fraud by reviewing credit reports and account statements and being on the lookout for suspicious activity or errors.
The city also reminded residents that by federal law, it is illegal to charge someone money in order to place or lift a credit freeze on a credit report.
[SIGN UP: WSB-TV Daily Headlines Newsletter]

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Worried about Social Security cuts in the future? 5 changes to make to your retirement plan now
Worried about Social Security cuts in the future? 5 changes to make to your retirement plan now

Yahoo

time2 hours ago

  • Yahoo

Worried about Social Security cuts in the future? 5 changes to make to your retirement plan now

Americans are increasingly concerned about Social Security. The program will likely have to cut benefits around 2033 unless the federal government shores up funding for the program, which would affect more than 70 million people who receive Social Security benefits each month. Recent cuts to funding levels at the Social Security Administration and Tesla CEO Elon Musk's recent unsubstantiated claims of fraud are dragging down the public's confidence that the government will safeguard the program's payouts. Americans who think Social Security will eventually be cut may want to take action in their own finances to secure their retirement plan. Here are five things you can do to improve your retirement plan, replace potentially missing Social Security income, and safeguard your future. A 401(k) plan is one of the best tools that everyday Americans have for saving for retirement, since it lets you sock away so much each year via an easy-to-use paycheck deduction. Plus, many employers sweeten the deal by matching your contributions, turbocharging your savings. In 2025, all workers can contribute up to $23,500, while those age 50 and older can put in an additional $7,500 as a catch-up contribution. Those who are ages 60–63 can add even more, topping up their account with a super catch-up contribution of $11,250 in lieu of the regular one. Your 401(k) plan offers you a great way to save on a tax-advantaged basis, letting you contribute to a traditional plan on a pre-tax basis or an after-tax basis via a Roth 401(k). They're some of the best ways to grow your private assets and offset a potential Social Security shortfall. Your retirement plan's asset allocation is what financial advisors are referring to when discussing what portion of your investments are in stocks versus bonds, which are the two major asset classes. Your asset allocation is important because it determines how much your portfolio will grow over time. Portfolios with a heavy weighting toward stocks tend to deliver higher returns than those with a heavy weighting toward bonds, though stocks are more volatile in the short term. Allocating more of your assets to stocks can help you grow your 401(k) more over time than sticking with a bond-heavy portfolio. If you have a long time until you need to access your funds, you can afford to be more aggressive — that is, have more in stocks — than if you have a shorter time frame. By revising your asset allocation, you can make more money over time without contributing more to the account — but you don't want to get too aggressive with your 401(k). Get started: Match with an advisor who can help you achieve your financial goals Dividend-paying stocks are one of the best picks for those looking for true passive income, and the best dividend stocks make a sizable payout quarterly and then grow that over time. Dividend stocks are a boon for retirees, offering regular, sustainable income to use in your golden years. If you don't want to do the heavy lifting of buying individual dividend stocks, it's easy to buy dividend stock funds, which are available in many 401(k) plans and most of the best IRA accounts. The best dividend funds allow you to own dozens or even hundreds of companies, reducing your risk through diversification, and they pay a solid dividend that should grow over time. Dividend stocks are a great way to offset any income that could be lost to Social Security cuts. An annuity is another way to generate a stream of income in retirement, and some even allow you to set up lifetime income for you and a spouse, offering a solution to a Social Security funding shortfall. Annuities offer a ton of different features, such as lifetime income (though that can increase the cost of these contracts), and they may make sense in your financial situation. The downside of annuities is that they're costly, complex and illiquid. Annuities have built-in fees that can eat up a huge chunk of your potential returns, and complex annuity contracts are tough to understand, so it may not always be clear what your rights are. Finally, it's difficult to cancel an annuity without paying a hefty fee, meaning accessing your money may be tough to do. Still, an annuity can help the right person to generate steady income, but working with a fee-only financial advisor can help you determine whether it makes sense in your situation. Learn more: 5 important questions to ask your financial advisor A financial advisor can help you make the smartest financial decisions and avoid some of the mistakes that trip up others. A great advisor can help you navigate the best time to take Social Security based on your needs, make smart investment decisions and avoid bad decisions. You'll want to work with an advisor who's incentivized to make decisions in your best interest, and that means working with a fee-only fiduciary advisor. You pay the advisor from your own pocket, but that helps ensure that you're always getting the best financial advice. As the old saying goes, he who pays the piper calls the tune. Learn more: How to choose the right financial advisor for you Savers with a long time until they need to access their retirement funds need to make relatively small changes to their retirement accounts to counter the effects of a potential cut to Social Security, while those with less time need to be more aggressive. However, neither group should delay in making changes, since time is your biggest ally in building wealth and a secure future. Editorial Disclaimer: All investors are advised to conduct their own independent research into investment strategies before making an investment decision. In addition, investors are advised that past investment product performance is no guarantee of future price appreciation.

Police investigating reported assault in Dayton
Police investigating reported assault in Dayton

Yahoo

time3 hours ago

  • Yahoo

Police investigating reported assault in Dayton

Police are investigating reports of an assault in Dayton Saturday morning, a Montgomery County dispatch supervisor confirmed. [DOWNLOAD: Free WHIO-TV News app for alerts as news breaks] Dayton police and medics were called to the 3500 block of W Third Street around 9:30 a.m. The dispatch supervisor said they received several other calls reporting at least one assault near this address, but it is unclear if they are connected. TRENDING STORIES: Missing 13-year-old Greene County girl believed to be in Columbus Check your tickets! Winning MegaMillions ticket sold in Ohio Man arrested, accused of sex offence with child under 10-years-old Initial reports indicate that police also responded to Upland Avenue and N Gettysburg Avenue. Information on any injuries or hospitalizations was not immediately available. The supervisor said crews are still working to figure out what happened. News Center 7 will continue to follow this story. [SIGN UP: WHIO-TV Daily Headlines Newsletter]

Boosting Social Security: A simple way to increase the average payment up to $1,000
Boosting Social Security: A simple way to increase the average payment up to $1,000

USA Today

time4 hours ago

  • USA Today

Boosting Social Security: A simple way to increase the average payment up to $1,000

Boosting Social Security: A simple way to increase the average payment up to $1,000 Show Caption Hide Caption Social Security uncertainty and policy changes are driving more people to file With a significant rise in Social Security applications, retirees face financial decisions influenced by legislation and economic concerns in today's climate. Scripps News Your monthly Social Security benefit is based primarily on your career earnings and when you claim benefits. The first one is pretty straightforward: The more you earn over the years, the more you pay in Social Security payroll taxes (up to a certain amount), and the larger you can expect your monthly benefit to be. Increasing your earnings, however, is much easier said than done. On the other hand, you're likely to have more control over the timing of your claim, and waiting until after your full retirement age (FRA) to collect Social Security will increase your monthly benefit. It's a simple move that could increase the average retiree's monthly payment by $1,000 or more. How delaying claiming benefits affects how much you receive Your FRA is the age at which you qualify for your full monthly benefit, or primary insurance amount (PIA). Think of your PIA as your base benefit, and from there, the Social Security Administration adjusts what you ultimately receive based on whether you claim before or after FRA. Delaying benefits past your FRA increases them by 2/3 of 1% monthly, or 8% annually, relative to your PIA. These delayed retirement credits will stack up until you reach age 70. But just as your benefit increases when claiming after FRA, it decreases if you claim before FRA. You can start collecting Social Security at 62, but doing so will reduce your monthly check by as much as 30%, again relative to your PIA. To see this dynamic in action, let's assume your PIA is $2,000 (the average monthly benefit for retired workers as of April was $1,997.97), and your FRA is 67. Claiming right at 62 would get you a benefit of $1,400. However, if you delay until 70, you'd be eligible to receive $2,480. So, for someone entitled to the average benefit as their PIA, waiting until 70 to claim is enough to get them more than $1,000 per month versus claiming at 62. For someone expecting a PIA of $3,000 instead of $2,000, the monthly difference between claiming at 70 ($3,720) versus 62 ($2,100) increases to $1,620. And you don't have to claim at only the extreme ends of this timeline. With the same $3,000 PIA, claiming at 69 gets you $3,480 while claiming at 63 gets you $2,250 — a $1,230 difference. If you want to do your own calculations, you can check your estimated benefit at different ages with your online Social Security Administration account. Should everyone delay benefits until 70? Although a higher monthly benefit is attractive and delaying benefits until 70 is a simple enough strategy, in theory, it's not the right move for everyone. First and foremost, if you need Social Security to cover essential expenses, then claim as soon as necessary. Stability should be your top priority. Even if you have other income streams (retirement accounts, pension, etc.), delaying Social Security until 70 may not be the best route if you're in poor health. This is why I always recommend people look at their break-even age to help with their decision. Your break-even age is when the total lifetime benefits from claiming at one age equals those from claiming at another age. If we continue with our first example and are deciding between claiming at 62 and claiming at 70 for someone collecting the average retired worker benefit, the break-even age is around 80 years and 5 months: Monthly Benefit Total Received at Age 80 Total Received at Age 80 and 5 Months Total Received at Age 81 $1,400 (claim at 62) $302,400 $309,400 $319,200 $2,480 (claim at 70) $297,600 $309,760 $327,360 In other words, for the decision to claim at age 62 versus age 70, this person only gets more in lifetime Social Security benefits if they live until at least 80-and-a-half years old. Even with an extra $1,080 per month when claiming at age 70, it takes time to make up for the years of missed benefits from waiting. Break-even age isn't the only factor to consider, but it's a helpful data, in addition to things like your health, savings and retirement goals. The Motley Fool has a disclosure policy. The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY. The $23,760 Social Security bonus most retirees completely overlook Offer from the Motley Fool: If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known "Social Security secrets"could help ensure a boost in your retirement income. One easy trick could pay you as much as $23,760 more... each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we're all after. JoinStock Advisorto learn more about these strategies. View the "Social Security secrets" »

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into the world of global news and events? Download our app today from your preferred app store and start exploring.
app-storeplay-store