Chase Sapphire Preferred Benefits: A Goldmine Of Travel Perks

Forbes

25-04-2025

Serious about travel? Then you need a card that's just as ambitious as you are. The Chase Sapphire Preferred® Card doesn't cut corners. You'll get generous travel perks, ultra-flexible points and a welcome bonus so big your head will spin. Factor in a wallet-friendly annual fee, and it's no wonder it consistently earns top marks. Let's unlock the treasure trove of travel benefits this card brings to the table.
Up to 5x Reward Rate
Earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on allRead More
100,000 bonus points
$95
19.99% - 28.24% Variable
Excellent, Good (700 - 749)
For a limited time, cardholders can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. That's the highest offer we've ever seen on the card and one you won't want to miss.
While your bonus (and any other Chase Ultimate Rewards® you earn) can be redeemed as cash back, you'll get even more value by applying them toward travel. Redeem those points for bookings made with Chase Travel℠ and you'll receive $1,250 in value thanks to a 25% bonus—with no complicated redemption strategies, learning curves or blackout dates to worry about. Or transfer your points to partnering airlines and hotels and potentially save even more.
In addition to its welcome offer, the Sapphire Preferred earns Ultimate Rewards® on every purchase:
Cardholders get an annual boost, too. Each year after your card member anniversary, you'll receive a points bonus worth 10% of your total purchases for the year. That's like finding free money, and it's another easy way to get extra value from your Sapphire Preferred.
The card's real magic lies in the redemption options. Points can be redeemed as a statement credit, for trips booked through the Chase Travel website with a 25% bonus or by transferring points to Chase's airline and hotel partners. The flexibility means the card will remain a good fit even as your travel preferences or lifestyle change.
Chase Ultimate Rewards Travel Partners
For travelers willing to take the extra step, transferring your points to travel partners can lead to exceptional rewards. With 100,000 Ultimate Rewards, you could take any one of these high-value trips for free and still have points left over.
Chase hands over a $50 hotel credit each year to cardholders, which is one of the best Sapphire Preferred benefits. To earn your statement credit, you'll simply need to make one or more hotel bookings via Chase Travel and pay with your Sapphire Preferred credit card. There's no minimum purchase requirement and no restrictions on when or where you can use it. Anyone who travels even once per year should be able to make good use of this perk.
Compared to other midrange travel rewards cards, the Sapphire Preferred outdoes itself with a selection of essential travel protections. Most trips paid for with your Chase Sapphire Preferred® Card will be automatically covered under several forms of trip insurance:
Though this benefit is standard among premium travel rewards cards, it shouldn't be overlooked. There are no foreign transaction fees on the Sapphire Preferred, which can save you serious cash throughout your cardholder relationship. Other cards charge up to 3% on every purchase made in other currencies, but you won't pay an extra dime when paying with the Sapphire Preferred.
Find the best travel credit card for your travel needs.
The Chase Sapphire Preferred strikes a winning balance between an accessible annual fee and valuable travel benefits that nearly anyone can use. Its flexible rewards, robust trip protections and easy-to-use Chase Travel Hotel Credit make it a popular package for travelers. With the limited-time 100,000-point bonus, it's even more exciting. Cardholders can enjoy an upfront prize while setting themselves up with the ongoing benefits of the Sapphire Preferred.