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When Pinterest needs new AI tools, employees can have a part in creating them

When Pinterest needs new AI tools, employees can have a part in creating them

As companies look to AI for increases in productivity, some employees are wary. They worry about lost jobs, diminished creativity, and ethical oversteps, leaving many repelled by daily AI use.
Pinterest, a social media company with about 4,700 employees, has sought to address such concerns by keeping employees closely involved in the development of internal AI tools so those tools are viewed as efficient and helpful, not just mandated from the top down. Key toward this mission has been Pinterest's annual Makeathon, which is in its 14th year. The employee-led competition used to be viewed mostly as a fun way to recommend fixes, said Anirudh Koul, Pinterest's generative AI tech lead. Now, in the age of AI, its usefulness has exploded.
"The overarching goal is ground-up innovation," Koul told Business Insider. "We realized that if we can give the employees the opportunity and freedom to tell us what must be done, and give them some space to showcase working proof of their concept, we might find new innovations at a much faster rate."
Inside Pinterest's companywide hackathon
Makeathon is Pinterest's version of a hackathon — an event at which people work together to create new software quickly. Hackathons are designed to spark new ideas and increase employee engagement, said Brandon Kessler of Devpost, a digital platform for running hackathons. Since 2022's AI boom, hackathon demand has exploded, Kessler told BI.
Discussing hackathons' appeal, Kessler said the events "get people excited because they get to build something they want, as opposed to, 'Hey, all, please use this tool.'"
"You get people learning these new tools," he continued, "building stuff that helps the business, and collaborating and having fun — all within a short period of time."
Pinterest employees witnessed this type of quick development in early 2023, just a few months after ChatGPT 's release. Pinterest's senior director of engineering, Anthony Suarez, helped collect a handful of engineers to have a mini hackathon which led to the creation of an internal chatbot tool. By their official Makeathon in July, Pinterest's now-foundational plug-in AI system was ready for wider use.
At Pinterest, hackathon projects start at an internal company page where employees across departments can log pitches. In the week before Makeathon, Koul's team hosts classes about how generative AI works and how to write prompts. There's also a class on no-code tools for app building so that nontechnical employees can still employ AI solutions.
Then, teams from across departments form around an idea. Suarez collaborated with seven Makeathon teams last cycle, mostly composed of fellow employees he had never worked with before. They also have the support of Koul's "hack doctors," support staff who work across the company and specialize in areas such as engineering, design, and video editing. The hack doctors help refine ideas and prepare teams to take questions from executives. Last year, just under 94% of teams worked with a hack doctor.
"We usually find that a good chunk of participants are actually not from engineering," Koul said. "They pair up with engineers to bring their ideas to the next level. We've had teams where people from six different countries come together."
Each team produces a video pitch, which colleagues up to the executive level can watch and vote on. Makeathon is strategically scheduled for late summer so any resulting tools can be incorporated into Pinterest's companywide planning period in September and October, Suarez told BI. He estimated that more than half of these Makeathon projects get funded during this cycle and called the event an "innovation flywheel."
How a Makeathon idea becomes an AI-tool reality
During the 2023 Makeathon, one of Pinterest's sales employees had an idea: What if AI could collect and search through all the company's internal documents?
The sales employee recruited a 14-person team, including Charlie Gu, a senior engineering manager on Pinterest's data team. Gu said he envisioned the tool as a Slack-based chatbot employees could turn to instead of bugging their colleagues. The team knew, however, that some existing documentation wouldn't be up to date when the chatbot pulled it in.
"We came up with a system where you can report answers and create new documentation on the fly," Gu said. The team pitched, built, and eventually implemented the document finder across the company.
The tool now answers, on average, an estimated 4,000 questions a month, according to Pinterest. The tool was also designed to access thousands of internal documents from Google Docs, Slack threads, and slide decks, said Koul, who is quite passionate about Makeathon. (He called over shaky service at a Mount Everest base camp to rave about it.)
Makeathon also encouraged some employees to come up with useful AI prompts. In 2024, Koul's team posed a challenge: Who could come up with the best questions to get Pinterest's chatbot to produce the most accurate and precise answers? Gu said that they had about 200 participants.
In this case, the employees' prompt generation helped with Pinterest's overall goal of encouraging employee engagement with AI. The effort also led Pinterest to integrate AI agents into the process of writing more precise prompts.
According to internal company surveys, 96% of Suarez's team of more than 60 use generative AI every month, and 78% of the company's 1,800 engineers report time savings from using internal AI tools.
Suarez said he'd been "quite surprised by the positive feel" for the tools across the business, adding: "Part of that is, we didn't force adoption of these tools early on, and we still aren't saying, 'You have to do this.' We're trying to come at this more from creating value."

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ChatGPT Helped A Developer Finish A Week's Work In 3 Hours - Here's How It Works
ChatGPT Helped A Developer Finish A Week's Work In 3 Hours - Here's How It Works

Geek Vibes Nation

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ChatGPT Helped A Developer Finish A Week's Work In 3 Hours - Here's How It Works

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ChatGPT
ChatGPT

Yahoo

time26 minutes ago

  • Yahoo

ChatGPT

PCMag editors select and review products independently. If you buy through affiliate links, we may earn commissions, which help support our testing. A trailblazer among since its launch in 2022, ChatGPT continues to innovate and mature. It largely bests other chatbots in terms of the accuracy and detail of its replies, and it excels at searching for and sourcing up-to-date online information. Advanced reasoning and writing abilities, comprehensive research capabilities, helpful file processing options, and top-notch image generation tools round out its impressive feature set. ChatGPT can (and will) get things wrong from time to time and doesn't offer the productivity tie-ins of Copilot or Gemini, but it still earns our Editors' Choice award thanks to its all-around proficiency and ever-improving responses. Broadly speaking, ChatGPT is an AI chatbot you interact with via text or your voice. It can answer questions, do research, generate creative writing, handle math and science problems, make images, process files you upload, search the web, and much more. Features like contextual understanding and memory, among others, differentiate ChatGPT from the initial, simpler versions of Amazon's Alexa and Apple's Siri. I find ChatGPT most useful for answering questions and doing research. Rather than tacking on 'Reddit' at the end of a Google search and scrolling through forum post after forum post, I can usually find what I need faster with ChatGPT. AI chatbots are imperfect technologies, though. If you look to them for information, you need to keep in mind that they can confidently get things wrong or make stuff up. I recommend checking sources outside of ChatGPT for anything mission-critical. ChatGPT is like a complicated prompt-response equation with access to information on everything from basket weaving to quantum physics. The technology behind the scenes is primarily OpenAI's 4-series and o-series of that comprise trained on massive datasets. ChatGPT doesn't just rely on whatever data it was trained with, though, and can search the internet for up-to-date information. The 4-series is OpenAI's conversational, general-purpose line of models. The o-series excels at reasoning and problem-solving, making it a good fit for coding, math, or science. Each series has individual models, each with . For example, GPT-4o mini is OpenAI's fastest model, while GPT-4o is slower but supports more advanced features, such as file uploads. The latest additions to ChatGPT's lineup are the o3 and o4-mini models. As you use ChatGPT, you train its underlying models. In that sense, ChatGPT learns over time, and its performance isn't static. In other words, OpenAI doesn't have to add new features or introduce new models to make ChatGPT's responses more accurate, detailed, or relevant. However, this doesn't necessarily mean ChatGPT can't make the same mistakes as you interact with it or that you always notice major changes from one week to the next. You can use ChatGPT for free, but paid plans for individuals, teams, and large organizations are also available. The Free plan gets you unlimited access to GPT-4o mini and limited access to GPT-4o and o4-mini models. You can use custom GPTs and search the web with ChatGPT, too. You also get limited access to features like data analysis, deep research, file uploads, image generation, and advanced voice mode. Paid plans include Plus ($20 per month), Pro ($200 per month), Team ($25 per user per month, billed annually), and Enterprise (custom pricing). The limits on the Plus plan are fairly generous, though, and features gated behind higher-tier plans, like o1 pro mode or custom workspace GPTs, are relatively niche. As such, Plus is the plan most people should use. For this review, I tested the Plus plan. Plus gets you access to a variety of models not available in the Free plan, such as GPT-4.5, o3, o4-mini, and o4-mini-high. It extends limits on data analysis, deep research, file uploads, and image generation. It also unlocks the ability to create custom GPTs, projects, and tasks, and offers limited access to the Sora video generation feature. For comparison, both Google's top-tier version of with Gemini Advanced and Microsoft's Pro cost $20 per month. However, you also get bonuses like 2TB of storage or Copilot functionality in apps, so ChatGPT feels a little lacking outside of chatbot-related features. ChatGPT is available on the web, though you can also download dedicated apps for mobile (Android and iOS) and desktop (macOS and Windows) devices. OpenAI also has an official ChatGPT extension for Google Chrome, which makes ChatGPT your default search engine. Official extensions aren't available for Firefox or Safari, but third-party extensions are. Beyond ChatGPT's apps and web interface, you can access the chatbot indirectly in lots of ways. For example, , while Microsoft's Copilot uses the same 4-series of models as ChatGPT itself. Many different sites and services use OpenAI's models, like and Perplexity. You won't always see explicit ChatGPT branding, however, and OpenAI likely doesn't take part in their development. These also tend not to have access to the full suite of ChatGPT features. You can use ChatGPT without an account, but signing in unlocks many more features, including the ability to see your chat history and upload files. ChatGPT's dashboard is uncluttered. It presents you with an Ask Anything field front and center with various options, such as dictation or searching the web. A menu on the left shows your chat history alongside links to custom GPTs and the Sora video generation feature. If you're not sure what you can use ChatGPT to do, OpenAI conveniently places buttons like Analyze, Brainstorm, Code, and Create Image below the central search field. You can click these to see sample prompts or, alternatively, simply ask ChatGPT directly what it can and can't help you do. I appreciate the visual representation of the former. You can ask ChatGPT pretty much anything, and responses are usually quick. However, speed does fluctuate depending on usage. In my experience, ChatGPT sometimes hangs up while generating responses or presents an error message midway through the process. You can fix these issues by clicking the stop button at the bottom right of the chat box and resending your message. , but OpenAI is constantly . You can customize ChatGPT's personality yourself, too. It's possible to specify what name it calls you, to give ChatGPT certain traits, and have ChatGPT keep in mind any information about you that you deem relevant. In general, if you don't like ChatGPT's tone, you can change it. OpenAI recently announced that lets it remember everything you tell it and reference prior conversations. That feature didn't work for me, however, so it might still be in the process of rolling out across ChatGPT's plans. The buttons below responses allow you to copy, read aloud, or regenerate messages. To share a whole chat, click the Share button at the top right of the interface. Deep research and generated images also get shareable links. Voice mode is similarly easy to use. Just click on the waveform at the bottom right corner of your chat box to get started. In voice mode, you can choose between different voices, and you have the option to mute your microphone when you want ChatGPT to stop listening. Otherwise, you can simply talk to ChatGPT, and it responds automatically. Voice mode is convincing and lifelike, just like . Searching the web is a standard feature of AI chatbots. Whether it's ChatGPT, Copilot, or Gemini, all of the chatbots I tested answered questions about current events at the time of testing correctly, such as when Oblivion Remastered came out, who the current Prime Minister of Canada is, or who the current pope is. That said, ChatGPT consistently had the best responses. For example, Copilot and Gemini told me when Pope Francis passed away and noted when the next papal conclave begins, but ChatGPT gave me information on his funeral, how the papal conclave works, and potential successors. It even included images of Pope Francis for context. Sourcing is better on ChatGPT, too. All three chatbots provided sources, but ChatGPT gave me easy-to-read article links at the bottom of its responses. Moreover, simply hovering your cursor over in-text citations reveals clickable articles. The interfaces of Copilot and Gemini aren't nearly as accessible in terms of sources. However, you have to be careful with ChatGPT. If you forget to force it to search the web by clicking the Search toggle, you must word your question carefully. If you ask who the pope is, ChatGPT tells you it's Pope Francis, but if you ask who the current pope is, ChatGPT automatically searches the web and gives the correct answer. Deep research via ChatGPT is, simply put, incredible. This feature allows you to ask a question or pick a topic for ChatGPT to research and then generate a report on. In my experience, these reports often end up dozens of pages long with upward of 50 or 60 sources. I did deep research on everything from choosing a shower head to figuring out every BIOS setting I need to tweak when overclocking a Ryzen 7 9800X3D. In my estimation, a deep research report is the equivalent of spending an hour Googling, reading articles, and scrolling through forum posts. It does come to incorrect conclusions sometimes, but so can I after online research. Gemini, like ChatGPT, also does deep research for free. I used them both to research why my copy of OpenRGB, a program that controls RGB lighting, wasn't loading the profile I created. You can check out and reports. Both are comprehensive and contain the solution to my problem. Deep research works differently across these chatbots, however. ChatGPT, for example, follows up your deep research prompt with clarifying questions. I found this especially helpful in the context of my OpenRGB prompt. Even when I asked for them, Gemini doesn't ask clarifying questions. That said, Gemini presents you with a research plan that you can edit before it researches, which ChatGPT doesn't. Clarifying questions are more useful for research on something specific, but setting up a research plan is more useful for broader topics. Both chatbots handle sourcing differently, too. ChatGPT shows you how many total searches it does and how many sources it actually uses, as well as puts in-text links throughout its report. You can hover over these with your cursor to get more details. These links even go so far as to highlight the specific, relevant text when you open the source. This makes fact-checking incredibly easy. Gemini lists sources below each major section of the report, footnoting certain sources in the text, and then gives you the complete list of sources and searches at the end. This system makes it much more difficult to connect the sources it cites to the claims it makes. So, although Gemini's deep research tool tends to use more sources than ChatGPT's in my experience, I prefer ChatGPT's sourcing approach. Gemini does have some quality of life features that ChatGPT doesn't, such as cleaner formatting and a one-click way to export your report to Google Docs. The deep research interface on Gemini is also clearer and makes better use of screen real estate. ChatGPT reduces deep research to a loading bar and locks its research activity away in a menu on the right side of the screen. It's more difficult to parse and feels comparatively cluttered. Lastly, the tone of deep research across ChatGPT and Gemini is different. Gemini reports read like academic papers, while ChatGPT's reports feel more like a guide you might read online or an elaborate Reddit post. I found ChatGPT's reports more engaging, but you might disagree based on your preferences and research topic. You can generate images with ChatGPT, just like with Copilot and Gemini. To start, I tested the chatbots' abilities to create photorealistic images. I used the following prompt in ChatGPT (GPT-4o), Copilot, and Gemini (2.0 Flash): "Generate me a photorealistic picture of the interior of a log cabin. I want to see a wooden table and chairs in the center with yellow, ceramic dinnerware on top." Here are the results: Gemini's image looks the best at a glance, until you notice the fairly obvious distortion in the overhanging lights. Copilot's image is serviceable, but the walls of its cabin don't look quite right. The cutlery in ChatGPT's image shows noticeable distortion, but it's overall the best image. You might not even notice the distortion in the fine details until you look closer. Next, I asked the chatbots to generate a comic: "Generate me a six-panel comic of a cyberpunk world, but you're going to spice it up: I want a retrofuture cyberpunk that feels like the 1960s meets the 2400s. And I don't want humans, I want lizard people fighting an invading force of fish people. Make sure the last panel has a major twist." Here are ChatGPT's (first slide), followed by Copilot's and Gemini's images (left to right on the second slide): Copilot clumsily inserted text, made me ask to generate it twice, and created just four panels. Gemini generated more panels than I asked for, and the story its images tell has the two sides fighting themselves. ChatGPT, at least, gave me the six panels I asked for, and they roughly encapsulate my prompt, even if there isn't a twist and the story it tells isn't particularly coherent. My last test was to generate a diagram, something that ChatGPT often offers to do when you chat with it. My prompt was: "I have an HDMI splitter, a PC, a PlayStation, and two displays. Draw me a diagram that shows me how I can set these devices up to play my PlayStation on one display, while I record and monitor the footage on my PC and the other display." Copilot told me it can't create technical diagrams, while Gemini's diagram is utter nonsense. ChatGPT's diagram is much more legible than Gemini's, and some of what it generates is correct, such as the chain from the PlayStation to the splitter to the display. Results disappoint altogether, but ChatGPT produced the closest to what I wanted. AI video generation isn't quite as mainstream a feature of AI chatbots just yet, but you do get limited access to Sora video generation with a ChatGPT Plus subscription. Sora somewhat delivers on its video generation promise, but still struggles with the same things AI image generation struggles with, such as hands and fingers. Here, I asked Sora to generate . You can upload files to ChatGPT, including a resume that needs critiquing, text that needs translating, or something else entirely. Uploading a file seems simple, but processing images and understanding documents is actually quite complicated. As a test, I asked ChatGPT (GPT-4o), Copilot, and Gemini (2.0 Flash) to identify as many components in my computer as possible. I also asked that this analysis not include any context from my prior conversations. I sent a picture of my computer with the glass side panels attached, so the chatbots needed to deal with the reflections. All chatbots incorrectly identified certain components, and most identification was generic, like 'CPU water block' or 'graphics card.' However, Copilot's response was particularly lacking in how short and vague it was. Gemini didn't do much better but was, at least, able to identify Aquacomputer's Leakshield from its visible branding. ChatGPT correctly identified the case, a Lian Li O11 Dynamic Evo XL, and the fans, Noctua NF-A14 ChatGPT's response was also the most detailed across all the components it listed. But what if you want to upload a PDF of a textbook and ask some targeted questions instead of flipping through the pages yourself? To test this functionality, I provided ChatGPT, Copilot, and Gemini with manuals for my motherboard, my motherboard's BIOS, and the Leakshield protective system. Then, based on the submitted materials, I asked them to tell me if the Leakshield needs Windows to operate and how I could enable pass-through USB power in my BIOS. Copilot refused to accept multiple files. Even when I uploaded just my BIOS manual, Copilot told me it couldn't access proprietary information. I didn't have trouble uploading my files to Gemini, but it answered my Leakshield question incorrectly and told me it wasn't able to answer my USB power question based on what I provided. ChatGPT answered both questions correctly and included direct quotes from the manual. This is another strong performance from ChatGPT, but I recommend caution since ChatGPT sometimes made up quotes from provided documents. If you're studying for an important test, I still suggest looking at the textbook yourself and double-check anything ChatGPT tells you that seems off. Chatbots can tell jokes, , and generate just about any text you can imagine. But as chatbots become more advanced, judging their creative writing mettle requires more than evaluating whether they can tell a coherent story. I gave the following prompt to ChaptGPT (GPT-4o), Copilot, and Gemini (2.0 Flash): "I want you to write me a free verse poem. Pay special attention to punctuation, enjambment, and capitalization. Since it's free verse, I don't want a familiar meter or ABAB rhyming scheme, but I want it to have a cohesive style or underlying beat." Copilot paid attention to punctuation, as evidenced by the bolded word, em dashes, and parentheses, but it failed to do much with enjambment, considering its poem reads more like prose. Gemini took care with its enjambment, carefully crafting stanzas, but didn't use punctuation outside of periods and commas. At best, these chatbots delivered on half the prompt. ChatGPT was more successful. Its poem didn't read like prose, had a variety of punctuation, and even paid attention to capitalization, opting for primarily lowercase letters. It also maintained a cohesive style. I leave the question of whether the poem is any good up to you, but ChatGPT delivered what I asked for in the prompt. As another measure of a chatbot's creativity, I asked ChatGPT, Copilot, and Gemini to generate isogrammatic pangrams. These are sentences that contain every letter in the alphabet only once. Every sentence ChatGPT and Copilot provided missed or repeated letters, while only one of Gemini's four provided sentences didn't miss or repeat letters. My test for complex reasoning stretches across computer science, math, and physics. I gave ChatGPT, Copilot, and Gemini exam questions from undergraduate courses at , , and , and then I compared their answers with the solutions. I used ChatGPT's o3 model, Copilot's Think Deeper mode, and Gemini's 2.5 Pro model. Copilot's Think Deeper mode . The results were impressive. Across computer science and physics, ChatGPT and Gemini answered every question correctly, while both ChatGPT and Gemini answered only two math questions incorrectly. Copilot, however, answered only all the computer science questions correctly, getting a physics question and six math questions incorrect. Both ChatGPT and Gemini stand out to me as useful tools for homework help, but they definitely aren't perfect. I wouldn't rely on them too much without an answer key you can reference to check their answers. Custom GPTs are essentially ChatGPT apps. You can find from OpenAI or third parties, like or Wolfram Alpha. They're single-use versions of ChatGPT, such as for designing logos with the Canva GPT or solving math equations with the Wolfram GPT. Gemini's Gems are similar to some of OpenAI's custom GPTs, like the Creative Writing Coach custom GPT and the Writing Editor Gem, but there are far more custom GPTs than Gems. Third parties also can't create and publicly share Gems like they can custom GPTs. While the concept of custom GPTs is intriguing, the results are mixed. For example, I asked ChatGPT (GPT-4o) to create a new logo for PCMag, and it followed my instructions. The Canva custom GPT, instead, made a logo for a generic tech media company, not PCMag, with the same prompt. I do like how I can open up the logo in Canva just by clicking on it, though. . Ask for buying advice, and ChatGPT gives you a list of clickable, scrollable tiles with products, followed by descriptions of each entry. If you click on a product, a sidebar appears with links to retailers. According to OpenAI, these products are 'chosen independently,' but it's unclear exactly what that means. The buying recommendations themselves are hit or miss. I asked ChatGPT for the , but it didn't recommend the laptops I expected to see, like many of the ones on our list. This might improve in the future, but for now, I don't like ChatGPT for shopping. Google's Gemini integrates with , like Gmail or Docs, while Microsoft's Copilot can do the same with Microsoft 365 apps, like Outlook and . ChatGPT doesn't have an equivalent feature. You can connect your Google Drive or Microsoft OneDrive accounts to ChatGPT to upload files, but that's as far as its integrations go. , ChatGPT can't be your friend, romantic partner, or therapist: It's not conscious. Whether the movie "Her" excites or terrifies you, ChatGPT isn't there yet. Not only does it lack sentience, but there are a variety of restrictions on what else ChatGPT can do. Adult content, anything illegal, realistic images of people, and taboo subjects like hate speech are against . ChatGPT does try to avoid these, but it's fairly easy to slip through the cracks and get responses that violate policy. In my testing, ChatGPT's filters were much weaker than Copilot's, but they weren't nearly as lax as Gemini's, which don't restrict much at all. ChatGPT has practical limitations, too. The context window, which goes up to 128K in the Pro and Enterprise plans, determines how much data ChatGPT processes at once, including your prompt, ChatGPT's response, and relevant contextual information. So, depending on your plan, you might need to break up long prompts and complicated requests into multiple messages. OpenAI caps usage across plans, including the Pro plan, which is 'nearly' unlimited. However, in many cases, these caps are dynamic. Free users, for example, have caps based on overall ChatGPT demand. Plus users can send up to 80 messages within a three-hour window, but that changes as necessary during peak usage hours. In my experience, I easily hit usage limits on the Free plan, but I didn't manage that with the Plus plan. Reading through , OpenAI collects a significant amount of data. This includes account information, any information you provide in surveys or events, and communications with OpenAI. Beyond the basics, OpenAI also collects a host of analytics data, including location information by way of IP address or GPS, information about your devices, log data from your browsers and devices, and usage data. Perhaps most importantly, OpenAI collects user content data, which includes whatever you write in prompts or send in messages to ChatGPT. The purpose of this is to . OpenAI takes 'steps to reduce the amount of personal information in [its] training datasets before they are used to improve and train [its] models,' but you can opt out. OpenAI enables user content data collection for training use by default. Although it doesn't include audio or voice recording data in that collection by default, you can choose to allow that if you wish. Despite these collection policies, OpenAI never sells or shares personal data for advertising purposes. but reportedly didn't get access to OpenAI's core systems. OpenAI was not forthcoming with this information, though, as the news broke only in 2024. OpenAI continues to be a target for hackers, such as . Considering how much data OpenAI collects, how OpenAI has been breached before, and how OpenAI doesn't always report these breaches in a timely manner, I don't recommend sharing anything too sensitive with ChatGPT.

ChatGPT Built a Budget for Me ASAP, but It Has Several Limitations
ChatGPT Built a Budget for Me ASAP, but It Has Several Limitations

CNET

timean hour ago

  • CNET

ChatGPT Built a Budget for Me ASAP, but It Has Several Limitations

ChatGPT can help you set budget categories, spending limits and savings goals. But it still leaves much to be desired. Getty Images/Zooey Liao/CNET Artificial intelligence can help you manage your money in lots of different ways. It can show you how to cut grocery costs, save for a vacation and even negotiate your bills. But just because it can doesn't necessarily mean it succeeds. And with something as important as your finances, it's essential to know where it falls short. Last year, I asked ChatGPT to help me create a budget, a task that can be tedious and overwhelming. It was useful in some ways, but not so great in others. I tried the experiment again this year, and while I noticed minor improvements -- mainly that icons and improved formatting made the answers more visually appealing -- the overall result was still mixed. Here's how it went. Read more: How to Create and Master Your 2025 Budget Building a budget with ChatGPT These are the steps I took to test ChatGPT's budget-making abilities. 1. State your monthly income, expenses and savings goals To get started, you'll need to give ChatGPT your monthly financial numbers: take-home income, expenses and savings goals. I already have a budget I made using Rocket Money, so to see how ChatGPT builds a budget from scratch, I had it create one for a hypothetical person. My prompt: "My monthly income after taxes is $3,500. Each month, I spend $1,000 on rent, $15 on renters insurance, $100 on utilities, $300 on my car payment, $150 on car insurance, $100 on gas, $200 on my student loans, $40 on my phone bill, $300 on groceries, $100 on personal items and $100 on dining out. I'd also like to put some money toward savings." The result: Screenshot by Kelly Ernst/CNET ChatGPT ran the numbers and told me I'd have $1,095 left each month. I'd intentionally left my savings goals vague to see what ChatGPT would recommend. It suggested ways to allocate this amount toward savings, including building an emergency fund, contributing to retirement savings, paying down debt and making extra student loan payments. It also showed me how I could split my $1,095 between these savings buckets. 2. Clarify and adjust I'd also intentionally left some spending categories out of my initial prompt -- something someone creating a budget for the first time might easily do -- to see if ChatGPT would catch them. It didn't. So I asked it to help me. My prompt: "Have I missed any other common budget categories?" The result: Screenshot by Kelly Ernst/CNET ChatGPT generated a list of potential additions and asked if I wanted it to create a revised budget with placeholders for these categories. The revised budget, including estimates for savings goals and budget categories ChatGPT recommended adding, left me with $5 remaining. That's not a ton of wiggle room, but I could always ask the AI to tweak things to give me a bigger cushion. Pro tip To avoid forgetting expenses, review your bank and credit card statements from the past 12 months to spot your regular monthly, seasonal and annual expenses. 3. Import the data into a spreadsheet There are several ways to track your spending and monitor how well you're sticking to your budget, including budgeting apps and the old paper-and-pencil method. One easy -- and free -- method is to create a spreadsheet, which ChatGPT can also help you with. My prompt: "Create a Google spreadsheet for my budget." The result: ChatGPT created some code I could copy and paste into Google Sheets. Screenshot by Kelly Ernst/CNET It also provided instructions on how to format it. Screenshot by Kelly Ernst/CNET I followed these instructions, but all the data showed up in column A of the spreadsheet, and I couldn't figure out what to do next. I had to ask ChatGPT how to fix this. Screenshot by Kelly Ernst/CNET It was more work than I was hoping to do, and I still had to make some formatting changes to the spreadsheet so it was easier to read. But in the end, I did have a working budget I could adjust as needed. Pros and cons of creating a budget with ChatGPT Using ChatGPT to create a budget was fairly simple. It required some fine-tuning on my part, but overall, the AI's recommendations made sense and were easy to understand. That said, it's not for everyone, and it has its pitfalls. Here's what you should keep in mind. Pros It's free. ChatGPT doesn't cost anything, and neither does Google Sheets if you choose to move your budget numbers there. ChatGPT doesn't cost anything, and neither does Google Sheets if you choose to move your budget numbers there. You can keep it simple. ChatGPT's initial budget suggestions are basic, which can make budgeting more approachable if you're a beginner. You're free to dive deeper into any answer, but you can also use it to create a basic budget to get started. ChatGPT's initial budget suggestions are basic, which can make budgeting more approachable if you're a beginner. You're free to dive deeper into any answer, but you can also use it to create a basic budget to get started. It can help you customize your budget. ChatGPT can suggest everything from how to save on utilities to how much to put toward retirement at various ages. But you need to ask it to do so. It probably won't offer these tips unprompted. Cons Its answers are only as good as your prompts. If you don't word your prompts correctly or you provide incomplete or inaccurate information, ChatGPT's answers won't be as helpful as they could be. For instance, when I omitted some common budget categories, it identified them only when I asked it to. It didn't automatically alert me that I may have left something out. Many budgeting apps offer preset categories you can use as guidance. If you don't word your prompts correctly or you provide incomplete or inaccurate information, ChatGPT's answers won't be as helpful as they could be. For instance, when I omitted some common budget categories, it identified them only when I asked it to. It didn't automatically alert me that I may have left something out. Many budgeting apps offer preset categories you can use as guidance. It's more work on your part. Budgeting apps can import your bank account transactions, sort them into common categories and suggest monthly spending limits based on your past spending. With ChatGPT, you must enter your numbers yourself. And if you move your budget to a spreadsheet, you'll need to manually track each transaction and sort it into the right category, which can be tedious. Budgeting apps can import your bank account transactions, sort them into common categories and suggest monthly spending limits based on your past spending. With ChatGPT, you must enter your numbers yourself. And if you move your budget to a spreadsheet, you'll need to manually track each transaction and sort it into the right category, which can be tedious. It's not suitable for ongoing budget maintenance. ChatGPT can generate your budget, but it won't track your transactions. And if you want to adjust your budget categories, you'll need to do it manually on your spreadsheet or ask the bot to generate a new budget. (Thankfully, ChatGPT saves your previous chats if you're logged in, so you can ask it to tweak the information in your initial chat rather than having to enter everything all over again.) If you want ongoing help managing and maintaining your budget, you're better off with a budgeting app. ChatGPT can generate your budget, but it won't track your transactions. And if you want to adjust your budget categories, you'll need to do it manually on your spreadsheet or ask the bot to generate a new budget. (Thankfully, ChatGPT saves your previous chats if you're logged in, so you can ask it to tweak the information in your initial chat rather than having to enter everything all over again.) If you want ongoing help managing and maintaining your budget, you're better off with a budgeting app. Its answers may vary. I created a couple of budgets in ChatGPT to see how consistent its suggestions were, and its answers differed from chat to chat. If the initial answer ChatGPT gives you is confusing, seems incomplete or doesn't feel right to you, ask it to restate it. I created a couple of budgets in ChatGPT to see how consistent its suggestions were, and its answers differed from chat to chat. If the initial answer ChatGPT gives you is confusing, seems incomplete or doesn't feel right to you, ask it to restate it. Your information is not confidential. Anything you tell ChatGPT could be used to train the AI model, which means it could become publicly available. In addition, ChatGPT is susceptible to hackers and information leaks and doesn't have the security measures you'll find with reputable budgeting apps. You can disable chat history to prevent your info from being used to train the bot, but OpenAI still saves it for up to 30 days. Pro tip Don't give ChatGPT any sensitive financial details, such as your Social Security number or bank account number. If you wouldn't want to see certain personal information published online, don't enter it into your prompts. Tips for using ChatGPT to build a budget AI is powerful, but you need to know how to use it for the best results. Here are some best practices for creating a budget with ChatGPT. Double-check everything. Make sure your prompts have the correct information and that ChatGPT's answers make sense. Do the numbers add up? Do the recommendations seem reasonable? A quick Google search of your question can help you compare ChatGPT's advice against reputable sources. Make sure your prompts have the correct information and that ChatGPT's answers make sense. Do the numbers add up? Do the recommendations seem reasonable? A quick Google search of your question can help you compare ChatGPT's advice against reputable sources. Be specific. The more information the chatbot has, the more fitting its answers will be for your financial situation. Including details like your age, where you live and the hobbies you prioritize spending on can help it customize its recommendations. The more information the chatbot has, the more fitting its answers will be for your financial situation. Including details like your age, where you live and the hobbies you prioritize spending on can help it customize its recommendations. Clarify. Don't hesitate to ask ChatGPT to clarify or reword its answers. It doesn't always state information in a way that's easy to understand. Don't hesitate to ask ChatGPT to clarify or reword its answers. It doesn't always state information in a way that's easy to understand. Drill down. ChatGPT can not only help you create a budget; it can also help you stick to it. For instance, you can ask it how to reduce your phone bill, boost your income or free up more money for savings. ChatGPT can not only help you create a budget; it can also help you stick to it. For instance, you can ask it how to reduce your phone bill, boost your income or free up more money for savings. Adjust. Revisit your budget regularly to make sure it's still serving you well. If anything changes -- for example, you get a side hustle that brings in more income -- update your budget to reflect that. Verdict: Should you use ChatGPT to build a budget? While ChatGPT can help you create a budget, it has plenty of limitations, and there are easier and more effective ways to do it. If you're new to budgeting, simply Googling "basic budget" will give you lots of template ideas and tips. If you'd like more guidance, budgeting apps are designed to do a lot of the work for you and help you stick to your budget on an ongoing basis. That said, ChatGPT can help you with some of the basics you need as you tweak your budget, such as suggesting ways to trim common expenses and how much you should save each month for a particular savings goal. However, you should double-check any advice it gives you on more complex financial topics, such as how much you should put toward retirement for your personal situation. Rocket Money See at Rocket Money Perfect your 2024 budget with CNET's Editors' Choice budgeting app pick

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