EPF Withdrawal Claim: Do You Need To Submit Any Documents?
As per the withdrawal rules established by the Employees' Provident Fund Organisation (EPFO), provident fund members are allowed to withdraw money from their PF account depending on their needs. The withdrawals can be made from a PF account to fulfil expenses made for education, marriage, buying a house, sickness, health emergencies and other purposes.
A question persisted whether EPF members are required to submit any documentary evidence for their EPF withdrawal claim to the EPFO. Now, the Indian government has provided the answer to this in the current parliament session, easing the confusion many EPF members were facing.
What Does Govt Say
According to the government, 'No document substantiating the claim is required to be submitted to the EPFO offices." As per the responses made by the Ministry of Labour and Employment (EPFO) to the questions raised by members of parliament Vijayakumar alias Vijay Vasanth, Manickam Tagore B and Suresh Kumar Shetkar in the Lok Sabha, efforts have been made to streamline claim processes, enhance transparency and reduce rejections.
The members asked for the details behind the rationale to allow employees to self-declare reasons for partial withdrawals from their provident fund accounts by EPFO and how the authenticity of the claims is being ascertained.
The government's response to this reiterated that no documents are required to be submitted to the EPFO Offices to substantiate the claim made by the EPF member. The officials referred to the composite claim form introduced in 2017, which has rationalised the process of claiming advances/partial and final withdrawals by relying on 'self-certification' and reposing the trust on the member.
When asked about the claim rejections experienced due to the poor quality of documents uploaded before and after the introduction of the new claim settlement process, the government explained the tweaks made to eradicate the problem.
'In the new simplified settlement process, the requirement of uploading the image of the cheque leaf/passbook was removed on 03.04.2025. The claims rejected due to poor quality document uploads for ensuring KYC/identity about the bank account have significantly reduced. Over 1.9 Crore members have benefited from the simplified process since 22.07.2025," the government replied in the parliament.
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First Published:
July 30, 2025, 15:31 IST
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