
The role of storytelling in building a coffee brand
HighlightsThe global coffee market sees a staggering consumption of approximately 2.25 billion cups daily, with India's coffee industry projected to grow at a compound annual growth rate of 4.3% from 2024 to 2030. Effective storytelling in branding humanizes the coffee experience, shifting consumer perception from mere products to meaningful narratives that foster loyalty and community connection. Today's consumers, particularly Generation Z and Millennials, prefer brands that offer deeper understanding and engagement through storytelling, transforming a simple cup of coffee into an informed and emotional choice.
By Preetam Patnaik
Every day, nearly one in eight people around the world begin their morning with a cup of coffee, adding up to an estimated 2.25 billion cups consumed globally each day. It's a staggering demand—and an even bigger market to compete in. In India alone, the coffee industry is seeing steady growth, with projections showing a 4.3% compound annual growth rate from 2024 to 2030.
By 2028, the out-of-home coffee segment is expected to cross the $3.2 billion mark. With international players and ambitious startups entering the fray, vying for consumer attention, how does a coffee brand truly stand out?
The answer lies in storytelling.
Why people choose your brand over others often comes down to how you tell your story. In an era where consumers no longer buy products, but the narratives behind them, storytelling has become one of the most powerful tools in a brand's arsenal, especially in the coffee industry.
Coffee is inherently emotional. It's tied to personal rituals, meaningful conversations, and cultural moments. And that's precisely what makes it such fertile ground for storytelling, stories that speak to identity, community, and a larger purpose. For coffee brands, storytelling is not just a marketing tactic—it's the bridge between beans and belief, between product and purpose.
From Commodity to Community: Humanising the Brand
At its core, storytelling humanises the brand. It shifts the narrative from what we sell to why we exist. For a product as widely consumed as coffee, differentiation is not just about origin or roast profiles, but about the values you stand for and the community you nurture.
When a brand tells the story of a fourth-generation coffee farmer in Chikmagalur or a single-mother barista in Bengaluru pursuing her passion for craft brewing, it shifts from being a label to becoming a collective of lived experiences. This human connection fosters empathy, familiarity, and, most importantly, loyalty.
Facilitating Deeper Understanding and Interaction
Today's consumers crave meaning. Younger consumers, especially Gen Z and Millennials, value openness over perfection. They are more likely to engage with brands that make them feel something or help them learn something. Storytelling enables this by facilitating a deeper understanding of the product and its cultural, economic, and environmental contexts.
For instance, educating audiences on the nuances of
Arabica
versus
Robusta
beans or the impact of sustainable sourcing on local communities transforms a simple cup of coffee into an informed choice. These narratives inform; they invite dialogue, and make consumers co-authors in the brand journey.
Creating Experiences, Not Just Products
A great story is constantly immersive. The most memorable coffee brands today do not just sell sachets or cups; they create experiences. This is where storytelling becomes sensory.
Be it through evocative packaging that reflects the terroir of the beans or digital campaigns that take viewers behind the scenes of the roasting process, storytelling brings the brand to life. A compelling narrative can turn the morning cup into a moment of mindfulness or a café visit into a cultural exchange.
Connecting Consumers to a Larger Purpose
Coffee is more than a beverage—it's a lifestyle, a shared moment and a conversation starter. Effective storytelling taps into this expansiveness by connecting consumers to a larger purpose. Whether it's highlighting efforts to reduce carbon footprints in production, initiatives to empower women in the coffee industry, or advocating for fair trade practices, when brands take the time to
tell these stories, they turn that ordinary sip into a moment of awareness. In doing so, they transform passive buyers into passionate believers.
Storytelling as a Strategic Marketing Lever
Think of the last coffee brand that truly stayed with you. Chances are, it wasn't just the aroma or the aftertaste—it was a story. Maybe it was the tale of a single-origin bean from a micro-lot in the Western Ghats of Karnataka, or a campaign that captured the chaos of mornings softened by one warm cup.
Contrary to the myth that storytelling is a 'soft' tool, storytelling's impact on marketing is deeply strategic. Stories provide context, build memory structures, and create emotional resonance, all of which influence purchase decisions. Campaigns anchored in a narrative, whether it's the origin journey of a signature blend or the chronicles of a brand ambassador, tend to outperform transactional content in both recall and reach.
The Brewed Truth
At the end of the day, a cup of coffee is just that—until it becomes a story of origin, of effort, of ethos. In the crowded, caffeinated world of consumer choices, storytelling elevates a coffee brand from just another label on the shelf to something people remember, return to, and recommend.
For brands looking to build both mindshare and heartshare, storytelling is essential. When brands weave stories into their very fabric, they don't just sell a product; they create a feeling, a memory, a ritual.
Because the brands that will endure are not those that speak the loudest, but those that speak most meaningfully—to the heart, the senses, and the soul.
(The author is head of marketing, Continental Coffee. Opinions are personal)

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Time of India
5 hours ago
- Time of India
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Now, it's the phone loan that brings a big quantum of individuals into the formal credit sector. And these consumers who take the first phone loan, graduate towards taking a credit card, personal loan or any of these products. There is a clear behavioural shift toward loans with shorter tenures— typically under two to three years—possibly driven by borrowers in the gig economy or those with mobile, locationflexible jobs. So they probably don't want to look at a long term credit commitment. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like War Thunder - Register now for free and play against over 75 Million real Players War Thunder Play Now Undo They prefer the short ticket, short tenure credit exposure. At the same time, post-Covid, the average age of mortgages has actually inched up. Why so? Property prices have gone up post-Covid. One needs to have at least 30-35% of savings to make the down payment. You also need to make sure that you are able to cover your day-to-day expenses . Another shift is in the nice geographical spread of credit preference and penetration. The loan growth is happening in semi-urban and rural locations as well. It's no longer an urban or a metro phenomenon. So credit is today well spread across different geographies, age groups and product segments. Live Events How has credit score evaluation evolved? What additional data points get covered now? Since launching the CIBIL score in 2007, I've seen it evolve to its third generation, with balance buildup now added as a key parameter. Between you and me, suppose our profiles are hypothetically very similar. Similar profile, similar income. But between you and me, you have taken three loans over three years, I have taken three loans in three months. I am a riskier profile as compared to you, because I am building up balances in a very short period. Traditional credit underwriting primarily focuses on debt-to-burden ratios or FOIR (Fixed Obligation to Income Ratio). It compares the borrower's income against the loan obligation, assesses the disposable income left and calculates if the individual can service the loan or not. But now balance buildup or velocity also gets factored in. One parameter which has continued over the last 15-16 years is the individual's credit hunger. Evaluating offers across five-seven banks is credit evaluation, and it's perfectly fine. But when someone applies to, say, five institutions within the span of a month, that aspect is credit hungriness. I want to highlight the distinction between credit shopping and credit hungriness. It's not just about making a loan inquiry—it's about actually applying for credit. When you apply, the lender pulls your credit report, which leaves a footprint in the credit bureau records. Banks only do this when a formal credit application is made. Loan enquiry is if you go on the website of a bank and check the rate of interest. You are not applying for credit. But somebody seeking credit from multiple locations or credit institutions is considered credit hungry, which is risky. Another aspect is trying to understand own credit report. Somebody comes on takes their free annual credit report or takes it on a monthly basis. That is the right of the consumer. When they take their own credit report, there is no impact on the score because you are not applying for credit. So I want to draw the difference between checking credit score or understanding the terms and conditions which are most favourable for a consumer versus multiple credit applications. It will not make a difference if somebody applies to two places versus three places. But applying to 10 will make a difference to the score. So these are the parameters which have stayed or have got added over time. Obviously, credit performance and credit behaviour—if an outstanding loan is being paid or not—will have the highest weightage in the credit score, since that shows if a borrower has paid or not paid at all. That would be the foundation of the credit profile. How will RBI's new rules on quicker credit reporting impact borrowers? It's a very progressive circular. Lenders will now submit data fortnightly, compared to monthly earlier. This ensures there is a better visibility for the credit institution to know about the consumer's obligations. If someone has taken a loan recently, then it will reflect in the credit report and the lender knows that this consumer already has taken a debt from another institution. So they will incorporate that in their underwriting. Same goes for the consumer. If a consumer has paid a home loan, done part payment or foreclosed a loan or made a credit card bill payment, then his or her credit report gets refreshed at a better frequency. That said, the ideal frequency is daily data submission—where credit transactions are reported to bureaus every day, reflecting a consumer's activity from the previous day. This benefits both the consumer and the credit institution. Errors creeping into the credit score is a big problem area. Banks also reject loan application on poor credit score. What is the way out? A lot more needs to be done to educate borrowers on the finer aspects of credit behaviour . Often, the borrowers don't understand the impact of missing even one or two payments. That is where daily credit reporting will benefit the borrower. If the borrower's loan repayments get reflected on a daily basis, then he has a clear advantage. He will be at peace. I feel it is the right thing for the industry to do. We have the technology for that. If he has not paid, the borrower must proactively have a discussion with the credit institution for any outstanding payments and get it resolved. Each bank has its own credit underwriting policies which are evolving continually. So they would have a very different policy for an unsecured loan versus a secured loan . In a secured loan, they look at the borrower profile as well as the asset profile. On the unsecured front, the underwriting would happen largely on the borrower. Further, different banks would have a different threshold for the credit score, credit profile, on the time they would take to disburse a loan. And yes, credit score is just one variable into the credit underwriting. They would also look at income,monthly expenses, employment, credit performance, etc, before giving or not giving a loan. Rising delinquencies are being observed in personal loans and credit cards. Is credit behaviour deteriorating? Credit card delinquencies have inched up marginally over the past year. There are two reasons for this: credit performance and the denominator effect. The new credit card issuances have come down year-on-year. Personal loan delinquencies have been stable. The reason is tightening of credit policies by credit institutions. On the secured loans, the portfolio quality has improved. There have been multiple policy interventions by credit institutions. The MSME segment portfolio quality has also been stable, barring the less than Rs.10 lakh ticket size. So overall, the only outlier is the credit card segment. Consumers who are aware of their credit history and credit score tend to perform significantly better than those who don't monitor them. Today, we have a sizable number of individuals who access their own CIBIL report and score. Individuals who have accessed their CIBIL report and score in recent times, tend to perform better. It's very simple: If I check my health parameters, I'm bound to take care of my health because I'm conscious that I need to ensure my parameters are within the threshold. The performance is far sharper when it's a woman borrower. A woman borrower who is credit-aware performs really well. Credit card and home loan offtake has seen a decline Small loan apps have reshaped lending, providing quick loans with few taps on the phone. Has this affected credit behaviour? These small ticket personal loans form a very tiny portion of the overall credit market. In the last 12-18 months, most credit institutions have done multiple policy interventions and credit tightening. That is why, personal loan demand has moderated. At the same time, the larger banks and NBFCs are focusing on the higher ticket size personal loan. As technology evolves and digitisation happens, it is good to have quick access to loans. Ease of credit enables ease of doing business. But credit discipline and education should be encouraged. It is important that you take a loan only when needed. Avail credit within your means. Pay back on time. This area needs to be worked upon. When we talk about personal financial planning, we tend to talk about investments only. As a country, we don't talk enough about credit education and the importance of maintaining good repayment history. While we should ensure credit access, the consumer should use credit responsibly. Many individuals today are in the habit of maximising credit cards to squeeze out reward points. What is your observation on this? The credit card reward rates have not changed much. But the credit card spends have gone up. Consumers should look at their income, monthly expenses and see if they can comfortably pay their EMIs or credit card bills. This is basic hygiene. Use credit wisely and in a disciplined manner. If you are maximising your credit card, are you in a position to pay the outstanding amount within the stipulated time? Swipe the card but pay it off within the next billing cycle. Use your credit card wisely by choosing the right type, and by limiting usage to 30% of your credit limit, planning purchases, paying full dues on time, and tracking your credit score to build a strong credit profile. A credit score lies beyond the grasp of individuals with limited credit history. Is there a mechanism to assess new-to-credit borrowers? Post Covid, the proportion of new-tocredit borrowers has reduced considerably. Credit institutions prefer a credit tested borrower on the retail side. Particularly in the last two-three years, credit institutions have focused more on existing bank customers and credittested borrowers. The reason is the information availability. A bank knows the entire history of the customer. A credit-tested borrower has a credit track record. But a new-to-credit borrower should be encouraged. There are various tools and data points which may be used by credit institutions to evaluate such new-to-credit borrowers. For example, if utility payments information is made available digitally to credit information bureaus, it will help in assessing newto-credit borrowers. If an individual has been paying electricity or gas bills consistently for three years, the credit institution would know that the borrower has certain credit discipline. As of now, there is no accredited agency for individuals that assesses and showcases consumer discipline on various utility payments. We will wait for more clarity on this. 2 out of 5 borrowers' first foray into credit is for consumption products Bhavesh Jain MD & CEO, TransUnion CIBIL
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Time of India
2 days ago
- Time of India
The role of storytelling in building a coffee brand
HighlightsThe global coffee market sees a staggering consumption of approximately 2.25 billion cups daily, with India's coffee industry projected to grow at a compound annual growth rate of 4.3% from 2024 to 2030. Effective storytelling in branding humanizes the coffee experience, shifting consumer perception from mere products to meaningful narratives that foster loyalty and community connection. Today's consumers, particularly Generation Z and Millennials, prefer brands that offer deeper understanding and engagement through storytelling, transforming a simple cup of coffee into an informed and emotional choice. By Preetam Patnaik Every day, nearly one in eight people around the world begin their morning with a cup of coffee, adding up to an estimated 2.25 billion cups consumed globally each day. It's a staggering demand—and an even bigger market to compete in. In India alone, the coffee industry is seeing steady growth, with projections showing a 4.3% compound annual growth rate from 2024 to 2030. By 2028, the out-of-home coffee segment is expected to cross the $3.2 billion mark. With international players and ambitious startups entering the fray, vying for consumer attention, how does a coffee brand truly stand out? The answer lies in storytelling. Why people choose your brand over others often comes down to how you tell your story. In an era where consumers no longer buy products, but the narratives behind them, storytelling has become one of the most powerful tools in a brand's arsenal, especially in the coffee industry. Coffee is inherently emotional. It's tied to personal rituals, meaningful conversations, and cultural moments. And that's precisely what makes it such fertile ground for storytelling, stories that speak to identity, community, and a larger purpose. For coffee brands, storytelling is not just a marketing tactic—it's the bridge between beans and belief, between product and purpose. From Commodity to Community: Humanising the Brand At its core, storytelling humanises the brand. It shifts the narrative from what we sell to why we exist. For a product as widely consumed as coffee, differentiation is not just about origin or roast profiles, but about the values you stand for and the community you nurture. When a brand tells the story of a fourth-generation coffee farmer in Chikmagalur or a single-mother barista in Bengaluru pursuing her passion for craft brewing, it shifts from being a label to becoming a collective of lived experiences. This human connection fosters empathy, familiarity, and, most importantly, loyalty. Facilitating Deeper Understanding and Interaction Today's consumers crave meaning. Younger consumers, especially Gen Z and Millennials, value openness over perfection. They are more likely to engage with brands that make them feel something or help them learn something. Storytelling enables this by facilitating a deeper understanding of the product and its cultural, economic, and environmental contexts. For instance, educating audiences on the nuances of Arabica versus Robusta beans or the impact of sustainable sourcing on local communities transforms a simple cup of coffee into an informed choice. These narratives inform; they invite dialogue, and make consumers co-authors in the brand journey. Creating Experiences, Not Just Products A great story is constantly immersive. The most memorable coffee brands today do not just sell sachets or cups; they create experiences. This is where storytelling becomes sensory. Be it through evocative packaging that reflects the terroir of the beans or digital campaigns that take viewers behind the scenes of the roasting process, storytelling brings the brand to life. A compelling narrative can turn the morning cup into a moment of mindfulness or a café visit into a cultural exchange. Connecting Consumers to a Larger Purpose Coffee is more than a beverage—it's a lifestyle, a shared moment and a conversation starter. Effective storytelling taps into this expansiveness by connecting consumers to a larger purpose. Whether it's highlighting efforts to reduce carbon footprints in production, initiatives to empower women in the coffee industry, or advocating for fair trade practices, when brands take the time to tell these stories, they turn that ordinary sip into a moment of awareness. In doing so, they transform passive buyers into passionate believers. Storytelling as a Strategic Marketing Lever Think of the last coffee brand that truly stayed with you. Chances are, it wasn't just the aroma or the aftertaste—it was a story. Maybe it was the tale of a single-origin bean from a micro-lot in the Western Ghats of Karnataka, or a campaign that captured the chaos of mornings softened by one warm cup. Contrary to the myth that storytelling is a 'soft' tool, storytelling's impact on marketing is deeply strategic. Stories provide context, build memory structures, and create emotional resonance, all of which influence purchase decisions. Campaigns anchored in a narrative, whether it's the origin journey of a signature blend or the chronicles of a brand ambassador, tend to outperform transactional content in both recall and reach. The Brewed Truth At the end of the day, a cup of coffee is just that—until it becomes a story of origin, of effort, of ethos. In the crowded, caffeinated world of consumer choices, storytelling elevates a coffee brand from just another label on the shelf to something people remember, return to, and recommend. For brands looking to build both mindshare and heartshare, storytelling is essential. When brands weave stories into their very fabric, they don't just sell a product; they create a feeling, a memory, a ritual. Because the brands that will endure are not those that speak the loudest, but those that speak most meaningfully—to the heart, the senses, and the soul. (The author is head of marketing, Continental Coffee. Opinions are personal)