Securing Tomorrow: The True Meaning of Independence
The freedom to dream without limits. The freedom to live without fear of 'what if.'
The freedom to know that, come what may, they'll be secure.
And in today's uncertain world, life insurance is more than just a policy—it's a quiet promise that their future will always have a safety net.
Freedom Beyond the Present
Earning a steady income and providing for our family may feel like freedom—but what if life takes an unexpected turn? Without a safety net, the very people we work so hard to protect could face financial strain.
Life insurance ensures your family's independence doesn't rely solely on your presence or ability to earn. It turns freedom from a momentary state into a lasting legacy. With the right plan in place, you create a protective cushion—one that allows your loved ones to maintain their lifestyle, pursue long-term goals, and honour commitments, even if you're no longer there.
The Right Products for Lasting Security
Life insurance offers solutions for every stage of life and every kind of need:
• Term Insurance
The simplest and most affordable form of life cover. Term plans provide a substantial lump sum to your family in case of your untimely demise—offering high coverage at low premiums. This makes it the foundation of any secure financial plan.
• ULIPs (Unit Linked Insurance Plans)
Combining life cover with market-linked investments, ULIPs help grow wealth while protecting your family. With options to invest in equity, debt, or balanced funds, ULIPs offer flexibility and the potential for long-term growth.
• Savings or Endowment Plans
Perfect for those seeking disciplined savings with guaranteed returns. These plans provide both protection and a built-up corpus for milestones like a child's education, buying a home, or planning retirement.
Live Fully Today
Perhaps the most underrated benefit of life insurance is the mental freedom it brings. Knowing your family's future is protected allows you to live more fully in the present. You can chase passions, take calculated career risks, and focus on personal growth without the constant 'what if' in the back of your mind.
This peace of mind extends beyond you—it empowers your loved ones, too. They can move forward with confidence, dignity, and without fear, secure in the knowledge that their future is safeguarded.
Freedom for Generations
By securing tomorrow with life insurance today, you're doing more than protecting finances—you're giving your family the strength to live with dignity, courage, and independence. Just as our nation's freedom was built on foresight and sacrifice, your decision today can become the foundation of your loved ones' secure future. This Independence Day, celebrate not just the freedom we inherited, but the freedom we can create—for our families, for generations to come.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
India.com
25 minutes ago
- India.com
7 Pay Commissions Formed Since India's Independence: Check How Much Minimum, Maximum Salary Increased In Each Pay Commissions
photoDetails english 2946185 Updated:Aug 15, 2025, 10:34 AM IST Pay Commission Timeline Since India's Independence 1 / 9 As India celebrates its 79th Independence Day today (15 August 2025), check timeline of the previous seven pay commissions and also the quantum of pay hikes --minimum and maximum --recommended by the Pay Commissions since India's Independence. 1st Pay Commission (May 1946 - May 1947) 2 / 9 Focused on rationalizing the pay structure after India's independence Introduced the concept of the 'living wage" Minimum salary: Rs 55/month; maximum salary: Rs 2,000/month Beneficiaries: Around 1.5 million employees 2nd Pay Commission (August 1957 - August 1959) 3 / 9 Focused on balancing the economy and living cost Recommended the minimum wage of Rs 80/month; maximum of Rs 3000 per month. Introduced the 'socialistic pattern of society' Beneficiaries: Approximately 2.5 million employees 3rd Pay Commission (April 1970 - March 1973) 4 / 9 Recommended minimum pay of Rs 185/month, maximum of Rs 3,500 per month Emphasized salary parity between public and private sectors Addressed inequalities in the pay structure Beneficiaries: About 3 million employees 4th Pay Commission (September 1983 - December 1986) 5 / 9 Recommended a minimum salary of Rs 750/month, maximum of Rs 8,000/month. Focused on reducing disparities in salaries across rank. Introduced a performance-linked pay structure Beneficiaries: Over 3.5 million employees 5th Pay Commission (April 1994 - January 1997) 6 / 9 Recommended a minimum pay of Rs 2,550, maximum of Rs 26,000/month. Suggested reducing the number of pay scale Focused on modernizing government office Beneficiaries: Around 4 million employees 6th Pay Commission (October 2006 - March 2008) 7 / 9 Introduced Pay Bands and Grade Pay Minimum salary: Rs 7,000/month; maximum salary: Rs 80,000/month Emphasized performance-related incentive Beneficiaries: Nearly 6 million employees 7th Pay Commission (February 2014 - November 2016) 8 / 9 Minimum pay raised to Rs 18,000/month; maximum pay Rs 2,50,000/month Recommended a new pay matrix instead of grade pay system Focused on allowances and work-life balance Beneficiaries: Over 10 million (including pensioners) 8th Pay Commission Pay Hike: How Much Salary Is Expected To Increase? 9 / 9 As per media reports the pay panel will base the fitment factor in the range of 1.92 to 2.86. Should the recommendation of 2.86 fitment factor is given a green signal, the minimum basic salary of a government employee would go up from Rs 18,000 per month to Rs 51,480. The minimum pension, based on the same factor will go up to from Rs 9,000 currently to Rs 25,740.
India.com
25 minutes ago
- India.com
Bahut Bada Tohfa: PM Modi Promises Double Diwali, Announces Next-Gen GST With Lower Taxes
New Delhi: In his Independence Day address, Prime Minister Narendra Modi announced a significant overhaul of the Goods and Services Tax (GST) system, promising to introduce a next-generation tax regime with substantially lower rates this Diwali, which he described as a major festive gift from the Central Government. 'I am going to give a great gift this Diwali. Over the past eight years, we implemented a major GST reform and simplified taxes. Now is the time for a review. We have conducted it, consulted with states, and are set to introduce a 'next-generation GST reform',' the Prime Minister declared from the Red Fort. Current GST Structure And Proposed Changes Currently, GST rates are divided into five main slabs, ranging from 0 per cent to 28 per cent, with 12 and 18 per cent acting as the standard rates for a broad range of goods and services. Approximately 21 per cent of goods fall under the 5 per cent category, 19 per cent under 12 per cent, and 44 per cent under the 18 per cent slab. According to sources, the government is considering removing the 12 per cent slab and reallocating these items between the 5 per cent and 18 per cent categories, though the precise details of the reform are yet to be finalised. Also Read: PM Announces Mission 'Sudarshan Chakra' To Strengthen India's Defence By 2035 Economic Benefits: Cheaper Essentials And Boost To MSMEs 'This will be a Diwali gift; taxes on essential services for individuals will be reduced substantially. MSMEs will benefit, the daily needs products will be cheaper, and it will also give a boost to the economy,' asserted PM Modi. The proposed 'next-generation GST' is expected to form a pivotal part of the government's economic agenda, aimed at stimulating consumption and providing fresh momentum to the nation's growth, especially amid economic uncertainty triggered by tariff announcements from US President Donald Trump. Calls For GST Reduction To Ease Consumer Burden There have been persistent demands for lower GST rates to encourage consumer spending and ease the financial burden on households and businesses. While lower rates may initially reduce government tax revenue, experts suggest that increased sales volumes and enhanced compliance, resulting from a simpler and more affordable tax system, would eventually compensate for any revenue shortfall. The Prime Minister also emphasised the growing contribution of women to India's economic and social progress, stating, 'Every sector now proudly acknowledges the strength of our nari shakti.' 'From start-ups to the space sector, from the playing fields to the armed forces, our daughters are making their mark. Today, with pride, women stand shoulder to shoulder in the country's journey of development,' he said. He recalled the pride felt nationwide when the first batch of women cadets graduated from the National Defence Academy (NDA). 'The whole country was filled with pride at that historic moment,' he remarked. Modi also lauded the transformative impact of self-help groups (SHGs) and mentioned the 'NaMo Drone Didi' initiative, which has empowered rural women. Sharing an anecdote, he said, 'In a village, a sister told me that people now call her a pilot. She proudly said that though she was not highly educated, her stature had grown.'
Hans India
25 minutes ago
- Hans India
Standing like shield for farmers, fishermen and other workforces, says PM Modi amid US tariff threats
New Delhi: Prime Minister Narendra Modi, during his Independence Day address from the ramparts of Red Fort on Friday, sent a clear message to the world in the face of the US tariff threat, saying that he stands as a shield for farmers and India will never compromise with their interests. 'Modi stands as a shield for farmers, fishermen and other such workforces of India against any harmful policy. India will never compromise with their interests,' he said. PM Modi said India is "unstoppable" and it is time for the country to prove its mettle in the global markets with quality products. "This is the time to script history. We have to rule the world market. We have to lower production costs. It is time to prove our mettle in global markets with quality products," the Prime Minister said in his Independence Day speech. Addressing the nation on Independence Day. — Narendra Modi (@narendramodi) August 15, 2025 He said that 1.4 billion countrymen must remember that only those who have worked hard have created history. 'Those who have broken through iron rocks have bent time itself. This is the time, the right time, to bend time itself,' the PM said. He said the need of the hour is to take a resolve for building a 'samarth Bharat (strong India)', just like the country's freedom fighters had envisioned a "free India". "We should not waste our energy in belittling others; our focus should be on strengthening ourselves," he said. PM Modi said in the agriculture sector, we identified around 100 districts where farmers needed additional support. To strengthen them, we have started the Pradhan Mantri Dhan Dhanya Krishi Yojana. "Modi stands as a shield for farmers, fishermen and other such workforces of India against any harmful policy. India will never compromise with their interests," he said sternly. He said that we are delivering the benefits of numerous development schemes to small farmers, livestock keepers, and fishermen. "Be it the PM Kisan Samman Nidhi, rainwater harvesting, irrigation schemes, or quality seeds, farmers now have confidence in every field," he said. PM Modi said that India has reached the second position in the world in terms of production of wheat, rice, fruits, and vegetables. "The produce that the farmers of my country cultivate is now reaching the markets of the world. Agro products worth Rs four lakh crore have been exported," PM Modi said.
