American International Group (AIG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
The reported revenue represents a surprise of +0.29% over the Zacks Consensus Estimate of $6.82 billion. With the consensus EPS estimate being $1.58, the EPS surprise was +14.56%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how American International Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
General Insurance - Combined ratio: 89.3% versus the four-analyst average estimate of 90.4%.
General Insurance - Expense ratio: 31% versus the four-analyst average estimate of 30.8%.
General Insurance - Loss ratio: 58.3% versus the four-analyst average estimate of 59.6%.
General Insurance - International Commercial - Expense ratio: 30.8% compared to the 30.6% average estimate based on three analysts.
General Insurance - Acquisition ratio: 17.8% versus 18.5% estimated by three analysts on average.
General Insurance- Net premiums earned: $5.88 billion compared to the $5.96 billion average estimate based on four analysts. The reported number represents a change of +2.2% year over year.
General Insurance- Net investment income: $871 million compared to the $784.38 million average estimate based on four analysts. The reported number represents a change of +16.8% year over year.
General Insurance- International Commercial- Net premiums earned: $2.12 billion versus the three-analyst average estimate of $2.14 billion.
General Insurance- Global Personal- Net premiums earned: $1.62 billion versus the three-analyst average estimate of $1.61 billion.
Other Operations- Net investment income and other: $92 million compared to the $88.75 million average estimate based on three analysts. The reported number represents a change of -34.8% year over year.
General Insurance- North America Commercial- Net premiums earned: $2.13 billion compared to the $2.22 billion average estimate based on three analysts.
Revenues- Total net investment income: $1.47 billion versus the three-analyst average estimate of $946.23 million. The reported number represents a year-over-year change of +48.1%.
View all Key Company Metrics for American International Group here>>>
Shares of American International Group have returned -5.7% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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American International Group, Inc. (AIG) : Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
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