8th CPC salary calculator: What will be the net salary of level-5 employees including basic pay, fitment, house rent, and Travel allowance?
So, what will the new basic pay be? What fitment factor will be used? How much will HRA (House Rent Allowance) and TA (Travel Allowance) add to the total salary?
If you're also wondering about these things, don't worry as here we explain how you can use an '8th CPC Salary Calculator' to get a rough idea of your expected revised salary, including all the main components. Fitment Factor: The key to your salary hike
Before we calculate the salary for Level-5 employees, it's important to understand what the fitment factor is. It is s a multiplier used to calculate your new basic salary by multiplying it with your current basic salary. This factor plays the biggest role in how much your pay increases.
In the 7th Pay Commission, the fitment factor was 2.57. What is expected in the 8th Pay Commission?
There's no official confirmation yet, but several reports mention possible figures like 1.92, 2.08, and even 2.86. For a realistic and conservative estimate, here we will base our calculation on the 1.92 fitment factor. Basic Pay comparison across all levels (Based on Different Fitment Factors)
Below is a comparison based on three commonly discussed fitment factor values: 1.92, 2.08, and 2.86. Pay Level Current Basic Pay (7th CPC) With 1.92 Fitment Factor With 2.08 Fitment Factor With 2.86 Fitment Factor Level 1 Rs. 18,000 Rs. 34,560 Rs. 37,440 Rs. 51,480 Level 2 Rs. 19,900 Rs. 38,208 Rs. 41,392 Rs. 56,914 Level 3 Rs. 21,700 Rs. 41,664 Rs. 45,136 Rs. 62,062 Level 4 Rs. 25,500 Rs. 48,960 Rs. 53,040 Rs. 72,930 Level 5 Rs. 29,200 Rs. 56,064 Rs. 60,736 Rs. 83,512 Level 6 Rs. 35,400 Rs. 67,968 Rs. 73,632 Rs. 1,01,244 Level 7 Rs. 44,900 Rs. 86,208 Rs. 93,392 Rs. 1,28,414
Let's look how your monthly salary might look under the 8th Pay Commission, assuming you're a Level-5 central government employee. Step 1: New Basic Pay Current Basic Pay: Rs. 29,200
Expected Fitment Factor: 1.92
New Basic Pay: Rs. 29,200 × 1.92 = Rs. 56,064
This new basic pay becomes the base for all further calculations. Step 2: What happens to dearness allowance (DA)?
When a new pay commission comes into effect, DA is reset to zero. This is because the rise in inflation over the years is already adjusted into the new basic pay.
DA in 8th Pay Commission (initially): Rs. 0 Step 3: House Rent Allowance (HRA) Calculation
HRA depends on the type of city you're posted in: X category (metro cities): 30 per cent
Y category (medium cities): 20 per cent
Z category (small towns): 10 per cent
Assuming you are in an X category city, the HRA is calculated as: New Basic Pay: Rs. 56,064
HRA at 30 per cent: Rs. 56,064 × 30 per cent = Rs. 16,819 Step 4: Travelling Allowance (TA) For Level-3 and above in higher TPTA cities, TA is Rs. 3,600 + DA.
Since DA is zero for now,
TA: Rs. 3,600 Step 5: Total Gross Salary
Now, let's add everything: Basic Pay: Rs. 56,064
DA: Rs. 0
HRA: Rs. 16,819
TA: Rs. 3,600
Total Gross Salary = Rs. 76,483/month Deductions: What will actually come into your bank?
Your gross salary is not your take-home (net) salary, as some mandatory deductions apply: NPS Contribution (10 per cent of Basic Pay): Rs. 56,064 × 10 per cent = Rs. 5,606
CGHS Contribution (fixed for Level-5): Rs. 250
Total Deductions = Rs. 5,856 Final Net (In-Hand) Salary Gross Salary: Rs. 76,483
Minus Deductions: Rs. 5,856
Net Salary = Rs. 70,627/month
Therefore, a Level-5 employee can expect to receive around Rs. 70,627 per month in hand, once the 8th Pay Commission is implemented.
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