
5 Major Airline And Hotel Loyalty Program Changes For 2025
Airlines and hotels are constantly making updates to their loyalty programs, and for consumers, it feels like that means downgrading their benefits rather than improving what's on offer. While the barrage of changes can be hard to keep up with at times (particularly because some airlines make little advance warning of negative changes while trumpeting the positive ones), it is important to follow along so you won't be surprised on your next trip.
These are five of the biggest loyalty program changes in recent months and how you can make the best of them on your next trip.
United Airlines Boeing 737 departing Vancouver International Airport
Accessing a United Club just got a lot more expensive and a lot harder, unless you have a United co-branded credit card that comes with club access. The cost for lounge membership is increasing to $750 for individual access (or you can pay 94,000 miles) or $1,400 for All Access membership that allows you to bring a guest and also use other Star Alliance lounges. If you prefer to pay in miles, the cost is 140,00 miles for All Access membership.
The worst part about these changes is that members with the basic plan can no longer bring a guest and are no longer granted access to Star Alliance lounges as a club member.
United Clubs have been getting significant upgrades in recent years with new lounges opening in its major hubs like Denver and Chicago O'Hare. It has also been adding innovative grab-and-go lounges for travelers with short connections. Inside, the offering has grown to include hot buffets and upgraded menu choices.
United Airlines Boeing 787-9 Dreamliner
The good news: Lounge access becomes much cheaper if you are approved for the United Club credit card, which has an annual fee of $695. This includes guest access, which is half the cost of paying for the All Access plan.
Also, these changes only apply to new members. If you already have a membership, these adjustments will only go into effect once your renewal year comes up.
While United co-branded credit cards are raising their annual fees, they also come with a bevy of new perks, especially for cards like the United Quest card. These include credits for travel credits for United and JSX flights, hotel stays, rideshare services and grocery deliveries, depending on the card.
'When forced with a choice between paying more for club access, or having the same access for less by having the credit card, many consumers are likely to obtain the credit card, which will help drive spending and loyalty to the brand,' says travel expert Jamie Larounis of UpgradedPoints.com.
A KLM Boring 737 in the SkyTeam livery
One of the three major alliances, SkyTeam has updated its lounge access rules for many of its member airlines and airports. This includes imposing a three-hours-before-departure time limit at your origination city. In other words, you can only enter a SkyTeam lounge (based on entry credentials like a premium cabin ticket or having SkyTeam Elite Plus status) within three hours of departure. If you are making a connection between flights, this restriction is waived.
SkyTeam founding member Delta Air Lines has long had this rule, and now its partners are imposing a similar restriction. The alliance's online lounge finder, which frequent travelers describe as not being a reliably updated resource when it comes to determining which airlines have access to which lounges in certain airports, still does not have the latest access details.
The rules for inviting a guest have also changed. Now, guests of a SkyTeam Elite Plus member must be traveling on the same flight.
Air Europa is a member of the SkyTeam alliance.
The good news: If you are traveling domestically on a SkyTeam airline, SkyTeam Elite Plus members now have access to many lounges. Previously, SkyTeam was the only alliance to withhold lounge access when on domestic itineraries. This applies to most members (except those traveling domestically in the U.S. on Delta or within Argentina on Aerolineas Argentinas).
'This is a meaningful shift in SkyTeam's lounge access policy,' says Business Traveler magazine's aviation director Enrique Perella. 'For the first time, most SkyTeam Elite Plus members can access lounges on domestic itineraries—a benefit long overdue.'
For example, if flying from Paris to Nice on Air France, SkyTeam Elite Plus members can now use an Air France lounge. Or if a top Air France elite status member is flying domestically on Delta within the U.S., they can use a Delta lounge.
American Airlines planes at Miami International Airport
American Airlines and World of Hyatt have removed several popular benefits from their reciprocal relationship: namely the opportunity to earn Hyatt points for every dollar spent on American and vice versa. There was also a shared elite status match for some program members that offered status in one program based on your status in another.
These perks were replaced with a la carte benefits that are now tiered by how much you spend with either brand. This includes being able to select a free World of Hyatt redemption night when reaching certain Loyalty Points awards with American or being able to select preferred seats with American or elite status when reaching certain travel thresholds with Hyatt.
World of Hyatt has also made annual updates to its award chart, which has increased the cost of many redemptions at popular hotels, but also reduced them at others.
Hotel du Palais in Biarritz, a famous luxury palace hotel, is part of The Unbound Collection by Hyatt
The good news: World of Hyatt is the only hotel program to still use a transparent award chart, giving its members an easy-to-understand system when it comes to redeeming points. And when staying at new hotels in its program, members can earn bonus points for each stay. World of Hyatt will even give you bonus points for working out on a Peloton bike at participating hotels.
Delta Air Lines Airbus A330-300
After giving members more than a year's notice, Delta is making big changes to how members access its Sky Clubs. This follows entry restrictions added previously limiting members access to three hours before their first departure (waived during connections) and dropping the option to purchase a day pass at reception.
Now, those accessing the lounge using The Platinum Card from American Express can only visit ten times a year without paying an additional fee. Delta Reserve Cardholders can only visit 15 times a year without an extra fee. They can bring a guest, but have to pay a fee for them to enter.
Delta Airlines Boeing 767 airplane landing at Schiphol airport near Amsterdam.
Still, according to experts, lounges appear full. Delta has significantly upgraded the food, beverage and amenity roster, which means travelers are more inclined to spend their time there.
'We've still seen crowding issues even after Delta tightened access to its lounges,' says Larounis.
The good news: if you spend more than $75,000 a year on either card, you can visit as many times as you want when traveling Delta or a SkyTeam partner.
Southwest Airlines Boeing 737-700 airplanes at Atlanta Airport
The airline is making sweeping changes to its business model, eliminating free checked bags and adding assigned seats (including fees to select preferred seating).
'There's going to be a big drive towards status and obtaining the co-brand credit card, to help ease some of the potential costs associated with bag and seat fees,' says Larounis.
He believes that some changes are forthcoming with status benefits and more credit card perks that will further incentivize flyers to obtain status and apply for these credit cards.
Southwest still offers free checked bags to some travelers.
As of now, two free checked bags are still a perk for elite status members, credit cardholders and those that buy the highest fare. The airline is also adding a new basic economy fare with fewer frills and more restrictions.
Larounis adds, 'holding A-list status is going to be the new sweet spot to avoid having to pay these new fees, but of course not every flyer will be able to obtain this entry level status.'
The good news: Southwest still has one of the best perks in travel for frequent flyers with its Annual Companion pass that allows a second person to fly free and just pay the taxes.
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
an hour ago
- Yahoo
Should the state pension age be increased to 70? Have your say
The government has commissioned a review into the pensions system as it grapples with rising life expectancy and an ever-growing bill. Yahoo UK's poll of the week lets you vote and indicate your strength of feeling on one of the week's hot topics. After the poll closes, we'll publish and analyse the results each Friday, giving readers the chance to see how polarising a topic has become and if their view chimes with other Yahoo UK readers. A review into the UK's pensions system could see the state pension age increased to 70. Dr Suzy Morrissey, who has been commissioned by work and pensions secretary Liz Kendall to carry out the review, said she would consider the merits and fairness of linking state pension age to life expectancy. With life expectancy projected to keep on rising, according to the Office for National Statistics, the number of pensioners is also expected to have increased by more than 50% by the 2070s. However, the working age population is only projected to have grown by over 10%, Kendall said in July, "making it even more imperative to help future pensioners put into a savings pot they can rely on in the future". Dr Morrisey will also look at the role of the state pension age in "managing the long-term sustainability" of the system, and examples from other countries. This is believed to include looking at Denmark, which recently raised the age of retirement to 70. Government spending on the state pension from 2025-26 is projected at £146bn, according to Department for Work and Pensions estimates – up 63% over the past 10 years and 183% over the past 20 years. With spending on the state pension forecast to increase to £169bn, accounting for inflation, by 2030, some have argued an increase of the retirement age is inevitable. While maintaining the triple lock, a mechanism that guarantees pension increases, modelling from 2022 shows that to keep public spending on state pensions below 6% of national income, the state pension age would have to rise by 69 by 2048–49 and 74 by 2068–69. The Institute for Fiscal Studies says that increases in the state pension age "are a coherent policy response to the fiscal challenges from rising longevity at older ages", and lead some people to remain in paid work for longer. However, the think tank also warns that those reaching retirement age renting in the private sector are at "heightened risk of poverty throughout their retirement" due to inadequate savings, and calls for means-tested benefits to help the hardest hit. Catherine Foot, director of the Standard Life Centre for the Future of Retirement, told the Telegraph that the group experiencing the fastest-growing rate of poverty among working-age adults is people aged 60-65. She said many of this cohort have "fallen out of work due to things like ill health, caring responsibilities or ageism in the labour market" and that any increases to the retirement age would have to be accompanied by policies that help people stay in back on Friday to read the results and analysis via the link below. Read more of Yahoo UK's Poll of the Week articles
Yahoo
3 hours ago
- Yahoo
US Copper Firms Hike Prices Even After Trump Tariff Reprieve
(Bloomberg) -- Major US producers of electrical wire are raising prices just weeks after a surprise decision by President Donald Trump to exempt the most basic copper imports from tariffs, suggesting that American consumers may end up paying more even after metal prices plunged. Southwire Co. LLC, one of the largest makers of copper wire and cable in the US, and Cerro Wire LLC, a wiremaker owned by Berkshire Hathaway Inc., in recent days announced price increases of 5% across a range of copper wire products, according to a Bloomberg calculation based on their published price sheets. Chicago Schools Seeks $1 Billion of Short-Term Debt as Cash Gone A Photographer's Pipe Dream: Capturing New York's Vast Water System A London Apartment Tower With Echoes of Victorian Rail and Ancient Rome Why New York City Has a Fleet of New EVs From a Dead Carmaker Princeton Plans New Budget Cuts as Pressure From Trump Builds The move shows how a small group of low-profile companies that own US copper-processing plants are likely to be the primary beneficiaries of Trump's shock tariff reprieve. The president's decision to apply his 50% import tariff only to manufactured goods containing copper such as wires and cables, and not to unprocessed refined copper as widely expected, means companies like Southwire and Cerrowire will now be paying much less than they feared for the metal they purchase. At the same time, the import tariff on copper containing goods raises costs for their international competitors shipping products to the US. And until the US builds more copper processing plants, the added cost on the hundreds of thousands of tons of copper-containing goods it imports each year is likely to be inflationary for US consumers despite a sharp drop in domestic prices for copper itself, analysts say. 'While wire and cable prices are influenced by copper prices, they are not the same. The margin between the two can widen if local producers have more pricing power,' said Aisling Hubert, senior wire and cable analyst at consultancy CRU Group. The tariff means that US producers will have the upper hand in price negotiations with their customers, she said. It's not clear whether the price increases were a direct response to the tariff decision, and it's likely to take some time before the full effects on the market are clear. Domestic prices for copper wire and cable — used in almost every building, electronic device, and power utility — had already risen sharply before Trump's decision, according to US government data. An index of prices that forms part of the calculation of producer price inflation hit a record high in July, up 12% from a year earlier. Neither Southwire nor Cerrowire responded to requests for comment. Southwire, which is one of the largest importers of refined copper into the US, lobbied against tariffs on refined copper imports in a letter to the Department of Commerce earlier this year. Massimo Battaini, chief executive of Prysmian SpA, which together with Southwire dominates the US wire and cable market, said the tariff decision had been a relief and would likely mean higher profits for his company. Speaking on a conference call with analysts the day after the announcement, he said: 'Local producers, like we are, will benefit from cost of cables imported from overseas much higher than today. So this will certainly benefit our guidance, our forecast for the full year.' The US imported 810,000 tons of unprocessed copper last year, accounting for 45% of the country's consumption of 1.8 million tons, according to US Geological Survey data. While those imports are spared from tariffs, the US also imports hundreds of thousands of tons of copper-containing goods, which are now set to be subject to 50% duties. That includes semi-processed products like copper rod, pipe, tube and sheet, and finished goods like cables. Of the total US cable demand last year, 23% was met by imports. To be sure, US companies may invest in more domestic capacity to replace imports, reducing the inflationary effect of the tariff. Cable imports would be 'difficult to replace in the short term' but new capacity for low-voltage cable can be built in 1-2 years, said Hubert at CRU. What's more, there's significant uncertainty about how broadly the tariffs will be applied. It isn't clear whether imports from Canada and Mexico, two of the main sources of imports of copper products, would be exempt from the new tariffs under the free trade agreement between the three countries, according to Hubert. Analyst at JPMorgan Chase & Co. said that the US was significantly less dependent on imports of copper products than on refined copper, making the buildout of additional domestic capacity 'likely relatively achievable in the coming years.' Still, they predicted 'higher end-use prices' in the meantime. Peter Schmitz, director of global copper markets research at Wood Mackenzie, said that copper accounted for about two thirds of the cost of a cable and 20%-30% of the cost of an electrical motor. 'Is it inflationary? Yes it is,' he said of the tariffs. 'Ultimately somebody pays; that is going to be the American consumer.' Foreigners Are Buying US Homes Again While Americans Get Sidelined What Declining Cardboard Box Sales Tell Us About the US Economy Women's Earnings Never Really Recover After They Have Children Americans Are Getting Priced Out of Homeownership at Record Rates Yosemite Employee Fired After Flying Trans Pride Flag ©2025 Bloomberg L.P.
Yahoo
3 hours ago
- Yahoo
5 Key Signs a Balance Transfer Is a Smart Move for Your Finances
If you have credit card debt, improving your financial situation might feel overwhelming. However, a balance-transfer credit card can help. Choosing one that allows you to enjoy a low introductory APR so you can redirect your hard-earned money toward paying down the balance instead of just the high interest is a great way to get your budget in check. For You: Up Next: High-interest credit cards can send you down a debt spiral, which can impact your finances negatively for years. Considering the average credit card debt per borrower is also on the rise, according to TransUnion, this can feel like a no-win situation. As of last year, the average debt per borrower was about $6,329, so in 2025 there may be room for improvement. If you're tired of seeing a large portion of your credit card payments go toward interest, opening a balance-transfer card could be a smart money move. Here are some key signs it's a good fit for your finances. You're Carrying Balances on Multiple Credit Cards Having credit card debt can be tough, and it's even more challenging when you're carrying a balance on multiple cards. A balance-transfer card allows you to consolidate your debt so you have just one monthly payment. This means you won't have to juggle multiple due dates, making it easier to remember to pay your bill on time. Even better, consolidating your credit card payments into one could reduce the total amount of interest you'll pay. Consider These: Your High-APR Credit Card Has a Significant Balance If your current credit card has both a substantial outstanding balance and a high APR, much of your monthly payment goes toward interest. This can make it hard to pay off your debt. However, a balance transfer can help. Simply moving your balance to a credit card with a lower APR can help you pay down debt faster. You're Looking To Improve Your Credit Utilization If your credit utilization isn't great, a balance transfer may help. Your new balance-transfer credit card may offer a higher credit limit than your existing card(s), increasing your total available credit. This matters because credit utilization plays a key role in both VantageScore and FICO credit scoring models. Plus, the lower interest rate on your balance-transfer card allows you to pay down the balance faster, boosting your available credit and improving your utilization ratio. You Want To Pay Off a Large Purchase Over Time When you need to make a large purchase, your budget isn't always equipped to handle the upfront cost. For example, if your washing machine unexpectedly breaks and you need to replace it, you might not have the funds to pay for it in full. In this case, a balance-transfer card can help you make payments while incurring minimal interest. Simply transfer the balance over to your new card and calculate how much you'll need to pay each month to settle your debt during the introductory APR period. You're Not Happy With the Terms and Rewards on Your Current Card(s) Carrying a balance on a credit card isn't ideal, but it's even worse when you're not happy with the card itself. A balance transfer is your way out of this situation without having to wait years to pay off your debt. Look for an option that doesn't charge a fee to save even more, as many have perks like this plus bonuses like collision damage waiver and travel and emergency assistance. Final Take To GO A balance-transfer credit card can be a savvy financial choice. If you have average to excellent credit and plan to carry credit card debt for the foreseeable future, this move could improve your financial situation in more ways than one. Of course, balance transfers aren't for everyone. Be sure to consider your unique financial situation before making a decision. This will help you choose the credit card that best fits your needs. Jennifer Taylor contributed to the reporting for this article. More From GOBankingRates 5 Ways Trump Signing the GENIUS Act Could Impact Retirees4 Housing Markets That Have Plummeted in Value Over the Past 5 Years This article originally appeared on 5 Key Signs a Balance Transfer Is a Smart Move for Your Finances