
What DWP's 'Data Surveillance' policy means for Universal Credit claimants
The DWP has released a statement in response to questions regarding "data surveillance" of Universal Credit claimants. MP Angus MacDonald raised a written question in parliament, enquiring whether the DWP had evaluated "the potential impact of data surveillance on recipients of Universal Credit".
In his response, DWP minister Andrew Western clarified: "No assessment has been made as the DWP does not currently or have any plans to use data surveillance to regulate, police or monitor the actions of individuals or groups in receipt of benefits."
However despite these assurances, legislation is progressing through parliament that would empower DWP investigators with new authority to access banking information, including that of Universal Credit recipients, reports the Mirror.
The proposed measures aim to curb errors and fraud within the benefit system by enabling officials to demand that banks disclose details about the accounts of benefit recipients, such as those on Universal Credit, Employment and Support Allowance, and Pension Credit.
This data will be utilised to verify the eligibility of benefit recipients for their payments. There's potential for these powers to extend to other benefits as well.
The bill also proposes provisions for officials to directly withdraw funds from an individual's bank account if they owe money to the DWP and are not cooperating with repayment demands.
In cases where these powers are used, investigators will need to request a minimum of three months' bank statements for the relevant account, to ensure the individual has sufficient funds. The person must receive at least 28 days' notice to provide them an opportunity to clear the debt before money is withdrawn from their account.
MPs have recently passed a bill to implement significant changes to Universal Credit payments. The law will ensure that the standard allowance increases at least in line with inflation each year, from 2026/27 to 2029/30.
However, there will be reductions to the additional amounts you can receive if you have a health condition that impacts your capacity to work. Here are the current rates for the monthly Universal Credit standard allowance:
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


The Independent
6 hours ago
- The Independent
The government's pensions overhaul might just work... but there's one glaring omission
Britons need to save more for retirement if they are to avoid penury in their twilight years. There is no getting away from that uncomfortable fact. The triple lock – the mechanism that ensures the state pension rises in line with inflation, or wage increases, or by 2.5 per cent, whichever is the greatest – has done a fine job of reducing pensioner poverty, but, as the Office for Budget Responsibility has stated, it is now getting horribly expensive. The economy is simply growing too slowly, and the population ageing too quickly, to make it sustainable. There's an easy way to wriggle out of this bind: protect pensions by linking their value to inflation from here on out – or to earnings, if you like. You could call it the single lock. And then take steps to encourage pension saving. There – problem solved, at least in broad terms. All it took was a bit of honesty and the willingness to speak uncomfortable truths. Who knew? Except that's not what the government will do. Because, despite all its macho talk about taking 'tough decisions', it's running scared of the voters and the opposition, which is what happens when you make a mess of things and go into government without a plan. Instead, we have the revival of – in the words of the Department for Work and Pensions – the ' landmark Pensions Commission ', with supportive quotes from 11 (count 'em) organisations, including business groups, unions and charities. Talk about overkill. The statutory review of the state pension age (currently 66) is also being brought forward from 2029. The latter will probably end up recommending that the retirement age be put up to 70 – there won't be any supportive quotes when that's announced – in the hope that enough of us pop our clogs before we ever get the chance to benefit from the triple lock. The latter is a cow so sacred that the mere mention of changing it to make it less ruinously expensive is enough to cast the offending minister into the deepest pit of political hell. If the state pension were to rise in line with inflation (protecting its value) or earnings (linking it more closely to tax revenues from the working population), but not both – and especially not the third part of the lock (2.5 per cent if the other two are lower) – then we might be able to claim it a bit earlier. But the government doesn't dare say that. Anyway, we have the commission. It is charged with finding a way to increase pension saving because, while auto-enrolment into workplace plans has boosted the number of employees contributing to them to 88 per cent, 45 per cent of working-age adults aren't saving anything at all. If we all saved a bit more, then perhaps we could retire before we're knocking on heaven's door without having to worry too much about the arrival of the state pension. Why the discrepancy between those two numbers? Self-employed people and the growth of the gig economy. Surprise: pensions are not the first concern of young people grappling with sky-high housing costs while in insecure employment. Perhaps it's time to bite the bullet and focus on people who can afford to save a little bit more? Just a thought. One thing that might help: simplification. The private pensions market is still a lot more complicated than it ought to be. We're still a long way from the US, with its 401(k) schemes that everyone moons over. Make pensions easier, and people might save more rather than retreating in confusion when they start thinking about the issue in their forties because it's all so damnably complicated. Just a thought. Will Baroness Jeannie Drake (a member of the first commission), Sir Ian Cheshire and Professor Nick Pearce see that? Offer some meaningful solutions that a poorly led government, which keeps tripping over its own feet, might feel able to accept? I have my doubts. The commission's members are worthy, well-meaning and clever. I have no doubt that their hearts are in the right place. But they are part of the class that does not live in the difficult world where the rest of us reside – with its uncomfortable truths and trade-offs, and its tough challenges, the biggest of which is just getting through another workday with one's job intact and food on the table. I suspect that the government would like to put the burden of improving the situation on employers, so as not to upset the voters. That would be a dangerous road to go down. They've already had to swallow an increase in taxes on jobs in the middle of a sickly economy, and unemployment is now rising as a result. Adding to their burden will simply put jobs at risk. The government also faces some uncomfortable trade-offs. It just likes to ignore them in a way that the rest of us can't. But pigeons have a habit of coming home to roost. Perhaps the commission can work the oracle when it comes to the slow-burn pensions crisis that's been simmering for the last 20 years – longer, if we're honest. Someone is ultimately going to have to pay for better pensions, and that's where we come in. There's no real way to sugar-coat it. This will be a burden on our finances – one that might well end up feeling like another tax. Sometimes the truth hurts. But it has to be faced – sooner or later.

South Wales Argus
7 hours ago
- South Wales Argus
DWP benefits and pensions changes August Bank holiday 2025
August 25 2025 is a bank holiday where payments from the Department for Work and Pensions (DWP) won't be made. If you are due to receive a DWP benefit payment on either day, you may find you receive it early. When a payment date falls on a weekend or a bank holiday, then the Department for Work and Pensions says the claimant is generally paid on the working day before. Most payments due on Monday August 25 2025 will instead be made early, with most arriving on Friday August 22. If your payment is due on a different day, it will arrive in your account as normal and the amount you are due to be paid will remain the same. These are the benefits that may be affected by the bank holiday weekend: Attendance Allowance Carer's Allowance Child Benefit Disability Living Allowance Employment and Support Allowance Income Support Jobseeker's Allowance Pension Credit Personal Independence Payment (PIP) State pension Tax Credits Universal Credit While you may be paid earlier in some cases, the money will also have to last you longer, as payment dates will return to normal afterwards. Recommended reading: The DWP confirmed the early payment policy on its official website, stating: 'If your payment date is on a weekend or a bank holiday, you'll usually be paid on the working day before.' While the amount being paid out will stay the same, experts are warning that the earlier date could throw off people's budgeting, especially as the cost-of-living crisis continues to bite. The two remaining bank holidays for 2025 fall on Christmas Day and Boxing Day.

South Wales Argus
7 hours ago
- South Wales Argus
DWP pensions warning as workers risk poverty in retirement
Ministers are to resurrect the Pensions Commission amid fears that today's workers face a greater risk of poverty in retirement than their parents. Experts have warned that people looking to retire in 2050 are on course to receive £800 per year less than current pensioners. The Department for Work and Pensions (DWP) said 45% of working-age adults were putting nothing into their pensions. Work and Pensions Secretary Liz Kendall said she was turning to the Pensions Commission, which last met in 2006, to 'tackle the barriers that stop too many saving in the first place'. Her decision to revive the Pensions Commission has been broadly welcomed by the pensions industry The previous commission recommended automatically enrolling people in workplace pensions, which has seen the number of eligible employees saving rise from 55% in 2012 to 88%. DWP analysis suggested 15 million people were undersaving for retirement, with the self-employed, low paid and some ethnic minorities particularly affected. Around three million self-employed people are said to be saving nothing for their retirement, while only a quarter of people on low pay in the private sector and the same proportion from Pakistani or Bangladeshi backgrounds are saving. Women face a significant gender pensions gap, with those approaching retirement in line to receive barely half the income that men can expect. Pensions minister Torsten Bell says: 'The original Pensions Commission helped get pension saving up and pensioner poverty down. We need reforms that enable more people to build a decent standard of living, and we need them sooner rather than later 'But if we carry on as we are, tomorrow's retirees risk being poorer than today's. So we are reviving the Pensions Commission to finish the job and give today's workers secure retirements to look forward to.' The commission will be led by Baroness Jeannie Drake, a member of the previous commission, and report in 2027 with proposals that stretch beyond the next election. Ms Kendall's decision to revive the Pensions Commission has been broadly welcomed by the pensions industry. Kate Smith, head of pensions at Aegon, urged the commission to make 'bold, brave and possibly unpalatable recommendations', including 'significant increases' to auto-enrolment contributions after 2029. She also called on the commission to look at wider issues, saying: 'Sources of inequality and affordability are often linked to the way the labour market works, the housing market and societal norms, such as women taking on most of the caring responsibilities. 'These are not issues that can be addressed by pensions policy alone.' This Pensions Commission - which will bring together unions, employers and independent experts - is a vital step forward. AgeUK's Caroline Abrahams said the commission needed to address the state pension, which provides the bulk of retirement income for most pensioners. She says: 'If we're to avoid future generations of pensioners experiencing financial hardship, we need reforms that enable more people to build a decent standard of living, and we need them sooner rather than later to maximise the numbers who can be helped.' Ministers hope the Pensions Commission will build a consensus around changes, as its predecessor did, working with businesses and trade unions. Rain Newton-Smith, chief executive of the Confederation of British Industry, said the 'only route' to higher living standards in retirement was through 'higher growth, productivity and better savings'. She adds: 'Taking the time to review the best pathway to achieve this, whilst pursuing broader measures to support growth, will be needed to make it affordable for employers and workers and crucial to the aim of rising living standards, now and in retirement.' Paul Nowak, general secretary of the Trades Union Congress, says: 'Far too many people won't have enough pension for a decent retirement, and too many – especially women, BME (black and minority ethnic) and disabled workers and the self-employed – are shut out of the workplace pension system altogether. "Under Labour, pensioners are regarded as cash cows. Which is why it has come as little surprise that Rachel Reeves is looking to raise taxes on pensioners to plug the black hole she has dug herself. "That's why this Pensions Commission – which will bring together unions, employers and independent experts – is a vital step forward.' Recommended reading: But shadow chancellor Sir Mel Stride accused Labour of pushing the issue 'into the long grass'. The MP says: 'The reality is they have piled up burdens on employers and workers, and that is why they have launched a pensions commission which will take years to report back and will only look at changes beyond the end of this decade. 'Conservatives in government introduced automatic enrolment which has revolutionised our pensions landscape. We should be building on that success, but now businesses and savers cannot afford to put more into pension pots thanks to Labour's reckless policies. 'Under Labour, pensioners are regarded as cash cows. Which is why it has come as little surprise that Rachel Reeves is looking to raise taxes on pensioners to plug the black hole she has dug herself.'