News Quiz for May 10, 2025
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Living on $40K: 5 Budget-Friendly Cities for Low-Income Earners
As rent prices and inflation surge, living on $40,000 a year feels harder than ever. And in truth, it often isn't enough to meet basic needs without support. But in the right city, where housing is cheaper, public transportation is accessible, and safety nets exist, $40,000 can still stretch further than you'd expect. Read More: Find Out: While definitions of 'low income' vary depending on the source and location, we used $40,000 as a practical benchmark, considering this number is an income that sits near or slightly above the estimated living wage for a single adult in each of these cities. These aren't luxury destinations, but they offer low-income earners a better shot at stability and breathing room. This list of budget-friendly cities is based on publicly available data from the MIT Living Wage Calculator and Cities where low-income individuals have a better chance of managing costs, especially with assistance, were prioritized considering these factors: Median one-bedroom rent under $1,000 per month An estimated living wage under $40,000 per year for a single adult Public transit access or walkability Access to public support programs like Medicaid, SNAP, or local food banks. Discover Next: Average one-bedroom rent: $868 Living wage estimate after taxes: $32,033 Transportation/Walkability: Brownsville's overall Walk Score is 35, indicating that most errands require a car. However, certain neighborhoods, like downtown, are more walkable with a Walk Score of 87. Additionally, Brownsville Metro operates 13 bus routes, providing residents with public transportation options to reduce the need for a car and its expenses. Public support programs: The city is served by the Food Bank of the Rio Grande Valley, one of the largest in South Texas, providing food assistance to numerous local agencies. Texas offers Medicaid through specific waiver programs, and participation in both Medicaid and the Supplemental Nutrition Assistance Program (SNAP) is especially high among low-income households in Cameron County. Average one-bedroom rent: $827 Living wage estimate after taxes: $33,722 Transportation/Walkability: Brownsville Metro operates 13 public bus routes across the city, including the BTX Downtown Circular and Southeast line. The citywide Walk Score is around 35, though some downtown areas are more walkable. Downtown Brownsville, for example, has a Walk Score of 87, meaning most errands can be done on foot. Public support programs: Roughly 25.8% of Cameron County residents are enrolled in Medicaid, and nearly 24% participate in SNAP. The region is also served by the Food Bank of the Rio Grande Valley, which partners with over 275 local agencies to provide food assistance. Average one-bedroom rent: $973 Living wage estimate after taxes: $34,846 Transportation/Walkability: Dayton's public transportation system, operated by the Greater Dayton RTA, includes nearly 20 fixed bus routes, electric trolley buses, and paratransit services. For low-income earners, this network can reduce or eliminate the need for a personal vehicle. The city has a Walk Score of 45, while its downtown area has a Walk Score of 90. Public Support Programs:Roughly 177,000 Montgomery County residents are enrolled in Medicaid, and over 79,000 receive SNAP benefits in 2022. Average one-bedroom rent: $795 Living wage estimate after taxes: $34,883 Transportation/Walkability:The Toledo Area Regional Transit Authority (TARTA) operates 28 fixed bus routes. 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I know a good dress when I see one — especially when it's figure-flattering, budget-friendly and designed with different bodies in mind (and not just a perfectly proportioned model). Whether you're looking for a little extra arm coverage, a tummy-smoothing fit or a midi length that feels appropriate, these affordable summer dresses deliver. I've curated this edit with comfort, confidence and style at the forefront of my mind — and I'll have you know my 62-year-old mother approves of each style. These are the kind of dresses that work for special occasions, casual outings and everything in between. Now it's your turn to take a look at these pieces, so go ahead and keep scrolling to start shopping.
