Bajaj Finance net profit rises 20% to Rs 4765 crore
The lender's net interest income rose 22% to Rs 10,227 crore, while the number of new loans booked increased 23% to 1.35 crore. Assets under management (AUM) grew 25% to Rs 4.41 lakh crore as of June 30, 2025.
Loan losses and provisions rose 26% to Rs 2,120 crore. Gross non-performing assets (NPA) stood at 1.03%, up from 0.86% a year ago, while net NPA increased to 0.50% from 0.38%.
On a standalone basis, Bajaj Finance posted a 22% rise in net profit to Rs 4,133 crore, while net interest income rose 21% to Rs 9,269 crore.
AUM rose 24% to Rs 3.25 lakh crore. Gross NPA rose to 1.28% from 1.06%, while net NPA increased to 0.63% from 0.47%. Provisions were up 24% to Rs 2,078 crore.
Bajaj Housing Finance, saw its net profit rise 21% to Rs 583 crore. Net interest income jumped 33% to Rs 887 crore. AUM grew 24% to Rs 1.2 lakh crore. Gross NPA rose slightly to 0.30% from 0.28%, and net NPA to 0.13% from 0.11%. Provisions increased to Rs 41 crore from Rs 10 crore. Bajaj Financial Securities posted a 37% jump in net profit to Rs 41 crore, while net interest income rose 31% to Rs 63 crore. Assets under finance grew 39% to Rs 6,098 crore.
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