
Gigabit Internet: Is It Worth Splurging for a Faster Internet Plan?
Having fast, reliable home internet is important, whether you're using it for remote work, streaming, school or browsing. But that doesn't mean that you always need to opt for the fastest speeds available. You might not actually need the 1,000Mbps speed your internet provider is advertising as "the best deal". Plus, gigabit plans are usually on the more expensive side of home internet. Read on to find out how to determine if gigabit internet is worth the price.
What is gigabit internet?
Let's start at the beginning: Digital information is measured in bits, and a megabit is 1,000,000 bits. Your internet speeds are measured in bits per second or, more commonly today, megabits per second. That unit measures how much data is processed over a network in a second. 1,000Mbps is equal to 1 gigabit per second, or Gbps.
The more megabits or gigabits per second your internet connection can accommodate, the better performance you can expect when streaming video or playing online games without lag or glitches, at least up to a point. You can still experience interruptions with a gigabit plan depending on a number of factors like your Wi-Fi setup, the layout of your home and the number of heavy internet users in the house. But we'll get into that later.
How much speed do you really need?
To evaluate whether or not you need a gigabit tier, first consider how much speed your household consumes each month. Do you notice a lot of lag, buffering and interruption? If you've already rundown the list of slow Wi-Fi solutions and found your speeds still lacking, you might need to upgrade. But sometimes the fix can be a small one, like moving your router to a central, raised location in the house. If you have a plan with a data cap, are you hitting your limit early in the month? Most ISPs offer apps that allow you to monitor your data usage, regardless of whether you have a data cap. If you're using a lot of data month over month and noticing slowdowns, you could potentially use a speed upgrade.
Next, take stock of how many smart devices and internet users are in your household. You can consult our internet speed guide and the FCC's household broadband guide for more in-depth tips on evaluating how much speed you'll need, but the recommendation for the heaviest internet usage (like streaming in high-quality video, using Zoom, or downloading files) requires only 25Mbps per action. A good rule of thumb is that if you have more than four heavy internet users in the house at a time (think gamers, streamers, remote workers or students), an upgrade to a gigabit tier could make sense. Otherwise, you'll be paying for speeds you won't use.
Locating local internet providers
Cable versus fiber gigabit internet
Two types of internet connections can legitimately deliver consistent gigabit-speed internet: cable and fiber. Moreover, fiber internet is the broadband gold standard since it offers lightning-fast connections and symmetrical download and upload speeds, giving you the fastest internet possible. It's more reliable than cable and less prone to being affected by peak usage times or congestion.
Cable internet provides connection through the same coaxial cables providers use for TV services, so it's frequently bundled with TV packages. It's more reliable than satellite internet and offers faster download speeds, too. But unlike fiber, cable internet's upload speeds are significantly slower than its download speeds. So, if you're sending emails or video chatting, you might experience some delay.
Which providers offer gigabit internet?
Most national internet service providers offer gigabit plans. There's a mix of fiber and cable providers that can offer speeds up to a gigabit, with most fiber providers, like AT&T and Google Fiber, offering speeds up to a gigabit and much faster. Unfortunately, fiber internet access is still pretty limited, with an overall 46% availability, according to the latest data from the Federal Communications Commission. Spectrum, Astound Broadband and others offer gigabit plans over cable connections and are much more widely available than fiber providers. Notably, although Verizon 5G claims to offer speeds up to 1,000Mbps, only a select lucky handful of customers will see those speeds. Besides Starry, Verizon 5G Home Internet is the only other major 5G home internet provider to offer gigabit speeds.
Although it's possible we'll see multi-gigabit speeds from Starlink in the future, satellite ISPs and DSL internet providers do not offer gigabit speeds. Here are some of the major ISPs in the country that offer gigabit speeds.
Source: CNET analysis of provider data.
A gigabit plan typically costs between $60 and $80 per month with the average cost of the most broadly available plans compiled above coming to $65 monthly. Multi-gigabit plans can run between $70 to $100 or more monthly. For instance, Xfinity and Ziply Fiber offer 10 gig plans for $300 per month, and Google Fiber offers an 8 gig plan that costs $150 monthly.
Generally, faster plans offer the lowest price per Mbps, a metric we often use to decipher whether an internet plan is cost-efficient. For instance, the cost per Mbps for Xfinity's $300 per month 10 gig plan is just 3 cents. Meanwhile, Xfinity's much more widely-used 300Mbps plan costs $35 monthly, which comes out to 12 cents per Mbps. That doesn't mean paying $300 monthly for 10,000Mbps is the better deal in this scenario. Unless you're operating a business that needs that kind of speed, you'll be better off with a slower plan.
Xfinity spokesperson Joel Shadle told CNET there's more to value than speed: "While it's important to get enough speed, maybe even more, value extends beyond that. Reliability is almost more important than speed in an internet plan."
Why do I not have the exact speeds promised on a gigabit plan?
The fine print shows the 1 gig plan from Verizon features download speeds up to 940Mbps.
Verizon Fios
Verizon Fios, Verizon's fiber internet brand, offers a 1 gig plan for $90 per month but notes -- in the small print underneath -- that it maxes out at 940Mbps for downloads and 880Mbps for uploads. AT&T's 5 gig plan features speeds up to 4.7Gbps. This is common for ISPs, as many 'gigabit' plans, especially ones that run on a cable connection, actually offer speeds lower than 1,000Mbps. So what gives?
It's complicated, but it boils down to the fact that networking protocols and equipment consume a lot of that bandwidth. Think of it as networking overhead. And the specific equipment, like a modem or router, that connects the internet to your laptop or phone also determines the speed you'll get. For example, California-based provider Sonic Internet advertises speeds up to 10,000Mbps for just $50 monthly. But unless you have a compatible Wi-Fi 7 router, you won't get those speeds.
Plus, if you connect to your router wirelessly via Wi-Fi, your speeds will almost always be slower than they would otherwise be with a wired Ethernet connection. This is why providers often list speeds 'up to" a certain threshold. For most of us, the difference between one gig and 940Mbps should be imperceptible. Check out our top picks for the best routers.
AT&T offers a 5 gig plan with download speeds up to 4.7Gbps noted in the fine print.
AT&T
Given this, when CNET reviews ISPs, we may refer to ISP plan names but use exact numbers when listing connection speeds. If a "gigabit" plan promises speeds only up to 940Mbps, we take that into account in our analyses and make it clear in our descriptions.
Learn more about how we test ISPs.
Is gigabit internet worth the cost?
Some gigabit internet plans are quite pricey, sometimes costing hundreds of dollars per month. And there's no point in paying for extra speed you don't need or can't use due to network hardware or other limitations. If you're an internet power user who processes large video files or plays cutting-edge online games, a gigabit plan might be worth the cost, but only if other internet users are in the house with you. For most households, less than a gig of speed should suffice and save you hundreds of dollars per year. According to the latest data from OpenVault, the average household only uses around 564Mbps in download speeds a month.
Guidelines from the FCC state that a connection delivering between 100 and 500Mbps is enough for one to two people to run videoconferencing, streaming and online gaming applications simultaneously. Many providers offer 300Mbps plans starting around $50 per month, though sometimes even lower. Plans that deliver between 500 and 1,000Mbps, which typically cost between $70 and $100 per month, will allow three or more people to use videoconferencing, streaming and online gaming simultaneously. These are only guidelines and internet speed, service and performance will vary -- sometimes dramatically -- depending on connection type, equipment, provider and address. Only the most hardcore users have a rationale for paying for anything over a gig of speed.
'Most people don't really need it," says CNET writer and resident internet service expert Joe Supan. He points out that symmetrical download and upload speeds might be a reason to pay for a fiber connection, since having a higher upload speed will translate to less performance lag when sharing large files. 'If you do have multiple people working from home, having a higher upload speed might be worth going up to that gig tier,' he says. That noted, you can get symmetrical speeds from any fiber connection and without upgrading to gig speed.
Gigabit internet FAQ
Is gigabit internet enough for my household?
According to the FCC, a connection that delivers 100 to 500Mbps should be enough for two people to run videoconferencing, streaming and online gaming. Moreover, OpenVault's Q3 2024 report highlights that the average American household uses 564Mbps downstream and 31Mbps upstream. In other words, if you can access gigabit speeds (940 to 1,000Mbps), that should be more than enough for your household.
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Budgeting apps can import your bank account transactions, sort them into common categories and suggest monthly spending limits based on your past spending. With ChatGPT, you must enter your numbers yourself. And if you move your budget to a spreadsheet, you'll need to manually track each transaction and sort it into the right category, which can be tedious. It's not suitable for ongoing budget maintenance. ChatGPT can generate your budget, but it won't track your transactions. And if you want to adjust your budget categories, you'll need to do it manually on your spreadsheet or ask the bot to generate a new budget. (Thankfully, ChatGPT saves your previous chats if you're logged in, so you can ask it to tweak the information in your initial chat rather than having to enter everything all over again.) If you want ongoing help managing and maintaining your budget, you're better off with a budgeting app. ChatGPT can generate your budget, but it won't track your transactions. And if you want to adjust your budget categories, you'll need to do it manually on your spreadsheet or ask the bot to generate a new budget. (Thankfully, ChatGPT saves your previous chats if you're logged in, so you can ask it to tweak the information in your initial chat rather than having to enter everything all over again.) If you want ongoing help managing and maintaining your budget, you're better off with a budgeting app. Its answers may vary. I created a couple of budgets in ChatGPT to see how consistent its suggestions were, and its answers differed from chat to chat. If the initial answer ChatGPT gives you is confusing, seems incomplete or doesn't feel right to you, ask it to restate it. I created a couple of budgets in ChatGPT to see how consistent its suggestions were, and its answers differed from chat to chat. If the initial answer ChatGPT gives you is confusing, seems incomplete or doesn't feel right to you, ask it to restate it. Your information is not confidential. Anything you tell ChatGPT could be used to train the AI model, which means it could become publicly available. In addition, ChatGPT is susceptible to hackers and information leaks and doesn't have the security measures you'll find with reputable budgeting apps. You can disable chat history to prevent your info from being used to train the bot, but OpenAI still saves it for up to 30 days. Pro tip Don't give ChatGPT any sensitive financial details, such as your Social Security number or bank account number. If you wouldn't want to see certain personal information published online, don't enter it into your prompts. Tips for using ChatGPT to build a budget AI is powerful, but you need to know how to use it for the best results. Here are some best practices for creating a budget with ChatGPT. Double-check everything. Make sure your prompts have the correct information and that ChatGPT's answers make sense. Do the numbers add up? Do the recommendations seem reasonable? A quick Google search of your question can help you compare ChatGPT's advice against reputable sources. Make sure your prompts have the correct information and that ChatGPT's answers make sense. Do the numbers add up? Do the recommendations seem reasonable? A quick Google search of your question can help you compare ChatGPT's advice against reputable sources. Be specific. The more information the chatbot has, the more fitting its answers will be for your financial situation. Including details like your age, where you live and the hobbies you prioritize spending on can help it customize its recommendations. The more information the chatbot has, the more fitting its answers will be for your financial situation. Including details like your age, where you live and the hobbies you prioritize spending on can help it customize its recommendations. Clarify. Don't hesitate to ask ChatGPT to clarify or reword its answers. It doesn't always state information in a way that's easy to understand. Don't hesitate to ask ChatGPT to clarify or reword its answers. It doesn't always state information in a way that's easy to understand. Drill down. ChatGPT can not only help you create a budget; it can also help you stick to it. For instance, you can ask it how to reduce your phone bill, boost your income or free up more money for savings. ChatGPT can not only help you create a budget; it can also help you stick to it. For instance, you can ask it how to reduce your phone bill, boost your income or free up more money for savings. Adjust. Revisit your budget regularly to make sure it's still serving you well. If anything changes -- for example, you get a side hustle that brings in more income -- update your budget to reflect that. Verdict: Should you use ChatGPT to build a budget? While ChatGPT can help you create a budget, it has plenty of limitations, and there are easier and more effective ways to do it. If you're new to budgeting, simply Googling "basic budget" will give you lots of template ideas and tips. If you'd like more guidance, budgeting apps are designed to do a lot of the work for you and help you stick to your budget on an ongoing basis. That said, ChatGPT can help you with some of the basics you need as you tweak your budget, such as suggesting ways to trim common expenses and how much you should save each month for a particular savings goal. However, you should double-check any advice it gives you on more complex financial topics, such as how much you should put toward retirement for your personal situation. Rocket Money See at Rocket Money Perfect your 2024 budget with CNET's Editors' Choice budgeting app pick