NPS equity funds offer single-digit returns in first half of 2025
National Pension System (NPS) equity funds have offered single-digit returns in the first half of the current calendar year. There were around 10 NPS fund managers in the mentioned time period, according to data available on Value Research.DSP Pension Fund Managers, relatively a new entrant, offered the highest return in the last six months of around 7.28% and a monthly contribution of Rs 1,000 made six months ago would have been Rs 6,413 now and manages an asset worth Rs 1,565 crore as on May 31, 2025.Also Read | Mutual fund SIP guide: How to invest for the rest of 2025 Kotak Pension Fund offered a return of 6.01% in the first half of the current calendar year and the value of Rs 1,000 SIP would have been Rs 6,451 now. This fund manager had an AUM of Rs 3,011 crore in May.LIC Pension Fund delivered a return of 5.93% in the first half of 2025, making the current value of Rs 1,000 SIP to Rs 6,445 now. It had an AUM of Rs 6,628 crore as on May 31, 2025. HDFC Pension Fund, which had the highest AUM among 10 fund managers, gave a return of 5.20% in the first half of 2025.As on May 31, 2025, it had an AUM of Rs 56,982 crore and the current value of Rs 1,000 monthly contribution would have been Rs 6,436 now.Tata Pension Management Private offered a return of 4.84% in the said time period and a monthly contribution of Rs 1,000 in this fund would have been Rs 6,427 now. This fund manager had an AUM of Rs 1,949 crore as on May 31, 2025.Aditya Birla Sun Life Pension Scheme which had an AUM of Rs 1,604 crore as on May 2025 offered a return of 4.73% in the first six months of the current calendar year. If an investor invested in the fund via Rs 1,000 monthly SIP, the value would have been Rs 6,426 now.Also Read | Mazagon Dock and Radico Khaitan among 19 stocks which are upgraded in H2 CY25 AXIS Pension fund Management and ICICI Prudential Pension Fund offered a return of 3.92% and 3.58% respectively in the mentioned time period.UTI Pension Fund offered a return of 3.43% in the first half of the current calendar year and turned the value of Rs 1,000 to Rs 6,437 now. It had an AUM of Rs 4,464 crore as on May 31, 2025.SBI Pension Fund offered the lowest return of around 1.88% in the first half of the current calendar year. A monthly SIP of Rs 1,000 in the fund would have been Rs 6,420 now and it had an AUM of Rs 22,376 crore as on May 31, 2025.The National Pension System (NPS) helps an investor to save tax in several ways. NPS is a market-linked defined contribution scheme that helps you save for your retirement.The scheme is simple, voluntary, portable and flexible. It is one of the most efficient ways of boosting your retirement income and saving tax. It allows you to plan for a financially secure retirement with systematic savings in a planned way, according to the NPS Trust website.NPS is focused on saving for retirement whereas mutual funds help investors to plan for different financial goals. The NPS scheme has a certain maturity period of 60 years and withdrawal restrictions. Mutual funds offer a lot more flexibility and ELSS mutual funds come with a three-year lock-in. These funds have a minimum lock-in period amongst various tax saving options available under Section 80C.(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
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