Galileo Transforms SoFi Into the Backbone of Embedded Finance
SoFi is leveraging Galileo to diversify beyond its core consumer lending business, tapping into the broader digital banking ecosystem. The platform's adoption by other financial firms not only validates its technological edge but also enhances its network effects, improving monetization potential. As the digital banking platform market is poised for substantial growth, Galileo's early momentum provides SoFi with a significant competitive edge. As more companies, including smaller traditional banks, seek turnkey digital solutions rather than build costly infrastructure from scratch, Galileo becomes an even more attractive proposition. Ultimately, Galileo is transforming SoFi from a digital bank into a foundational layer of the future financial system.
Other Stocks to Watch in Fintech
Block XYZ, Robinhood (HOOD) and PayPal PYPL are three fintech names to keep on the radar. Block is deepening its ecosystem via Cash App and Square, aiming to unify consumer and merchant services. Robinhood is expanding beyond trading into full-scale financial services, with HOOD users growing steadily. Meanwhile, PayPal is leaning into branded checkout and expanding Venmo's capabilities. Block, Robinhood, and PayPal each face competitive pressure but continue to innovate across digital payment rails and user engagement models.
SOFI's Price Performance, Valuation and Estimates
The stock has declined 8.5% year to date compared with the industry 's 6% decline.
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From a valuation standpoint, SOFI trades at a forward price-to-earnings ratio of 37.2, well above the industry's 17.98. It carries a Value Score of F.
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The Zacks Consensus Estimate for SOFI's 2025 earnings has been on the rise over the past 60 days.
SOFI stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
Zacks' Research Chief Names "Stock Most Likely to Double"
Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.
This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.
Free: See Our Top Stock And 4 Runners Up
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
PayPal Holdings, Inc. (PYPL): Free Stock Analysis Report
SoFi Technologies, Inc. (SOFI): Free Stock Analysis Report
Block, Inc. (XYZ): Free Stock Analysis Report
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