Warning for families on benefits going away during the summer holidays – how to avoid your pay being stopped
TO YOUR BENEFIT Warning for families on benefits going away during the summer holidays – how to avoid your pay being stopped
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FAMILIES on benefits going on holiday this summer have been issued a warning over a mistake which could see payments stopped.
If you're on Carer's Allowance and heading abroad for longer than four weeks you need to report it as it could affect your entitlement.
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Those on Carer's Allowance have to report if they're going abroad for longer than four weeks
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If you don't, your payments may be reduced or stopped.
You could also be slapped with a £50 penalty on top of having to pay back any of the benefit you've been overpaid.
If you are found to have deliberately not reported a change in circumstances, you may even land yourself an up to £5,000 fine.
The rules explained
You need to report the following changes in circumstances if you're claiming Carer's Allowance:
you change, start or leave your job
you start earning more than £196 a week
you stop being a carer
you stop providing at least 35 hours of care a week
you take a holiday or go into hospital - even if you arrange care while you're away
the person you care for goes into hospital, into a care home or takes a holiday
When it comes to reporting taking a holiday, you only need to report if you are going away for more than four weeks.
You need to report a change in circumstances to the Carer's Allowance service.
You can do this via the government's website - www.gov.uk/carers-allowance-report-change. It should take around 10 minutes.
You'll need your National Insurance (NI) number, details of the person you're caring for and details of your change in circumstances to hand.
You can also report going abroad to the DWP Carers Allowance Unit via telephone or post.
Three key benefits that YOU could be missing out on, and one even gives you a free TV Licence
The number to call is 0800 731 0297 or you can write to Freepost DWP Carers Allowance Unit.
What is Carer's Allowance?
Carer's Allowance is the main benefit for carers in the UK and is worth £83.30 a week.
You have to meet a number of criteria to be classed eligible. The following must apply:
you look after someone for at least 35 hours a week
you don't earn more than £196 per week after deductions (tax, NI and expenses such as pension contributions)
the person you care for receives a disability benefit (see below)
you're aged 16 or over
you're not in full-time education
you are a UK resident
The main disability benefits someone is on that qualify you for Carer's Allowance are PIP, Disability Living Allowance and Attendance Allowance.
The full list can be found via www.gov.uk/carers-allowance/eligiblity.
Like many other benefits, Carer's Allowance opens up a host of other perks.
For example, for each week you get Carer's Allowance, you'll automatically get NI credits that will top up your state pension.
Carer's Allowance can also make you eligible for a council tax reduction and grants and bursaries to cover the cost of courses and training.
Bear in mind, if your weekly earnings breach £196, known as the earnings limit, you will no longer be eligible for Carer's Allowance.
The weekly limit was uplifted in April, from £151 to £196 - the largest yearly rise since 1976.
If you are on Carer's Allowance and your earnings rise to over this threshold, it's crucial you report this so you're not overpaid.
If you don't, you will have to pay back any overpaid benefit.
Are you missing out on benefits?
YOU can use a benefits calculator to help check that you are not missing out on money you are entitled to
Charity Turn2Us' benefits calculator works out what you could get.
Entitledto's free calculator determines whether you qualify for various benefits, tax credit and Universal Credit.
MoneySavingExpert.com and charity StepChange both have benefits tools powered by Entitledto's data.
You can use Policy in Practice's calculator to determine which benefits you could receive and how much cash you'll have left over each month after paying for housing costs.
Your exact entitlement will only be clear when you make a claim, but calculators can indicate what you might be eligible for.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
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