Christopher Massie
Christopher Massie Hired at LMCU
With over a decade of experience in business lending, I'm passionate about helping Tampa-area businesses grow. I'm active in the Secured Finance Network and CREW Tampa Bay, serving on the Excellence Awards Committee. Whether leading my team or working directly with clients, I believe in building genuine, human connections. By understanding what drives business owners, I can better support their goals. At LMCU, I'm proud to work alongside a talented, committed team.
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Yahoo
10 minutes ago
- Yahoo
Thailand's central bank caps most online transfers at $1,500 daily to thwart scams
BANGKOK (AP) — Banks in Thailand are now required to set a daily limit of 50,000 baht ($1,537) on many online transfers to lessen financial fraud, particularly those involving customers judged vulnerable such as children and the elderly, the country's central bank announced. The rule announced by the Bank of Thailand on Tuesday is meant to help combat the huge criminal industry of online scams, which makes billions of dollar annually and is especially active in Southeast Asia. The problem is worldwide, and in many countries there is increasing pressure on banks to play a more active role in safeguarding the assets of customers targeted by scammers. The new measure aims to curb financial fraud by preventing criminals from receiving and transferring a large amount of money at one time, and enabling timely freezing of illicit funds in order to increase the chances that victims will be able to recover at least some of their money, according to Daranee Saeju, the bank's assistant governor for Payment Systems Policy and Financial Consumer Protection. The daily transfer limit will be applied to transfers in three different tiers: under 50,000 baht ($1,537) , under 200,000 baht ($6,147) and above 200,000 baht ($6,147), depending on each customer's risk profile and the banks' assessment under know-your-customer, or KYC, rules. Customers with established records of responsibility can continue transferring at their usual levels. This measure will be implemented for new mobile banking and internet banking customers by the end of this month and for existing customers by the end of this year. Thailand has around 12 million mobile banking users, according to a report Wednesday in the Bangkok Post newspaper. It said previous central bank safeguards capped mobile banking transfers at 50,000 baht ($1,537) per transaction — with facial recognition required — and 200,000 baht ($6,147) per day in total. In June alone this year, 24,500 scam cases related to money transfers were reported to the authorities, causing total losses of 2.8 billion baht ($86.1 million) — an average of 114,000 baht ($3,504) per case. The largest single fraudulent transfer amounted to 4.9 million baht ($150,591), the Post reported, citing the central bank. On average, scammers needed only three minutes to siphon off half of the stolen funds, while victims typically took 19–25 hours to report the crime, the newspaper reported For the first six months of this year, children under 15 were involved in 78,468 financial scam cases, while victims over 65 years of age accounted for 416,453 cases, it said.. The Associated Press Sign in to access your portfolio
Yahoo
an hour ago
- Yahoo
Sensedia and Incore Partner to Accelerate API Adoption in Malaysia
Incore to offer Sensedia's API and Integration solutions to drive the Open Banking initiative in Malaysia KUALA LUMPUR, Malaysia, August 20, 2025--(BUSINESS WIRE)--Sensedia, a global leader specializing in APIs and integration solutions, and Incore, a leading provider of solutions for identity verification, today announced a strategic partnership to bring Sensedia's API Gateway and expertise in open banking to the Malaysian market. With Bank Negara Malaysia's latest directives on API security and standardization, the collaboration will empower companies to build a secure, API-first strategy. Sensedia brings over 15 years of experience in digital transformation, open banking, API management and governance. With an expanding global footprint, the company enables businesses to thrive in today's interconnected digital landscape. Through this partnership, Incore will serve as a reseller of Sensedia's API solutions, providing local support for sales, implementation, and training. This will create a direct entry point for Sensedia's technology and expertise into the Malaysian market. "Bank Negara Malaysia's latest directives signal a commitment to a more open and connected financial landscape," said Lisa Arthur, Senior Vice President at Sensedia USA and APAC. "We are honored to bring our knowledge and success stories to Malaysia, helping companies navigate their Open Finance journey and to inspire a new era of innovation." "Sensedia shares our vision for a highly integrated Malaysian financial ecosystem and our commitment to nation-building. Their transformative work in Brazil's globally recognized Open Finance journey positions them as the ideal partner to accelerate Malaysia's path forward," said Alan Tan, Managing Director of Incore. Sensedia will be featured as global open banking thought leaders in the first annual Malaysia Open Banking Summit, to be held at the Concorde Hotel Kuala Lumpur on August 20th and 21st. The summit includes panels about open finance journeys in Brazil, Colombia, Chile, the US and the UK. Learn more about the event here. About Sensedia Sensedia, a global leader in API management, integration, and microservices, empowers businesses to accelerate digital innovation. Our solutions enable agile, modern, and scalable architectures that unlock data, enhance digital experiences, expand business models, and connect complex ecosystems. Learn more at About Incore Innovation Incore Innovation, a Malaysian leader in digital identity, security, and compliance, empowers organizations to build trust and accelerate digital transformation. For over a decade, we have delivered secure, scalable solutions for government agencies, banks, telcos, and enterprises—safeguarding transactions, protecting sensitive data, and bridging technology with governance to drive innovation. Learn more at View source version on Contacts Media Contact Jackeline +55 13 98815-4415 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Forbes
an hour ago
- Forbes
High-Yield Savings Account Rates Today: August 20, 2025
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. In the market for an account where you can park some cash? Here's a look at some of the best savings rates you can find today. Related: Find the Best High-Yield Savings Accounts Of 2025 Traditional savings accounts, called "statement savings accounts" in the banking world, have been notorious for paying paltry interest in past years, especially after the Great Recession. That's changed more recently, and you can find rates 10-times higher than those offered by traditional financial institutions if you opt for an online bank or a credit union. The highest yield on a standard savings account with a $2,500 minimum deposit amount within the last week has been 5.84%, according to data from Curinos. If you spot a basic savings account with a rate in that ballpark, you've done well for yourself. Today's average APY for a traditional savings account is 0.22%, Curinos says. APY, or annual percentage yield, accurately represents the actual amount your account will earn during one year. It factors in compound interest, which is the interest that builds up on the interest in your account. High-yield savings accounts generally pay much more interest than conventional savings accounts. But the thing to know is you may have to jump through some hoops to earn that higher rate, such as becoming a member of a credit union or putting down a large deposit. On high-yield accounts requiring a minimum deposit of $10,000, today's best interest rate is 4.88%. That's about the same as last week. The average APY for those accounts is now 0.23% APY, unchanged from a week ago. On high-yield savings accounts with a minimum opening deposit of $25,000, the highest rate available today is 3.94%. You'll be in good shape if you can find an account offering a rate close to that. The current average is 0.24% APY for a high-yield account with a $25,000 minimum deposit. That's tough to say—it depends on the path of inflation and the overall economy. The highest interest rates in recent history were seen in the early 1980s when the Fed hiked the federal funds rate to over 19%. That was in response to record-breaking inflation that had prices rising at a rate of over 14% annually. In the early 1980s, a three-month CD went as high as 18% compared to around 5% today, according to Federal Reserve data. Savings rates eventually fell as inflation cooled and the federal funds rate was brought back down. Curinos determines the average rates for savings accounts by focusing on those intended for personal use. Certain types of savings accounts —such as relationship-based accounts and accounts designed for youths, seniors and students—are not considered in the calculation. Frequently Asked Questions (FAQs) The best high-yield savings account pays 5.84% now, according to Curinos data, so you'll want to aim for an account that delivers a yield in that ballpark. But rates aren't everything. You want an account that charges few fees, offers great customer service and has a track record of being a stable institution. Savings yields are variable and can change depending on economic conditions or a bank's particular financial need. Usually rates are influenced by the federal funds rate, meaning that a bank tends to raise or lower its rates along with the Fed. Online banks and credit unions tend to offer the best yields because they can pass along savings from low overhead while also striving to attract new customers.
