Govt extends PMAY-U completion deadline to 31 Dec 2025; know who is eligible and how to claim benefits
The Pradhan Mantri Awas Yojana-Urban (
PMAY-U
), launched by the Ministry of Housing and Urban Affairs (MoHUA) on June 25, 2015, is a cornerstone of India's 'Housing for All' mission. Aimed at providing
affordable housing
to urban families, the deadline for completing houses sanctioned by March 31, 2022 has been extended.
PMAY-U deadline extended
The PMAY-U deadline has been extended to December 30, 2025, allowing more time to complete the sanctioned houses, ensuring beneficiaries can claim their housing benefits.
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What is PMAY-U 2.0?
Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) aims to provide central assistance to eligible families/beneficiaries to construct, purchase or rent affordable houses in urban areas.
The scheme targets families in the Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG) who do not own a pucca house (all-weather dwelling) anywhere in India.
PMAY-U supports urban families in achieving homeownership through four verticals:
Live Events
Beneficiary Led Construction (BLC): Supports individuals building their own homes.
Affordable Housing in Partnership (AHP): Collaborates with public/private sectors for housing projects.
Affordable Rental Housing (ARH): Provides rental housing options.
Interest Subsidy Scheme (ISS): Offers subsidies on home loan interest.
According to the PMAY website, 'In pursuance of Government's vision of facilitating Housing for All, Ministry of Housing and Urban Affairs (MoHUA), Government of India is implementing Pradhan Mantri Awas Yojana- Urban (PMAY-U) – 'Housing for All' Mission since 25.06.2015. The original mission period was up to 31.03.2022 which has been extended till 31.12.2025 for completion of houses sanctioned up to 31.03.2022, without changing funding pattern and implementation methodology of the scheme.'
What is the eligibility criteria to seek benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
How to check eligibility for PMAY 2.0?
Step 1: Visit https://pmaymis.gov.in.
Step 2: Click 'Apply for PMAY-U 2.0' on the homepage.
Step: Review guidelines and click 'Click to Proceed.'
Step 4:Ensure all required documents are ready (listed below).
Step 5:Fill out the eligibility form and click 'Eligibility Check.'
Step 6: Enter Aadhaar Details: Provide and verify your Aadhaar number using OTP.
Enter accurate personal and financial details. Upload required documents and enter the captcha code. Submit Application: Click 'Save' to submit and print the form for records.
By meeting eligibility criteria, preparing required documents, and applying through the official portal or CSCs, you can claim financial assistance, subsidies, or rental housing benefits.
PMAY: Offline application option
Visit a Common Service Centre (CSC) or a PMAY-listed bank, pay a nominal fee , and submit the application form with required documents.
Documents required for PMAY-U
Ensure you have the following documents ready:
Aadhaar Details: Applicant's Aadhaar number, name, and date of birth.
Family Aadhaar Details: Aadhaar information for family members.
Bank Account Details: Active account number, bank name, branch, and IFSC code (Aadhaar-linked).
Income Proof: PDF file, up to 100 KB.
Land Document (for BLC): PDF file, up to 1 MB.
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