Single ticket-holder from Ireland wins EuroMillions jackpot
A single ticket-holder from Ireland has won the 250 million euro EuroMillions jackpot, the Irish National Lottery said.
Tuesday's winning numbers - which had rolled over several times - were 13, 22, 23, 44 and 49, with lucky stars 3 and 5.
The EuroMillions jackpot is capped once it reaches 250 million euros - or £208 million.
In total, more than 92,000 players in Ireland won prizes in the EuroMillions and Plus games.
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The Independent
an hour ago
- The Independent
Coalition of the willing to reconvene ‘in weeks' as UK pushes Russian oil cap
Sir Keir Starmer and Volodymyr Zelensky will convene a meeting of the so-called 'coalition of the willing' in the coming weeks, Downing Street said as the UK pushed for allies to tighten the oil price cap on Russia. The Prime Minister on Tuesday announced a series of measures aimed at ramping up pressure on Vladimir Putin as he continues to resist calls for an unconditional ceasefire in Ukraine. Speaking to reporters on the sidelines of the G7 summit in Canada, Sir Keir said he 'strongly' believes that restrictions on the price of Russian crude oil should be strengthened to deplete its energy revenues. He also dismissed suggestions that plans, led by Britain and France, for a 'coalition of the willing' to send peacekeeping troops to Ukraine were dead in the water as progress towards a potential truce stalls. In a bilateral meeting with the Ukrainian president on the sidelines of the leaders' conference on Tuesday, the two leaders 'agreed to drive forward the next stage of military support', Number 10 said. 'Their meeting followed an extensive session with wider partners, focused on maintaining momentum to secure a just and lasting peace for Ukraine,' the readout said. 'The Prime Minister and president agreed to drive forward the next stage of military support – adding that a strong Ukraine is essential to guarantee peace in the long term. 'They agreed to convene the next coalition of the willing meeting in the coming weeks. 'They also discussed ramping up the economic pressure on Putin, with the Prime Minister updating the president on the new sanctions announced by the United Kingdom today. 'They agreed there should be no place to hide for those who fund Putin's war machine.' Mr Zelensky said they had agreed that 'to force Russia to end this war, coordinated sanctions by all G7 countries are needed against their energy and banking sectors, shadow fleet, and military-industrial complex'. Britain announced sanctions on 20 Russian oil tankers as well as measures to tighten the net around companies managing the vessels, with Downing Street saying the UK would also seek to 'move with partners' to tighten the energy price cap. A wider package of measures which Sir Keir suggested would be forthcoming from leaders gathered at the summit in the Canadian Rockies is yet to materialise after splits opened up in the approach to Russia on Monday. Instead, Mark Carney, prime minister of G7 host country Canada, said in a closing statement that leaders were 'resolute in exploring all options to maximise pressure on Russia, including financial sanctions'. Mr Carney also said Ottawa would give 2 billion Canadian dollars in aid to Kyiv. Allies face an uphill struggle to lower the cap from the existing rate of 60 dollars per barrel after Donald Trump signalled his reluctance to impose further measures on Moscow. The US president suggested he wanted to wait to 'see whether or not a deal is done' with Ukraine before targeting the Kremlin with further action. Speaking to reporters with him in Kananaskis, Sir Keir was asked if tightening the oil price cap would be possible without the backing of Washington. 'Obviously today we're going to focus on Ukraine,' Sir Keir said. 'We've got President (Volodymyr) Zelensky coming in. We're putting in extra sanctions today, including sanctions on the shadow fleet. 'Others will be doing, similar actions in coming days. And so that does ramp up the pressure. 'On the oil price, obviously, we're still looking at how we're going to make that work. But I strongly believe that we have to put those sanctions in place. We're having those discussions with President Zelensky today.' Talks to broker a possible peace in Ukraine have stalled as Moscow continues to pound the country with missile and drone attacks and holds out on US-backed proposals for an unconditional truce. Meanwhile, the UK and France have been leading efforts to assemble a so-called 'coalition of the willing' made up of nations prepared to send peacekeeping troops to Kyiv to enforce a potential ceasefire. Asked whether those plans were dead in the water, Sir Keir told reporters: 'On the coalition of the willing, no, not at all. That is obviously intended to answer the question, how do you ensure that if a deal is reached, a deal is kept so it's a lasting deal? 'Because the concern, has always been, that there have been deals, if you like, before, Putin has then subsequently breached them. 'So how do you stop that happening again? And the military planning is still going on, as you would expect, so that, when the time comes, we're ready to act.' At the top of meeting with Sir Keir on the fringes of the summit, Australian Prime Minister Anthony Albanese said Canberra was 'willing to consider' joining the coalition 'if we can get some advance in peace'. The leader first said he would be open to such a move in March. Mr Zelensky attended the G7 conference in Kananaskis, along with leaders from Canada, the US, France, Italy, Japan, Germany and Britain. As well as sanctions on Russia's shadow fleet, Britain has also targeted two UK residents – Vladimir Pristoupa and Olech Tkacz – who the Government said had operated 'a shadowy network of shell companies' aiding Moscow. The branch of the Russian defence ministry leading the country's underwater intelligence gathering operations, known as Gugi, has also been sanctioned. Sir Keir said: 'These sanctions strike right at the heart of Putin's war machine, choking off his ability to continue his barbaric war in Ukraine. 'We know that our sanctions are hitting hard, so while Putin shows total disregard for peace, we will not hesitate to keep tightening the screws. 'The threat posed by Russia cannot be underestimated, so I'm determined to take every step necessary to protect our national security and keep our country safe and secure.'
Times
2 hours ago
- Times
CBI warns of triple whammy on slow economic growth
Economic growth is on course to slow this year and next as businesses face higher employment costs, rising inflation and headwinds from the global trading environment, the CBI has warned. The business lobby group downgraded its forecast for annual growth this year from 1.6 per cent to 1.2 per cent, broadly in line with estimates from the International Monetary Fund and the Organisation for Economic Cooperation and Development. The CBI said the UK's economic prospects would worsen next year, with annual GDP growth slowing to 1 per cent. The economy grew by 1.1 per cent last year. Louise Hellem, chief economist at the CBI, said the government's decision to raise national insurance contributions on employers and lift the national living wage last autumn 'will lead to higher prices, subdued business investment and slower employment growth'. 'We expect that the increase in labour costs will result in higher prices, slower pay growth, softer private sector employment and weaker investment over our forecast,' the CBI said. Unemployment is on course to peak at 4.8 per cent next year, up from the current 4.6 per cent, and inflation would rise to 3.5 per cent in the third quarter of the year, the forecast said. Business surveys from the CBI suggest that firms will cut back on investment over the next 12 months at the fastest pace in five years. Investment rose sharply at the start of this year as companies attempted to front-run the impact of looming US tariffs on goods exports. The CBI expected overall UK exports to the rest of the world to contract by 1.3 per cent this year and for imports to fall by 0.9 per cent on the back of heightened uncertainty about the path of US protectionism. The Trump administration has struck a partial tariffs deal on UK car and ethanol trade, but has said it will maintain a minimum 10 per cent tariff on all British goods exports. Net trade will have a 0.1 per cent drag on annual growth next year, the CBI said. 'The direct impact on the UK will be limited by the fact that goods exports to the US account for around 7 per cent of total exports, but US tariffs are still likely to weigh on UK activity by affecting business investment and exports,' Hellem said. The main driver of economic growth will be consumer spending, with households dipping into their large savings piles as interest rates fall and real income growth remains healthy. The CBI said the Bank of England would cut interest rates from 4.25 per cent to 3.5 per cent by the start of next year as monetary policy will be called upon to support the slowing economy and labour market.
Finextra
2 hours ago
- Finextra
Top 5 Mobile Banking Trends for 2025: By Viacheslav Kostin
Mobile banking is reshaping the financial services industry, driven by technological advancements and evolving user expectations. In 2025, banking apps will deliver smarter, more secure, and integrated experiences. What's driving this transformation? Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. AI-Powered Personalisation How Does AI Elevate User Experience? Artificial intelligence is transforming banking apps into intuitive financial tools. According to Gartner, global AI software spending is projected to reach £241 billion by 2025, with banking leading adoption. AI analyses user data to provide tailored insights, automating routine tasks. Key features include: Real-time chatbots handle 85% of customer queries instantly, per Juniper Research. Personalised budgeting tools based on spending habits. Fraud detection systems, reducing false positives by 50%, as reported by Accenture. These capabilities make banking apps feel like personal advisors, enhancing user engagement and financial decision-making. We demonstrated this in a 700,000-user mobile banking app case , where AI‑driven personalisation significantly improved user satisfaction. Advanced Biometric Security What Ensures App Security? With cyber threats surging, global losses from cybercrime reached £6.3 trillion in 2024, according to Cybersecurity Ventures, banking apps are adopting robust protections. Biometric authentication, like fingerprint and facial recognition, is now standard, with 78% of banking apps implementing it, according to Statista. Emerging security measures include: Multi-factor authentication, combining biometrics with one-time codes. Behavioural biometrics, which tracks user patterns, is adopted by 60% of banks, according to Forrester. Zero-trust architecture, with 86% of firms initiating adoption, as per Cisco's 2024 survey. These advancements ensure secure transactions, building user trust. How safe is your banking app today? Embedded Finance Integration Why Is Embedded Finance Booming? Embedded finance integrates banking services into non-financial platforms, such as e-commerce or ride-sharing apps. A 2024 Bain & Company report predicts the global embedded finance market will reach £550 billion by 2026. Benefits include: Instant financing at checkout, boosting conversion rates by 30%, per McKinsey. Seamless financial tools within user-favourite platforms. API-driven integrations, with 70% of retailers adopting them, per PwC. This trend enhances convenience and business growth. Could embedded finance transform your daily transactions? Blockchain and Decentralised Finance How Does Blockchain Enhance Transactions? Blockchain and decentralised finance (DeFi) enable secure, intermediary-free transactions. By 2025, 25% of banking apps will incorporate blockchain features, per Deloitte. With global blockchain spending forecast at £15 billion, per IDC, key advantages include: Smart contracts, settling transactions in seconds. Tamper-proof records, reducing fraud by 80%, per IBM. Instant cross-border payments, cutting costs by 40%, per Ripple. Blockchain empowers users with control and efficiency. Will it redefine your financial operations? Open Banking for Enhanced Insights Why Is Open Banking Critical? Open banking, enabled by secure APIs, connects financial accounts to third-party services. By 2025, 65% of European banks will fully adopt open banking, per Capgemini. This trend offers: Unified financial dashboards, used by 40% of consumers, per Plaid. Real-time loan approvals, speeding up processes by 70%, per EY. Personalised budgeting tools, improving savings for 55% of users, per Accenture. Open banking puts users in control. How could it simplify your financial management? The Future of Mobile Banking In 2025, banking apps will combine AI-driven personalisation, zero-trust security, and seamless integrations to meet user needs. Gartner predicts 70% of enterprises will adopt industry-specific cloud platforms by 2027, enhancing banking innovation. These trends, backed by robust research, highlight a shift toward secure, user-centric financial solutions. But that's not all - explore the WislaCode Solutions blog for a wealth of resources, including industry news, thought leadership, and actionable tips to help you navigate the ever-evolving world of financial technology.
