Perfios Launches CAM AI, Powers 85% Faster Underwriting
Built on top of Perfios' trusted AI/ML models and enriched with its proprietary GenAI and agentic tooling, CAM AI delivers specialised intelligence at scale. By fusing domain-specific LLMs, RAG pipelines, and agentic algorithms, the platform performs expert-level credit analysis, autonomously extracting, interpreting, and reconciling data across financial documents in real time.
Traditional underwriting, especially for high-value loans like business loans, home loans, and loans against property, requires skilled credit analysts to manually triangulate across statements, GST filings, bank data, and financial ratios. This results in bottlenecks that hurt both lenders and borrowers- especially small and medium enterprises (SMEs), for whom timely access to capital is business-critical. CAM AI replaces weeks of manual processing with hours of intelligent automation, transforming Credit Assessment Memo generation into a real-time, audit-ready workflow.
'We've architected CAM AI specifically for the demands of regulated financial environments," said Sumit Nigam, Chief Technology Officer at Perfios. 'While we use large language models for advanced reasoning, we layer them with specialised engines for financial calculations, document verification, and regulatory compliance. Every insight is backed by source traceability, analysts can see exactly which document led to which conclusion. This hybrid approach delivers audit-ready reliability, analytical depth, and safeguards against the unpredictability of generic LLMs." CAM AI integrates seamlessly into Perfios' broader ecosystem, turning legacy workflows into GenAI-first, intelligent decisioning engines. With real-time financial analysis, contextual business logic, and autonomous document understanding, the platform ensures even junior analysts can operate at the level of a seasoned credit veteran, driving consistency, speed, and scalability across lending teams.
Perfios recently also unveiled its Gen AI powered intelligence stack comprising four solutions that are transforming the BFSI industry by increasing the operational productivity upto 3x.
About Perfios Founded in 2008, Perfios is a global B2B SaaS company serving the Banking, Financial Services and Insurance industry in 18 countries, empowering 1000+ financial institutions. Through their pioneering software platforms and products, Perfios helps financial institutions to take big leaps by shaping their origination, onboarding, decisioning, underwriting and monitoring processes at scale and speed. Perfios delivers 8.2 billion data points to banks and financial institutions every year to facilitate faster decisioning and significantly accelerates access to credit and financial services for their clients' customers. Headquartered in Bangalore, with offices worldwide and with 75+ products and platforms, and over 500+ APIs, in Perfios, their clients have a confident and a robust start-to-end tech platform.
(Disclaimer: The above press release comes to you under an arrangement with Business Wire India and PTI takes no editorial responsibility for the same.). PTI PWR PWR
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August 13, 2025, 16:30 IST
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