
Get more done with less effort — These productivity-boosting gadgets now start from $119
Viaim's AI-powered earbuds and meeting tools are a must-have if you regularly attend meetings or take online classes. And for a limited time, until July 19, viaim is offering a 20% discount on its AI devices. Here's everything you need to know.
⚠️ Exclusive discount alert: Android Authority readers can save an extra 5% on top of the normal viaim Prime Day discounts by applying the promo code ANDROIDRD at checkout.
At a Glance — Which viaim AI meeting assistant should you choose? Want a full-featured meeting assistant + premium earbuds? Go with RecDot.
Prefer open-ear comfort for all-day wear? Choose OpenNote.
Don't like wearing earbuds and want a PC-based assistant? Pick NoteKit.
Viaim RecDot – All-in-one AI meeting earbuds
The viaim RecDot might look like a standard pair of premium wireless earbuds at first glance. But its functionality extends far beyond great audio. What you get instead is a smart assistant that can automatically record conference calls, meetings, and even online classes, and provide real-time transcription, on-screen subtitles, AI-generated summaries, and more.
Starting a recording is easy, and you don't even have to reach for your phone. Simply press the red button on the earbuds' charging case to begin recording and transcription instantly. For online meetings, you get support for all essential meeting apps, including Zoom, Microsoft Teams, Google Meet, Webex, WhatsApp, Skype, and more.
Recording these calls ensures you don't miss crucial details and you won't have to scramble to take notes – the RecDot will do it for you – helping you boost productivity and efficiency. Once a meeting is done, you can generate a summary, and it'll even create a to-do list to ensure you don't miss important tasks.
You can also get visualized live subtitles with real-time voice-to-text output appearing on the viaim mobile app while it's recording a call. Going one step further, you'll also receive transcriptions in 16 languages, as well as real-time translations for 15 of them, making it an ideal tool for international meetings and global teams.
Of course, the viaim RecDot is a fantastic set of earbuds too, featuring 48dB noise cancellation, excellent sound quality, four mics to ensure clarity, and 9 hours of use on a single charge, with up to 36 hours with the charging case.
If you're looking for the perfect meeting assistant that also happens to be a fantastic pair of earbuds, it doesn't get much better than the viaim RecDot. For Prime Day, viaim is offering a 20% discount on the RecDot earbuds, bringing its price down to $199.
⚠️ Save an extra 5% by applying the promo code ANDROIDRD at checkout.
Viaim OpenNote AI Recorder – Designed for comfort, the same fantastic features
If you love everything the RecDot can do but aren't a fan of in-ear headphones, viaim has you covered with the OpenNote AI Recorder.
These open-ear earbuds are designed with flexible memory titanium wire and breathable ear hooks. It's lightweight and glasses-friendly, making it ideal for long sessions, whether you're attending meetings all day or listening to your favorite playlist while working.
You'll still get everything else the RecDot offers, from automatic call recording and transcriptions to real-time translations and AI-generated summaries and task lists. It also features a one-tap record option, this time with a button on the earbud itself, rather than the charging case.
With multi-point connections, you can connect the OpenNote to your laptop and phone simultaneously, ensuring you don't miss out on any important calls or meetings on either device.
With a total of 53 hours of use (with the charging case) and 19 hours on a single charge, you can comfortably use the OpenNote all day and beyond. And when you do need to charge it, its quick charge capabilities give you 3 hours of use after just 10 minutes of charging.
For Prime Day, viaim is also offering a 20% discount on the OpenNote AI Recorder, bringing its price down to just $175.
⚠️ Save an extra 5% by applying the promo code ANDROIDRD at checkout.
Viaim NoteKit Computer AI Meeting Assistant – Packed with AI features, a simple plug-and-play
Don't want to have something on or around your ears? Viaim doesn't leave you behind. With the NoteKit, you simply plug the device into your computer's USB-A or USB-C port to get started. Launch the NoteKit app, and the device will automatically start recording your online meetings.
Like the RecDot and OpenNote, you can use the NoteKit for transcriptions, real-time subtitles, AI-generated summaries, to-do lists, and the real-time translation of up to 15 languages.
It's also the perfect AI assistant for in-person meetings. With built-in mics that can pick up conversation within a 5m radius, you can get the same AI functionality for in-person meetings, where some of the team might be online. To take things a step further, you can also pair the NoteKit with RecDot or OpenNote, extending the range of in-person meetings or ensuring that nothing is missed during hybrid calls.
Compatible with Windows and Mac, the viaim NoteKit is the perfect meeting assistant for any situation, if you don't want to get earphones or worry about keeping these devices charged. And for Prime Day, you can get 20% off on the NoteKit, now priced at $119 until July 19.
⚠️ Save an extra 5% by applying the promo code ANDROIDRD at checkout.
Comparing viaim's AI meeting assistants – Which should you choose?
All of Viaim's AI meeting assistants share similar features in terms of recording and summarizing meetings, but each product addresses different needs. Here's a quick overview of their main selling points to help make your decision easier.
viaim AI Meeting Assistant viaim RecDot viaim OpenNote viaim NoteKit
viaim AI Meeting Assistant
Best for
viaim RecDot
Premium in-ear earbuds with ANC
viaim OpenNote
Open ear comfort for all day wear
viaim NoteKit
Don't like wearing earbuds or want a PC-based assistant
viaim AI Meeting Assistant
Wearing style
viaim RecDot
In-ear
viaim OpenNote
Open-ear
viaim NoteKit
N/A
viaim AI Meeting Assistant
Recording modes
viaim RecDot
Calls and Live FlashRecord
viaim OpenNote
Calls and Live FlashRecord
viaim NoteKit
Meeting recording
viaim AI Meeting Assistant
Device compatibility
viaim RecDot
Windows/Mac/Android/iOS (Bluetooth)
viaim OpenNote
Windows/Mac/Android/iOS (Bluetooth)
viaim NoteKit
Windows/Mac (USB-A or USB-C)
viaim AI Meeting Assistant
Battery life
viaim RecDot
36 hours with charging case
viaim OpenNote
53 hours with charging case
viaim NoteKit
USB-powered (no charging required)
viaim AI Meeting Assistant
App integration
viaim RecDot
viaim app
viaim OpenNote
viaim app
viaim NoteKit
viaim PC software
viaim AI Meeting Assistant
Features
viaim RecDot
Call/meeting recording, transcription, live subtitles, AI-generated summaries and task lists, live translation (16 languages), one-tap recording
viaim OpenNote
Call/meeting recording, transcription, live subtitles, AI-generated summaries and task lists, live translation (16 languages), one-tap recording
viaim NoteKit
Call/meeting recording, transcription, live subtitles, AI-generated summaries and task lists, live translation (16 languages)

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Why Morgan Stanley Offers A Compelling Long-Term Investor Story
Morgan Stanley (NYSE:MS) on Wednesday reported a second-quarter 2025 earnings of $2.13, up from $1.82 a year ago and beating the consensus of $2.02. Net earnings increased to $3.54 billion from $3.08 billion. The U.S. bank reported revenue of $16.79 billion, up 12% year over year, beating the consensus of $16.11 billion. Despite the positive headline figures, Morgan Stanley's stock reacted negatively after the earnings release, according to Bank of America (BofA) Stanley's provision for credit losses jumped to $196 million, primarily due to growth in the corporate loan portfolio and secured lending facilities, and the impact of a moderately weaker macroeconomic outlook. BofA noted that while Morgan Stanley's markets and wealth management divisions had a strong quarter, the stock likely faced pressure due to already high expectations following robust year-to-date gains. Furthermore, its investment banking performance fell short compared to rival JPMorgan (NYSE:JPM). Meanwhile, JPMorgan, a banking behemoth, reported adjusted earnings per share (EPS) of $4.96, outperforming consensus estimates of $4.48. Its managed net revenue decreased 10% year-over-year to $45.68 billion, and reported net revenue declined 11% to $44.91 billion, though still topping the $44.17 billion consensus estimate. View more earnings on MS Looking ahead, analyst Ebrahim Poonawala of BofA revised Morgan Stanley's fiscal year 2025/2026 EPS estimates upward to $8.82/$9.52 from $8.58/$9.25, assuming investment banking revenues remain relatively flat year-over-year for fiscal 2025. BofA also highlighted Morgan Stanley's openness to pursue mergers and acquisitions (M&A), despite emphasizing a 'super high' bar for such deals. Poonawala acknowledged that M&A potential might have influenced the weak stock reaction but stressed Morgan Stanley's strong track record in deal-making. BofA maintains a Buy rating on Morgan Stanley, with a price forecast of $154, considering the stock attractively valued at 15 times its estimated 2026 earnings. This valuation is lower than the typical 15-20 times earnings for wealth managers and 20 times for online broker Schwab, suggesting a favorable risk-reward balance for long-term investors in the wealth management sector. Goldman Sachs noted that Morgan Stanley leaders expressed optimism about the future of primary investment banking, anticipating strong activity from June to continue into the second half of 2025 as corporate teams adapt to the uncertain economic environment. Morgan Stanley's solid deal pipeline supports this positive outlook. Based on the latest earnings and management commentary, Goldman Sachs on Wednesday adjusted Morgan Stanley's EPS estimates for 2025, 2026, and 2027 by +1%, -1%, and -1%, respectively. Analyst Richard Ramsden maintained a 2026 price-to-earnings (P/E) target of 14.5x, leading to a slightly reduced price forecast of $146 from $147, while reiterating a Neutral rating. Price Action: MS stock is trading higher by 0.74% to $140.83 at last check Thursday. Read Next:Photo by Taljat David via Shutterstock Latest Ratings for MS Date Firm Action From To Jan 2022 Odeon Capital Downgrades Buy Hold Jan 2022 UBS Maintains Buy Jan 2022 Barclays Maintains Overweight View More Analyst Ratings for MS View the Latest Analyst Ratings UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? This article Why Morgan Stanley Offers A Compelling Long-Term Investor Story originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
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AM Best Assigns Issuer Credit Rating to Fontana Holdings L.P.; Affirms Credit Ratings of Member Companies
OLDWICK, N.J., July 17, 2025--(BUSINESS WIRE)--AM Best has assigned a Long-Term Issuer Credit Rating (Long-Term ICR) of "bbb+" (Good) to Fontana Holdings L.P. The outlook assigned to this Credit Rating (rating) is stable. Concurrently, AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term ICRs of "a+" (Excellent) of Fontana Reinsurance U.S. Ltd. and Fontana Reinsurance Ltd., which are subsidiaries of Fontana Holdings L.P. The outlook of these ratings is stable. All companies are domiciled in Bermuda and collectively referred to as Fontana. The ratings reflect Fontana's balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, neutral business profile and very strong enterprise risk management (ERM). Fontana Holdings L.P. is a joint venture between RenaissanceRe Holdings Ltd. (RenaissanceRe) [NYSE:RNR] and various third-party capital partners. Both Fontana Reinsurance Ltd. and Fontana Reinsurance U.S. Ltd. are ultimately owned by Fontana Holdings L.P., and each company's rating considers its strategic importance to Fontana. Fontana is critical to RenaissanceRe's diversification, being the first joint venture focused on casualty and specialty risk. Fontana is managed solely by Renaissance Underwriting Managers, Ltd. (RUM) and is consolidated into RenaissanceRe's financial statements. Fontana started operations in April 2022 with USD 475 million in committed capital and has assumed a whole account quota share of RenaissanceRe's casualty and specialty book of business. Fontana's capital has been supported by its parent, which has raised capital successfully over the past years to support the growth of Fontana Reinsurance Ltd. and Fontana Reinsurance U.S. Ltd. The ratings of the Fontana entities continue to reflect the strength and depth of RenaissanceRe's management team and its leadership in ERM, as well as the benefits that should accrue to Fontana as a result of RenaissanceRe—through RUM—managing underwriting, pricing, risk selection, reserves, investments, claims, etc. AM Best notes that Fontana's operating performance and overall balance sheet strength have been maintained at levels consistent with expectations over its relatively short operating history. As the companies gain scale, AM Best expects that Fontana will generate underwriting profits and earnings to support the adequate operating performance, and that risk-adjusted capitalization will be maintained at levels to support the strong balance sheet assessment, broadly consistent with RenaissanceRe's long-term risk appetite for this entity. This press release relates to Credit Ratings that have been published on AM Best's website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best's Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings. For information on the proper use of Best's Credit Ratings, Best's Performance Assessments, Best's Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best's Ratings & Assessments. AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit Copyright © 2025 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED. View source version on Contacts Antonietta Iachetta Associate Director +1 908 882 1901 Gregory Dickerson Director +1 908 882 1737 Christopher Sharkey Associate Director, Public Relations +1 908 882 2310 Al Slavin Senior Public Relations Specialist +1 908 882 2318