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How Rep. Burgess Owens hopes to ‘modernize' distance education funding policies at for-profit colleges

How Rep. Burgess Owens hopes to ‘modernize' distance education funding policies at for-profit colleges

Yahoo12-03-2025

Pursuing a college education has traditionally meant gathering with professors and fellow students in classrooms and labs at brick-and mortar-campuses.
Those times have changed — and it's time to 'level the playing field' and reward higher education institutions of all ilks that are responding to such changes, said Utah Rep. Burgess Owens.
Owens is a fan of for-profit colleges. He believes they can offer innovative, flexible options for would-be students who might not otherwise have access to higher education.
Much of America's traditional higher education system, he added in a conversation with the Deseret News, is outdated and not meeting student needs — particularly the needs of non-traditional students such as veterans, older adults or working parents.
Not everyone shares the congressman's enthusiasm for for-profit or proprietary colleges, arguing that they prioritize profits over students. Like any college, they are not all created equal.
But Owens counters that traditional non-profit colleges are also in the 'profit' business — and that students benefit when all forms of higher education can compete for students.
Students, he added, are also consumers searching for the best return on their investment. 'It doesn't matter what the institution is — as long as it's getting results and is merit-based, we should be supporting it,' he said.
In an effort to 'level the playing field', the former pro athlete is pushing legislation that would 'modernize' restrictions placed on for-profit schools by the so-called 90/10 Rule.
Established by the Department of Education, the 90/10 Rule mandates that for-profit colleges derive at least 10% of their revenue from sources other than federal financial aid programs such as Pell Grants and Federal Supplemental Educational Opportunity Grants (SEOG).
Allowable non-federal revenue sources currently in play at for-profit colleges to meet the 10% requirement include out-of-pocket student tuition and private scholarships.
The 90/10 Rule is designed to keep a for-profit college from becoming overly reliant upon federal dollars — and it's a measure of a for-profit school's quality and viability.
But non-federal revenue generated by a for-profit college's distance education programs — including hybrid distance education programs — cannot be included in the 10 side of the 90/10 calculation, according to the Department of Education.
Owens wants to 'modernize' that 90/10 exclusion, arguing that distance education at for-profit schools opens another door to higher education — and that the current restriction is inequitable.
'That's something that public schools don't have to go through — it's only the for-profit schools,' said Owens. 'There should be a level playing field.
Many would-be students, he added, can benefit from distance education programs offered at for-profit institutions — including older veterans that are coming out of the service and are unable to study at traditional college campuses.
'They want to be able to have their jobs and still progress with education,' said Owens. 'These are the kinds of things that we can do to make sure that's being accomplished.'
Eliminating the distance education exemption from the 90/10 Rule will likely be considered in the coming months by Congress as part of the College Cost Reduction Act (CCRA).
But if the provision to include distance education revenue in 90/10 is not included in the CCRA, Owens intends to introduce a stand-alone bill amending the policy.
Such an amendment, he noted, 'would allow for-profit schools to count distance education revenue toward 90/10,' he said.
The pandemic proved that distance education can be effective, said Owens, adding that for-profit colleges should be incentivized for maximizing distance education opportunities.
'As long as (for-profit colleges) are doing their job… they should be part of this equation and not excluded from it.'
Education, both locally and nationally, is being upended in ways not seen in decades.
In Utah, lawmakers just passed a 'strategic reinvestment' bill that requires the state's public higher education institutions to increase efficiencies by reallocating a chunk of their budget to programs that best align with industry needs.
And federally, President Donald Trump hopes to shutter the Department of Education — which established the 90/10 Rule now being targeted by Owens
Meanwhile, roughly half of the agency's workforce has been sliced out since Trump's inauguration.
Today's uncertainty in American education troubles many — but not Owens.
'I have never been more excited about where we are,' he said. 'The whole purpose of education is to make sure our kids are the best prepared in the entire world. But for the last 40 or 50 years, the Department of Education has failed us.'
Modifying the way the country manages its education system, he added, will depend upon taking the decision- and rule-making out of Washington, D.C. — and allowing each state to compete for the best practices.
'We're gonna be in a position where we can start exporting talent for the rest of the world,' said Owens. 'We're going to have so many good, smart kids here that are ready to go out and produce.'

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She was tortured, yet she still fights for freedom
She was tortured, yet she still fights for freedom

Yahoo

time5 hours ago

  • Yahoo

She was tortured, yet she still fights for freedom

Editor's note: This is the second in a five-part series on the price of freedom, by exploring the work and experience of Nobel laureate Muhammad Yunus in Bangladesh. Deseret News Opinion Editor Jay Evensen has known Yunus since 1997, when the world leader first visited Utah. Evensen traveled to Dhaka to speak again with Yunus, entrepreneurs, politicians in the country, and even revolutionaries seeking change, to understand the risks Yunus is enduring and why peace and opportunity in Bangladesh are so important to the United States. DHAKA, BANGLADESH — As I sit across the desk from Aparna Roy Das, the 49-year-old whose political career, like that of her father, has been marred by broken bones, torture and harassment, the question seems so obvious it practically leaps from the walls. Why do you choose to be a politician when there are such dangers? 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She fought against the administration by herself, and after enduring so much, she suffered a stroke.' On the many times her father was arrested, she used to pray he was in jail, because if not, it might mean he had been made to disappear, as too many were during those years. 'He is a freedom fighter, but the kind of brutality he faced was unimaginable,' she said. 'He had even said, holding his chest like Abu Sayed, 'If they are to kill my people, kill me first.'' Sayed was a well-known student activist who was among the first to die during the uprising last summer that resulted in a full-scale revolution in Bangladesh. That resulted in Hasina fleeing to India, after which the students convinced Yunus, Nobel laureate and 'banker to the poor,' to head an interim government. He leads it to this day, despite mounting pressures from political parties and the military. And Das now serves as assistant secretary for marginal manpower development affairs within the BNP. But the question remains. After watching both parents suffer physically and mentally for so many years; after seeing former prime minister and Bangladesh's 'Mother of Democracy,' Begum Khaleda Zia, endure torture; and after having her own bones broken by the blows of state police, is it worth it to continue? Why not pick a safer profession? First, she was born into a political family, Das said. Her father, Gayeshwar Chandra Ray, is a standing committee member of the BNP. 'I have witnessed these things from a young age, as I have seen my parents engaged in politics. Therefore, it was never a question of whether I would join or not,' she said. Later, she grows a bit more thoughtful. 'There is democracy and the right to speak, but this was not the case in our country,' Das said. 'My father endured so much torture, and after he was injured, we didn't know where the police had kept him. It was an extremely frightening day for me because three members of my family were in the hospital, and I couldn't find my father. 'Many people told me not to look for him, because they would arrest me too and torture me, but I wasn't afraid. I was always in the streets. Now, even if I see any injustice in the country, especially from those who want to take everything from Bangladesh, I will protest against them in any way, shape or form that I can. 'If the torture had not happened to my father, but to someone else, I would have done the same thing.' Pericles is quoted as saying, 'Just because you do not take an interest in politics doesn't mean politics won't take an interest in you.' That is especially true for many in Bangladesh, a nation of 171.5 million people that fills a geographical area about the size of Iowa. Since it won independence from Pakistan in 1971, it has struggled to establish democratic traditions, suffering assassinations, coups and despotism. 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'Above all conspiracies, I want a beautiful Bangladesh.' This is the real answer to the question. This is why she serves. And if that day comes, no one could say people like Das haven't paid the price for it. It takes only minutes for Das and her colleagues in the room to determine that the protests we hear on the street outside are from her supporters. We are in no danger. And yet, I am left pondering how I felt for the brief moment when I didn't know. How would it feel to know they were, indeed, hostile, as Das has had to face so often in her life?

Terry Savage: Grace period on student loan repayment is over
Terry Savage: Grace period on student loan repayment is over

Chicago Tribune

time6 hours ago

  • Chicago Tribune

Terry Savage: Grace period on student loan repayment is over

Student loans have been looming in the background for more than five years, ever since payment requirements were suspended during the pandemic. During that five-year period, borrowers had several opportunities to reorganize their debts, based on more generous income provisions, to lower the monthly payments. Many took advantage of those plans, and resumed their payments at a lower level. But others simply ignored that huge cloud of debt, since it was not accruing interest during the suspension, until fall of 2023 when interest started accruing again. Of the nearly 43 million people who owe money, only about one-third have made regular payments, according to the Department of Education. At least 5 million borrowers are considered to be in default — not having made a payment in nine months. Millions more are expected to fall into default in the coming months as they are made aware of the repayment restart. Until now, the government did not institute collection procedures. But that grace period ended May 5. And the repayments are coming back with a vengeance. The headline that has shocked many borrowers is the fact that the government is now using its power to grab any tax refunds and other federal benefits, or even Social Security benefits (in the case of co-signing parents). Even more scary, the administration will start the process of garnishing wages on defaulted loans! And default will impact your credit score. All delinquent borrowers should have received an email notifying them of their status. But it's entirely possible that the Department of Education has lost track of your contact information — although not of your Social Security number! It's up to you — the borrower — to make sure that your information is updated. Do that at where you will use your original FSA ID number to sign in. There you can find not only the status of your loans but also who your current servicer is. Most student loans have changed servicing companies at least once, if not several times, since you graduated and first made your repayment plans. It is critical that you get in touch with the company servicing your loan to at least make sure they have your contact information. The next steps depend on whether you can now afford to make the full required monthly payment. For most people that will be quite a chore. But there are still plans (though less generous than two years ago) to help you deal with those payments and create reductions — if you act promptly. At you can learn about and apply for the remaining income-driven repayment plans for which you might qualify. Note that Parent Plus loans might also qualify for income-driven repayment plans, but only after the loans are consolidated. The previous administration's popular Saving for a Valuable Education (SAVE) plan is no longer available because of court challenges to its generous terms. But borrowers can still get into the PAYE (Pay as You Earn) plan, in which payments are capped at 10% of a borrower's income. And if you're able to pay more and want to pay down the loan faster, check out the Income-Contingent Repayment plan. Since these income-based plans are calculated based on family size and your discretionary income, you must recertify each year. Thus, if you are currently on an income-driven plan, it might also be time to recertify at There are several other alternatives for dealing with your student loans. Forbearance is still a possibility to temporarily stop payments or make substantially lower ones. But that won't make the problem go away — and interest continues to accrue. Graduated payment plans can help those whose incomes should rise in the future. And deferment is another possibility in case of extreme hardship. At you can compare the impact of those plans over the long run. And Public Service Loan Forgiveness remains in place, though the Trump administration is already limiting the jobs that are considered public service. Congress is now considering substantial changes to the various student loan plans, including doing away with 'subsidized' loans, which do not accrue interest while the student is still in school. Also on the potential chopping block are graduate student loans. In fact, the administration is even talking about ending or reorganizing the entire Department of Education. But that's not your immediate concern. The real challenge now is figuring out a repayment plan for your current loans. It's tempting to try to forget they exist. But the government is going to find you. And you'll have a lot more options if you find them first — and make an attempt at repayment. And that's The Savage Truth.

Mazda Drops Killer 2025 CX-90 Lease Offer for June
Mazda Drops Killer 2025 CX-90 Lease Offer for June

Miami Herald

time7 hours ago

  • Miami Herald

Mazda Drops Killer 2025 CX-90 Lease Offer for June

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