
Fenix24 Grows Global Cybersecurity Business with Breach Recovery Guarantee
Fenix24 is recognized as the world's leading cyber breach recovery company, thanks to the deep security knowledge of its experts combined with robust prevention and protection capabilities, as well as a recovery guarantee. Together, these aspects deliver the most comprehensive cyber resilience program available today.
Restoring IT systems and retrieving lost, encrypted data is where Fenix24 truly differentiates itself from its competitors. Fenix24 doesn't just clean up after a breach. It rebuilds, re-engineers, and hardens IT environments better than before.
Operating as the " World's First Civilian Cybersecurity Force ," Fenix24's cyber warriors treat recovery like a combat mission—rapid, repeatable, highly disciplined, and integrated with prevention strategies. When every minute counts, Fenix24 delivers recovery of impacted systems often in days, not weeks or months. Data Backup Expertise Differentiates Fenix24 in the Marketplace
The continued rapid advancement of modern threat actors makes no system of resistance foolproof, according to John Anthony Smith, Founder and Chief Security Officer of Fenix24. He asserts that at some point, an organization will be attacked—so be prepared to respond.
Smith says the good news is that post-breach recovery can be assured with minimal operational downtime. This is accomplished through the proper orchestration of immutable data backup technology.
"Data backup technology is your primary weapon of cyber defense against threat actors, including the actions by people inside the organization, whether intentional or not," Smith explained.
In fact, if a customer uses Fenix24's managed data backups, Fenix24 guarantees recovery—with no additional costs. This is an unmatched pledge among modern cybersecurity providers. Securitas Summa: A Comprehensive Program of Cyber Resistance and Recovery
Securitas Summa is Fenix24's comprehensive cybersecurity offering that stitches everything together. Designed with proprietary knowledge about today's advanced threat actor behavior, Securitas Summa is where recovery isn't the end, but rather, a jumpstart to long-term security. It's where the magic happens and Fenix24's four "battalions" come together: Athena7 : IT security assessments, strategy, and planning.
: IT security assessments, strategy, and planning. Grypho5 : Ongoing, security-based management.
: Ongoing, security-based management. Argos99 : Expert insights into data, assets, and infrastructure.
: Expert insights into data, assets, and infrastructure. Fenix24: Ransomware rapid response, remediation, and recovery.
Integral to Fenix24's offerings, the battalions have developed a battle-tested disaster recovery playbook—refined across thousands of breach incidents, including many affecting Fortune 500 companies. Moreover, Fenix24 teams can deploy in less than an hour of receiving notification of an incident, including legal, forensic, IT, and cybersecurity experts working in sync from the outset. Success Channels Global Expansion
Fenix24 is currently operating in 93 countries, having expanded into Europe and Asia. Further expansion is planned in 2025, including more acquisitions and business partnerships to accelerate the company's steady growth.
The acquisition of appNovi, the first Cybersecurity Mesh Architecture (CSMA) software company, in April 2025 provides Fenix24 with unparalleled visibility into application dependency mapping, including production infrastructure and virtual and cloud environments integrated with comprehensive asset tracking. This strategic acquisition complements Fenix24's recent acquisition of vArmour, the leading provider of Application Relationship Management software.
Supporting the Argos99 battalion, vArmour has been at the forefront of cybersecurity, helping large enterprises better understand and reduce their attack surface by highlighting and mapping relationships as well as dependencies between applications.

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Int'l Business Times
24-07-2025
- Int'l Business Times
Fenix24 Grows Global Cybersecurity Business with Breach Recovery Guarantee
The cybersecurity marketplace is home to numerous service providers who claim that their technology can consistently and completely repel ransomware and other forms of cyberattack, while protecting customer data from corruption and exfiltration. However, Fenix24 is turning that paradigm on its head—and the company is steadily growing because of its emphasis on "recovery over resistance." Fenix24 is recognized as the world's leading cyber breach recovery company, thanks to the deep security knowledge of its experts combined with robust prevention and protection capabilities, as well as a recovery guarantee. Together, these aspects deliver the most comprehensive cyber resilience program available today. Restoring IT systems and retrieving lost, encrypted data is where Fenix24 truly differentiates itself from its competitors. Fenix24 doesn't just clean up after a breach. It rebuilds, re-engineers, and hardens IT environments better than before. Operating as the " World's First Civilian Cybersecurity Force ," Fenix24's cyber warriors treat recovery like a combat mission—rapid, repeatable, highly disciplined, and integrated with prevention strategies. When every minute counts, Fenix24 delivers recovery of impacted systems often in days, not weeks or months. Data Backup Expertise Differentiates Fenix24 in the Marketplace The continued rapid advancement of modern threat actors makes no system of resistance foolproof, according to John Anthony Smith, Founder and Chief Security Officer of Fenix24. He asserts that at some point, an organization will be attacked—so be prepared to respond. Smith says the good news is that post-breach recovery can be assured with minimal operational downtime. This is accomplished through the proper orchestration of immutable data backup technology. "Data backup technology is your primary weapon of cyber defense against threat actors, including the actions by people inside the organization, whether intentional or not," Smith explained. In fact, if a customer uses Fenix24's managed data backups, Fenix24 guarantees recovery—with no additional costs. This is an unmatched pledge among modern cybersecurity providers. Securitas Summa: A Comprehensive Program of Cyber Resistance and Recovery Securitas Summa is Fenix24's comprehensive cybersecurity offering that stitches everything together. Designed with proprietary knowledge about today's advanced threat actor behavior, Securitas Summa is where recovery isn't the end, but rather, a jumpstart to long-term security. It's where the magic happens and Fenix24's four "battalions" come together: Athena7 : IT security assessments, strategy, and planning. : IT security assessments, strategy, and planning. Grypho5 : Ongoing, security-based management. : Ongoing, security-based management. Argos99 : Expert insights into data, assets, and infrastructure. : Expert insights into data, assets, and infrastructure. Fenix24: Ransomware rapid response, remediation, and recovery. Integral to Fenix24's offerings, the battalions have developed a battle-tested disaster recovery playbook—refined across thousands of breach incidents, including many affecting Fortune 500 companies. Moreover, Fenix24 teams can deploy in less than an hour of receiving notification of an incident, including legal, forensic, IT, and cybersecurity experts working in sync from the outset. Success Channels Global Expansion Fenix24 is currently operating in 93 countries, having expanded into Europe and Asia. Further expansion is planned in 2025, including more acquisitions and business partnerships to accelerate the company's steady growth. The acquisition of appNovi, the first Cybersecurity Mesh Architecture (CSMA) software company, in April 2025 provides Fenix24 with unparalleled visibility into application dependency mapping, including production infrastructure and virtual and cloud environments integrated with comprehensive asset tracking. This strategic acquisition complements Fenix24's recent acquisition of vArmour, the leading provider of Application Relationship Management software. Supporting the Argos99 battalion, vArmour has been at the forefront of cybersecurity, helping large enterprises better understand and reduce their attack surface by highlighting and mapping relationships as well as dependencies between applications.


Int'l Business Times
25-06-2025
- Int'l Business Times
The Financial Partners Founder On How Smart Business Leaders Are Building Tax-Free Wealth Using Other People's Money
Most people think of life insurance as a cost, a necessary protection policy filed away in a drawer. But what if it could be one of the most powerful tax-free wealth-building tools available? That's the question, Michael (Mike) Smith, Managing Partner and founder of The Financial Partners Group (TFP), believes more business owners and high earners should be asking. "Premium financing life insurance has long been the playbook of the ultra-wealthy," Smith explains. "But the game has changed. We're now helping executives, entrepreneurs, and even professional athletes use this strategy to create tax-free income and preserve wealth for generations. And no, it's not as risky as most people assume." Premium financing is a strategy where a client borrows money from a third-party lender to fund a life insurance policy, usually an indexed universal life (IUL) or similar cash-value vehicle. Instead of tying up capital in hefty annual premiums, the client retains control of their cash while the policy accumulates value over time. According to Smith, this approach flips the traditional insurance conversation on its head. "We're not talking about paying $100 a month to get a death benefit. We're talking about using institutional strategies, used by billionaires, banks, and major corporations, to create a tax-advantaged retirement income and long-term wealth preservation vehicle." In short, the client gets access to market upside without downside risk, IRS-compliant tax-free income through policy loans or withdrawals, and significant death benefit protection for their heirs. Smith further shares that there are minimal upfront out-of-pocket costs. And the biggest kicker is it's built on borrowed money, what he calls "one of the most efficient ways to use leverage in the financial world." Historically, premium financing was reserved for the ultra-wealthy. But Smith says today's savvy professionals, especially those under 55 with strong income, are increasingly using the same tools. "The strategy works particularly well for business owners, executives, professionals, and athletes," he says. "People who have the income and credit profile to qualify, but who don't want to lock up massive amounts of capital." Take one instance that Smith portrays: a couple in their mid-50s earning $550,000 a year, with $5 million projected in retirement savings, all taxable. They want to double their projected retirement income to $40,000 per month tax-free. The traditional route would have required $25,000 per month in new savings. Instead, using premium financing and TFP's Legacy Plan™, they are able to commit just $25,000 per year, using collateral and lender capital to generate the same (or better) outcome. "That's a 12x difference in capital outlay," Smith emphasizes. "Same goal, dramatically different journey." Despite its advantages, premium financing has long been misunderstood, even within the financial advisory world. "A lot of advisors think it's too aggressive, too risky," Smith says. "But that's because they've never been properly educated on how the strategy works, or how the risk is managed. Once I walk them through the actual structure, their response is usually: 'Oh, this isn't nearly as risky as I thought.' And they're right." Smith points to several built-in safeguards: adjustable interest rates, liquidity buffers, collateral management, and carrier guarantees. "Like any financial tool, it has to be designed right. But the risks are far more manageable than most people believe." He adds that even major privately held insurance conglomerates are now leaning into premium financing. "They wouldn't even look at this space a few years ago. Now I'm one of their intermediaries, and they're fully behind it. This goes to show that, even the most conservative financial institutions are recognizing premium financing is an important planning opportunity. And is not as risky as once thought," Smith affirms. One of the most compelling aspects of the strategy is its tax advantage. If properly structured, both withdrawals and loans from the policy's cash value can be taken out tax-free, thanks to longstanding IRS rules protecting life insurance's unique status. "These aren't loopholes," Smith explains. "They're built into the tax code. The industry has powerful lobbying support because the products serve legitimate protection and planning needs. You're putting the money to work inside an IRS-recognized structure." Because of regulations passed in 1987, policies must adhere to specific funding limits, he agrees, but those limits still leave ample room for meaningful wealth growth. With higher tax rates on the horizon and more scrutiny on qualified retirement plans, Smith argues that professionals need smarter ways to diversify and preserve wealth. He states, "You spend your whole life building your business, your career, your income. Then retirement hits, and suddenly, you're giving a huge chunk of it away in taxes. Premium financing changes that trajectory." While the strategy isn't for everyone, health, age, and income requirements apply, Smith believes more advisors should be educating their clients. "This is advanced planning. It's what the best of the best are doing. And it's time more people knew about it."


Local Germany
27-05-2025
- Local Germany
Why booking international train tickets in Germany is set to get easier
Buying tickets for train journeys through Europe should get a bit easier for travellers coming from or go to Germany this year as Deutsche Bahn (DB) is set to connect to a new booking system for international fairs. By the end of 2026, DB will be able to "sell tickets from all major railways in our neighbouring countries directly via and the DB Navigator app," the company told DPA. This comes as the latest development in a broader European push to simplify cross-border train travel led by the EU Transport Commission. So far the Austrian and Swiss Federal Railways (ÖBB and SBB) have been the first to be connected to the new pan-European booking system. In the coming months, more partners are expected to join -- including DB from autumn of this year. The goal is that ticket booking on virtually all routes across Europe will be possible in one-step through the usual sales channels by the end of next year. Isn't DB already selling international tickets? Passengers can already buy tickets for trains that connect Germany to surrounding countries through the DB website or app. But for many international journeys tickets may need to be bought individually from different companies. In some cases, they also come at a heftier price. Mark Smith, founder of the European train travel website, The Man in Seat 61 , told The Local that "DB is one of the best operators when it comes to offering through tickets to from or across Germany, including connections from Amsterdam to Prague or Zurich to Copenhagen." Advertisement But he added that DB's current ticket selling portal falls short on a lot of trans-European routes. "Annoyingly it can't do cross-Germany tickets to/from Paris, at least not at sensible prices," Smith said. "Ask it for Paris-Vienna and you'll only see silly-money Flexpreis fares for a journey with a change at Frankfurt. But if you asked it for Paris-Frankfurt and then Frankfurt-Vienna on exactly the same trains it would happily sell affordable advance-purchase Sparpreis fares for both sectors." READ ALSO: 5 tips for surviving Deutsche Bahn's new Paris to Berlin 'direct' train link In other cases, you may find a possible international journey offered on the DB website that says "Determine Price." In these cases DB essentially sells a bundled ticket that includes fairs for multiple journeys, some of which are provided by other railway companies. Advertisement But Smith warned that the "determine price" button "is often a sign you should be booking on some other operator's site -- not DB's!" All in one ticket Assuming everything goes to plan -- and yes, with Deutsche Bahn that is quite the assumption -- all of the aforementioned issues will be dealt with by autumn, when passengers can expect to buy tickets across multiple countries at standard prices through the DB platform. Michael Peterson, long-distance transport board member at DB, told DPA that the goal is to offer everything on one ticket. He added that, "International long-distance transport is booming." DB reported it's strongest year for cross-border ticket sales in 2024, with a 22 percent increase compared to the pre-Covid year of 2019.