PNB Housing shares jump over 2% as Q1 net profit rises 23% YoY to 533.5 crore, NII up 24.2% YoY
PNB Housing Finance shares gained over 2% in early trade on July 22 after the company posted a strong set of earnings for the first quarter of FY26. As of 9:33 AM, the shares were trading 2.20% higher at Rs 1,108.10 .
The housing finance firm reported a 23.2% year-on-year (YoY) jump in net profit to ₹533.5 crore for the quarter ended June 30, 2025, compared to ₹432.8 crore in Q1 FY25.
Revenue from operations rose 14% YoY to ₹2,076 crore, up from ₹1,823 crore in the same period last year. The company's net interest income (NII)—a key profitability metric for lenders—increased 24.2% YoY to ₹688 crore, up from ₹554 crore in Q1 FY25. Gross margin, net of acquisition cost, stood at 4.06%.
PNB Housing also reported better asset quality across the board. Its gross non-performing assets (GNPA) ratio improved to 1.06% as of June 30, 2025, compared to 1.35% a year earlier and 1.08% in the previous quarter (March 31, 2025).
Retail GNPA also declined to 1.07%, from 1.39% in Q1 FY25 and 1.09% in Q4 FY25, indicating healthier collections and lower slippages in the retail loan portfolio.
Disclaimer: The information provided is for informational purposes only and should not be considered financial or investment advice. Stock market investments are subject to market risks. Always conduct your own research or consult a financial advisor before making investment decisions. Author or Business Upturn is not liable for any losses arising from the use of this information.
Ahmedabad Plane Crash
Aman Shukla is a post-graduate in mass communication . A media enthusiast who has a strong hold on communication ,content writing and copy writing. Aman is currently working as journalist at BusinessUpturn.com
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