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Savings & Fixed Deposit Interest Rates offered by banks in Qatar [2025]
Note:
Interest rates, terms, and conditions mentioned in this article are subject to change at the discretion of the respective banks. Please contact the bank directly before making any financial decisions.
Comparison of Fixed Deposit Interest Rates
Use the table below to quickly compare minimum deposit requirements and estimated interest rate ranges across leading banks. Choose what suits your financial goals, then scroll down for more details about each bank's offering.
Note: These rates are indicative only and may vary depending on the deposit amount, tenure, and bank policies.
Bank Minimum Deposit Interest Range (up to QR 999,999) Type of Deposit
Commercial Bank QR 20,000 3.25% - 3.50% Fixed Deposit (Time Deposit)
QNB QR 20,000 2.80% - 3.15% Fixed Deposit
AlRayan Bank QR 10,000 3.50% - 3.57% Fixed Term Deposit
Doha Bank QR 25,000 0.85% - 0.90% Fixed Deposit
Dukhan Bank QR 50,000 1.10% - 3.85% Fixed Deposit (Time Deposit)
Breakdown of Fixed Deposit Interest Rates offered by leading banks across Doha
Here's a breakdown of fixed deposit interest rates offered by leading banks across Doha, covering minimum deposit requirements, estimated returns, and key features to help you choose the right option.
Commercial Bank of Qatar Interest Rates & Savings Products
Commercial Bank offers time deposit accounts with guaranteed returns and flexible tenures, helping you earn high interest on surplus funds while enjoying regular, secure payouts.
Flexible Deposit Options
Product Minimum Deposit Interest Rate (p.a.) Notes
60 Day Notice QR 10,000 1.35% 60-day notice before withdrawal
31 Day Notice QR 10,000 1.25% 31-day notice before withdrawal
Regular Saver QR 500/month (via Standing Order)* 0.50% – 1% Interest paid monthly; no fees; flexible withdrawals
*Note: A standing order is when you ask your bank to automatically move money from your main account to your savings account every month. This helps you save regularly without having to do it yourself.
Time Deposit Rates (Fixed Deposit)
Tenure Minimum Deposit Interest Rate (p.a.)
1 Month QR 20,000 3.25%
3 Months QR 20,000 3.40%
6 Months QR 20,000 3.50%
12 Months QR 20,000 3.50%
Features of Commercial Bank flexible and fixed deposit rates:
Minimum deposit of QR 10,000 for flexible deposits and QR 20,000 for fixed deposits
Competitive interest rates based on deposit amount and tenure
Flexible tenures with monthly, quarterly, or semi-annual payouts
Available in QR, USD, GBP, and EUR
Option to take a loan against your fixed deposit
Eligible for individuals and entities
Note: The Regular Saver Account allows you to save a fixed amount, starting from QR 500, every month while earning up to 1.00% p.a. interest, paid monthly. It offers complete flexibility with no fixed term, instant access to your money, and is available in Qatari Riyals only.
How to apply:
Existing customers:
Log in to Retail Internet or Mobile Banking
Go to Account Services, select Additional Account Opening
Select Time Deposit Account / 31 or 60 Days Notice
Enter the deposit amount and tenure
Submit to open your account
New customers: Visit the nearest Commercial Bank branch to open an account and start saving.
QNB Savings and Fixed Deposit Interest Rates
QNB provides secure savings solutions featuring competitive interest rates and flexible terms designed to meet a variety of financial goals. Choose from options like the Fixed Deposit for steady growth or the E-Saver Account for consistent returns, available in QR, USD, EUR, and GBP.
QNB Fixed Deposit Rates
Deposit Amount 3 Months 6 Months 9 Months 1 Year 2 Years 3 Years
Up to QR 50,000 2.80% 2.85% 2.90% 2.90% 2.75% 2.65%
Up to QR 500,000 2.95% 3.00% 3.05% 3.05% 2.90% 2.80%
Up to QR 1 million 3.00% 3.05% 3.10% 3.10% 2.95% 2.85%
Above QR 1 million 3.05% 3.10% 3.15% 3.15% 3.00% 2.90%
Features of QNB Fixed Deposit Rates:
Minimum deposit: QR 20,000
Fixed interest rates for the full term duration
Flexible payout options: in advance, monthly, quarterly, or at maturity
Available in QR, USD, EUR, GBP
Can be used as collateral for loans, credit cards, or overdrafts
Early withdrawal may lead to revised or no interest
AlRayan Bank Shari'ah-Compliant Savings & Investments
AlRayan Bank offers Shari'a-compliant savings solutions designed to help customers grow their wealth with peace of mind. Whether you're looking for steady returns through a Term Deposit Account or seeking daily profit accrual with the Al Thahabi High Profit Savings Account, Al Rayan Bank provides flexible and rewarding options tailored to your needs.
* Note: Shari'ah-compliant banking products follow Islamic finance principles by avoiding interest (riba) and ensuring investments align with Islamic ethical guidelines.
AlRayan Bank Fixed Term Investment Deposit Rates
Amount 1 Month 3 Months 6 Months 9 Months 12 Months
10,000 - 250,000 3.50% 3.50% 3.50% 3.50% 3.50%
2,50,001 until 1,000,000 3.50% 3.57% 3.57% 3.57% 3.57%
Features of AlRayan Bank Fixed Term Investment Account:
Minimum deposit: QR 10,000
Available in QR, USD, EUR, GBP
Tenure options: 1 month, 3 months, 6 months, 9 Months, 12 months
Quarterly profit distribution
How to apply:
Existing customers:
Log in to AlRayan Internet or Mobile Banking
Go to Account Services, Open New Account
Select Term Deposit Account, enter the amount and tenure, and submit
New customers: Visit your nearest AlRayan Bank branch to open an account ans start saving.
Doha Bank Deposit Account & Savings plans
Doha Bank offers a variety of deposit solutions designed to grow your savings while ensuring peace of mind. You can choose a one-time investment option that guarantees fixed returns or opt for a recurring savings plan that includes added insurance benefits.
Doha Bank Fixed Deposit Interest Rates
Amount 1 Month 3 Months 6 Months ≥ 12 Months
25,000 – 249,999 0.85% 0.85% 0.85% 1.00%
250,000 – 999,999 0.90% 0.90% 0.90% 1.00%
1,000,000 – 2,999,999 0.95% 0.95% 0.95% 1.00%
3,000,000 and above 1.00% 1.00% 1.00% 1.00%
Features of Doha Bank Fixed Deposit Interest Rates:
Minimum QR 25,000 or USD 10,000
Flexible tenures starting from 1 month
Auto-renewal facility
Available in multiple currencies
Loan & overdraft up to 90% of deposit value
Competitive interest rates
Doha Bank Smart Saver Deposit Interest Rates
Deposit Tier 12 Months 24 Months 36 Months 48 Months 60 Months
25,000 – 249,999 3.00% 3.00% 3.00% 3.00% 3.00%
250,000 – 999,999 3.75% 3.75% 3.50% 3.25% 3.25%
1,000,000 – 2,999,999 4.00% 4.00% 3.75% 3.50% 3.50%
3,000,000 – 5,000,000 4.10% 4.10% 3.85% 3.60% 3.60%
Features of Doha Bank Smart Saver Deposit Account:
Deposit a set amount monthly (minimum QR 1,500 or USD 400)
Minimum QR 25,000 or USD 10,000
Earn competitive interest based on tenure and deposit tier
Choose from 1 to 5 years (12 to 60 months)
Monthly deposits are deducted automatically from your account
Accident cover up to QR 300,000 included
Available in QR and USD
How to apply:
Existing Doha Bank customers:
Via online banking: Log in and open a Fixed Deposit or Smart Saver account directly
Visit a branch: Head to your nearest Doha Bank branch
SMS 'FD' or "SSD" to 92610: A bank representative will contact you
Call 4445 6000: Speak with a customer service agent to begin the process
Request a direct sales agent: Ask for a home or office visit for assistance
For new customers:
Visit your nearby Doha Bank branch
SMS 'FD' or "SSD" to 92610
Call 4445 6000
Fill out an Online Lead Form
Dukhan Bank Shari'ah-Compliant Time Deposits
If you have a sum of money that you do not need immediate access to and would like to receive assured returns, Dukhan Bank's Fixed Deposits offer low-risk, Shari'ah-compliant investment options.
Dukhan Bank Time Deposits
Amount 1 Month 3 Months 6 Months 9 Months 12 Months 2 Years
Up to 50,000 1.10% 1.15% 1.20% Nil 1.25% 1.50%
50,001 – 1,000,000 3.85% 3.85% 3.75% 3.60% 3.60% NA
Features of Dukhan Bank Time Deposit Account:
Minimum deposit: QR 50,000
Choose investment tenures from 1 month to 5 years
Receive monthly profit payments
Shari'ah-compliant investment approved by Dukhan Bank's Shari'ah Supervisory Committee
Easy access to funds after maturity through branches, ATMs, or account transfer
Make deposits via cash, cheque, or account transfer
Regular account statements
Manage account via telephone, online, or SMS banking
Dedicated Relationship Managers available for Premium Customers
How to apply:
To open a Fixed Deposit account: Call 800 8555 (24/7 Customer Service Centre) or visit any Dukhan Bank branch
Important notes & disclaimers:
Interest rates may vary: Banks can change interest or profit rates anytime. The rates shown here might only apply during special offers or for a certain period.
Early withdrawal penalties: Withdrawing your funds before maturity can lead to reduced or no interest/profit payments. Always check each bank's early withdrawal policy before investing.
Currency risk: If your deposit is in a foreign currency (like USD, GBP, or EUR), changes in exchange rates can affect how much you earn.
Minimum deposits & eligibility: Each product has specific minimum deposit amounts and eligibility criteria (individuals or entities). Please verify these details with the bank before applying.
Loan against deposits: Some banks allow you to take loans or overdrafts against your deposits. Use this facility responsibly, as borrowing against savings carries financial risks.
Shari'ah-Compliant products: These products follow Islamic finance principles, meaning they do not pay conventional interest but provide returns through profit-sharing and ethical investments in compliance with Islamic law.
Sources: Customer service calls and official websites of Commercial Bank, QNB, Dukhan Bank, Al Rayan Bank, and Doha Bank.
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