
Li Ka-shing's China Clash Unnerves Rich Investors in Hong Kong
Li Ka-shing's strained relationship with Beijing has sent a clear reminder to Hong Kong's tycoons and global investors eyeing the city as a wealth hub: never downplay geopolitics.
China's move to amplify criticism of the billionaire's blockbuster ports deal with BlackRock Inc. and probe the transaction for antitrust violations has drawn the attention of rich investors and their advisers.
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23 minutes ago
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Can you still get a mortgage as a retiree?
Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. Buying a dream retirement home is a fantasy for many people, but the big question is — can it become a reality? Not all older Americans have enough savings to buy a home outright in retirement, and even those who do might prefer not to lock their money into an illiquid asset. Fortunately, retirees have options beyond traditional mortgages. Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how BlackRock CEO Larry Fink has an important message for the next wave of American retirees — here's how he says you can best weather the US retirement crisis Nervous about the stock market in 2025? Find out how you can access this $1B private real estate fund (with as little as $10) For personalized strategies, hiring a financial advisor can help retirees explore tailored solutions for securing their financial future. Alternatively, crowdfunding platforms offer opportunities to invest in real estate without large upfront costs, while private equity ventures provide access to diversified investments. If you're living in Florida in your mid-60s and are hoping to invest in property, here's what you need to know. While you absolutely can take out a mortgage as a retiree, think carefully about whether you should. In fact, it may be worth consulting with a financial advisor to make this big decision, and for investing strategy. With you can find the best advisor for your needs — both in terms of what they can offer your finances, and what they'll charge to work for you. is a free service that helps you find a financial advisor who can co-create a plan to reach your financial goals. By matching you with a curated list of the best options for you from their database of thousands, you get a pre-screened financial advisor you can trust. You can then set up a free, no obligation consultation to see if they're the right fit for you. For retirees hoping to get a mortgage, there's some good news. The Equal Credit Opportunity Act prevents lenders from discriminating based on age, so being 67 won't affect your chances of getting a loan. However, your debt-to-income (DTI) ratio and stable income are key factors. Most lenders prefer a DTI below 36%, though some may allow up to 43%. Additionally, your credit score and down payment matter. Also be ready to provide sufficient proof of your income – whether that's from a combination of Social Security benefits, pension income, and investment income. While some lenders accept as little as 3% down, aiming for 20% is recommended. This could help to keep your housing costs affordable, open up access to a broader choice of lenders and reduce the risk of ending up with negative equity in case you need to sell if something happens — such as your health taking a turn. Read more: Rich, young Americans are ditching the stormy stock market — Balancing real estate investments with retirement planning can be a smart way to build both wealth and security for the future. So, if you want to get in on real estate value appreciation and passive income, there are several ways you can do so with minimal hassle and flexible entry points while avoiding a pricey mortgage. Commercial real estate is an example of a reliable income stream for your retirement plans. First National Realty Partners (FNRP) allows accredited individual investors to access grocery-anchored commercial real estate investments on properties with higher rents, longer lease terms, and professional tenants – for a minimum investment of $50,000. 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an hour ago
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Ninety One Group's (LON:N91) Shareholders Will Receive A Bigger Dividend Than Last Year
Ninety One Group (LON:N91) has announced that it will be increasing its periodic dividend on the 7th of August to £0.068, which will be 6.3% higher than last year's comparable payment amount of £0.064. This will take the annual payment to 6.8% of the stock price, which is above what most companies in the industry pay. We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. While it is great to have a strong dividend yield, we should also consider whether the payment is sustainable. The last payment made up 71% of earnings, but cash flows were much higher. In general, cash flows are more important than earnings, so we are comfortable that the dividend will be sustainable going forward, especially with so much cash left over for reinvestment. EPS is set to grow by 2.7% over the next year. Assuming the dividend continues along recent trends, our estimates say the payout ratio could reach 76% - on the higher side, but we wouldn't necessarily say this is unsustainable. Check out our latest analysis for Ninety One Group The dividend's track record has been pretty solid, but with only 5 years of history we want to see a few more years of history before making any solid conclusions. Since 2020, the dividend has gone from £0.118 total annually to £0.122. Dividend payments have been growing, but very slowly over the period. Ninety One Group hasn't been paying a dividend for very long, so we wouldn't get to excited about its record of growth just yet. Some investors will be chomping at the bit to buy some of the company's stock based on its dividend history. However, things aren't all that rosy. Although it's important to note that Ninety One Group's earnings per share has basically not grown from where it was five years ago, which could erode the purchasing power of the dividend over time. In summary, while it's always good to see the dividend being raised, we don't think Ninety One Group's payments are rock solid. The company is generating plenty of cash, which could maintain the dividend for a while, but the track record hasn't been great. Overall, we don't think this company has the makings of a good income stock. Market movements attest to how highly valued a consistent dividend policy is compared to one which is more unpredictable. At the same time, there are other factors our readers should be conscious of before pouring capital into a stock. Without at least some growth in earnings per share over time, the dividend will eventually come under pressure either from competition or inflation. See if the 5 analysts are forecasting a turnaround in our free collection of analyst estimates here. Is Ninety One Group not quite the opportunity you were looking for? Why not check out our selection of top dividend stocks. — Investing narratives with Fair Values Vita Life Sciences Set for a 12.72% Revenue Growth While Tackling Operational Challenges By Robbo – Community Contributor Fair Value Estimated: A$2.42 · 0.1% Overvalued Vossloh rides a €500 billion wave to boost growth and earnings in the next decade By Chris1 – Community Contributor Fair Value Estimated: €78.41 · 0.1% Overvalued Intuitive Surgical Will Transform Healthcare with 12% Revenue Growth By Unike – Community Contributor Fair Value Estimated: $325.55 · 0.6% Undervalued View more featured narratives — Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
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an hour ago
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3 growth stocks I've bought for the ‘AI agent' revolution
As a long-term investor, I tend to focus on big, powerful investment themes. And one theme I'm really excited about today is the emergence of 'AI agents' – software that can perform business tasks autonomously. I believe the investment potential here is enormous. With that in mind, here are three growth stocks I've bought for the agentic AI revolution. My number one play on AI agents today is software company Salesforce (NYSE: CRM). It has a product called Agentforce and it's having a lot of success with it. Indeed, since its launch in October last year, the company has signed over 8,000 customers. Of these, around half are now paying for the service. The main reason I'm bullish here is that Agentforce integrates really well with Salesforce's apps and data services (Data Cloud and Tableau Next). This is important – without the right data, agents are likely to be useless. I'll point out that ServiceNow's agentic AI offering also integrates well with data and apps. So, competition from this firm is a risk. However, I like the risk-reward proposition here at today's share price and valuation. Salesforce trades on a price-to-earnings (P/E) ratio of just 23. I believe the stock offers value at present and is worth considering. Microsoft (NASDAQ: MSFT) is well known for its generative AI capabilities (it's a part-owner of ChatGPT-owner OpenAI). What a lot of investors don't realise, however, is that this company is also a major player in the agentic AI space. Today, it offers a range of services designed to help developers/organisations build and deploy agents to increase business productivity. For example, Azure AI Foundry Agent Service allows professional developers to build specialised agents to handle complex business tasks. I was buying this growth stock a few months ago when it was near $350. It's now at $480, so doesn't look as attractive as it did back then. That said, I think it's still worth considering for the long term (especially on a 5%-10% pullback). While competition from other cloud computing giants such as Amazon and Alphabet is a risk, I believe this stock has bags of potential. Finally, I think CrowdStrike (NASDAQ: CRWD) could be a major player in the agentic AI revolution. It's one of the world's leading cybersecurity companies. It offers a solution called Charlotte AI, which CEO George Kurtz refers to as the company's agentic security analyst. This is designed to transform threat detection and response by bringing automation and autonomous reasoning to cybersecurity operations. CrowdStrike should also benefit from other companies' rollout of AI agents. Given that they typically have access to massive amounts of data, they are going to significantly increase the surface area of IT that needs to be protected. Now, this stock is the riskiest of the three. That's because it's a much younger company (meaning it's a little more unproven) and doesn't have a lot of profits at this stage. It has also had a huge run this year, rising over 40%. I still believe it's worth considering, but I think investors are better off waiting for a pullback before buying. The post 3 growth stocks I've bought for the 'AI agent' revolution appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool Edward Sheldon has positions in Alphabet, Amazon, CrowdStrike, Microsoft, and Salesforce. The Motley Fool UK has recommended Alphabet, Amazon, CrowdStrike, Microsoft, ServiceNow, and Salesforce. Suzanne Frey, an executive at Alphabet, is a member of The Motley Fool's board of directors. John Mackey, former CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool's board of directors. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data