Repaying PTPTN loans a religious and moral duty
Prof Izhar Ariff Kashim, dean of the Islamic Studies Faculty at Universiti Kebangsaan Malaysia (UKM) and a renowned preacher, emphasised that repaying debt is not merely a legal obligation but also a matter of trust and personal integrity.
'Islam mandates that...
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Malaysiakini
2 days ago
- Malaysiakini
Repaying PTPTN loans a religious and moral duty
Repaying debts, including education loans from the National Higher Education Fund Corporation (PTPTN), is a religious obligation in Islam and should not be taken lightly. Prof Izhar Ariff Kashim, dean of the Islamic Studies Faculty at Universiti Kebangsaan Malaysia (UKM) and a renowned preacher, emphasised that repaying debt is not merely a legal obligation but also a matter of trust and personal integrity. 'Islam mandates that...
Malay Mail
2 days ago
- Malay Mail
Let's read and be enlightened — Hafiz Hassan
AUG 13 — Anas ibn Malik (ra) was not only one of Prophet Muhammad's (pbuh) close companions, but he was also the Prophet's khadim (servant) for 10 years. Accordingly, he was known as Khadim al-Nabi. Anas went beyond serving the Prophet (pbuh). He narrated the Prophet's ahadith (traditions) and actions, teaching others about Islam, and sharing his knowledge with the people. According to scholars, Anas narrated about 2,200 ahadith, one of which is as follows: While we were in the mosque with the Prophet (pbuh) a Bedouin (desert Arab) came and stood up and began to urinate in the mosque. The companions of the Prophet said: 'Stop, stop', but the Prophet said: 'Don't interrupt him; leave him alone.' They left him alone, and when he finished urinating, the Prophet called the Bedouin and said to him: 'These mosques are not the places meant for urine and filth, but are only for the remembrance of Allah, prayer and the recitation of the Qur'an.' The Prophet then gave orders to one of the companions to bring a bucket of water and pour it over. (Sahih Muslim, Book 2, Hadith 127) Ibn Hajar al-Asqalani (1372-1449), considered one of the foremost scholars of hadith, commented on the above hadith a number of things which Muslims could learn, foremost among which is Muslims should be gentle when dealing with one who is ignorant and teach him what he needs to know without rebuking him, so long as he is not acting out of stubbornness, especially if he is one who needs to be won over since the Prophet (pbuh) was kind and dealt nicely with the Bedouin. Muslims should read the book Correcting People's Mistakes (International Islamic Publishing House 2004) by contemporary scholar Sheikh Muhammad Salih Al-Munajjid which provides an insightful guide on how to address and rectify people's mistakes with wisdom and compassion, as taught in Islam. Muslims should read the book Correcting People's Mistakes (International Islamic Publishing House 2004) by contemporary scholar Sheikh Muhammad Salih Al-Munajjid which provides an insightful guide on how to address and rectify people's mistakes with wisdom and compassion. — Unsplash pic The book explores various methods and etiquettes in approaching people about their errors, focusing on maintaining respect, gentleness, and empathy. Several primary themes can be gleaned from the book, namely: 1. Understanding the Importance of Correcting Mistakes Encouraging Positive Change: Al-Munajjid emphasises the role of correcting mistakes in helping individuals improve and maintain Islamic values, fostering a community grounded in righteousness. Responsibility of Every Muslim: The book highlights that every Muslim has a duty to promote good and discourage wrong, but this must be done with kindness and wisdom to effectively support personal and communal growth. 2. Prophetic Methods for Correction Gentleness and Patience: The learned author draws on examples from the life of the Prophet (pbuh), who corrected mistakes with patience and understanding, setting an example for handling errors without harshness. Private Advice Over Public Criticism: Al-Munajjid underscores the importance of advising someone privately to maintain their dignity, encouraging correction in a way that prevents embarrassment and fosters acceptance. 3. Techniques for Effective Correction Using Wisdom and Timing: The book discusses the importance of choosing the right moment and words when correcting someone, to ensure the person is receptive and understands the correction's intention. Addressing Mistakes with Evidence: Al-Munajjid advises on using Quranic verses and ahadith as references when correcting someone, grounding the advice in Islamic teachings to reinforce its significance. 4. Dealing with Different Personalities and Situations Adapting to Individuals: The book stresses the need to consider the personality, background, and circumstances of the person, as different approaches work better depending on the individual and context. Prioritising Mistakes: Al-Munajjid advises focusing on correcting major mistakes first and handling minor issues gently, as prioritising ensures that essential teachings are conveyed effectively without overwhelming the individual. 5. Avoiding Common Pitfalls in Correction Avoiding Harshness and Criticism: The book cautions against using aggressive or overly critical methods, which can cause hurt or resentment, potentially deterring people from accepting advice. Ensuring Sincerity in Intention: Al-Munajjid reminds readers to check their intentions before correcting others, ensuring that the purpose is genuinely to help, not to assert superiority. Let's read and be enlightened. * This is the personal opinion of the writer or publication and does not necessarily represent the views of Malay Mail.
Barnama
2 days ago
- Barnama
Repaying PTPTN Loans A Religious And Moral Duty, Says UKM Islamic Studies Dean
Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM) By Nadia Jumri KUALA LUMPUR, Aug 13 (Bernama) -- Repaying debts, including education loans from the National Higher Education Fund Corporation (PTPTN), is a religious obligation in Islam and should not be taken lightly. Prof Datuk Dr Mohd Izhar Ariff Mohd Kashim, Dean of the Faculty of Islamic Studies at Universiti Kebangsaan Malaysia (UKM) and a renowned preacher, emphasised that repaying debt is not merely a legal obligation but also a matter of trust and personal integrity. 'Islam mandates that we settle our debts and seek solutions to do so. It is not wrong to borrow for a good purpose like education, but deliberately avoiding repayment and shirking responsibility is unacceptable. 'Some pretend to forget or think the debt is no longer their concern once they finish their studies, even though they have signed an agreement to repay,' he said in a recent interview with Bernama. He explained that every PTPTN loan is intended to be recycled for future generations of students; therefore, repaying the loan is not only an individual's responsibility to the institution but also a duty to society and the nation. 'The government and PTPTN have helped us continue our education. Now, it's our turn to help future Malaysian generations by repaying what we have borrowed,' he said. Mohd Izhar Ariff said that borrowers should welcome PTPTN's loan restructuring initiatives, designed to ease repayment. 'We should be grateful to the government for introducing various initiatives to help students, both current and former borrowers, by allowing loans to be restructured or rescheduled according to their ability to pay,' he added.
