How to turn Rs 60 lakh into Rs 5 crore: Gurgaon real estate advisor reveals how the rich are minting money through this strategy
Wealthy Indians are quietly growing their fortunes through real estate. They are using a 'rotation strategy' involving under-construction residential projects. Investors sell or lease these properties after possession. Profits then shift into commercial assets for stable cash flow. This cycle repeats, compounding returns over several years. This method offers a systematic approach to wealth creation.
Tired of too many ads?
Remove Ads
A quiet shift in investment behavior
Tired of too many ads?
Remove Ads
India's rich are using a low-risk real estate strategy to grow their wealth, quietly doubling or even tripling their investments without relying on startups or stock markets. According to luxury property advisor Aishwarya Shri Kapoor, high-net-worth individuals (HNIs) and non-resident Indians (NRIs) are using a method called the 'rotation strategy' to turn Rs 5 crore into Rs 12–14 crore over a period of 5 to 8 years.The advisor highlights that this new trend among India's wealthy is not about buying homes to live in. Instead, Kapoor says it is a structured and calculated wealth-building model that operates like a machine. 'They're not buying flats. They're building a machine,' Kapoor wrote on Threads.The rotation strategy begins with early investments in under-construction residential projects, typically 2 to 3 years before possession. At this stage, buyers benefit from prices that are 20–25% lower than market value and payment plans that reduce financial pressure. 'Real appreciation kicks in by year 3,' said Kapoor.Once possession is complete, property prices usually rise by 25–40%. This attracts HNIs and NRIs who prefer branded, ready-to-move-in assets. At this point, the investor can either sell the unit to secure profits or lease it to earn rental income between 5% and 7%. 'They either sell to lock profits… or hold and refinance,' Kapoor explained.Profits made from residential sales are then redirected into commercial assets like Shop-Cum-Offices (SCOs), pre-leased commercial units, or land parcels in high-growth corridors. These investments provide rental yields of 6% to 9% along with long-term value appreciation. 'The goal is stable cashflow plus asset appreciation,' she wrote.The strategy involves repeating this rotation cycle every few years. Over 7 to 10 years, investors complete this cycle 3 to 4 times. The focus remains on disciplined timing, emotion-free decisions, and selecting the right projects. 'No team. No pitch deck. No SEBI approvals. Just market timing, patience, and project selection,' Kapoor emphasised.For India's wealthy, this method is not about home ownership—it's about creating and compounding wealth in a systematic and private way, she highlighted.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
33 minutes ago
- Time of India
Commercial plot in Gachibowli fetches Rs 2.2 lakh per square yard, goes for Rs 33 crore
H yderabad: In a sign of a revival of the real estate boom in the city, the Telangana Housing Board sold a commercial plot for Rs 33 crore and another plot for Rs 11 crore in Gachibowli. The board auctioned plots in Gachibowli, Chintal, Nizampet, and other places on Monday, generating a total of Rs 65 crore. According to Telangana Housing Board (THB) commissioner VP Gautam, of the 11 plots auctioned, one commercial land parcel measuring 1,487 square yards in Gachibowli was sold at Rs 2.20 lakh per square yard, thereby fetching Rs 33 crore. The govt had fixed Rs 1.20 lakh per square yard as the upset price for the land. In the same locality, land earmarked for schools, for which the govt fixed Rs 80,000 per square yard, was sold for Rs 1.12 lakh per yard. Additionally, two Middle Income Group (MIG) plots in the area were sold for Rs 1.86 lakh and Rs 1.32 lakh per square yard, respectively. Officials said that auctions in Gachibowli alone fetched Rs 56 crore for the board. Plots in Chintal and Qutubullapur also fetched good prices. Of the 10 plots in Chintal, three plots — Nos. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like 42-year-old woman changed drastically in a few months! "This" sold at Watsons is too effective Body Design News Learn More Undo 113, 114, and 115 — fetched Rs 8.11 crore. The board also earned Rs 70 lakh from the sale of four plots in Bachupally and Nizampet. A few weeks ago, the THB had auctioned plots in KPHB, where one square yard fetched a record Rs 2.98 lakh. In Phase 7 of KPHB, 18 plots were auctioned, generating Rs 142 crore for the board. One land parcel — No. 22 — fetched the highest price of Rs 2.98 lakh per square yard. On average, the board earned Rs 2.38 lakh per square yard for the 6,232 square yards sold. As per the norms, successful bidders must pay 25% of their bidding amount to the THB immediately, and the balance can be paid later.
Time of India
33 minutes ago
- Time of India
A'bad scientist loses 2L to online investment fraud
Ahmedabad: A 49-year-old woman from the Bopal area of Ahmedabad, who works with the Physical Research Laboratory (PRL), filed a police complaint on Monday after losing Rs 2 lakh to an online investment fraud between May 5 and 22. According to the complaint, she was browsing Facebook when she saw a post about an investment opportunity. She contacted a number mentioned in the online post, which led to further discussions on WhatsApp. She was asked to fill out a form and later received messages from a person who introduced herself as Aradhya Mishra. The complainant was told to download a mobile application for investment purposes. She was then asked to begin investing money. Following the instructions, she made two online transfers of Rs 50,000 each on May 7 and 8. She was shown that her investments had registered a profit. On May 20, she transferred Rs 1.21 lakh and on May 21, Rs 2 lakh more to different accounts through an online payment method for investment purposes. The next day, she was asked to deposit an additional Rs 2.5 lakh to claim ownership of a share in an initial public offering (IPO). by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Cuối cùng, chơi miễn phí game chiến thuật hay nhất 2025! Sea of Conquest Phát ngay Undo At this point, she suspected fraud and decided not to make any more payments, the FIR states. She called the national cybercrime helpline 1930 and received an acknowledgement. She then filed a complaint with Satellite police. The woman alleged that the accused gained her trust through false promises and cheated her by not returning the money. Satellite police registered an FIR of cheating and breach of trust under the Bharatiya Nyaya Sanhita along with charges of the Information Technology Act and began an investigation.
Time of India
37 minutes ago
- Time of India
Shortage of Grade A office space turns a stumbling block for Hi-Tec City area in Hyderabad
Hyderabad: When Dutch giant Heineken zeroed in on Hyderabad for its global capability centre (GCC) with plans to pour in nearly Rs 3,000 crore, it perhaps did not anticipate that finding space in the heart of the IT hub of HITEC City would be akin to a mission impossible. The reason is that this swanky, most sought-after destination for GCCs, which has many a global CEO raving about its international ambience a la San Francisco's famed Bay Area, is practically all sold out (read leased out) in terms of Grade A space, realty sources said. HITEC City houses Sattva Group's Knowledge Park and Knowledge City, RMZ's Nexity, Raheja Mindspace, and CapitaLand Park, in addition to standalone projects by Auro Realty and My Home Group, among others. Among the last to grab a big chunk of space in a premium park here was McDonald's, which secured around 2 lakh sq ft over six months ago, while Eli Lilly opted for a standalone building near IKEA for a similar space as parks housing most pharma and healthcare GCCs were all leased out, sources said. 'There is nothing available. No new supply will be available in HITEC City before the end of 2026. GCCs now have no choice but to explore standalone options on HITEC City's periphery or Financial District (FD) and Gachibowli,' said Sreekanth Reddy, managing director-Hyderabad, Cushman & Wakefield. HITEC City houses around 55 million sq ft of Hyderabad's total 75 million sq ft Grade A space, he added. 'There is some little inventory here and there, but most of the big ones are taken due to huge demand from GCCs as HITEC City has emerged as the first choice for GCCs coming to India,' said Karan Chopra, chairman & co-CEO, Table Space. This unprecedented demand has sent rentals in what was earlier known as a sub-dollar market to triple digits. 'Rentals in HITEC City have breached the Rs 100 per sq ft mark because of the absorption surge,' confirmed Shrinivas Rao, CEO, Vestian. According to Vimal Nadar, national director & head of research, Colliers India, HITEC City accounted for 57% of Hyderabad's cumulative office leasing over last five years, with Grade A leasing surging 5X compared to 2020, driven by expansion of MNCs and tech giants. Elaborating on factors driving this demand surge, Rao said: 'Of every 10 enquiries, Hyderabad accounts for four, showing it's right up there in the GCC world. Hyderabad and HITEC City's biggest advantage is world-class infrastructure compared to other cities and shorter commute times.' The Metro Rail project has also emerged as a key driver of HITEC City's appeal for GCCs, said Reddy. Agreeing, Nadar said improved connectivity thanks to Raidurg-Nagole Metro Line 3 has played a crucial role in elevating HITEC City's commercial appeal. Realtors said the good airport connectivity as well as great social infrastructure too add to its appeal. This has also given rise to a paradoxical situation — recent market studies pegged Hyderabad as the market with the highest vacant Grade A stock among top cities in India. 'Though there is a huge amount of Grade A space available in Hyderabad but its all sitting in FD and Gachibowli,' Rao explained.
