The Daily Money: The Tooth Fairy is on a budget, too
Times are tough, even for kids, reports my colleague Medora Lee.
It's not just the adults in the household who are feeling the pinch on their wallets in this economy. The Tooth Fairy is feeling it, too.
How much are kids finding under their pillows?
'I can't die'
Planning for your kids' future can be difficult. But for parents of kids with disabilities, it can be terrifying.
A retired couple from Ohio is trying to plan for two possible futures for their 39-year-old son who needs around-the-clock care. Both are equally scary, Karen Groff said.
'Our worst nightmare is that we lose him first,' she said. 'And our worst nightmare is that we go first.'
My colleague Madeline Mitchell tells the story of the Groff family and how families in similar situations can seek guidance on having tough conversations about next steps.
Will all cars soon have AirPlay?
Is AirPlay coming to all vehicles? Apple's latest update may be good news for iPhone users and their cars.
📰 Consumer stories you shouldn't miss 📰
About The Daily Money
Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
25 minutes ago
- Yahoo
AAPL Stock Price Prediction: Where Apple Could Be by 2025, 2026, and 2030
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Analysts are saying that Apple could hit $410 by 2030. Bullish on AAPL? Invest in Apple on SoFi with no commissions. If it's your first time signing up for SoFi, you'll receive up to $1,000 in stock when you first fund your account. Plus, get a 1% bonus if you transfer your investments and keep them there until December 31, 2025. Apple Inc (NASDAQ:AAPL) remains one of the world's most influential and closely tracked tech stocks. Its massive installed base, iconic products, and fast-growing Services business make it a focal point for both growth and value investors. As of August 2025, Apple's share price is hovering near all-time highs as investors weigh the company's future earnings power in artificial intelligence (AI), wearables, and digital services. Below, we'll take a close look at how Apple stock is performing today, where its valuation stands, and what experts think could happen to its price in 2025, 2026, and 2030. You'll find projections from Wall Street analysts and independent models, along with an overview of the key trends, possible risks, and different opinions shaping Apple's future. Current Apple Stock Overview Market Cap: $3.25 trillion Trailing P/E Ratio: 32.36 Forward P/E Ratio: 26.95 1-Year Return: +1.86% 2025 Year to Date: Down roughly 15%, but rebounding strongly from earlier lows As of August 2025, Apple (AAPL) trades near $224 per share, recovering from a steep first-half drop of over 15% as investor sentiment improves. The stock's trailing P/E ratio of 32.36 sits well above its long-term average in the low-to-mid 20s, reflecting the market's continued premium on Apple's brand and earnings power. Over the past year, shares have inched up about 1.9%, showcasing the company's historical resilience and ability to rebound from downturns. This elevated valuation suggests investors expect steady profit growth despite competitive pressures and rapid tech sector changes. With high margins and recurring revenue, Apple's Services division (App Store, Apple Music, iCloud, and more) is now the company's growth engine. iPhone demand, especially in China and India, remains a central driver, with an anticipated surge for the iPhone 17 launch in the third quarter of 2025. AI has been called an 'elephant in the room.' Apple's monetization strategy there has yet to emerge, with Wall Street still waiting for significant generative AI products. Competitive and regulatory headwinds are increasing, but Apple's pricing power and sticky ecosystem underpin optimism for the long-term. Don't Miss: The same firms that backed Uber, Venmo and eBay are investing in this pre-IPO company disrupting a $1.8T market — and you can too at just $2.90/share. Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Here's how you can earn passive income with just $100. Wall Street sentiment toward Apple (AAPL) is broadly positive. According to Benzinga, 29 analysts cover the stock, with a consensus price target of $233.04, ranging from a high of $300 (Tigress Financial) to a low of $160 (HSBC). The three most recent ratings from Wedbush, B of A Securities, and DA Davidson average $256.67, implying about 12.7% upside from current levels. This reflects optimism about Apple's long-term growth despite ongoing debates over its innovation pace and competitive pressures. Quick Snapshot Table of PredictionsYear Lowest Prediction Average Prediction Maximum Prediction 2025 $170 $225 $300 2026 $218 $362 $411 2027 $245 $362 $420 2028 $290 $387 $470 2029 $320 $412 $495 2030 $287 $349 $410 The forecast range in this table is based on algorithmic projections provided by Coin Price Forecast, StockScan, CoinCodex, and Market Beat. These models use historical price trends, volatility patterns, and moving averages to estimate future stock prices over multiple time horizons. Bull & Bear Case Before making a decision on Apple stock, it's crucial to weigh both the optimistic arguments for continued growth and the potential headwinds that could limit future returns. Bull Case Growth from iPhone replacement cycle (iPhone 17 and beyond), surging Services segment, and potential upside from new AI features or augmented reality/virtual reality (AR/VR) launches. High-margin services and wearables provide recurring revenue and ecosystem lock-in. Most analysts maintain "Buy" or "Moderate Buy" ratings for AAPL, citing balance sheet strength, buybacks, and innovation pipeline. Bear Case Regulatory and antitrust scrutiny in the U.S. and Europe could limit the percentage Apple collects from App Store sales or hamper new services. Margins pressured as hardware growth slows, especially given Chinese competition/risk of supply chain disruptions. Apple's current valuation remains rich unless earnings growth accelerates; any disappointment could prompt a sharp downside given macro risks. Despite Apple's massive resources, the company faces persistent criticism for lagging behind peers like Microsoft, Google, and even Meta in the rollout of advanced generative AI features. Apple Stock Price Prediction for 2025 Forecast Range: $170–$300 Analysts see moderate upside from today's price of around $224, with bulls eyeing further gains into late 2025 should the iPhone cycle and services outpace current estimates. A key risk is that valuation multiples could compress if revenue trends don't reaccelerate. Competitive gains from rivals and global regulation remain overhangs. Apple Stock Price Prediction for 2026 Forecast Range: $218–$411 2026 targets diverge, with some models projecting steady, earnings-driven creep, while others foresee strong upside from new platform adoption (AI, wearables). Bullish scenarios anticipate 60% to 80% upside if innovation cycles hit. Apple Stock Price Prediction for 2030 Forecast Range: $287–$478 A balanced CAGR model (8% to 12% annualized) from today suggests AAPL could close 2030 between $350 and $415. Structural upside exists if new categories (AR glasses) scale successfully. Downside risks are disruption to Apple's ecosystem, regulatory interventions, or margin erosion as competition heats up. Investment Considerations Apple remains a core blue chip, suitable for long-term growth investors, tech believers, and dividend reinvestors. Its record of buybacks, dividend hikes, and world-class brand equity keeps institutional and retail holders committed. As of mid-2025, hedge funds and pensions maintain overweight exposure, betting on Apple's proven playbook of ecosystem expansion and cash generation. Key risks: macroeconomic swings, intensified tech competition (especially in China), global regulatory action, and elevated earnings multiple. Upcoming catalysts to watch include Q3 earnings (iPhone 17 launch), Services segment margin growth, and the debut of new AI-powered features. Diversified investors should monitor Apple's valuation multiples and sector positioning. Significant drawdowns are possible if revenue growth disappoints or global tech sentiment sours. See Next: 'Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. You can invest today for just $0.30/share. This article AAPL Stock Price Prediction: Where Apple Could Be by 2025, 2026, and 2030 originally appeared on Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
an hour ago
- Yahoo
Warren Buffett Is Selling Apple and Bank of America Stock and Piling Into an Embattled Healthcare Stock Down 46% This Year
Key Points Warren Buffett and Berkshire Hathaway's team of investors continued a recent trend in trimming down their positions in Apple and Bank of America. Apple is Berkshire's top holding, while Bank of America is the large conglomerate's third-largest holding. Berkshire's biggest buy in the quarter involved a beaten-down health insurance stock. 10 stocks we like better than UnitedHealth Group › Each quarter, investors anxiously await Warren Buffett's company Berkshire Hathaway filing its 13F filing with the Securities and Exchange Commission, divulging what stocks Berkshire held at the end of the quarter, and, therefore, what stocks the company bought and sold in any given quarter. Investors are always looking for a glimpse into the genius of Buffett and his team of investors, especially with Buffett set to step down as CEO of the company at the end of the year. While Berkshire has been quiet in recent quarters, the large conglomerate made some notable moves in the second quarter. Berkshire recently sold some shares in two of its largest positions, while piling into an embattled healthcare stock that has struggled immensely this year. Trimming Apple and Bank of America In the second quarter, Berkshire continued to trim its largest position, Apple (NASDAQ: AAPL), and its third-largest holding, Bank of America (NYSE: BAC). In the quarter, Berkshire sold 7% of its stake in Apple and 4% of its stake in Bank of America. Over the past year, Berkshire has reduced its stake in Apple by 30% and Bank of America by 41%. While the bull market has raged for more than 2.5 years, Berkshire has plodded along conservatively, hoarding hundreds of billions of dollars in cash and cash equivalents, selling more stocks than it buys, and even turning away from share repurchases more recently. Given stretched valuations and the stock market's big run, many investors simply think Buffett and his team are not seeing compelling opportunities. There's also talk that Berkshire is staying conservative to prepare for the big transition that will see Buffett step down as CEO but retain his role as chairman of the board of directors. Longtime Berkshire veteran Greg Abel is set to step into Buffett's big shoes. Berkshire's stock got off to a terrific start this year but has floundered since the transition was announced. Apple has been dealing with tariff-related issues all year. Buffett and Berkshire may have foreseen this once President Donald Trump won the election, leading them to pare back their position. If Berkshire is concerned about the economy, perhaps paring back some of their bank holdings makes sense as well, as banks are typically cyclical. Playing contrarian on this healthcare giant In the second quarter, Berkshire initiated a $1.57 billion position in the nation's largest healthcare insurer, UnitedHealth Group (NYSE: UNH). UnitedHealth's stock has been crushed this year and is down about 46%. However, after the news came out about Berkshire buying the stock, shares increased close to 9.5% in after-hours trading. UnitedHealth has dealt with a flurry of issues this year, including higher medical insurance costs, which is a common trend across the sector. In the second quarter, management at UnitedHealth revised its prior full-year outlook down to $16 adjusted earnings per share, significantly below Wall Street's consensus estimates coming into the year. The main culprit is medical costs, which management thinks will come in $6.5 billion higher than previously expected. The sector has struggled in the face of an aging population, higher utilization of and more expensive services, higher drug prices, and inflation. Additionally, the U.S. Department of Justice (DOJ) is probing UnitedHealth in a criminal investigation over the way it charges customers in its Medicare Advantage program. The Wall Street Journal has previously reported on suspicious billing practices that allegedly increase payouts to the company. In a statement in late July, UnitedHealth said it is cooperating with the DOJ but has "full confidence in its practices and is committed to working cooperatively with the Department throughout this process." At their core, Buffett and his team are value investors, meaning they look for stocks with a market value below a company's perceived intrinsic value. While UnitedHealth has struggled and is forecasting a significant earnings decline this year, management is still projecting double-digit revenue growth in 2025. Furthermore, the company's balance sheet seems to be on solid footing. Sure, the company has high debt, but through the first six months of the year, earnings from operations of about $14.3 billion are still more than 7 times debt interest expense. Additionally, UnitedHealth's dividend yield is now roughly 3.25%, while the company's trailing free-cash-flow yield is above 10%, showing the company can easily cover the dividend for the foreseeable future. In fact, UnitedHealth recently increased its quarterly dividend by 5%. Ultimately, UnitedHealth trades at a lower-than-usual forward price-to-earnings ratio, despite expectations of much lower earnings this year, and at less than 1 times revenue. Buffett and his team value strong moats, so with UnitedHealth still controlling market share in the healthcare insurance industry, they likely see an attractive risk-reward proposition. Should you buy stock in UnitedHealth Group right now? Before you buy stock in UnitedHealth Group, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and UnitedHealth Group wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $668,155!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,106,071!* Now, it's worth noting Stock Advisor's total average return is 1,070% — a market-crushing outperformance compared to 184% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of August 13, 2025 Bank of America is an advertising partner of Motley Fool Money. Bram Berkowitz has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Apple and Berkshire Hathaway. The Motley Fool recommends UnitedHealth Group. The Motley Fool has a disclosure policy. Warren Buffett Is Selling Apple and Bank of America Stock and Piling Into an Embattled Healthcare Stock Down 46% This Year was originally published by The Motley Fool Sign in to access your portfolio
Business Upturn
3 hours ago
- Business Upturn
AAPL LOSS ALERT: Apple Inc. Investors with Losses are Reminded of the August 19 Class Action Deadline – Contact BFA Law (NASDAQ:AAPL)
NEW YORK, Aug. 17, 2025 (GLOBE NEWSWIRE) — Leading securities law firm Bleichmar Fonti & Auld LLP announces that a lawsuit has been filed against Apple Inc. (NASDAQ: AAPL) and certain of the Company's senior executives for potential violations of the federal securities laws. If you invested in Apple, you are encouraged to obtain additional information by visiting: Investors have until August 19, 2025, to ask the Court to be appointed to lead the case. The complaint asserts claims under Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 on behalf of investors who purchased Apple securities. The case is pending in the U.S. District Court for the Northern District of California and is captioned Tucker v. Apple Inc., et al. , No. 5:25-cv-05197. Why was Apple Sued for Securities Fraud? Apple is a multinational technology company that engages primarily in the businesses of smart-devices and artificial intelligence ('AI'). Apple's software includes a digital personal assistant called 'Siri,' which was first introduced in October 2011. The complaint alleges that Apple misrepresented Siri's advanced AI-based features as well as its ability to deliver them within the iPhone 16 product cycle. In truth, as alleged, Apple lacked a functional prototype of Siri's purported advanced AI-based features and misrepresented the time it would take to integrate such features into its devices. The Stock Declines as the Truth is Revealed On March 7, 2025, Apple announced it was indefinitely delaying several AI-based Siri features, citing development delays and pushing their release to sometime 'in the coming year.' On this news, the price of Apple stock declined $11.59 per share, or almost 5%, from $239.07 per share on March 7, 2025, to $227.48 per share on March 10, 2025, the following trading day. Then, on June 9, 2025, Apple hosted its Worldwide Developer Conference for 2025. Noticeably, Apple failed to announce any new updates regarding advanced Siri features. Analysts and media outlets described the WWDC as 'underwhelming' and 'disappointing,' with CNN stating that 'it's unlikely that any of the announcements made at Monday's event will change the perception that Apple is behind its competitors in AI.' On this news, the price of Apple stock declined $2.47 per share, or over 1%, from $203.92 on June 6, 2025, to $201.45 per share on June 9, 2025, the following trading day. Click here for more information: What Can You Do? If you invested in Apple you may have legal options and are encouraged to submit your information to the firm. All representation is on a contingency fee basis, there is no cost to you. Shareholders are not responsible for any court costs or expenses of litigation. The firm will seek court approval for any potential fees and expenses. Submit your information by visiting: Or contact:Ross Shikowitz [email protected] 212.789.3619
