Remember to take cash on holiday or be worse off, experts say
Research indicates that 39 per cent of travellers have encountered scenarios requiring cash, most commonly for tipping, taxi fares, and purchases at smaller, independent shops.
A reliance on cards can lead to unexpected costs, such as ATM fees for emergency withdrawals or poor exchange rates at airport currency desks.
Experts advise carrying a 'cash cushion' of local currency for unforeseen needs and understanding one's card's fee and currency conversion policies before travelling.
Most travel insurance policies offer cover for lost or stolen cash, with a significant proportion covering amounts between £200 and £399.
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