CAT 2025: Registration Window Opens Tomorrow At This Time
CAT 2025 Exam Date And Schedule
Exam Date: November 30, 2025 (Sunday)
Sessions: 3 sessions in a single day
Admit Card Download: From November 5 to November 30, 2025
Result Date (Tentative): First week of January 2026
Who Can Apply for CAT 2025?
To apply for CAT 2025, candidates must have a graduate degree with the minimum marks specified on the official website. However, just meeting the basic eligibility doesn't guarantee selection, as each IIM has its own admission criteria.
Registration Fees
SC/ST/PwD: Rs 1,300
All other categories: Rs 2,600
The fee is to be paid only once, no matter how many IIMs or institutes you apply to. The fee is non-refundable.
Colleges That Accept CAT Scores
All 21 IIMs will use CAT 2025 scores for MBA and PhD programs. Over 100 non-IIM institutes also accept CAT scores. The full list is available on iimcat.ac.in.
The exam will be conducted in computer-based mode in about 170 cities across India.
Candidates can choose up to five preferred cities during registration. Final allotment depends on seat availability.
CAT 2025 is your gateway to top management institutes like IIMs and several other reputed B-schools. Students are advised to check the official website for regular updates.
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Time of India
25 minutes ago
- Time of India
India's state refiners pause Russia oil buys as US adds pressure
India's state-owned oil refiners are pulling back from purchases of Russian crude for now, according to people with direct knowledge of the companies' procurement plans, as Washington ratchets up the pressure on New Delhi over the flows with a wave of harsh tariffs. Companies including Indian Oil Corp. , Bharat Petroleum Corp. and Hindustan Petroleum Corp. plan to skip spot purchases of the crude in the upcoming buying cycle, until there's clear government guidance, said the people, who asked not to be identified as they aren't authorized to speak publicly. That will affect buying of the Russia's Urals cargoes for October-loading, they added. The global oil market has zeroed in on India's crude purchasing after President Donald Trump doubled the levy on all Indian exports to the US as a direct punishment for the country's refiners taking Russian crude. The escalation — which hasn't yet been matched by similar action against China, another major buyer — is meant to pressure on Moscow to end the war in Ukraine. The tension has swung futures this week as traders assess the odds of disruption to flows, as well as Moscow's ability to find alternative buyers should Indian refiners opt to take fewer barrels. Brent was little changed near $67 a barrel on Thursday, following a five-day drop. Officially, New Delhi hasn't given any direction to refiners to stop buying Moscow's crude, with Prime Minister Narendra Modi's government pushing back against Trump's tariffs. Bloomberg earlier reported that refiners had been asked to draw up plans for buying non-Russian crude. An oil ministry spokesman didn't immediately reply to an email seeking comment. Separately, IOC, BPCL and HPCL didn't reply to messages from Bloomberg seeking comment. Beyond term contracts, oil producers and refiners typically deal with purchases in short-run cycles, with cargoes booked about one-and-a-half to two months ahead of loading. That planned-ahead pattern allows users to ensure they have enough on hand to meet their requirements. While overall purchases of October-loading Urals by India's refiners are unlikely to drop to zero, a dip could prompt a rush for other grades, with US, Middle Eastern and African cargoes as alternatives, said traders, who buy and sell across the region. Discussions for October cargoes have not yet started, though traders foresee deeper Russian discounts and more offers to China, which doesn't typically take much of the variety. In late-July, purchases of September-loading Urals concluded with India taking fewer barrels due to pricey offers. Since then, state-owned refiners have issued a slew of tenders, soaking up spot cargoes from other regions. Private processors Reliance Industries Ltd. and Nayara Energy Ltd., meanwhile, have been quiet, with the latter grappling with a steep drop in run rates following sanctions imposed by the European Union. Cargoes of Urals — Russia's benchmark crude grade from the west of the country — for August- and September-loading are likely to be delivered as planned, unless New Delhi advises otherwise, the people said. In recent days, tankers have offloaded some cargoes at Indian ports, albeit with some slight delays. At its peak, India imported more than 2 million barrels a day of Russian oil , up from almost zero purchases before the Ukraine war. 'There would be some operational disruptions for a period, but the crude supply-demand would balance out,' said R. Ramachandran, former director of refineries at Bharat Petroleum. If Russian supplies are more difficult, 'Middle East crudes — with the geographical advantages and a wide range of quality will be a prime substitute, especially from Saudi and Iraq,' he said.
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Business Standard
25 minutes ago
- Business Standard
LIC net profit rises 5% in Q1FY26; VNB margin and non-par share up
State-owned Life Insurance Corporation (LIC) of India reported a 5 per cent year-on-year (Y-o-Y) growth in net profit to Rs 10,986 crore in the April–June quarter of FY26 (Q1FY26), due to tepid growth in premiums. Its total premium income grew 4.77 per cent Y-o-Y in Q1 to Rs 1.19 trillion, with premiums in the individual segment rising 6.4 per cent to Rs 71,474 crore, and group business premiums growing 2.5 per cent to Rs 47,726 crore. The value of new business (VNB) of the insurer rose 21 per cent Y-o-Y during this period to Rs 1,944 crore. LIC's VNB margin, a key profitability metric for life insurers, stood at 15.4 per cent in Q1, up 150 basis points from the corresponding period last year. The share of Non-Par products in LIC's portfolio increased to 30 per cent in Q1FY26, compared to 24 per cent in Q1FY25. However, the number of policies sold declined 15 per cent to a little over 3 trillion in Q1. LIC's assets under management (AUM) at the end of Q1 rose to Rs 57 trillion, up 6 per cent from Rs 53.5 trillion in the same period a year earlier. The insurer's expense of management (EoM) fell 7.56 per cent from the year-ago period to Rs 12,498.57 crore, as net commissions paid dropped 2.76 per cent Y-o-Y to Rs 4,949.57 crore. LIC's EoM ratio stood at 10.4 per cent, down from 11.8 per cent in Q1FY25. In Q1, LIC's persistency ratios for the 13th month and 61st month stood at 75.6 per cent and 63.85 per cent, respectively, on a premium basis. In the same period last year, these were 78.23 per cent and 61.62 per cent, respectively. 'Sometimes policies lapse but are renewed a little later. In the long term, 61st month persistency has gone up. The interventions and modifications we made in the products—the effect is likely to come up after one year, which is a few months from now. So, whatever numbers we are seeing with regard to persistency are for policies sold a year back. Going forward, we will be able to see the result of the interventions,' LIC management said during the post-earnings media call. R Doraiswamy, managing director and chief executive officer, LIC, said, 'We normally find that lower ticket-size policies tend to have lower persistency. Since the cohort of policies measured for the current quarter belongs to the earlier regime, the 13th month persistency has declined slightly. We are making all efforts to contact and revive these policies to improve persistency going forward.' In terms of market share—measured by First-Year Premium Income—LIC continues to lead the Indian life insurance sector, with an overall share of 63.51 per cent. For the quarter ended 30 June 2025, LIC had a market share of 38.76 per cent in the individual business and 76.54 per cent in the group business. Doraiswamy added, 'Key elements of our strategy—like increasing the Non-Par share in individual business, improving VNB margin, and boosting the banca share—are fully on track. Our channel mix diversification strategy is visible with the increased share of bancassurance and alternate channels.'
New Indian Express
2 hours ago
- New Indian Express
Reliance warns of tariff risks weighing on its crude supplies, but sees strong domestic demand
MUMBAI: Reliance Industries, which runs the world's largest single-location oil refinery with 60 million tonnes of refining capacity, has warned that the continuing geopolitical and tariff-related uncertainties could disrupt trade flows and the demand-supply balance in its oil-to-chemicals business. The company, in the FY25 annual report released Thursday, said though it expects crude prices to remain volatile amid evolving sanctions, changing tariff regimes and output decisions by the oil cartel Opec and non-Opec members, oil demand is likely to maintain growth despite growing electric vehicle adoption as the economy is on a strong footing. In its 2025 oil outlook, the company, which closed the year with the highest ever revenue and net income -- Rs 10.71 trillion and Rs 81,309 crore respectively in FY25 -- said the ramp-up of new refineries may lead to weaker product cracks. "But expected closures can create upside potential for refining margins. Domestic fuel demand is expected to remain healthy with increasing economic activity, while domestic demand for downstream chemical products is expected to grow ahead of the GDP growth rate, driven by demand from infrastructure, packaging, automobiles and agriculture," RIL said. The company further said it remains on track to become net carbon zero by 2035 and is progressing rapidly to set up a 30 gwh modular battery gigafactory for cells, packs, containerised BESS (battery energy storage systems), and the backward integration into battery materials. In his address to the shareholders, company chairman Mukesh Ambani said RIL sees the 'breakneck speed with which the world is changing, reshaped by digital disruption, global shifts, and technological breakthroughs, not as a challenge but as an opportunity. We are reimagining our future and reshaping our businesses to become a new-age deep-tech enterprise.' 'From energy to entertainment, from retail to digital services, we are integrating next-generation technologies across every business vertical. Over 1,000 of our in-house scientists are leading cutting-edge research in areas like AI, renewable energy, advanced materials, and digital platforms, while our manufacturing infrastructure is being future-proofed to support the national aspiration of becoming a global manufacturing powerhouse,' Ambani said. Ambani said even amidst extreme external volatility, Reliance delivered a year of solid and balanced growth in FY25: revenue rose 7.1% to a record Rs 10.71 trillion, from which it earned an operating profit of Rs 1.83 trillion which grew 2.9% on-year and a net income of Rs 81,309 crore, which was 2.9% more than it had earned in the previous fiscal.
