IndusInd Bank shares in focus after Q1 business update shows 4% YoY drop in advances
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Corporate Banking net advances declined sharply by 14.4% YoY and 6.2% QoQ.
Consumer Finance portfolio rose 4.8% YoY but edged lower by 0.9% QoQ.
Retail and Small Business Deposits stood at Rs 1.84 lakh crore as of June 30, 2025, slightly down from Rs 1.85 lakh crore in March.
The bank's daily average Liquidity Coverage Ratio (LCR) for Q1FY26 was 141.27%, marginally lower than 145.26% as of June 30.
IndusInd Bank share price history
Shares of IndusInd Bank are expected to be in focus on Monday, July 7, after the lender released its Q1FY26 business update post-market hours on Friday, reporting a 3.9% year-on-year (YoY) decline in net advances and a 0.3% YoY fall in deposits.As per regulatory filings, the bank's net advances stood at Rs 3.34 lakh crore as of June 30, 2025, compared to Rs 3.47 lakh crore a year ago. Sequentially, advances declined 3.1%, down from Rs 3.45 lakh crore at the end of March 2025.Deposits also saw a mild annual dip, falling to Rs 3.97 lakh crore as of June 30, 2025, from Rs 3.98 lakh crore a year earlier. On a quarter-on-quarter (QoQ) basis, deposits dropped 3.3%, from Rs 4.10 lakh crore in March.The Current Account Savings Account (CASA) ratio declined both annually and sequentially, falling to 31.49% in Q1FY26 from 32.81% in Q4FY25 and 36.67% in Q1FY25, indicating a shift in the deposit mix.Over the past year, shares of IndusInd Bank have declined by 40.67%. On a year-to-date (YTD) basis, the stock is down 11.66%, and over the last six months, it has dropped 14.22%. However, in the shorter term, the stock has gained 25.50% in the past three months and 5.11% over the last month.On Friday, IndusInd Bank shares closed 0.7% lower at Rs 856.20 on BSE.: Recommendations, suggestions, views, and opinions given by the experts are their own. These do not represent the views of The Economic Times)
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