Money saving Expert urges over one million pensioners to check eligibility for £3,800 benefit
Older people in Scotland can no longer claim Attendance Allowance as it has been replaced north of the border by Pension Age Disability Payment (PADP). This is a devolved benefit administered and delivered by Social Security Scotland which follows a similar eligibility and payment structure as the Department for Work and Pensions (DWP).
In this week's MSE.com newsletter, Martin explained how it has now been 18 months since he and the team of experts launched an awareness campaign to drive take-up of the benefit, which is not means-tested.
The financial guru explained how success stories have 'flooded in' however, it still remains 'massively under-claimed, with potentially a million eligible pensioners missing out', according to Policy in Practice.
Martin urged people to take a few minutes and read through their online guide to make sure they, or a loved one, are not missing out on thousands of pounds. You can read the full guide here.
The latest figures from the DWP show that at the end of August 2024, nearly 1.7 million older people were claiming Attendance Allowance, including 150,000 living in Scotland.
The benefit is usually paid every four weeks, this amounts to either £295.60 or £441.60 every pay period - some £5,740.80 during the 2025/26 financial year.
How much someone receives depends on the level of support needed and the benefit is designed to help people of State Pension age with daily living expenses which can also help them stay independent in their own home for longer. It's important to be aware there is no mobility component attached to Attendance Allowance.
Support for people with health conditions
The benefit supports people with a disability, long-term illness and mental or physical health issues.
The list of conditions supported through Attendance Allowance is long, but the most common disabling condition - an umbrella term used by the DWP - is arthritis, which provides support for 483,376 people across Great Britain, including 44,455 in Scotland.
It's important to note that this list is not a checklist for claiming Attendance Allowance, it is intended to help people understand what type of conditions are being supported. However, if you need extra support during the day or night due to a long-term illness, disability or health condition, you should check out the official eligibility guidance on the GOV.UK website here.
The figures below show the percentage of people claiming for health issues related to these 48 conditions:
Arthritis - 47%
Spondylosis - 48%
Back Pain - Other / Precise Diagnosis not Specified - 43%
Disease Of The Muscles, Bones or Joints - 40%
Trauma to Limbs - 36%
Visual Disorders and Diseases - 41%
Hearing Disorders - 42%
Heart Disease - 50%
Respiratory Disorders and Diseases - 33%
Asthma - 47%
Cystic Fibrosis - 27%
Cerebrovascular Disease - 42%
Peripheral vascular Disease - 41%
Epilepsy - 44%
Neurological Diseases - 50%
Multiple Sclerosis - 52%
Parkinsons - 30%
Motor Neurone Disease - 32%
Chronic Pain Syndromes - 39%
Diabetes Mellitus - 39%
Metabolic Disease - 38%
Traumatic Paraplegia - 54%
Major Trauma Other than Traumatic/Paraplegia - 45%
Learning Difficulties - 48%
Psychosis - 44%
Psychoneurosis - 38%
Personality Disorder - 48%
Dementia - 20%
Behavioral Disorder - 28%
Alcohol and Drug Abuse - 37%
Hyperkinetic Syndrome - 27%
Renal Disorders - 26%
Inflammatory Bowel Disease - 42%
Bowel and Stomach Disease - 37%
Blood Disorders - 39%
Haemophilia - 39%
Multi System Disorders - 41%
Multiple Allergy Syndrome - 44%
Skin Disease - 37%
Malignant Disease - 35%
Haemodialysis - 22%
Frailty - 100%
AIDS - 47%
Coronavirus covid-19 - 1%
Viral disease - precise diagnosis not specified - 13%
Tuberculosis - 53%
Bacterial disease - precise diagnosis not specified - 43%
Cognitive disorder (other) - 22%
It's important to note there are special rules for people with a terminal illness, to help speed up their application - full details on GOV.UK here.
Below is everything you need to know about Attendance Allowance including the main health conditions being claimed, eligibility and how to make a claim.
Full details on Pension Age Disability Payment can be found on MYGOV.SCOT here.
Who can claim Attendance Allowance or PADP?
You should apply for Attendance Allowance or PADP if you have a disability or illness and need help or supervision throughout the day or at times during the night -even if you don't currently get that help.
This might include:
Help with your personal care - for example getting dressed, eating or drinking, getting in and out of bed, bathing or showering and going to the toilet
Help to stay safe
You should also apply if you have difficulties with personal tasks, for example if they take you a long time, you experience pain or you need physical help, like a chair to lean on. Attendance Allowance and PADP are not just for people with a physical disability or illness.
You should also claim if you need help or supervision throughout the day or night and have:
How much could I get?
You could receive either £73.90 (lower rate) or £110.40 (higher rate) each week. This amounts to either £295.60 or £441.60 every pay period.
You can spend the money however you like and it could help you stay independent in your own home for longer.
This might include:
paying for taxis
helping towards bills
paying for a cleaner or gardener
Can I claim Attendance Allowance or PADP even if I have savings and other income?
Yes. Both benefits are not means-tested so it doesn't matter what other money you have coming in or how much you have in savings either - there's no limit. Both benefits are also tax-free and you will be exempt from the Benefit Cap so you won't have money taken away from any other benefits.
Will Attendance Allowance or PADP affect my State Pension?
No, they won't affect your State Pension and you can even claim if you're still working and earning money.
How does Attendance Allowance or PADP affect other benefits?
The other benefits you get might increase if you get Attendance Allowance or PADP, these include:
Extra Pension Credit
Housing Benefit Reduction
Council Tax Reduction
How do I make a claim?
You will need to complete a long claim form when you apply for Attendance Allowance. It might seem daunting at first but help is available from your nearest Citizens Advice, so don't let the form put you off applying.
If you'd prefer to do it yourself you can follow the Citizens Advice guide on how to fill in your claim form here. Full details of how to get the application form by post or over the phone can be found on the GOV.UK website here.
What happens if I am about to reach State Pension age?
If you are thinking about applying for Attendance Allowance or PADP when you reach State Pension age, you might be better off claiming Personal Independence Payment (PIP) or Adult Disability Payment straight away - you may be able to get more money.
Who cannot claim Attendance Allowance?
Older people living in Scotland can no longer claim Attendance Allowance and need to claim Pension Age Disability Payment instead.
You won't be able to get Attendance Allowance if you already get PIP or Disability Living Allowance (DLA) to pay for your care. If you apply for Attendance Allowance while getting DLA, the DWP will usually reassess your DLA award instead.
You can renew your PIP or DLA when the existing award ends as long as you still meet the eligibility criteria. If your renewal is unsuccessful you can apply for Attendance Allowance instead.
Find out more about Attendance Allowance on the GOV.UK website here.
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