E-wallet paylado chooses Volt to power real-time top-ups and payouts
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Built primarily for the German market, paylado allows users to top up their e-wallets manually using two methods: a network of cash deposit devices across Germany, or via bank transfer. Once their balance is updated, users are able to initiate deposits with paylado's network of licensed, regulated iGaming merchants.
Because manual bank transfers can take up to five days to settle, and are prone to errors, EPG was seeking an open banking partner to provide a replacement in the form of real-time account-to-account payments. Because these are automated, transaction
Volt was selected owing to the resilience of its bank connectivity in Germany, its optimised top-up user experience, and its ability to initiate payouts from a paylado user's e-wallet back to their bank account – which iGaming merchants view as essential functionality. Further, its coverage across Europe was seen by EPG as a means by which it can seamlessly reach new users in additional markets.
Commenting on the partnership, Rupert Kainzbauer, EPG Financial Services' CEO, said: 'We chose Volt because of its multiple connections to bank APIs, in addition to its broad geographic coverage. We have absolute confidence that this will translate into a superior customer experience for paylado users, who can now make top-ups and initiate payouts much faster. We look forward to exploring further use cases with Volt as the transformative power of open banking becomes more apparent.'
Anna Gladka, Volt's Business Development Director and resident wealthtech expert, added: 'We're thrilled to go live with paylado. From the moment we began speaking with EPG Financial Services, it became clear how closely our product capabilities align with their needs – and, despite only recently going live, we're already talking about further ways of working together. Above all, the partnership is further evidence of the strength of our network and the onward customer experience that it facilitates.'
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Reuters
4 hours ago
- Reuters
MFE still short of ProSieben majority after rival tender offers
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The Independent
12 hours ago
- The Independent
iPhone 17 launch date has leaked – here's what to know
In less than a month, Apple is expected to finally launch the iPhone 17 line-up, introducing a super-thin iPhone 17 Air alongside the Pro and Pro Max for the first time, with leaks suggesting it could be just 5.5mm thick, boasting silicon-anode battery tech to help compensate for its slimmer design. Likely to be unveiled on 9 September, invitations to the launch event are expected to go out at the end of the month. But what can we expect? New leaks are still landing daily, and if the rumours are true, we could be about to see one of the biggest shake-ups to the iPhone's design in years, with the Pro range adopting a new horizontal camera bar akin to the Google Pixel. With talk of a foldable iPhone in the pipeline, we don't have long to wait to see the iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max and the iPhone 17 Air. Here's what we know so far, from release date and price to design and specs. Apple iPhone 17 release date: When will the new smartphones launch? It's pretty easy to predict when Apple will launch a new iPhone. The tech giant's big iPhone launch event almost always takes place in September, typically in the second week, usually on a Monday, Tuesday or Wednesday. For context, the iPhone 16 was announced on Monday 9 September 2024, the iPhone 15 on Tuesday 5 September 2023, the iPhone 14 on Wednesday 7 September 2022 and the iPhone 13 on Tuesday 14 September 2021. On 13 July, Bloomberg 's Mark Gurman weighed in, claiming the iPhone 17 keynote would take place during the week starting Monday 8 September, which is the week straight after Labor Day in the US (Apple's traditional launch window). Apple tends to avoid Fridays, and while Monday 8 September is a possibility, Gurman says Tuesday 9 or Wednesday 10 is more likely. That predicted launch date has now been backed up by a leak from German tech site According to the publication, which obtained information from German phone carriers, all four iPhone 17 models, including the iPhone 17 Air, will be unveiled on Tuesday 9 September. The handsets will then reportedly ship the following week on Friday 19 September. Pre-orders will most likely go live on Friday 12 September. While we'd take this rumour with a pinch of salt, it all lines up with our current predictions. Apple iPhone 17 price: How much could the new handsets cost? iPhone pricing rumours are never all that reliable. Every year, leakers and analysts predict a price hike, and every year, Apple tends to hold firm. However, that might finally change in 2025. In May, Donald Trump threatened to impose a 25 per cent tariff on all iPhones manufactured outside the US. Apple has already shifted some production to India, helping it avoid earlier tariffs, but this latest threat could still affect global pricing by the time the iPhone 17 launches. That same month, The Wall Street Journal claimed that Apple was planning to raise iPhone prices this September. The tech giant reportedly intends to attribute the hike to new features and design changes, rather than tariffs, in a bid to avoid political backlash. On 13 August, reliable Weibo leaker Instant Digital claimed that the iPhone 17 Pro will increase in price by $50 to $1,050 in the US, but the base storage will also be doubled from 128GB to 256GB, and the lower tier dropped entirely. Last week, analyst Jeff Pu claimed that iPhone 17 models will likely be more expensive than the iPhone 16 range due to US tariffs on devices assembled in China and India. Instant Digital isn't the only one touting a $50 increase. In a July research note, Jefferies analyst Edison Lee stated that Apple is expected to hike every iPhone 17 model by $50 as a way to offset China tariffs and the cost of components. The rumoured price hike would apply to the iPhone 17, iPhone 17 Air, iPhone 17 Pro and iPhone 17 Pro Max. That said, Bloomberg's Mark Gurman reported in March that the iPhone 17 Air, which is expected to replace the Plus model, will cost the same as the iPhone 16 Plus: $899 in the US and £899 in the UK, so we'll just have to wait and see. Apple iPhone 17 design and display Majin Bu, a leaker with a mixed track record, claimed back in September 2024 that Apple was prototyping an iPhone with the volume and action buttons unified into one single button. It could work similarly to the capacitive camera control button seen on the iPhone 16 Pro. The biggest design overhaul looks set to arrive with the iPhone 17 Air. In March, notorious leaker IceUniverse claimed that the phone could be just 5.5mm thick – thinner than any iPhone Apple has ever released. Apple analyst Ming-Chi Kuo said last year that it will feature just a single 48MP rear camera in a new horizontal pill-shaped camera bar, and unusually, Apple Track claimed in late April 2025 that it will feature a USB-C port that's slightly off-centre to accommodate the slimmer chassis. The device is also rumoured to feature a 6.6in OLED display with ProMotion, Dynamic Island and Face ID. On 28 July, a prototype of the iPhone 17 Pro was spotted in the wild and posted to X. In the pictures, you can see the rumoured iPhone 17 Pro in a bulky case, with a visible horizontal camera bar. Gurman publicly reacted to the images, adding a bit of extra credibility to the leak. As for the rest of the range, a really early rumour from Haitong International Securities analyst Jeff Pu, published in May last year, claimed that the iPhone 17, iPhone 17 Air and iPhone 17 Pro will use a complex aluminium design instead of the titanium frame found on the 16 Pro. The 16 and 16 Plus already use aluminium, but the 16 Pro doesn't. Pu did suggest the iPhone 17 Pro Max could maintain the titanium frame, however. It's a downgrade in materials that I'm hoping won't come to fruition, but another report published by The Information in September adds credence to the leak and suggests that all four handsets will have an aluminium frame. The report states that the iPhone 17 Pro and iPhone 17 Pro Max will also boast an aluminium upper back half, while the bottom half will be glass, reportedly because wireless charging doesn't work with a metal rear. In February, Weibo leaker Instant Digital claimed that Apple was testing reverse wireless charging, which would let you charge your AirPods and other accessories wirelessly. Again, it would be a step backwards from the all-glass rear on the iPhone 16 Pro line right now, depending on how it's implemented. There will also be a larger rectangular camera bump, making the 17 Pro look more like a Google Pixel. In December, a semiconductor insider shared a render of what the new frame could look like on X. Jeff Pu claimed in his May 2024 report that, with the exception of the iPhone 17 Air, the iPhone 17 lineup will feature the same display dimensions as the iPhone 16. If true, that means the iPhone 17's display will measure 6.1in, the iPhone 17 Pro will feature the same 6.3in display, and the iPhone 17 Pro Max will still measure 6.9in. Pu claims that the iPhone 17 displays will be more scratch-resistant and boast a more anti-reflective coating, but that rumour has since been walked back due to reported production issues. One early 2024 rumour from The Elec, a media outlet specialising in Korean electronics, claims that the non-Pro models will receive the Pro's always-on display for the first time and that they'll also get ProMotion LPTO technology, giving it a dynamic refresh rate. Apple is also reportedly shifting the positioning of the Apple logo to sit lower on the back of the iPhone 17 Pro to accommodate a new full-width camera bar. This would be the first major repositioning since the iPhone 11. Leaked renders, shared by Bu in late June, suggest the redesign may centre the logo within a glass cutout below the aluminium camera bump, preserving wireless charging while changing how MagSafe accessories align. Accessory makers are reportedly already adapting their gear for this redesign, though it's unclear if the internal magnet placement will also change. Apple iPhone 17 colours In April 2025, Majin Bu reported that Apple was testing a new sky blue colourway for the iPhone 17 Pro and Pro Max. However, that finish now appears to have been reassigned. According to a July report from Macworld, the same sky blue is instead expected to feature on the iPhone 17 Air, reflecting a more muted palette. Majin Bu also stated on 17 July that the earlier sky blue colourway has now been dropped and will be used on the iPhone 17 Air instead. On 20 June, Bu shared another leak suggesting that Apple was also testing two pastel purple and green colours for the base iPhone 17 models. Both were reportedly still in contention at the time, but only one might make the final cut. These could replace some of the iPhone 16's brighter colourways, like pink or ultramarine. More rumours about colours have continued to drop. In a July report, Macworld claims the base iPhone 17 will launch in black and white, carried over from the iPhone 16, as well as steel grey, light blue, green and purple, echoing Bu's report. The publication also states that the iPhone 17 Air will also come in black and white, alongside a much paler sky blue and a soft gold finish. The blue is reportedly even lighter than the standard model's, while the gold is described as a creamier take on last year's desert titanium. The iPhone 17 Pro and Pro Max are rumoured to come in black, white, grey (similar to natural titanium), a dark navy blue and a vibrant orange, inspired by the Apple Watch Ultra's action button. Macworld backed up these colours in its report on 16 July, adding that Apple is expected to switch from titanium to aluminium frames for the new Pro models, a change that may subtly affect how certain colours look in person. Apple iPhone 17 specs Leaks about the iPhone 17's performance are beginning to trickle out. According to Gurman, all models (including the iPhone 17 Air) will feature an A19 chip, while the Pro and Pro Max will get an upgraded A19 Pro chipset. All four phones are also rumoured to ship with 12GB of RAM – a step up from the 8GB found in the iPhone 16 Pro to support future Apple Intelligence features. The iPhone 17 Air will also reportedly include Apple's own C1 modem (also found in the iPhone 16e) and won't have a SIM tray – even outside the US. Wi-Fi 7 support is expected across the entire range. The Pro models could also feature a new vapour chamber cooling system to help with heat dissipation. On 11 August, Majin Bu claimed the iPhone 17 Pro range will gain an Apple Watch Ultra-style antenna that will wrap around the rear camera bump, something that will improve 5G signal strength and mmWave stability. Apple iPhone 17 camera In an August 2024 report, Jeff Pu claimed in a research note that all four iPhone 17 models will feature a 24MP front-facing camera – a better lens than the 12MP front-facing camera on the iPhone 16. It's a rumour seconded by reliable leaker Ming-Chi Kuo in January 2024. In October 2024, Pu added that the iPhone 17 Pro would feature a 48MP telephoto snapper with 3.5x optical zoom and a redesigned triple camera array that runs horizontally across the rear. According to a YouTube video from FrontPageTech released in April, the Pro models may also gain a new video recording feature allowing users to capture footage from both the front and rear cameras at the same time. It's rumoured that it would let you overlay a selfie shot over outward-facing footage – a useful tool for vloggers or creators. In February 2025, Majin Bu showed more renders of the iPhone 17 lineup, this time of the camera array. In the renders, the iPhone 17 Pro and iPhone 17 Pro Max can be seen with a triple camera system placed horizontally across the top. The base iPhone 17 will stick to its two vertical cameras, and the iPhone 17 Air will feature just one single camera. Mark Gurman claimed in March 2025 that this will be a 48MP camera on the iPhone 17 Air. According to Bloomberg 's Mark Gurman, Apple plans to emphasise improved video recording this year to better appeal to creators and vloggers, something he suggested in a PowerOn newsletter in February. In July 2025, an anonymous tipster told MacRumors that the iPhone 17 Pro would receive an upgraded Telephoto lens with up to 8x optical zoom, a notable jump from the iPhone 16 Pro's 5x. The same source claimed the lens would support continuous optical zoom across focal lengths by physically shifting position. Apple is also reportedly working on a new pro camera app designed to rival third-party tools like Halide and Filmic Pro, though it's unclear if it will be exclusive to the Pro models. The anonymous tipster also claimed that a second dedicated camera control button will be added to the top edge of the iPhone 17, complementing the existing one on the side. Apple iPhone 17 battery life While you might think that a thinner iPhone 17 Air would mean a worse battery life, Mark Gurman claims that the battery life in the iPhone 17 Air will be "on par with current iPhones', presumably the entry-level iPhone 16. This will be achieved, he says, thanks to some hardware and software optimisations, including the use of Apple's C1 modem – found in the iPhone 16e – a higher-density battery and the removal of an ultrawide camera, providing more room inside the phone for something bigger. According to a report in The Information, the iPhone 17 Air's ultra-thin design will come at a cost to battery life, with only 60 to 70 per cent of users expected to make it through a full day without recharging. That's a sharp drop compared to the 80 to 90 per cent average seen on other models. With a smaller battery packed into its slim chassis, Apple is reportedly preparing to offer a dedicated battery case, potentially an extra (and unwelcome) purchase. But in May, Bloomberg reported that the iPhone 17 Air could adopt a new silicon-anode battery developed by Apple supplier TDK. The company is expected to begin shipping the upgraded cells by the end of June, ahead of schedule, potentially giving Apple enough time to include them in the slimmer handset. The new tech could help extend battery life despite the smaller physical footprint. In early February, reliable Weibo leaker Instant Digital claimed that Apple was testing reverse wireless charging for the iPhone 17 line-up. If true, you'd be able to charge your AirPods and other accessories by placing them on the back of the phone – a great feature, albeit one that Android phones have had for years. The verdict: Apple iPhone 17 rumours With rumours pointing to a slimmer iPhone 17 Air, design tweaks across the line-up and potential upgrades like a 48MP front camera and ProMotion trickling down to non-Pro models, the iPhone 17 could mark one of the more exciting updates in years – if the leaks are true. Pricing might not stay flat this year, with reports suggesting increases tied to new design costs and possible US tariffs. The move back to aluminium on the Pro models might feel like a step down, and while a new sky blue colour option could freshen things up, the iPhone 17 Air's single camera and speaker might split opinion. A new silicon-anode battery could help balance out its slimmer build, but the biggest unknown remains Apple Intelligence, with many features still delayed until 2026.
Auto Car
16 hours ago
- Auto Car
VW is priming TEN new cars – here's everything we know
Close Volkswagen is preparing for one of the most comprehensive product offensives in its 87-year history, with 10 new electric and combustion-engined models due to be launched over the next three years as it reshapes its core line-up. Against a backdrop of stalled sales, deep cost cuts and workforce layoffs at home, the aim of VW's reinvention is to propel the German company back to its former strength, profitability and global competitiveness. At the heart of this renewed push are the ID 1, ID 2 and ID 2X, the new front-wheel-drive, entry-level electric cars that have been conceived as electric successors to the Up, Polo and T-Cross. Alongside this new trio, the German company will look to bring to market a wider range of electric cars – such as a Golf EV – while upgrading its current crop of combustionengined best-sellers as part of a renewed push for its ICE models. A new electric entry point Seen by VW as probably the most vital of all its upcoming models, especially in terms of mass EV adoption, is the ID 1. Previewed by the ID Every1 concept earlier this year, the new entry-level model has been billed by VW CEO Thomas Schäfer as 'the last piece of the puzzle' in the firm's electric transformation. 'This is the car the world has been waiting for,' he said at its unveiling in March. The production ID 1 is scheduled to hit the road in 2027 and will be priced from £17,000, which will position it as a premium rival to the cheapest EVs currently on sale, such as the £16,000 Leapmotor T03 and £15,000 Dacia Spring. The arrival of a 3880mm-long, five-door hatchback will also give VW a foot in an increasingly popular market segment that is expected to experience robust growth in future years with the imminent arrival of models from 'legacy' brands, such as the Renault Twingo. Key to the ID 1's low price is MEB Entry, a new cost-optimised platform developed specifically for compact electric models. This will be used first by the ID 2, which is set to be fully revealed at the Munich motor show in September. Unlike the MEB platform used by VW's existing EVs, MEB Entry features a frontmounted electric motor in a layout designed exclusively to provide compact dimensions, claimed class-leading interior space and a luggage compartment with a lower fl oor and greater capacity than competitors. The ID 1 will be powered by a newly developed front-mounted electric motor developing 94bhp. It has been conceived to deliver a top speed of 81mph and offer at least 155 miles of range from a lithium-ironphosphate (LFP) battery of around 38kWh in capacity. It will also feature a relatively simple torsion-beam rear axle (based on that of the current Polo) and be VW's first model to feature a fundamentally new software architecture, developed through a partnership between VW's software division, Cariad, and American EV maker Rivian. The software's zonal structure, adapted from Rivian's R1 off-roader, is claimed to allow for faster updates, improved functionality and more flexible hardware integration than the system in use by today's VW models. VW design boss Andreas Mindt said the design of the ID 1 was conceived to project warmth and accessibility, drawing inspiration from both the Up and the Golf. 'We wanted to give it a friendly face – something that makes you smile even before you get in,' he told Autocar. 'That slightly cheeky expression at the front is intentional. It's a car with character, not just a functional object.' Push for affordability Before the ID 1 will come the slightly larger ID 2. The first car to be based on VW's new MEB Entry platform and the car that kick-starts the German firm's affordable EV push will be shown in production spec at the Munich show before going on sale early next year. It will be the base for what VW boss Schäfer has described as the wider Volkswagen Group's new Electric Urban Car Family, which will be made up of the larger ID 2X, Cupra Raval and Skoda Epiq. The VW Group is planning a mass assault on the electric B-segment (which has gained life since the release of the Renault 5 earlier this year), with its cars set to start at less than £25,000 to undercut rivals such as the Peugeot e-208 and Vauxhall Corsa Electric. Power outputs for the ID 2 are set to range from 158bhp to 187bhp, while a flagship GTI hot hatch is set to deliver in the region of 223bhp. It will offer a top-end range of 280 miles from a 56kWh nickel-manganese-cobalt (NMC) battery pack. Inside, the ID 2 will feature a functional but spacious interior with both physical controls and a 12.9in central infotainment touchscreen. A year after the arrival of the hatchback, the raised ID 2X will go on sale. The model will be shown in concept guise for the first time at the Munich show. It will be near-identical to the ID 2 underneath but feature a higher ride height, more rugged design elements and increased ground clearance. The definitive naming of VW's three new entry-level electric models remains a closely guarded secret. However, insiders suggest they could forgo the ID 1, ID 2 and ID 2X names for a combination of the ID sub-brand label and VW's traditional models, such as ID Up, ID Polo and ID Cross. All change for larger ID EVs Away from new models, VW will update heavily its range of current cars. This will start next year with the brand's two best-selling EVs: the ID 3 hatchback and ID 4 SUV. Key to the upgrades will be a comprehensive makeover both inside and out, one that technical development boss Kai Grünitz said will be refl ective of the new range of smaller EVs to bring the whole lineup together while improving the user experience inside. This is part of a move to keep the pair fresh until deep into this decade, when replacements are due. The facelifted ID 3 is scheduled to be revealed during the second quarter of next year, while the ID 4 should arrive later in 2026. VW boss Schäfer said the new ID 4 in particular is 'really beautiful' and 'will be a completely different car – a huge step up.' He added: 'We felt it needed to fit in with the new design language going forward, since it is still our most important electric vehicle in numbers.' The new ID 4 is understood to be known internally as the 'electric Tiguan', hinting at a move to present the two similarly sized SUVs as siblings. The company has not confirmed that it will change the electric model's name, but Schäfer previously suggested that the Tiguan badge would always have a place in VW's portfolio - even as it goes all-electric. He said: 'We're not going to throw away the traditional, successful names that have carried us for so long, like Golf and Tiguan. Why would you let them go?' Above the ID 4, Autocar has been told Volkswagen has decided it will retire the ID 5 from its line-up. Launched in 2021 as a more sporting, coupéstyled sister model to the more upright ID 4, it was primarily aimed at the Chinese market but failed to gain traction there. In Europe, too, it has been overshadowed by the more practical ID 4. It was never offered for sale in the US market. Its planned cancellation, set to take effect in 2027, forms part of broader efforts to streamline the line-up and concentrate on highvolume models. 2028 to be a pivotal year Potentially one of the biggest years for VW's growth in sales of EVs will be 2028, when its most famous badge finally gets fully electrified. The electric Golf, currently under development at the company's Braunschweig R&D centre in Germany, will be the first VW model sold in the UK based on the company's new Scalable Systems Platform (SSP). It will use an 800V electrical architecture and feature more advanced battery technology, faster charging and more advanced software functions, marking a signifi cant technological step forward from today's MEB-based models. Grünitz previously told Autocar that the real benefit of the new architecture was that it was 'highly flexible and highly updateable'. He added: 'With over-the-air updates, I can introduce new functionality to our customers even after they bought the car, without them needing to bring it in for a service. That means it's really the next step.' The electric Golf's design will be inspired by the incoming entry-level EVs, suggested design chief Mindt, while still building on the traditional and familiar Golf design traits. VW could also merge the Golf model name with the ID sub-brand, resulting in the car being called the ID Golf, although this has yet to be confirmed. Following the standard car, both GTI and R hot hatch variants will follow. The electric Golf is being developed in a joint programme with an electric version of the T-Roc, with both models set to be produced at VW's Wolfsburg plant. 'Our goal is to build the electric Golf on the new SSP platform there, along with the electric T-Roc,' confirmed VW CEO Schäfer. 'This will establish Wolfsburg as the capital of our new all-electric compact class.' The new SSP-based electric T-Roc will feature new styling, improved interior space and added digital functionality. Positioned above the upcoming ID 2X but below the ID 4 successor, it's expected to become one of VW's best-selling electric models in future years. Daniela Cavallo, chair of Volkswagen's General Works Council, said the electric Golf and T-Roc together 'represent a volume in excess of 500,000 units per year'. She added: 'The SSP models will be just as important to VW's future as the MQB has been.' ICE upgrades also inbound Alongside the electric Golf and electric T-Roc, VW will continue to sell ICE versions of some models as part of a new strategy that represents a shift in customer sentiment and a growing industry consensus that a mixed drivetrain portfolio will be needed well into the 2030s. This has been driven by sales of EVs not accelerating as fast as anticipated and infrastructure concerns remaining in many markets. As such, Volkswagen is realigning its model cadence and development priorities to offer buyers more flexibility. In the case of the Golf, this will be an upgraded version of the current hatchback, and a second-generation ICE T-Roc will be launched at the end of this year. Set to be revealed at September's Munich show, it is tipped to be the final new ICE model that Volkswagen will bring to market. Despite them sharing a name, the ICE T-Roc will be an entirely separate model from its new electric sibling. With the new ICE T-Roc, VW will introduce a fullhybrid powertrain to its line-up for the fi rst time. The new set-up, similar to that used by the Toyota Prius, combines a petrol engine with an electric motor and battery, enabling limited electric-only driving without the need for external charging. The petrol engine is expected to be a turbocharged 1.5-litre four-cylinder petrol engine. As well as providing direct drive, it will also function as a generator to recharge the battery. Various outputs are planned, ranging from 201bhp to 268bhp and 258lb ft to 295lb ft. The technology differs from VW's current mild-hybrid and plug-in hybrid systems, offering a cheaper alternative in some of its most popular models. Autocar has been told that the powertrain will be available not only on the new ICE T-Roc but also across other MQB Evo-based models, including the Golf and Tiguan, as well as others across the VW Group stable. This pushes the lifespan of those cars until at least 2033, Autocar understands. A significant facelift for the Golf next year will bring improved infotainment, mild styling tweaks and a streamlined engine range that will include the new full-hybrid powertrain. VW has committed €60 billion (£50.8bn) in further investment into ICE development through to the end of 2028, including this new hybrid push. Join our WhatsApp community and be the first to read about the latest news and reviews wowing the car world. Our community is the best, easiest and most direct place to tap into the minds of Autocar, and if you join you'll also be treated to unique WhatsApp content. You can leave at any time after joining - check our full privacy policy here. Next Prev In partnership with
