
Households being handed £300 cost of living cash NOW – are you eligible?
The help comes as part of the Government's Household Support Fund, and aims to aid those who are most vulnerable.
The scheme has been extended a number of times, with the latest round of payments running between April 2025 and March 2026.
Each council in England is allocated a portion of the £742 million fund, which it then distributes to residents struggling with the rising cost of living.
Eligibility criteria varies based on where you live but usually help is offered to those on benefits or a low income.
Thousands of households in West Berkshire will soon be able to benefit from the scheme, after the local council was allocated a chunk of the fund.
The money will be used to give eligible households £300 to help them with the rising cost of living.
Low income families with three or more children will receive a maximum of £300, while families with one to two children will be offered up to £250.
Others will receive a maximum of £150.
West Berkshire Council will also provide free school meal vouchers during the holidays.
Eligible children will receive a total of three weeks of support to cover the holiday period and February half term.
Vouchers will need to be collected at the child's school.
Disability benefit explained - what you can claim
The fund will also go towards supporting pensioners via targeted assistance.
Eligible residents can apply to get their hands on some of the money via the council's form.
What If I Don't Live In West Berkshire?
The £742million Household Support Fund has been shared between all councils in England.
So, if you don't live in West Berkshire but are struggling financially or are on benefits you will likely be eligible for help.
Household Support Fund explained
Sun Savers Editor Lana Clements explains what you need to know about the Household Support Fund.
If you're battling to afford energy and water bills, food or other essential items and services, the Household Support Fund can act as a vital lifeline.
The financial support is a little-known way for struggling families to get extra help with the cost of living.
Every council in England has been given a share of £742million cash by the government to distribute to local low income households.
Each local authority chooses how to pass on the support. Some offer vouchers whereas others give direct cash payments.
In many instances, the value of support is worth hundreds of pounds to individual families.
Just as the support varies between councils, so does the criteria for qualifying.
Many councils offer the help to households on selected benefits or they may base help on the level of household income.
The key is to get in touch with your local authority to see exactly what support is on offer.
The current round runs until the end of March 2026.
This is because the fund was originally set up to help those on low incomes or classed as vulnerable.
What type of help you can get will vary but it could range from a free cash payment to supermarket vouchers.
It's worth bearing in mind, because the new round of the HSF has only just opened, you might not be able to apply for help yet.
However, it's worth keeping an eye on your local council's website or social media channels.
Most councils have pages on their websites dedicated to their HSF as well.
You might be able to find it by typing in the name of your council then "Household Support Fund" into Google search.
You may have to apply for help through the HSF or you may be contacted directly by your council.
Some local authorities send letters to your home to let you know about next steps you need to take.
Other help if you're on a low income
It's worth checking if you're eligible for benefits if you haven't already - it could boost your bank balance by thousands of pounds a year.
If you're struggling with the cost of food, check where your nearest food bank is, to help you get cupboard staples for less.
The Trussell Trust has hundreds of food banks across the UK, and you can find your nearest one here - trussell.org.uk/emergency-food/find-a-foodbank.
Meanwhile, if you have fallen behind on your energy bills, you might be able to get a grant to wipe any debt.
British Gas and Octopus Energy, the UK's two biggest energy firms, both run schemes offering customers grants worth up to £2,000.
You might be able to apply for a free grant through a local charity as well.
Charity Turn2Us has a free-to-use grants search tool on its website which you can find here - grants-search.turn2us.org.uk.
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


North Wales Live
11 minutes ago
- North Wales Live
140 job factory proposal in North Wales submitted to planners
Proposals are in for a major new factory in North Wales that would create 140 jobs. Knauf Insulation is behind the £170m plans for a manufacturing unit at Shotton, Deeside, which would be its second site in the region. It plans to take in 120,000 tonnes of raw materials per year – basalt, slag and recycled rock wool insulation and, using an electric melting furnace, turn that into 100,000 tonnes of rock mineral wool (RMW) insulation. This will then be used in housing and industrial insulation. Knauf has submitted a scoping opinion request to Flintshire council ahead of an Environmental Impact Assessment. Sign up for the North Wales Live newsletter sent twice daily to your inbox The report said: 'The raw materials and recycled materials will be delivered to the site via heavy goods vehicles (HGVs) and stored in designated areas before being milled and reduced in size and combined in specific proportions within the batch plant before being processed and melted. An electric melting furnace will be used to melt the batch and produce molten rock minerals known as 'melt'. The melt is then spun into fibres which are then formed, cured and cooled to produce various RMW insulation forms. 'The RMW is then cut and packaged to meet customer and product requirements.' The new site would include two 70 metre chimney stacks and a third smaller emergency stack. As well as direct jobs on site Knauf has estimated the site will generate around 400 jobs in the wider UK supply chain and generate hundreds of jobs during the construction phase. The company said it will work proactively to provide local employment opportunities and to enable access to training where possible. Neil Hargreaves, managing director of Knauf Insulation Northern Europe, said: 'Knauf Group has a proud history of manufacturing in Wales and this project aligns with the Welsh and UK Government's commitment to sustainability and the industrial vision for North Wales and Deeside. Using UK-first SAF technology, the new factory will produce non-combustible, low embodied carbon, recyclable rock mineral wool insulation to support the need for safer, more energy efficient and sustainable buildings.' Knauf Insulation is the UK's largest insulation manufacturer. Founded in 1979 as a US subsidiary of German building materials giant Knauf Group, the firm employs more than 6,000 people worldwide, including 600 at its three UK manufacturing plants in Cwmbran, St Helens and Queensferry. Ken Skates, cabinet secretary for transport and North Wales, said: 'The plans will be a major investment in the area and are a testament to the skills and facilities we have here.'


BBC News
14 minutes ago
- BBC News
'Huge gap' between Hundred hosts & other counties
A report into the financial health of county cricket has revealed a yawning gap between those clubs who host a Hundred franchise and those who do Leonard Curtis Cricket Finance Report, external shows Surrey, Lancashire and Warwickshire generated 44% of the total revenue of all 18 first-class counties in also found a number of counties are reliant on central funding from the England and Wales Cricket Board for the majority of their income with 71% of Northamptonshire's revenue coming from the ECB, while for Leicestershire it is 67% and Derbyshire 56%."Cricket in England and Wales remains overly reliant on central distributions, TV rights, and international fixtures at a handful of Test grounds," said the report's co-author, Professor Rob Wilson."While significant profits have been posted in isolated cases over the past 10 years, they are exceptions to the rule. "Without ECB support and income from The Hundred, it is questionable whether some counties could survive even for a single season."A new Financial Performance Index ranks clubs based on their results on and off the field for the 10 years between 2014 and 2023 with Surrey, who host the Oval Invincibles in The Hundred, leading the way, while Leicestershire are bottom of the table. Counties hosting Hundred teams Yorkshire - Northern SuperchargersLancashire - Manchester OriginalsNottinghamshire - Trent RocketsWarwickshire - Birmingham PhoenixGlamorgan - Welsh FireHampshire - Southern BraveSurrey - Oval InvinciblesMiddlesex - London Spirit 'They must work together' The sale of equity in the eight Hundred franchises is expected raise in the region of £520m which will be shared within the county England captain Michael Vaughan, who has written the foreword to the report, is calling on the first-class counties to work together to create a sustainable model."The Hundred money allows the 18 first-class counties to look to the future rather than simply survive from one summer to the next," he said."I would like to see counties being transparent with each other and sharing knowledge about what works for them. "Sometimes petty rivalries prevent that from happening and divisions between the Test host counties and the others develop."While revenue from The Hundred will offer many counties a lifeline, Professor Wilson believes the future of the domestic game is far from secure."This report raises questions about the long-term viability of the county model," he said."Investment in The Hundred may provide some medium-term relief, but only if invested strategically and to build infrastructure." Key time to develop disability cricket The report also calls for The Hundred to be used to develop disability cricket by giving counties the funding to provide more opportunities to play the game."Key to disability cricket's development will be linking it into The Hundred as it continues to develop and attract players, fans and volunteers to the game," said former England Physical Disability cricket captain Iain Nairn MBE."The ECB needs to ensure that, all counties can provide opportunity for disabled cricketers to participate on both a grassroots and elite level - The Hundred appears to be a great format to drive fresh engagement."


The Sun
15 minutes ago
- The Sun
Mortgage guarantee scheme offering 95% loans confirmed in government plans
FIRST-TIME buyers with 5% deposits will continue to get help through a mortgage guarantee scheme, the government has confirmed today. The new scheme will be permanently launched from this month and means first-time buyers can borrow up to 95% of the home price. 1 It replaces the previous Mortgage Guarantee scheme which first launched in 2021 and ended last month. Plans to relaunch the scheme were initially laid out in the Chancellor's Spending Review earlier this month. The move, reiterated in government documents published today, allows buyers to purchase a home across the UK with just a 5% deposit. The government then provides a guarantee to the lender to cover some losses if the buyer cannot repay their mortgage and the property gets repossessed. It is significantly lower than the 10% or 20% deposit many lenders ask buyers to pay when securing a home. For example, if you bought a house for £350,000, you would only need to pay a deposit of £17,500. Someone required to pay a 20% deposit on a property of the same value would have to make a down payment of £70,000. Since the scheme began, over 53,000 mortgages have been completed using it, with a total value of £10.7billion as of December last year. The small deposit mortgage deals were previously popular leading up to the 2008 financial crash but were phased out afterwards. The scheme has been hailed as an accessible way for buyers to get on the ladder. But the larger loan-to-value ratio for the mortgage means buyers will pay higher interest rates when they make repayments. Rachel Reeves FINALLY addresses Commons tears after she and Keir Starmer put on awkward show of unity Peter Stimson, director of mortgages at lender MPowered Mortgages, said the move comes "a year too late". He said: "The mortgage market has changed a lot since Rachel Reeves swept into 11 Downing Street last July. 'The Base Rate has come down by a full percentage point and hundreds of 95% LTV mortgage products are now available. 'Every lender who wanted to offer a 95% loan is probably already doing so. "The Chancellor's announcement is unlikely to make dozens more suddenly follow suit - as the price of entry is unknown and will vary each year." Many lenders are offering their own take on the 95% mortgage. Nationwide just recently launched a 95% mortgage for buyers looking to purchase a new build home. The offer also allows customers to borrow six times their annual income through its Helping Hand scheme. Elsewhere, Skipton Building Society offers a 100% mortgage deal that allows you to buy a home without a deposit. A similar mortgage deal was recently launched by April Mortgages too. ALL CHANGE Mortgages will also be available at over 4.5 times a buyer's income, following recommendations from the Bank of England to loosen lending rules. This will create more than 36,000 additional mortgages for first-time buyers over the first year, the Government said. Britain's biggest building society Nationwide also announced plans last week to make its "Helping Hand" mortgage scheme for first-time buyers available to people on lower incomes. From Wednesday, eligible first-time buyers can apply for Nationwide's Helping Hand mortgage with a £30,000 salary, down from £35,000, and joint applicants with a £50,000 combined salary – down from £55,000. It has been estimated that this will support an additional 10,000 first-time buyers each year. Brian Byrnes, head of Personal Finance at Moneybox, said: "It is encouraging to see steps being taken to support first-time buyers. "Enabling people to borrow more is not a silver bullet. "What first-time buyers truly need is not just the ability to take on more debt, but meaningful, long-term support to help them start saving and investing earlier in life so they can build up that all-important deposit." Elsewhere, plans to cut the tax-free allowance for cash ISAs have been put on hold by the Chancellor, after speculation that reforms to the savings account would also be announced. What help is out there for first-time buyers? GETTING on the property ladder can feel like a daunting task but there are schemes out there to help first-time buyers have their own home. Help to Buy Isa - It's a tax-free savings account where for every £200 you save, the Government will add an extra £50. But there's a maximum limit of £3,000 which is paid to your solicitor when you move. These accounts have now closed to new applicants but those who already hold one have until November 2029 to use it. Help to Buy equity loan - The Government will lend you up to 20% of the home's value - or 40% in London - after you've put down a 5% deposit. The loan is on top of a normal mortgage but it can only be used to buy a new build property. Lifetime Isa - This is another Government scheme that gives anyone aged 18 to 39 the chance to save tax-free and get a bonus of up to £32,000 towards their first home. You can save up to £4,000 a year and the Government will add 25% on top. Shared ownership - Co-owning with a housing association means you can buy a part of the property and pay rent on the remaining amount. You can buy anything from 25% to 75% of the property but you're restricted to specific ones. Mortgage guarantee scheme - The scheme opens to new 95% mortgages from April 19 2021. Applicants can buy their first home with a 5% deposit, it's eligible for homes up to £600,000.